104 Ways to Save Extra Money (New Ideas for 2021!)

Let's save some money! Here are 104 ways to save money. Why save money? Well, so you can afford your future. So you won't have to rely on credit to get you by. So you can do some fun things. There are lots of reasons to do it. Why 104? Because it's double my other list, 52 Ways to Make Extra Money and I like a challenge. Okay, let's get started with the savings... 104 Ways to Save Money 1. Get a Piggy Bank - Put up a piggy bank at your home. This creates a visual … [Read more...]

Where to Get Your Taxes Done in 2021 (The 3 Best Places & Prices)

Are you wondering where to get your taxes done? What's the best option for your tax situation? Tax preparation and filing can be simplified by doing a little research to choose the best option for you. You can still go to an accountant or a retail tax preparation service, but an increasingly popular option is do-it-yourself software for tax preparation. Of course, you want to be sure you're spending your money wisely and getting … [Read more...]

Best Automatic Savings (& Investing) Apps to Round Up Savings in 2021

Saving money has a lot in common with flossing: you know it’s important, professionals wag their fingers at you when they find out you’ve been neglecting it, and it seems like a major pain to get in the habit of doing. Luckily for reluctant savers, technology has come to the rescue in the form of automatic savings apps. (Unfortunately, automated flossing technology is still years away.) Even the most budget-averse user can … [Read more...]

Best Identity Theft Protection Services for 2021

Identity theft is one of the modern age’s most pervasive and expensive financial problems. According to the 2018 Identity Fraud study released by Javelin Strategy & Research, $16.8 billion was stolen from 13.1 million American consumers in 2017. That's up from the $15 billion frauders stole in 2015. The credit card and banking industries are working to thwart identity thieves. They've instituted chip-and-pin technology on … [Read more...]

The Last Day to File Taxes in 2021 (and What to Do If You Can’t Pay)

Update: Due to the Coronavirus crisis, taxpayers and businesses will have (according to the IRS website) until April 15, 2021, to pay and file their 2020 tax returns. Head's up...many post offices stay open later on tax day to ensure you get your return filed. Tax Penalty if You Don't File on Time You will be penalized 5% (of the amount of additional taxes you owe beyond what you paid in) each month you haven't filed. This penalty maxes out at 25% of the … [Read more...]

10 Ways to Give More to Charity in 2021

Ever heard of the “James Bond of philanthropy,” otherwise known as Chuck Feeney? He made it his life’s mission to give away his entire $7.5 billion fortune while he was still living. At the end of 2016 he gave away his last $7 million to Cornell University, leaving him only $2 million to live on for the rest of his life. Over his lifetime his contributions totaled 420,000% of his net worth. He was the founder of The Atlantic Philanthropies, which supported … [Read more...]

H&R Block Tax Software 2021 Review

H&R Block is one of the biggest names in tax preparation, responsible for preparing a whopping one out of every seven tax returns that are filed in the United States. Their huge command of the market is due to the fact that they have both 10,000 physical branches all around the U.S., as well as tax software that you can use at home to prepare your return. If you need a local branch, odds are there is one within five miles of you right now. For anyone who … [Read more...]

TurboTax Review: Get Your Best Tax Return In 2021

TurboTax is one of the most popular tax preparation software programs out there, and for very good reason. It offers a step-by-step process for preparing your taxes so you can rest assured that every I is dotted, every T is crossed, and every eligible deduction is taken. They take care of yearly tax updates, making sure that their customers comply with the confusing and constantly changing tax code. TurboTax is a popular tax … [Read more...]

The Best Personal Finance Budget Software with Apps (In 2021)

Managing your money is a complex skill, especially now that you no longer have to leave the house or even pull out your wallet in order to spend money. That’s why it is more important than ever for you to track spending and stick to a budget. But the old-school methods of budgeting can be far too onerous for the new Millennium. Hardly anyone wants to be carrying an old-fashioned ledger book around with them to record financial … [Read more...]

TaxSlayer Review for 2021: Easy to Use and Fast Refund

  It’s true--most people don’t enjoy doing their taxes. But with the right tax filing software, it can at least be quick and straightforward. If you’re searching for an accurate and inexpensive solution, TaxSlayer is a good option. If you've thought about doing your own taxes this year, you’ve probably looked at different tax preparation software. Before deciding on how you will file your taxes, it’s good to take a look at … [Read more...]

A Low-Cost Alternative to Health Insurance [Medi-Share Review]

  Joining the Christian medical expense sharing community, Medi-Share, for around $300/month has been a fantastic financial move for my family. Prior to joining this healthcare expense-sharing community, I was paying $1,100 per month for a health insurance plan with Humana! Medi-Share is not insurance (nor is it charity as you'll see). But it's a great alternative for some. And even without the Obamacare mandate, this … [Read more...]

The Ultimate Guide to Buying a Home

Several years ago, I finally settled down and decided to buy a home after spending 10 years as a renter (and living in 10 different places!). My wife and I were excited to finally have “our own place.” In retrospect, there were things I wish we would have known before we began shopping for a home. Buying a home is an intense and often emotionally-charged process. If you aren’t careful, it’s easy to spend more than you can afford. Or … [Read more...]