About Philip Taylor, CPA

Philip Taylor, aka "PT", is a CPA, blogger, podcaster, husband, and father of three. PT is also the founder and CEO of the personal finance industry conference and trade show, FinCon.

He created Part-Time Money® back in 2007 to share his advice on money, hold himself accountable (while paying off over $75k in debt), and to meet others passionate about moving toward financial independence.

Best Morning Routine For Those With a Side Hustle

Waking up bright, early, and ready to seize the day comes more naturally to some people than others. Whether you rise with the sun or fight to get out of bed, having a solid morning routine is crucial. It’s especially important when you’re a new entrepreneur, building your own business on top of the demands of another job or other responsibilities. A good morning routine can give you the energy, mindset, and momentum you need to be productive throughout the … [Read more...]

10 Steps to Growing Your Side Hustle Faster By Breaking Bad Habits

Some habits are good and easy to enforce, like brushing your teeth or making your bed.  But other habits, like hitting the snooze button and procrastinating on projects, can be detrimental to your well-being and success.  These types of habits can also be really hard to break. When you’re a new entrepreneur building a side venture, squashing bad habits is key to increasing your productivity. If bad habits are bringing down your business and holding … [Read more...]

10 Steps To Building Strong Habits to Grow Your Side Hustle

From the minute your feet hit the floor to when your head hits the pillow, your day is filled with habits. Whether they’re good or bad, our habits run our lives, including our productivity at work. Depending on what your habits look like, they can be the key to your new business’s success or its downfall. For your side hustle and your overall well-being to thrive, you need to form good habits, which can be hard without a game plan. Here are some tips for … [Read more...]

How to Become More Efficient Building Your Side Hustle

Want to see your new side venture succeed? If you’re reading this article, you obviously do. Well, there’s a lot more to your project’s success than offering up quality products or services. At the end of the day, the inner workings of your business are just as important as the work you put out. Even if you’re a … [Read more...]

Here’s How to Create Systems & Processes to Scale Your Side Hustle

When you’re building a new part-time business, it can feel like there aren’t enough hours in the day. Taking your venture to new heights without pouring all your time and resources into it can be challenging if you don’t have the right mindset and procedures in place. To scale your side business, you need to focus on creating systems and processes which increase the reach of your work with as few hours of hands-on effort from you as possible. The tips below will … [Read more...]

Productivity Hacks for Side Hustlers & New Entrepreneurs

A lot goes into balancing a full-time job and a successful side venture.  With a limited amount of time to dedicate to your hustle, it’s crucial to make the most of every single hour. As you build and grow your business, you need to find strategies which work for you and maximize your productivity. There are lots of tried-and-true productivity hacks for new entrepreneurs, and we’ve rounded up the best below. Implementing these tips can help you strike a … [Read more...]

Productivity, Systems & Processes for Side Hustlers and Entrepreneurs

If you’re a new entrepreneur working to build more income with a part-time business, then establishing systems, processes, and productive habits could be the keys to your success. As a part-timer, you should strive to make the most of the hours you have to spend on your business venture. Whether you’re blogging about personal finance, selling art on Etsy, or growing a real estate investing empire, drilling down on productivity can help you save time and make more … [Read more...]

Azlo Review – Business Checking for Founders and Freelancers

Update: Azlo is no longer taking new customers and existing accounts will be closed on 3/31/2021. See our recommendations for alternatives, like Novo, below. When you're starting a business or a side hustle, business banking is one of the first things you need. Finding the right business checking like Azlo—whether you're a full-time business owner or have a side gig—can get you started on the right foot. Azlo is an online … [Read more...]

104 Ways to Save Extra Money (New Ideas for 2021!)

Let's save some money! Here are 104 ways to save money. Why save money? Well, so you can afford your future. So you won't have to rely on credit to get you by. So you can do some fun things. There are lots of reasons to do it. Why 104? Because it's double my other list, 52 Ways to Make Extra Money and I like a challenge. Okay, let's get started with the savings... 104 Ways to Save Money 1. Get a Piggy Bank - Put up a piggy bank at your home. This creates a visual … [Read more...]

Where to Get Your Taxes Done in 2021 (The 3 Best Places & Prices)

Are you wondering where to get your taxes done? What's the best option for your tax situation? Tax preparation and filing can be simplified by doing a little research to choose the best option for you. You can still go to an accountant or a retail tax preparation service, but an increasingly popular option is do-it-yourself software for tax preparation. Of course, you want to be sure you're spending your money wisely and getting … [Read more...]

The Last Day to File Taxes in 2021 (and What to Do If You Can’t Pay)

Update: Due to the Coronavirus crisis, taxpayers and businesses will have (according to the IRS website) until May 17, 2021, to pay and file their 2020 tax returns. Head's up...many post offices stay open later on tax day to ensure you get your return filed. Tax Penalty if You Don't File on Time You will be penalized 5% (of the amount of additional taxes you owe beyond what you paid in) each month you haven't filed. This penalty maxes out at 25% of the … [Read more...]

10 Ways to Give More to Charity in 2021

Ever heard of the “James Bond of philanthropy,” otherwise known as Chuck Feeney? He made it his life’s mission to give away his entire $7.5 billion fortune while he was still living. At the end of 2016 he gave away his last $7 million to Cornell University, leaving him only $2 million to live on for the rest of his life. Over his lifetime his contributions totaled 420,000% of his net worth. He was the founder of The Atlantic Philanthropies, which supported … [Read more...]