Betterment vs. Vanguard: Both are Great, but Which is Best for You?

etterment and Vanguard have each positioned themselves as leaders in the passive investing movement. Betterment is a robo-advisor that offers an automated service to build a customized investment portfolio, with the goal of giving you the best results while saving you both time and money. Vanguard is the premier low-cost investment vehicle. Investing with Vanguard means following founder John C. Bogle's commitment to low-fee index funds to help you maintain … [Read more...]

Is AARP Worth it? Get These Awesome Benefits (Some Free) for People Under 50

t the YMCA where I used to work out, there was always a large stack of AARP magazines available for perusal during my 30 minutes on the elliptical or treadmill. Despite being in my 30s, it was always my favorite magazine to borrow for a workout—although I’d sometimes hide the cover like I was reading something illicit. I thought of AARP as an organization for...well, older people. It's called the American Association of Retired Persons, after all. It felt a … [Read more...]

The Annuity You Can Start Funding When You’re Young (Blueprint Income’s Personal Pension)

This piece was sponsored by Blueprint Income. However, opinions expressed are our own. nlike many working in the personal finance sphere, I have no plans to retire. I love my work as a freelance writer, and I intend to keep at it even if my fingers my fall off and I have to type with my nose. However, I also know that retirement isn’t necessarily a choice, having seen friends and family members involuntarily retired from well-loved careers because of illness, … [Read more...]

Blooom: Finally, a Robo-Advisor to Help You Manage Your 401K

PT's note: When I started my first big career job (nine months with KPMG out of Shreveport, LA) I never invested with the 401K! I didn't even get the match! It wasn't until I was 23 (at my second major employer) that I pulled the trigger and started investing and getting the employer match through the 401K! Agh! To think of all of the lost compound interest and free money. hen you started your first job, were you offered a 401(k) account? And if you were, did you even … [Read more...]

050: Using Your Values and Goals to Reach Financial Independence with Matt Miner

Matt Miner is a coach, author, and speaker who works with folks to get the most out of their money by understanding his clients’ values and goals, and then helping them do what it takes to gain control of their income and increase their savings rate. Check out his work at DesignIndependence.com. Matt holds a Bachelor of Science in Finance from Arizona State University in Tempe Ariz. and an MBA from Duke University in Durham, N.C. On weekdays, he leads the sales … [Read more...]

048: Retiring Early to Travel the World with Jeremy from GoCurryCracker

After retiring in their 30s, Jeremy & Winnie spent the last 4 years traveling the world. Their son joined them 2 years ago, and visited 16 countries in his first 16 months. Jeremy says, "who knows what the future holds, but most likely more travel and adventure." They share it all over at GoCurryCracker.com - visit their site to see why the funky name. Listen in as we find out how and why Jeremy chose to retire early and what he does with his free time now. So … [Read more...]

044: Building a Wealthy Mindset with The Money Guy Brian Preston

With over two decades of experience in personal financial planning and taxes, Brian Preston is driven to help others optimize their lives so they can focus on the things in life that truly matter to them. Brian’s firm emphasizes having the heart of an educator, and this desire to create educated clients led to the award-winning podcast, The Money Guy Show. When not helping clients reach success with simple, smart strategies, Brian loves spending time with his wife, … [Read more...]

037: Radical Personal Finance with Joshua Sheats

Joshua Sheats is the creator of the Radical Personal Finance podcast. He’s the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of … [Read more...]

033: Stop Worrying About Money with J. David Stein from Money for the Rest of Us

David Stein produces and hosts the top-10 iTunes ranked investing podcast Money For the Rest of Us where he teaches over 25,000 listeners per episode about money, how it works, how to invest it, and how to live without worrying about it. So let’s dig in. Let’s meet today’s Master of Money…. Listen to This Episode with David Listen to it on iTunes. Stream by clicking here. Download as an MP3 by right-clicking here and choosing "save as." I hope you … [Read more...]

032: Live Well Today and Tomorrow with Roger Whitney, the Retirement Answer Man

Roger Whitney is the Retirement Answer Man, and he believes you can create a great life that balances living well today AND living well tomorrow by having the right little conversations about money. Over the last 24 years, he has worked directly with clients on this journey and shares the wisdom he's learned on his weekly podcast, The Retirement Answer Man, and his blog at rogerwhitney.com. This is a great interview with Roger. He’s really living out this "living … [Read more...]

Ally Invest Managed Portfolios: Investing Guidance from a Trusted Name

Are you comfortable managing your own investments or do you prefer a professional do everything for you? As a fairly inexperienced investor, I’m not confident about making investment decisions all on my own. At the same time, it can be scary to place complete trust in someone else to manage all of my hard-earned money. Especially with the typical requirement that you invest a significant amount in order to benefit from the guidance of an account … [Read more...]

028: How American Families Are Mastering Their Money in a World of Uncertainty with Rachel Schneider

Have you ever wondered what either helps or hinders Americans from becoming masters of their money? That’s what we are talking about today, with my guest Rachel Schneider. Today’s show is very different than what we’re used to. We’re taking a macro look at your average American and trying to understand how they can become (and what’s maybe preventing them from becoming) Masters of Money. My guest today is Rachel Schneider is the co-author of The Financial … [Read more...]