Your Money

Fortunately Review 2022 | Build a Solid Financial Plan for $5 a Month

I didn't really develop a full-fledged financial plan until I was well into my 30s. I waited too long. Many people avoid getting help with financial planning despite its importance because it seems complicated or overwhelming. This is the issue that "Fortunately," the financial planning software, tries to address. Fortunately is a platform that tries to "keep your financial future on-course, despite life’s unpredictability". … [Read more...]

The Best Retirement Calculators 2022 | Can You Retire Early?

You’re looking for the best retirement calculator to help you plan your retirement with confidence, right? Luckily, we’ve spent hours looking into the best ones available today and we’re back to share what we found. Some calculators are old and janky web 1.0 projects. Some are simply loss leaders for a brand to sell you something. We’ll help cut through the mess and show you the best retirement calculators available today. We ran … [Read more...]

TurboTax Review 2022 | Still the #1 Tax Software?

In this TurboTax Review you'll see that it is one of the most popular tax preparation software programs out there, and for very good reason. It offers a step-by-step process for preparing your taxes so you can rest assured that every I is dotted, every T is crossed, and every eligible deduction is taken. They take care of yearly tax updates, making sure that their customers comply with the confusing and constantly changing tax … [Read more...]

10 Smart Ways to Spend Your Tax Refund

The April tax deadline will be here before you know it. Since you aren't living on this money on a day-to-day basis, this windfall can be used to better your situation.  Your tax refund can be put to good use in reaching your financial goals. Some wise ways to utilize your tax refund include building up your emergency fund, getting out of debt, or saving towards your future. Here are 10 ways to put your tax return to good … [Read more...]

Inflation Sucks! Here’s Why You Shouldn’t Panic

We've heard the numbers – a lot. Inflation is running at about 7% – the highest rate in 40 years. "Transitory" was the word first used to describe it, but this past November, Fed. Chairman Jerome Powell stated, "I think it’s probably a good time to retire that word." Fair enough, let's retire it – but what will the impact of this non-transitory inflation spike be? For those of us who are thinking about our long-term financial … [Read more...]

My Medi-Share Review 2022 | 8 Years of Healthcare Sharing

I've been with Medi-Share for eight years. This is my review of the Christian healthcare sharing program, updated for 2022. I'm currently paying ~$350 per month to cover my family of five. Prior to joining this healthcare expense-sharing community, I was paying a staggering $1,100/month for a health insurance plan through Humana! This is a monthly savings of around $750 per month. That's more than $70,000 in savings over eight … [Read more...]

104 Ways to Save Extra Money (New Ideas for 2022!)

Let's save some money! Here are 104 ways to save money. Why save money? Well, so you can afford your future. So you won't have to rely on credit to get you by. So you can do some fun things. There are lots of reasons to do it. Why 104? Because it's double my other list, 52 Ways to Make Extra Money, and I like a challenge. Okay, let's get started with the savings! 104 Ways to Save Money 1. Get a Piggy Bank Put up a piggy bank at your home. This creates a visual … [Read more...]

Where to Get Your Taxes Done in 2022 (The 3 Best Places & Prices)

Are you wondering where to get your taxes done? What's the best option for your tax situation? Tax preparation and filing can be simplified by doing a little research to choose the best option for you. You can still go to an accountant or a retail tax preparation service, but an increasingly popular option is do-it-yourself software for tax preparation. Of course, you want to be sure you're spending your money wisely and getting … [Read more...]

Best Automatic Savings (& Investing) Apps to Round Up Savings in 2022

Saving money has a lot in common with flossing: you know it’s important, professionals wag their fingers at you when they find out you’ve been neglecting it, and it seems like a major pain to get in the habit of doing. Luckily for reluctant savers, technology has come to the rescue in the form of automatic savings apps. (Unfortunately, automated flossing technology is still years away.) Even the most budget-averse user can … [Read more...]

Best Identity Theft Protection Services for 2022

Identity theft is one of the modern age’s most pervasive and expensive financial problems. According to the 2018 Identity Fraud study released by Javelin Strategy & Research, $16.8 billion was stolen from 13.1 million American consumers in 2017. That's up from the $15 billion frauders stole in 2015. The credit card and banking industries are working to thwart identity thieves. They've instituted chip-and-pin technology on … [Read more...]

The Last Day to File Taxes in 2022 (and What to Do If You Can’t Pay)

Update: Currently taxpayers will have (according to the IRS website) until April 18, 2022, to pay and file their 2021 taxes. Head's up...many post offices stay open later on tax day to ensure you get your return filed. Tax Penalty if You Don't File on Time You will be penalized 5% (of the amount of additional taxes you owe beyond what you paid in) each month you haven't filed. This penalty maxes out at 25% of the additional tax you owe. So if you owe $100 in … [Read more...]

10 Ways to Give More to Charity in 2022

Ever heard of the “James Bond of philanthropy,” otherwise known as Chuck Feeney? He made it his life’s mission to give away his entire $7.5 billion fortune while he was still living. At the end of 2016 he gave away his last $7 million to Cornell University, leaving him only $2 million to live on for the rest of his life. Over his lifetime his contributions totaled 420,000% of his net worth. He was the founder of The Atlantic Philanthropies, which supported … [Read more...]

H&R Block Review 2022 | Best Software + Branch?

  H&R Block is one of the biggest names in tax preparation, responsible for preparing a whopping one out of every seven tax returns that are filed in the United States. Their huge command of the market is due to the fact that they have both 10,000 physical branches all around the U.S., as well as tax software that you can use at home to prepare your return. If you need a local branch, odds are there is one within five miles of you right now. For … [Read more...]

The Best Personal Finance Budget Software with Apps (In 2022)

  Managing your money is a complex skill, especially now that you no longer have to leave the house or even pull out your wallet in order to spend money. That’s why it is more important than ever for you to track spending and stick to a budget. But the old-school methods of budgeting can be far too onerous for the new Millennium. Hardly anyone wants to be carrying an old-fashioned ledger book around with them to record … [Read more...]

TaxSlayer Review 2022 | Easiest to Use Tax Software?

  It’s true--most people don’t enjoy doing their taxes. But with the right tax filing software, it can at least be quick and straightforward. If you’re searching for an accurate and inexpensive solution, TaxSlayer is a good option. If you've thought about doing your own taxes this year, you’ve probably looked at different tax preparation software. Before deciding on how you will file your taxes, it’s good to take a look at … [Read more...]

The Ultimate Guide to Buying a Home

Several years ago, I finally settled down and decided to buy a home after spending 10 years as a renter (and living in 10 different places!). My wife and I were excited to finally have “our own place.” In retrospect, there were things I wish we would have known before we began shopping for a home. Buying a home is an intense and often emotionally-charged process. If you aren’t careful, it’s easy to spend more than you can afford. Or … [Read more...]

Budgeting for Couples: How to Adopt a Budgeting Lifestyle

Budgeting for couples may require more effort and attention than budgeting on your own. But it's a habit that many couples desperately need to learn. A recent Magnify Money survey of over 1,000 Americans revealed some alarming facts about marriage and money. One in five couples that responded to the survey regretted combining finances with their spouse. And 21% of respondents cited finances as the primary cause of their … [Read more...]

How to Automate Your Savings (Step by Step Banking Guide)

We all want to save more money, but for most of us, that’s way easier said than done. Saving more money means you need not only the intent to save but also the discipline to follow through with it. Most of us have the good intention to save part down pat. It’s the action part that usually hangs us all up. When you automate and separate your savings, you’re setting up a system to regularly save money with automatic bank transfers to … [Read more...]