How to Set Savings Goals – Plus Our Savings Goals (2007-2020)

One of the best goals you can make for your financial life is to save more. More savings can do a lot for you: create more security and provide more opportunities. And more savings - if invested properly - can lead to the creation of income-producing assets, setting you and your family up for a lifetime of financial success. Each year I jot down our personal savings goals and share them here with you. This helps to hold me … [Read more...]

Protected: Improve Your Credit Score with Our Ultimate Guide to Credit

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Radius Bank Rewards Checking Account Review

Radius Bank has retired its Hybrid Checking Account. It has been replaced with a new account called their Rewards Checking Account. The two accounts are similar but the Rewards Checking earns cash back on purchases made with the debit card. This is an amazing feature you won't find on most checking accounts. That's definitely an upgrade from the Hybrid Checking. Radius Bank's Rewards Checking Account earns 1% interest plus 1% … [Read more...]

Do You Need Insurance For Your Internet Business?

Killer internet business idea: check. Business plan: check. Domain name: check. Customer base: check. Insurance: ch…wait, what? For many internet business owners, internet business insurance is not one of their first (or even fifth) concerns. While no traditional small business owner--with stock to lose, a storefront to maintain, and payroll to meet--would consider operating without insurance, many internet startups do just … [Read more...]

Meet Fabric: The One-Stop-Shop for Life Insurance and Basic Estate Planning

  My husband and I purchased 20-year term life insurance policies in 2014. We had just welcomed our second son--and lost my father--the year before. Prior to my father's death, my husband and I only carried the life insurance we were able to get through his workplace. His policy would replace one year's worth of his income, and the small spousal policy that I carried would pay out $15,000. But we both realized this wasn't … [Read more...]

18 Frugal Living Tips Plus How to Beat Frugality Fatigue

It's important to live a frugal life. Why? Because we can always find a way to spend the money we earn or save. Unless we make a lifestyle change and start implementing some frugal living tips we are ultimately going to miss the mark. Remember, Michael Jackson? The poor guy owned the Beatles' collection and still had financial trouble. Living frugally means making intentional choices with your everyday spending. Decide your own … [Read more...]

Teaching Kids About Money [The Complete Guide]

If you're like me, you want to teach your kids about money so that they can create a life of freedom and independence for themselves. Maybe you struggled with money a bit when you were younger, like me, and you don't want them to have to go through the same problems (credit card debt, not getting ahead, etc.). Here's the thing. You have the ability to help your kids succeed. By learning about money yourself, you're giving your … [Read more...]

What You Can Expect from a Financial Planner [Plus How Much They Cost]

The world of investing and financial planning can be confusing. If you've heard about certified financial advisors, you may be wondering exactly what do they do and whether or not you need one. Even as a CPA myself, I've found this world a bit confusing. But I spoke with some friends who are advisors, did my own research with an advisor session, and I'm here to share what I learned with you. A financial planner can do anything … [Read more...]

The Complete Guide to 529 College Savings Plans

  Have you been thinking about saving for your child's future college expenses? Are you curious if you should get started with a 529 college savings plan? It took me three years from the time I started thinking about setting up a 529 college savings plan to actually open one up. It's one of those big financial check-offs that just seems to elude us...till it's too late. If you're like me, you're probably wrestling with … [Read more...]

Should You Payoff Your Mortgage Early? Yep! Here Are 6 Strategies to Pull It Off!

My wife and I are 38 and 43, respectively, and we just paid off our home mortgage - a home we purchased seven years ago. It feels great to own our home outright and not have the risk of that big debt in our life. Making the decision to pay off our mortgage early is a decision we’ve gone back and forth on. We’ve wrestled with it. But, ultimately, our financial successes and inertia pushed us to go forward with the payoff. If … [Read more...]

New Personal Finance App for Couples: Our Zeta Review

  Feeling frustrated when it comes to money in your relationship? Often, it's easier to sweep things under the rug than have those tough financial discussions with your partner. Or maybe the talks themselves aren't difficult, but it's tough to keep track of all the little details that make up your financial life. You'd rather be enjoying your time with your loved ones, not checking to make sure the bills are paid or nagging … [Read more...]

The Modern Day Handyman: Get Your Smart Home Devices Installed (Puls Review)

  This post is brought to you by Puls. While this is a sponsored post, all content and opinions expressed here are my own. I recently purchased a Ring doorbell--you know, the doorbell with a camera and speaker tied to your home WiFi--to replace my old, standard doorbell. I was excited about experiencing the benefits of the new gadget, but not so excited about installing the doorbell itself. I’ve got a long list of honey … [Read more...]