Spending Wisely

7 Free Spreadsheets and Templates for Budgeting, Expense Tracking, and More

Today I thought I’d share a few of my spreadsheets to help you stay on top of your finances. They’re oldies but goodies. These sheets will hopefully add to your overall financial organization efforts. I’ve provided a brief explanation about each one and links to download the sheets (no email address required!). 1. Personal Financial […]

Inflation Sucks! Here’s Why You Shouldn’t Panic

We’ve heard the numbers – a lot. Inflation is running at about 7% – the highest rate in 40 years. “Transitory” was the word first used to describe it, but this past November, Fed. Chairman Jerome Powell stated, “I think it’s probably a good time to retire that word.” Fair enough, let’s retire it – […]

The Best Personal Finance Budget Software 2023

Managing your money is a complex skill, especially now that you no longer have to leave the house or even pull out your wallet in order to spend money. That’s why it is more important than ever for you to track spending and stick to a budget. But the old-school methods of budgeting can be […]

Budgeting for Couples: The Complete Guide for Your Marriage

Budgeting for couples may require more effort and attention than budgeting on your own. But it’s a habit many couples desperately need to learn. A recent Magnify Money survey of over 1,000 Americans revealed some alarming facts about marriage and money. One in five couples who responded to the survey regretted combining finances with their […]

18 Frugal Living Tips Plus How to Beat Frugality Fatigue

Frugality is having a moment. A lot of us are embracing frugal living these days, and for good reason. Frugality can open up a lot of opportunities in our lives. It puts us more in control of our money and helps us to determine what’s most important to us. Living frugally means making intentional choices […]

Zeta Review | Best Personal Finance App for Couples?

  Feeling frustrated when it comes to money in your relationship? Often, it’s easier to sweep things under the rug than have those tough financial discussions with your partner. Or maybe the talks themselves aren’t difficult, but it’s tough to keep track of all the little details that make up your financial life. You’d rather […]

Is AARP Worth it? Benefits for People Under 50

At the YMCA where I used to work out, there was always a large stack of AARP magazines available for perusal during my 30 minutes on the elliptical or treadmill. Despite being in my 30s, it was always my favorite magazine to borrow for a workout—although I’d sometimes hide the cover like I was reading […]

This Company Negotiated My Bills to Save Me $324 [BillFixers Review]

Editor’s note: PT here. I’m happily paying BillFixers $27 a month ($324 in total) for the next year. Why? Because they saved me a total of $648 on my Internet service with AT&T! To see how BillFixers could work for you, check out our full review below… Bills, bills, bills! They can seem never-ending. From […]

My Body Tutor Review 2023 | Does this Weight Loss Coaching Program Work?

This is my long-awaited My Body Tutor review. I’ve tried all sorts of diets and exercises over the last 20 years. Running and calorie restriction, the Atkins Diet, Weight Watchers… And every time I committed to something, I saw progress, but nothing permanent or life-changing in terms of the food I was consistently putting in […]

052: Master Your Money (and Your Side Hustle) with PT

I can safely say that this episode of the podcast is unlike any other I’ve done. If you’ve listened to at least one other episode, you know that I interview someone new every week and find out all about when they decided to become a master of their money, what tools they use to manage […]

051: Map Your Money Adventure with Nick True of Mapped Out Money

Nick is a 20-something financial blogger who lives in Chattanooga, TN with his wife Hanna and 3 fur children. His website is MappedOutMoney.com where he focuses on budgeting and helping people learn all of things about money they didn’t learn in school. Let’s dig in. Let’s meet today’s Master of Money…. Listen to the Episode […]

050: Using Your Values and Goals to Reach Financial Independence with Matt Miner

Matt Miner is a coach, author, and speaker who works with folks to get the most out of their money by understanding his clients’ values and goals, and then helping them do what it takes to gain control of their income and increase their savings rate. Check out his work at DesignIndependence.com. Matt holds a […]

048: Retiring Early to Travel the World with Jeremy from GoCurryCracker

After retiring in their 30s, Jeremy & Winnie spent the last 4 years traveling the world. Their son joined them 2 years ago, and visited 16 countries in his first 16 months. Jeremy says, “who knows what the future holds, but most likely more travel and adventure.” They share it all over at GoCurryCracker.com – […]

047: Savvy Money Moves with TEDx Speaker and Filmmaker Adam Carroll

Adam Carroll is an internationally recognized financial literacy expert, author, and two-time TED talk speaker, creator of the Broke, Busted & Disgusted documentary, and founder of Mastery of Money. He has presented at over 700 college and university campuses. So let’s dig in. Let’s meet today’s Master of Money…. Listen to the Episode with Adam […]

046: Star in Your Own Financial Success Story with Sarah Li Cain

Sarah Li Cain is a financial storyteller who weaves practical tips and strategies into her work so that those trying to change their money mindset can see themselves in the starring role. So let’s dig in. Let’s meet today’s Master of Money…. Listen to the Episode with Sarah Li Cain Listen to it on iTunes. […]

044: Building a Wealthy Mindset with The Money Guy Brian Preston

With over two decades of experience in personal financial planning and taxes, Brian Preston is driven to help others optimize their lives so they can focus on the things in life that truly matter to them. Brian’s firm emphasizes having the heart of an educator, and this desire to create educated clients led to the […]

043: Couples and Money with Elle Martinez

Elle Martinez is the creator and award-winning blogger of Couple Money, a personal finance site and podcast dedicated to helping spouses build their marriage and wealth together. Every week Elle interviews financial experts and real-life couples who’ve achieved big financial goals together like paying down six figures of debt, starting a business together, and retiring […]

Steal My Household Budget Template (Free Excel Download)

I have long been a money nerd. As a small child, I used to empty my piggy bank, count everything that was inside, and put it all back in, feeling pretty good about my net worth as an 8-year-old. So, it should come as no surprise that the detail-oriented piggy-bank counter has grown up to […]