The Important Things We’re Saving For (Our Savings Goals for 2019)

Each year I take a moment to consider our annual savings goals: retirement, emergency, short-term, etc. What do we want to get done with our savings in 2019 to feel like we made a solid push towards our plan for financial independence? Let's take a look. I’m a believer in being intentional and putting carrots out there for myself. So, here we are. If you want to have success with your finances and move towards financial … [Read more...]

How Much Cash Should You Keep In Savings? (Plus Where to Keep It)

They say everyone should have three-to-six months’ worth of expenses in an emergency fund. Unfortunately, if you follow this rule you probably have quite a bit of cash earning almost nothing in interest--and losing money to inflation. Where you save your money can be just as important as how much you have saved. Here’s what you need to know about where you should be stashing your rainy day money: Cash Savings at Home Anyone who … [Read more...]

The 4 Big Reasons Why We’re Fixing Our Finances and Pursuing Financial Independence

In the marketing industry people often talk about selling the benefits ("hey, look how this thing can change your life") vs the features ("hey, look at this thing with all the bells and whistles - here’s how to use it"). I’ve always been more of a features guy myself. I want to know the steps involved and understand the individual components that go into whatever it is I’m buying. Leave out the fluff. When it comes to "buying" the idea of fixing my finances … [Read more...]

How to Track Your Net Worth [+ My Net Worth]

You're probably reading this site because you want to see your financial life improve? Maybe move toward financial independence? Good on you, my friend! A great way to get better at something is to start tracking it. Let's talk about measuring and tracking your net worth. Simply put, your personal net worth is equal to your assets (the things you own) minus your liabilities (i.e. debts). The trick to getting an accurate number is to carefully examine what you … [Read more...]

052: Master Your Money (and Your Side Hustle) with PT

I can safely say that this episode of the podcast is unlike any other I’ve done. If you’ve listened to at least one other episode, you know that I interview someone new every week and find out all about when they decided to become a master of their money, what tools they use to manage their finances, and the one thing they’ve done that has had the biggest impact on their financial success. But today, PT is in the hot seat. I asked my friend and former guest on the … [Read more...]

52-Week Money Saving Challenge [New Printable for 2019]

So you want to save more money? Today is as good a day as any to get started saving more. A fun way to kick your savings in high gear is by doing a 52-week money saving challenge. You simply start by saving $1 on week one. Week two, save $2. Week three, save $3 and so on until in week 52 you save $52. If you complete the challenge you will have painlessly saved almost $1,400! Having some extra money can help you build your … [Read more...]

45 New Year’s Resolutions For Your Finances

When setting New Year's resolutions it's important to be specific and clear. Aim to make S.M.A.R.T. goals, which are Specific, Measurable, Achievable, Relevant, and Timley. For example, a goal like "I want to save more" isn't very specific or measurable. But "I want to have $5,000 saved by the end of the year" is great. You can easily make a plan of action and it's clear if you met that goal or not.  And don't think of not … [Read more...]

Earn a Little Extra Savings for College with Upromise [Review]

I joined Upromise several years ago to start saving money for my kids' college education. I had heard of Upromise before, but I procrastinated on signing up. I shouldn’t have, and neither should you! I'm going to give you the full review below. But if you want to make better use of your time, just sign up with Upromise and get started. This is really one of those things everyone should sign up for as soon as they can. Upromise … [Read more...]

051: Map Your Money Adventure with Nick True of Mapped Out Money

Nick is a 20-something financial blogger who lives in Chattanooga, TN with his wife Hanna and 3 fur children. His website is MappedOutMoney.com where he focuses on budgeting and helping people learn all of things about money they didn't learn in school. Let’s dig in. Let’s meet today’s Master of Money…. Listen to the Episode with Nick True Listen to it on iTunes. Stream by clicking here. Download as an MP3 by right-clicking here and choosing "save … [Read more...]

049: Money Moves to Make Before 30 with David from Money Under 30

David Weliver is the founder of the personal finance website MoneyUnder30.com and co-founder of Moneymentals, a 7-week course that helps students save more and spend better. Let’s dig in. Let’s meet today’s Master of Money…. Listen to the Episode with David Weliver Listen to it on iTunes. Stream by clicking here. Download as an MP3 by right-clicking here and choosing "save as." I hope you enjoyed that. A big thank you to David for giving us … [Read more...]

047: Savvy Money Moves with TEDx Speaker and Filmmaker Adam Carroll

Adam Carroll is an internationally recognized financial literacy expert, author, and two-time TED talk speaker, creator of the Broke, Busted & Disgusted documentary, and founder of Mastery of Money. He has presented at over 700 college and university campuses. So let’s dig in. Let’s meet today’s Master of Money…. Listen to the Episode with Adam Carroll Listen to it on iTunes. Stream by clicking here. Download as an MP3 by right-clicking here and … [Read more...]

046: Star in Your Own Financial Success Story with Sarah Li Cain

Sarah Li Cain is a financial storyteller who weaves practical tips and strategies into her work so that those trying to change their money mindset can see themselves in the starring role. So let’s dig in. Let’s meet today’s Master of Money…. Listen to the Episode with Sarah Li Cain Listen to it on iTunes. Stream by clicking here. Download as an MP3 by right-clicking here and choosing "save as." I hope you enjoyed that. A big thank you to Sarah for … [Read more...]