Spending Wisely

Inflation Sucks! Here’s Why You Shouldn’t Panic

We've heard the numbers – a lot. Inflation is running at about 7% – the highest rate in 40 years. "Transitory" was the word first used to describe it, but this past November, Fed. Chairman Jerome Powell stated, "I think it’s probably a good time to retire that word." Fair enough, let's retire it – but what will the impact of this non-transitory inflation spike be? For those of us who are thinking about our long-term financial … [Read more...]

The Best Personal Finance Budget Software with Apps (In 2022)

  Managing your money is a complex skill, especially now that you no longer have to leave the house or even pull out your wallet in order to spend money. That’s why it is more important than ever for you to track spending and stick to a budget. But the old-school methods of budgeting can be far too onerous for the new Millennium. Hardly anyone wants to be carrying an old-fashioned ledger book around with them to record … [Read more...]

Budgeting for Couples: How to Adopt a Budgeting Lifestyle

Budgeting for couples may require more effort and attention than budgeting on your own. But it's a habit that many couples desperately need to learn. A recent Magnify Money survey of over 1,000 Americans revealed some alarming facts about marriage and money. One in five couples that responded to the survey regretted combining finances with their spouse. And 21% of respondents cited finances as the primary cause of their … [Read more...]

18 Frugal Living Tips Plus How to Beat Frugality Fatigue

Frugality is having a moment. A lot of us are embracing frugal living these days, and for good reason. Frugality can open up a lot of opportunities in our lives. It puts us more in control of our money and helps us to determine what’s most important to us. Living frugally means making intentional choices with your everyday spending. It means mapping out your financial—and life—goals and then aligning your spending to help you … [Read more...]

Zeta Review 2022 | Best Personal Finance App for Couples?

  Feeling frustrated when it comes to money in your relationship? Often, it's easier to sweep things under the rug than have those tough financial discussions with your partner. Or maybe the talks themselves aren't difficult, but it's tough to keep track of all the little details that make up your financial life. You'd rather be enjoying your time with your loved ones, not checking to make sure the bills are paid or nagging … [Read more...]

Puls Review 2022 | Need a Handyman?

I recently purchased a Ring doorbell--you know, the doorbell with a camera and speaker tied to your home WiFi--to replace my old, standard doorbell. I was excited about experiencing the benefits of the new gadget, but not so excited about installing the doorbell itself. I’ve got a long list of honey do’s right now and this was just one more item to add to the list. No thanks! That’s when I remembered my friend Ben had just joined … [Read more...]

Is AARP Worth it? Benefits for People Under 50

At the YMCA where I used to work out, there was always a large stack of AARP magazines available for perusal during my 30 minutes on the elliptical or treadmill. Despite being in my 30s, it was always my favorite magazine to borrow for a workout—although I’d sometimes hide the cover like I was reading something illicit. I thought of AARP as an organization for...well, older people. It's called the American Association of Retired … [Read more...]

This Company Negotiated My Bills to Save Me $324 [BillFixers Review]

Editor's note: PT here. I'm happily paying BillFixers $27 a month ($324 in total) for the next year. Why? Because they saved me a total of $648 on my Internet service with AT&T! To see how BillFixers could work for you, check out our full review below... Bills, bills, bills! They can seem never-ending. From your cable bill to your lawn service, they just keep piling up. I am always looking for different ways to lower my bills … [Read more...]

My Body Tutor Review 2022 | Does this Weight Loss Coaching Program Work?

This is my long-awaited My Body Tutor review. I've tried all sorts of diets and exercises over the last 20 years. Running and calorie restriction, the Atkins Diet, Weight Watchers... And every time I committed to something, I saw progress, but nothing permanent or life-changing in terms of the food I was consistently putting in my body. Looking back, I can see that what I was trying didn't last because it was missing long-term, … [Read more...]

