About Philip Taylor

Philip Taylor, aka "PT", is a CPA, financial writer, FinCon CEO, and husband and father of three. He created PT Money back in 2007 to share his thoughts on money and to meet others passionate about managing their finances. All the content on this blog is original, and created or edited by PT. Read more about Philip Taylor, and be sure to connect with him on Twitter, Facebook, or view the Philip Taylor+ Google profile.

These 7 Strategies Save Us Thousands Each Year in Taxes

It’s time once again to start giving some thought to paying taxes. Who’s excited? Okay, even though it may feel like a chore it’s wise to do a little analysis at the end of the year to see if there are any year end tax planning moves you need to make. Remember, corporate returns are […]

15 Fantastic Financial Christmas Gift Ideas for Children

  Let’s be honest. Your child doesn’t need yet another toy. Sure, they’re fun, but after a couple of weeks, toys are forgotten or broken (or both). Plus, what long-term benefit does a toy offer? None. In these economic times, you might try something a little bit different. If there are kids in your life, […]

45 Christmas Gift Ideas Under $25 (They’ll Absolutely Love)

We’re back with our Christmas list again for 2016. We’ve updated the list with five more gift suggestions. Are you looking for a few Christmas gift ideas to help complete your list? Well, you’ve come to the right place. Every Christmas season I wait too long and end up having trouble deciding what gifts to […]

Masters of Money (Your Chance to Hear Real Money Conversations)

I get it. It can be hard to have conversations about money with our friends, family, and even your spouse. Money is still a major taboo in our culture. Maybe the last taboo? But talking about money openly and honestly has led to huge financial success for me. When I started being more interested in […]

HSA vs FSA: Which is Better? [Comparison Chart Included]

Here’s the thing: In light of past health care discussions on my blog and the fact that benefit re-enrollment period is up us, I thought I’d address a couple of tax-advantaged medical savings accounts: the Health Savings Account and the Flexible Spending Account. Ready for a HSA vs FSA showdown? Strap in! Who am I […]

Medishare Review (2017 Update): The Affordable Alternative to Obamacare

Update (2017 Plan): Our experience with Medishare is still very positive. Higher out of pocket expenses (given our $10,000 annual household portion, aka deductible), but significant savings on monthly premiums (our monthly share is $235 for our family of five). Given the recent rise in premiums through the Obamacare exchanges, I know we’re continuing to […]

Earn More Interest on Your Savings by Switching to the New Capital One 360 MMA

This is a sponsored conversation written by me on behalf of Capital One, who also pays us if you sign up through our links. However, the opinions and text are all mine. Today I’m excited to tell you about the new money market account recently launched by Capital One 360 as well as some cool financial […]

Opting for Student Loans? Here’s How to Make the Most of the Transaction

This is a sponsored conversation written by me on behalf of Navy Federal, who also may pay us if you sign up through our links to their services. However, the opinions and text are all mine. These days, student loans are getting a bad rap. Collectively this is probably justified given the job market, high […]

Republic Wireless Review: It’s Time to Leave AT&T and the iPhone Behind

I left my big name cell phone service provider back in 2014 and haven’t looked back since. I was tired of paying so much for cell phone service! I thought there had to be a better way. What stopped me from making a change initially was the iPhone. I just didn’t think I could leave it. […]

How You Can Join USAA (and Get One of Their 7 Amazing Services)

Membership with USAA has its perks.  As one of America’s best and most trusted banks, USAA offers excellent customer service, a laundry list of competitive banking products, and cutting edge banking technology to members of the military and their families. Taking care of military families has always been USAA’s primary concern, which is why civilians […]

5 Legit Paid Survey Sites to Make Some Extra Money

You have probably seen the advertisements for paid survey sites in various corners of the Internet. These ads make pretty big promises: Get paid to take surveys! Earn big money in your spare time! No money to join! It’s easy to have a cynical reaction to such promises. There are a lot of scams out […]

Betterment Review (2016 Update): Revolutionary Online Investing

Update: This comprehensive review now includes the latest on the revolutionary personal investing service, Betterment. Betterment is investing for the masses. If online brokers like E*Trade were a revolution for the do-it-yourself investor, then Betterment is part two of that revolution.  Their goal: get even more people to invest their money (vs parking it in […]