About Emily Guy Birken

Emily Guy Birken is a former English teacher and respected personal finance blogger. She lives in Milwaukee, Wisconsin with her engineer husband and two high-energy little boys. She has written four books: The Five Years Before You Retire, Choose Your Retirement, Making Social Security Work For You, and End Financial Stress Now. Emily's thoughts on parenting and life in general are found at The SAHMnambulist.

ABLEnow: Accounts for People with Disabilities

In 2005, my best friend Erika gave birth to a gorgeous baby boy she and her husband named Isaac. Fifteen months later, Isaac was diagnosed with autism. While the diagnosis offered the family some reassuring context for why Isaac reacted to the world the way he did, it was also a difficult time. It was clear that this baby's future would be different from what the family had hoped for him. Isaac is a teenager now. As a family … [Read more...]

Bestow Review: Term Life Insurance in Minutes

If you've ever gone through the traditional route for finding life insurance, you know the headaches built into the process. Things like high-pressure sales, struggling to compare apples to apples among products, a mandatory physical exam, and excessive paperwork. Online life insurance brokers have made it easier to shop for quotes, compare rates, and avoid hard-selling insurance agents. But they haven't been able to entirely nix … [Read more...]

7 Things to Do Before You Quit Your Day Job

  This post is brought to you by Bestow. While this is a sponsored post, all content and opinions expressed here are my own. Is it your ultimate dream to quit the rat race and open up a small business? Maybe you have a side hustle already and you're thinking it's time to make the leap to do that full-time? Not only would you get to be your own boss and set your own hours, but you could also build something meaningful … [Read more...]

9 of the Most Successful Small Businesses (and How to Start One)

Becoming a small business owner takes hustle, dedication, smarts...and a great business idea. You know if you have those first three qualities, but coming up with a profitable idea for your business can be a bit more intimidating. How can you know if you're creating the next Amazon.com--or the next Pets.com? Thankfully, there's no reason to reinvent the wheel. There are many small business ideas that have proven themselves to be … [Read more...]

How to Build Passive Income with Equity Crowdfunding

Passive income is the holy grail of personal finance. Earning money without having to hustle for it sounds like a pretty good deal. However, you might assume that passive income is only available to people higher up on the socio-economic ladder than you. If you're not in the financial position to become venture capitalist, you might think that you're going to have to toil for every dollar forever. In the past, it may have been … [Read more...]

3 Real Estate Crowdfunding Sites to Add to Your Investing Portfolio

  As many wealthy investors can tell you, real estate is a solid investment that can provide annual income as well as long-term growth. Unfortunately, buying real estate also requires quite a bit of upfront capital, as well as time, energy, and money for maintenance. Plus there is the risk of finding and keeping good tenants. Thankfully, individual investors no longer have to save up hundreds of thousands of dollars or … [Read more...]

Investing in Fine Art with Masterworks (Our Review)

My mother owned an art gallery for nearly 40 years, and I literally grew up surrounded by art. Because of my background in the art world, I was both intrigued and a little wary of this new investment platform. Masterworks allows regular joes to buy shares of art masterpieces as an investment. My personal finance side is excited to see a platform open up an asset class that is generally out of reach of the average investor. … [Read more...]

How to Make Extra Cash Renting Out Your Stuff

If you're like me, you probably own plenty of things that you only use every once in a while. Whether you've got an empty bedroom, a collection of cocktail dresses, assorted athletic equipment, or a car that you only drive once or twice a week, you could be putting your stuff to work for you. Renting your stuff is a great way to make extra money. Renting out your stuff is a no-muss, no-fuss way of earning some part-time money … [Read more...]

37 Most Trusted Money Making Websites (No Investment Needed)

Today I want to explore the best money making websites. There are very few of us who feel like we make enough money. Earning more can help you pay off debt, get on track for retirement, or you simply diversify your income sources. Luckily, making a little extra money has gotten much easier in the modern age. These days, there are tons of apps and websites where you can start earning part-time money. But who do you trust? Let's look … [Read more...]

9 Part-Time Jobs That Pay Well [Better Pay in Less Time]

One of the problems with part-time work is that it often comes with part-time pay. Toiling twenty hours per week for minimum wage is no way to build wealth or create a balanced life. Thankfully, there are a number of part-time jobs out there that pay enough for you to live comfortably on 20 hours per week. In addition, many of these jobs will allow you to create your own schedule. If you're looking for a part-time job that … [Read more...]

9 Part-Time Jobs for Teachers (After School & In the Summer)

I used to be a high school English teacher and so I've had a lot of experience thinking about part-time jobs for teachers. Although teaching provided me with the highest salary I'd ever earned to date, it was still a relatively low wage. So it came as no surprise that many of my teaching colleagues worked side gigs. They did this either throughout the year after school or just during summers. Did you know...teachers are 5x more … [Read more...]

11 Apps (and Websites) to Make the Most of Black Friday

My husband, who has been known to fake the flu to avoid going shopping, has one shopping weakness: bargain hunting. And nothing thrills bargain hunters quite like the words Black Friday. It's awash in the promise of incredible deals for those willing to wait in line (and only occasionally willing to shove other shoppers). But over the years, it's become more and more difficult for ordinary individuals like my husband to find the … [Read more...]