052: Master Your Money (and Your Side Hustle) with PT

I can safely say that this episode of the podcast is unlike any other I’ve done. If you’ve listened to at least one other episode, you know that I interview someone new every week and find out all about when they decided to become a master of their money, what tools they use to manage their finances, and the one thing they’ve done that has had the biggest impact on their financial success. But today, PT is in the hot seat. I asked my friend and former guest on the … [Read more...]

051: Map Your Money Adventure with Nick True of Mapped Out Money

Nick is a 20-something financial blogger who lives in Chattanooga, TN with his wife Hanna and 3 fur children. His website is MappedOutMoney.com where he focuses on budgeting and helping people learn all of things about money they didn't learn in school. Let’s dig in. Let’s meet today’s Master of Money…. Listen to the Episode with Nick True Listen to it on iTunes. I hope you enjoyed that. A big thank you to Nick for giving us the gold today. Share on Twitter … [Read more...]

050: Using Your Values and Goals to Reach Financial Independence with Matt Miner

Matt Miner is a coach, author, and speaker who works with folks to get the most out of their money by understanding his clients’ values and goals, and then helping them do what it takes to gain control of their income and increase their savings rate. Check out his work at DesignIndependence.com. Matt holds a Bachelor of Science in Finance from Arizona State University in Tempe Ariz. and an MBA from Duke University in Durham, N.C. On weekdays, he leads the sales … [Read more...]

048: Retiring Early to Travel the World with Jeremy from GoCurryCracker

After retiring in their 30s, Jeremy & Winnie spent the last 4 years traveling the world. Their son joined them 2 years ago, and visited 16 countries in his first 16 months. Jeremy says, "who knows what the future holds, but most likely more travel and adventure." They share it all over at GoCurryCracker.com - visit their site to see why the funky name. Listen in as we find out how and why Jeremy chose to retire early and what he does with his free time now. So … [Read more...]

047: Savvy Money Moves with TEDx Speaker and Filmmaker Adam Carroll

Adam Carroll is an internationally recognized financial literacy expert, author, and two-time TED talk speaker, creator of the Broke, Busted & Disgusted documentary, and founder of Mastery of Money. He has presented at over 700 college and university campuses. So let’s dig in. Let’s meet today’s Master of Money…. Listen to the Episode with Adam Carroll Listen to it on iTunes. Stream by clicking here. Download as an MP3 by right-clicking here and … [Read more...]

046: Star in Your Own Financial Success Story with Sarah Li Cain

Sarah Li Cain is a financial storyteller who weaves practical tips and strategies into her work so that those trying to change their money mindset can see themselves in the starring role. So let’s dig in. Let’s meet today’s Master of Money…. Listen to the Episode with Sarah Li Cain Listen to it on iTunes. I hope you enjoyed that. A big thank you to Sarah for giving us the gold today. Share on Twitter Star in Your Own Financial Success Story with … [Read more...]

044: Building a Wealthy Mindset with The Money Guy Brian Preston

With over two decades of experience in personal financial planning and taxes, Brian Preston is driven to help others optimize their lives so they can focus on the things in life that truly matter to them. Brian’s firm emphasizes having the heart of an educator, and this desire to create educated clients led to the award-winning podcast, The Money Guy Show. When not helping clients reach success with simple, smart strategies, Brian loves spending time with his wife, … [Read more...]

043: Couples and Money with Elle Martinez

Elle Martinez is the creator and award-winning blogger of Couple Money, a personal finance site and podcast dedicated to helping spouses build their marriage and wealth together. Every week Elle interviews financial experts and real-life couples who’ve achieved big financial goals together like paying down six figures of debt, starting a business together, and retiring early. Through the podcast, she finds patterns and habits that have helped couples be … [Read more...]

How I Use Excel to Manage My Family’s Budget (Free Download)

I have long been a money nerd. As a small child, I used to empty my piggy bank, count everything that was inside, and put it all back in, feeling pretty good about my net worth as an 8-year-old. So, it should come as no surprise that the detail-oriented piggy-bank counter has grown up to use a pretty complex system for keeping track of my family budget. I mentioned to PT on our podcast conversation that I have an Excel spreadsheet that I use to keep tabs on every … [Read more...]