There’s no universal answer to the question, “What is the best credit card?” Much in the same way the best convertible coupe would be ill-suited for a family of four, the best travel rewards credit card would make little sense for someone who rarely travels abroad. Simply put, categories matter and selecting the best credit […]
Exit Your Timeshare Legally: Newton Group Transfers [Review]
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Timeshares always seem like such a good idea when you are in the midst of one of those infamous, hours-long presentations. Not only can you imagine the joys of vacationing every year in a fabulous resort for a low, low price, but the sales tactics of timeshare salespeople can do a whammy on your rational […]
How I’m Using the QSEHRA [Managed by Take Command Health] to Deduct My Employees’ Healthcare Benefit
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In this article, I’ll share how I set up a Qualified Small Employer Health Reimbursement Arrangement (QSEHRA) to deduct the healthcare expense reimbursement benefit I offer my three full-time employees. In short, this is how I help my team with their health care needs (and get a tax deduction for it) without having to buy […]
Beam (beta) Review: Is 4% Savings in a Gamified Banking App For Real?
I’ve been using since April 25th, 2018 and I can report that yes, as part of the beta test they did pay a nice baseline 2% APY on up to $15,000. That’s a top-tier rate as of June 2018, even if you compare it to other high-interest online accounts. I felt comfortable with my money […]
The Annuity You Can Start Funding When You’re Young (Blueprint Income’s Personal Pension)
This piece was sponsored by Blueprint Income. However, opinions expressed are our own. Unlike many working in the personal finance sphere, I have no plans to retire. I love my work as a freelance writer, and I intend to keep at it even if my fingers my fall off and I have to type with […]
18 Legit Work-From-Home Jobs with No Startup Fee
Back before the Internet connected us at all times, it was mostly reclusive novelists and temperamental artists who were able to truly work from home. Anyone who had the dream of being able to work in their pajamas was either stuck dreaming about it, or they fell victim to some sort of envelope-stuffing scam that […]
How to Organize Your Credit Cards and Conduct a Full Card Audit With This Simple Tracking Spreadsheet
If you’re like me, you’ve dabbled into the award travel game and found yourself with a wallet – or a desk drawer – full of credit cards; many of which you aren’t using anymore. This might have left you feeling disorganized, uneasy, and worried about making a mistake. If you’re not careful, you could end […]
Build Your Credit and Savings at the Same Time with Self Lender [It’s Legit!]
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This post is brought to you by Self Lender. While this post was sponsored by Self Lender, all content and opinions expressed here are my own. PT’s note: I first heard about Self Lender when a close friend asked me, “hey, is Self Lender legit?” His wife wanted to start improving her credit and wanted […]
Get 100% Free Talk, Text & 4GB Data for One Penny with FreedomPop
This post is brought to you by FreedomPop. While this is a sponsored post, all content and opinions expressed here are my own. If you’re like me, you probably favor companies that you know are fighting for you? I’ve long been impressed by the offerings of FreedomPop, the no-really-we’re-not-kidding FREE mobile and Internet service provider […]
BillFixers Review: Why You Should Let Them Negotiate Your Bills
Editor’s note: PT here. I’m happily paying BillFixers $27 a month ($324 in total) for the next year. Why? Because they saved me a total of $648 on my Internet service with AT&T! To see how BillFixers could work for you, check out our full review below… Bills, bills, bills! They can seem never-ending. From […]
Buying a House will Slow Down Your Path to Financial Independence (But You Should Do it Anyway)
TLDR: buying a house isn’t the best way to build wealth – the stock market is better – but buying a home is still a great idea if you do it right. Buying a House is Still Part of Our “American Dream” Despite the buzz about renting being the new hottie, buying a home is […]
The 4 Big Reasons Why We’re Fixing Our Finances and Pursuing Financial Independence
In the marketing industry people often talk about selling the benefits (“hey, look how this thing can change your life”) vs the features (“hey, look at this thing with all the bells and whistles – here’s how to use it”). I’ve always been more of a features guy myself. I want to know the steps […]
Blooom: Finally, a Robo-Advisor to Help You Manage Your 401K
PT’s note: When I started my first big career job (nine months with KPMG out of Shreveport, LA) I never invested with the 401K! I didn’t even get the match! It wasn’t until I was 23 (at my second major employer) that I pulled the trigger and started investing and getting the employer match through […]
TurboTax Live Review: File Your 2017 Taxes at Home with Expert Help
This post is brought to you by TurboTax. While this is a sponsored post, all content and opinions expressed here are my own. If you’re like you, you probably have a long history with TurboTax. They were the program I used back when I was filing taxes as a single graduate student in 2006, and […]
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