About Philip Taylor, CPA

Philip Taylor, aka "PT", is a CPA, blogger, podcaster, husband, and father of three. PT is also the founder and CEO of the personal finance industry conference and trade show, FinCon.

He created Part-Time Money® back in 2007 to share his advice on money, hold himself accountable (while paying off over $75k in debt), and to meet others passionate about moving toward financial independence.

Azlo Review – Business Checking for Founders and Freelancers

Update: Azlo is no longer taking new customers and existing accounts will be closed on 3/31/2021. See our recommendations for alternatives, like Novo, below. When you're starting a business or a side hustle, business banking is one of the first things you need. Finding the right business checking like Azlo—whether you're a full-time business owner or have a side gig—can get you started on the right foot. Azlo is an online … [Read more...]

104 Ways to Save Extra Money (New Ideas for 2021!)

Let's save some money! Here are 104 ways to save money. Why save money? Well, so you can afford your future. So you won't have to rely on credit to get you by. So you can do some fun things. There are lots of reasons to do it. Why 104? Because it's double my other list, 52 Ways to Make Extra Money and I like a challenge. Okay, let's get started with the savings... 104 Ways to Save Money 1. Get a Piggy Bank - Put up a piggy bank at your home. This creates a visual … [Read more...]

Where to Get Your Taxes Done in 2021 (The 3 Best Places & Prices)

Are you wondering where to get your taxes done? What's the best option for your tax situation? Tax preparation and filing can be simplified by doing a little research to choose the best option for you. You can still go to an accountant or a retail tax preparation service, but an increasingly popular option is do-it-yourself software for tax preparation. Of course, you want to be sure you're spending your money wisely and getting … [Read more...]

The Last Day to File Taxes in 2021 (and What to Do If You Can’t Pay)

Update: Due to the Coronavirus crisis, taxpayers and businesses will have (according to the IRS website) until April 15, 2021, to pay and file their 2020 tax returns. Head's up...many post offices stay open later on tax day to ensure you get your return filed. Tax Penalty if You Don't File on Time You will be penalized 5% (of the amount of additional taxes you owe beyond what you paid in) each month you haven't filed. This penalty maxes out at 25% of the … [Read more...]

10 Ways to Give More to Charity in 2021

Ever heard of the “James Bond of philanthropy,” otherwise known as Chuck Feeney? He made it his life’s mission to give away his entire $7.5 billion fortune while he was still living. At the end of 2016 he gave away his last $7 million to Cornell University, leaving him only $2 million to live on for the rest of his life. Over his lifetime his contributions totaled 420,000% of his net worth. He was the founder of The Atlantic Philanthropies, which supported … [Read more...]

18 Side Hustle Ideas for 2021: Find Your Perfect Side Hustle

It's 2021 and it seemed like the perfect time to create a fresh list of side hustle ideas to inspire you to get started. Myself and our writing staff have tried several of these side hustle ideas and we're here to share what we know. There is a lot to consider when starting a side hustle, but the biggest question is: "What are you going to do?" You need ideas! Something that isn't too demanding, something that fits your schedule, … [Read more...]

TaxSlayer Review for 2021: Easy to Use and Fast Refund

  It’s true--most people don’t enjoy doing their taxes. But with the right tax filing software, it can at least be quick and straightforward. If you’re searching for an accurate and inexpensive solution, TaxSlayer is a good option. If you've thought about doing your own taxes this year, you’ve probably looked at different tax preparation software. Before deciding on how you will file your taxes, it’s good to take a look at … [Read more...]

A Low-Cost Alternative to Health Insurance [Medi-Share Review]

  Joining the Christian medical expense sharing community, Medi-Share, for around $300/month has been a fantastic financial move for my family. Prior to joining this healthcare expense-sharing community, I was paying $1,100 per month for a health insurance plan with Humana! Medi-Share is not insurance (nor is it charity as you'll see). But it's a great alternative for some. And even without the Obamacare mandate, this … [Read more...]

7 Business Ideas that Scale [Plus How to Scale Any Business]

As a blogger, I stumbled into a business idea that scales pretty efficiently. I can reach thousands of people each day with my words using the power of the Internet and search. When I say "scales" efficiently, here's what I mean: A scalable business can be served up to exponentially more and more people without incurring an exponential number of operating costs. Digital products, courses, and blogs are great examples of scalable … [Read more...]

How To Calculate Rental Property Cash Flow

Real estate investing can provide you with an additional stream of income, helping you build wealth and reach your financial goals even more quickly. One of the most popular ways to invest in real estate is owning a rental property. Whether you’re a new investor considering real estate or a rental owner trying to decide on your next step, there are a few common goals every real estate investor should have. To determine whether … [Read more...]

Discover Seasonal Jobs in Unique Places [CoolWorks Review]

Have you ever dreamed of working on a dude ranch in Wyoming? Or maybe being a camp counselor, introducing kids to the wonders of nature? I was a camp counselor in my 20s and it was one of my favorite experiences. If the traditional corporate life - being stuck indoors working 9-5 and then going home and spending your evening watching Netflix - feels like torture, then CoolWorks might just have the opportunities you are looking … [Read more...]

50 Companies Hiring Right Now During the Coronavirus Lockdown

If you have been laid off because you were deemed non-essential but still have bills to pay then you are probably looking for a job right about now. The good news is that there are a number of companies that have actually increased the number of workers they are looking to hire because of the current pandemic. Listed below are 50 companies that are hiring right now during the coronavirus lockdown. 1. Walmart The nation's … [Read more...]