How to Start a Business with No Money

Want to improve your finances by adding more income to the mix? Start a business. Wondering how to start a business with no money? Do you think you need small business funding to kick things off? BS! Sure there are some types of businesses where full ownership will be limited if you can't come up with your own capital to fund things (e.g. a franchise). Don't think for a second that you have to possess a lot of cash to get … [Read more...]

Introducing Vidzuno, aka How to Start a Video Production Company

I recently started a third business: FinVid, LLC (doing business as Vidzuno). We’re calling it a "video production company" with a mission to "help influencers and brands create amazing video." It’s admittedly broad in scope. We’re hoping to refine that this year. Today I thought I’d share my motivation for this new company and walk you through the steps I took to get it up and running. This company--and how I think about … [Read more...]

The Cash Flow Analysis for Our Rental Property (at Year End 2018)

It’s time once again to do our annual rental property cash flow analysis. To see previous years, visit the link at the bottom of the post. Twenty-eighteen was another challenging year for our rental property: 100% occupied (thankfully), new contract negotiations, and major water damage that ruined the wood floors! If you're new to my recaps, this is property is our old personal residence - a Frisco, TX townhome we purchased in … [Read more...]

The Important Things We’re Saving For (Our Savings Goals for 2019)

Each year I take a moment to consider our annual savings goals: retirement, emergency, short-term, etc. What do we want to get done with our savings in 2019 to feel like we made a solid push towards our plan for financial independence? Let's take a look. I’m a believer in being intentional and putting carrots out there for myself. So, here we are. If you want to have success with your finances and move towards financial … [Read more...]

How to Get Sideline Passes for NFL Games (Our Exclusive Team Experience with Barclaycard)

This experience was sponsored by Barclaycard. However, all content and opinions expressed here are my own. Wouldn't it be cool to be on the sidelines at an NFL game? This could be a dream-come-true experience, especially for long-time or young fans. Who doesn't want to get close to their heroes down on the field? I'd love to one day bring my kid(s) down on the field. Not many people get to experience being that close to the … [Read more...]

21 Online Job Search Sites to Find Your Next Job

Looking for a job can be exhausting and frustrating. Especially if you’re underemployed or jobless, sending out hundreds of resumes without anyone calling you back is tough. Don’t let the job search bring you down. Focus your energy on online job search sites that will help you find the right position for your skills. How Do I Find a Job in My Area Online? Looking for a job in your area requires being strategic. Do some research … [Read more...]

7 Strategies to Save You Thousands Each Year in Taxes (Year-End Tax Planning)

It's time once again to start giving some thought to paying taxes. Who's excited? Okay, even though it may feel like a chore it's wise to do a little analysis at the end of the year to see if there are any year-end tax planning moves you need to make. Remember, corporate returns are due on March 15, 2019. Personal tax returns are due on Monday, April 15, 2019, the last day to file taxes. But you can file your taxes with the IRS … [Read more...]

The Minimalist Home Office: 5 Tips to Organize Your Workspace and Get More Done!

If you’re like me and run a business or side hustle from a home office (or just work remotely sometimes), then you understand the need to have a clutter-free, minimalist home office environment. Growing up, my Mom always told me, “clear space, clear mind.” That little nugget has always stuck with me. I believe it. My friend Joshua Becker just authored a new book, The Minimalist Home: a room-by-room guide to a decluttered, focused … [Read more...]

The Best Passive Income Ideas That Actually Work

If you're like me you're always in search of the best passive income ideas. Honestly, though, passive income sounds a little bit like a leprechaun: a mythical creature that provides you with money without you having to work for it. But passive income--otherwise known as residual income or investment income--is the real deal, unlike magical bearded men with pots of gold. I have several passive income streams going on in my own life … [Read more...]

Betterment vs. Vanguard: Both are Great, but Which is Best for You?

Betterment and Vanguard have each positioned themselves as leaders in the passive investing movement. Betterment is a robo-advisor that offers an automated service to build a customized investment portfolio, with the goal of giving you the best results while saving you both time and money. Vanguard is the premier low-cost investment vehicle. Investing with Vanguard means following founder John C. Bogle's commitment to low-fee … [Read more...]

My $10,000 Real Estate Crowdfunding Experiment with PeerStreet [Review]

Are you an accredited investor looking for a way to get involved in real estate investing without actually owning and managing a piece of property yourself? I have my own rental property, but I can't imagine taking on another one at this point. And the turnkey stuff either seems shady or too involved. So I've been looking at all of the various options, and asking some friends. Coach Carson, author of Retire Early with Real … [Read more...]

Protect Your Family and Enter to Win $50,000 with USAA Life Insurance

This post is brought to you by USAA. While this is a sponsored post, all content and opinions expressed here are my own. Life insurance can get a bit of a bad rap. It can feel like a major downer to think about the possibility of dying and leaving your family financially unprepared. Then there is the stereotype of hard-selling insurance agents (like Ned Ryerson who tries so hard to sell Bill Murray a policy in Groundhog … [Read more...]