Self Employed? Here’s Everything You Need to Know About Disability Insurance

  According to the Council for Disability Awareness (CDA), "over one in four of today’s 20-year-olds will become disabled before they retire" and the average length of disability is a frighteningly long 31.2 months. These statistics reflect the fact that illness, rather than injury, is the leading cause of long-term absence from work, accounting for 90% of all disability claims. And even the most safety-conscious among us … [Read more...]

7 Ways to Make Money on YouTube

If you told me three years ago that I would be making a full time living creating content on YouTube, I would have thought you were crazy. But, believe it or not, that is the exact position I find myself in. But let me tell you, it is very different running a YouTube channel as a business rather than a hobby. When you are depending on this income to pay your mortgage it's much harder to withstand the wild fluctuations that can come … [Read more...]

Make Extra Cash Renting Out Your RV with RVShare and Outdoorsy

  On our annual camping trip each year, my family is always impressed by the comfort and style of the RVs that share the national park sites with us. We sometimes wonder if purchasing an RV might be a good way to get the most out of our vacations. But we worry about what we’d do with the RV when we’re not using it. We would struggle to store a large recreational vehicle. And we would have to deal with maintenance costs whether … [Read more...]

How to Make Money on Etsy

One of the more popular side hustles right now is selling products on Etsy. It’s an online platform for selling unique goods. These could be handmade items, craft supplies, vintage items, and digital goods. Etsy stores are run by independent sellers, not large companies. Almost anyone can open an Etsy store and start selling today.  Making money on Etsy involves coming up with a profitable idea, selling enough to cover your … [Read more...]

Do You Need Insurance For Your Internet Business?

Killer internet business idea: check. Business plan: check. Domain name: check. Customer base: check. Insurance: ch…wait, what? For many internet business owners, internet business insurance is not one of their first (or even fifth) concerns. While no traditional small business owner--with stock to lose, a storefront to maintain, and payroll to meet--would consider operating without insurance, many internet startups do just … [Read more...]

Get the Most from Your 2019 Mileage Tax Deduction

Do you drive for your job or business? Then you might be eligible for a mileage deduction. Here is an easy-to-understand guide to the IRS standard mileage deduction. Happy filing! In 2019, you can deduct 58 cents per mile driven for business. If you drive a lot, either for your business or for an employer that doesn't reimburse your expenses then keeping careful track of your miles will give you the biggest tax deduction. Hurdlr is … [Read more...]

Turn Your Passion for Personal Finance into a Business with Financial Coach Academy

  On my birthday this year, after enjoying several tasty beverages with my friends, I made a confession about my career. “I want to do some money coaching,” I told them, “but I don’t know where to start.” Luckily for me, my friend Jo took me seriously, even after we all sobered up. Several weeks after my birthday, she asked if she could hire me. All of a sudden, I was a money coach with a real client. It turns out that … [Read more...]

Meet Fabric: The One-Stop-Shop for Life Insurance and Basic Estate Planning

  My husband and I purchased 20-year term life insurance policies in 2014. We had just welcomed our second son--and lost my father--the year before. Prior to my father's death, my husband and I only carried the life insurance we were able to get through his workplace. His policy would replace one year's worth of his income, and the small spousal policy that I carried would pay out $15,000. But we both realized this wasn't … [Read more...]

5 Tips for Making Extra Money

Are you always wishing you could find a way to make extra money? When your budget is tight, and it's harder to stretch just for essentials, making extra money can feel like a pipe dream. Where do you find the time and opportunity? Seriously, how can you really go about making extra money? A lot of people would say "Get a second job"--but that means more hours away from your family and hobbies, and besides, it can be hard if your … [Read more...]

23 Unique Business Ideas (That You Can Start Today!)

Small businesses are the backbone of America’s economy, no question about it. The numbers speak for themselves: 29 million = Number of small businesses in the US; 500 million = Number of patents filed annually in the US; 50% = Half of the private sector is employed by small businesses. All it takes is one unique business idea (and sometimes a little money in a savings account to get started) and you could be there too. But coming up … [Read more...]

Earn Money Taking Surveys (and More!) with InboxDollars

  I am a dedicated audiobook listener. I spend hours each week listening to mysteries, romances, sci-fi novels, and business books. Though I often multi-task during these audiobook jags, I’m also frequently just sitting on the couch or lazily completing a crossword puzzle while I listen. My audiobook time is something I could use to do something productive in addition to listening to whodunit. InboxDollars is a paid survey … [Read more...]

6 Ways to Invest in Real Estate (from $10 to $100,000)

[PT's note: This comprehensive article was contributed by Eric Bowlin from IdealREI.com. I first heard Eric on this Bigger Pockets episode. He lives here in Texas with me now and we regularly get together for lunch and talk real estate and business. Here's Eric....] It’s remarkable to see how real estate investing can create so much wealth. You see it everywhere--TV, the web, or your friend who randomly decided to flip a house, it … [Read more...]

Earn Money on the Side as a Delivery Driver with Postmates

  When I was in college, I’d earn a little extra money before breaks by offering rides to the airport for $30 per head. The airport was an hour away and most of the transit options were more expensive than my service. Since I had a car and some free time before exams, this was a great side hustle for me. Fast forward two decades and the sharing economy and delivery apps have opened up a wide new world. Apps like Postmates … [Read more...]

Lower Your Cell Phone Bill: Best Business Cell Phone Plans And Bill Negotiation Services

  As a freelance writer, my "office" is wherever my laptop happens to be open. And my "business phone," is the same phone that I use for personal phone calls and texts, or checking Facebook and Twitter--my cell phone. In my case, I only have my own cell phone bill to worry about. But if you're a small business owner, your employees may rely upon their cell phones just as often as I do mine. In fact, in many service-oriented … [Read more...]

Emperor Investments Review: Not Your Ordinary Robo-Advisor

  There are a lot of robo-advisors out there. And they all do their best to prove that they're different. But, if we're being honest, most follow the same general approach. Not so with Emperor Investments. They've created a robo-advisor service that really is set apart from the crowd. While most robo-advisors invest in ETFs or mutual funds*, Emperor Investments uses pure-stock portfolios. Their computer algorithms create a … [Read more...]