81. Utilize Online Coupon Sites – There are many websites that offer coupons that cannot be found in the Sunday paper. They are free to join and easy to use.
82. Two is Better Than One, in the Dryer – It might sound crazy, but tear dryer sheets in half for the dryer. A half sheet is just as effective.
83. Google for Promo Codes – When you get to the shopping cart, you’ll see a space to enter a coupon code or promo code. Instead of just making the purchase, do a quick Google search for your item plus “promo code”. Maybe you’ll find a nice 10% off code to save you money at the last minute.
84. Buy with Your Reward Points – Don’t spend more than you normally would, but use a reward credit card throughout the year and accumulate reward points for your spending. Then use the rewards for your Christmas gifts or to help with a vacation.
85. Install a Programmable Thermostat - This awesome invention can help you save 10 to 20% on your energy bill. Makes saving a no-brainer.
86. Use Your Library More – Instead of buying books and renting movies, use your local library to check out books and movies for free. They also typically have free wifi and computers you can take advantage of.
87. Sweep the Kitchen – Save money by being a creative cook. Use ingredients on hand, rather than buying ingredients to make a specific dish. Food doesn’t go to waste and you’ll create some new and different salads, casseroles, etc.
88. Avoid the Bank Fees – Get rid of those monthly checking and savings fees. Move to an online savings account or online checking account and stop paying fees.
89. Free Eggs – Four chickens on a quarter acre of land provide free eggs, natural insect control, and free fertilizer.
90. Cure Your Savings – When shopping for over-the-counter medicines compare the labels between the generic and name brand items. Usually they are the same and usually you can get the generic for about 40 percent less than the name brand.
91. Practice Hypermiling – Drive slower, brake as little as possible, and keep your tires properly inflated. All will help to conserve on fuel expenses.
92. Truly Save, Not Spend Less – The best way to save money, is to deposit money in any bank as savings deposit for use at a future time. Don’t confuse spending less with true savings.
93. Bundle Your Savings – Bundle your TV, Internet and phone services. This can typically save you good money each month. At a minimum consider a service like Dish Network for a little while. They will give you a great rate on your initial deal.
94. Don’t Be a Captive Consumer – Prepare in advance when you might be stuck in a place where the pricing gets marked up because of low competition (e.g. movie theater, airport, zoo, etc.). Bring your own snack, or eat at home just before heading to these places.
95. Invest in a Deep Freeze – If you have a big family, consider buying a deep freeze so you can buy more in bulk, and do more batch cooking.
96. Eat Before You’re Entertained – Eat your meals at home before going to theaters, sporting events, etc.
97. Brew Your Own Coffee - Stop spending upwards of $5.00 per day on a cup of coffee. Make it at home and bring it to work in a thermos.
98. Turn Off the Lights – Make it a habit to turn off the lights when you are the last person to leave a room.
99. Clean with the News – Use old newspapers instead of paper towels with an eco-friendly cleaning product to wipe glass surfaces.
100. Create Your Own Cleaning Rags – Cut up old clothes that have holes or stains and use them around the house for cleaning, dusting, and grease rags. Don’t buy paper towels anymore.



Hi, I'm Philip Taylor. I'm a husband, father, blogger, and entrepreneur. I love learning to do more with my money and sharing it all here with you. Join in on the conversation and start improving your financial life today.