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017: Making Money Fun with Bob Lotich of Seedtime.com

Bob LotichBob Lotich has been a full-time blogger for 10 years. His blog (originally called Christian Personal Finance) is now Seedtime.com and it’s one of my favorite places. I’m consistently sharing Bob’s posts. Bob’s writing and advice have been featured in Men's Health Magazine, Real Simple Magazine, Yahoo Finance, Forbes, and many others. He lives in Nashville, TN with his wife and son.

In this episode, you’ll learn how Bob and his wife keep finances fun, how he transitioned from “broke down” guy in his 20s to the money master that he is today, what Bob means when he says “it feels like I’m breaking all the rules” with my money, and Bob’s goals for the future now that he’s got this money thing figured out. Bob’s got a great story to tell and I’m sure you’ll leave with a few helpful nuggets to help you on your own journey.

Listen to This Episode with Bob Lotich

I hope you enjoyed that. A big thank you to Bob for giving us the gold today.

Side note: Bob and I have both been blogging for 10 years now. I’ve learned a lot from him and Bob’s done a great job of showcasing what can be done as a blogger. Bob’s first book How to Make Money Blogging: How I Replaced My Day-Job With My Blog is an Amazon #1 Bestseller and has helped thousands of aspiring bloggers grow successful blogs. To get a free copy visit SeedTime.com.

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Show Notes

00:30 – Bob’s secret to finding lasting success with his money.
02:00 – Making finances fun for a “free-spirit” spouse.
03:45 – That time Bob “broke down” in his 20s and decided to become a master of his money.
06:15 – Bob’s first steps toward his financial fix.
09:45 – Some of the early “fun” moments with money and growing up in a financially challenging household.
11:00 – Other resources that Bob used to learn about money.
13:00 – Bob’s debt from credit cards, car loans, and student loans, and how he attacked it.
17:00 – How Bob brought in extra money to attack the debt and get ahead.
18:30 – The thing that Bob still struggles with when it comes to the budget.
20:45 – Is using balance transfer credit cards still a good idea?
22:15 – All the feels from paying off his first car and “breaking the rules”.
24:15 – The 2hr seminar that changed Bob’s view on wealth building.
26:30 – Bob’s financial goals for the future: rental properties and retirement savings as a business owner.
28:45 – Bob’s thoughts on the journey to date.

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This episode was sponsored by our list of The Best Personal Finance Software and Budgeting Tools. Visit ptmoney.com/budget/ for more information and to get started for free.

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Last Edited: April 5, 2018 @ 11:59 am
About Philip Taylor

Philip Taylor, aka "PT", is a former practicing CPA, blogger, podcaster, husband, and father of three. PT is also the founder and CEO of FinCon, the conference and community dedicated to helping other financial influencers and brands. He created this website back in 2007 to share his thoughts on money, hold himself accountable, and to meet others passionate about moving toward financial independence.

PT uses Personal Capital to keep track of his financial life. This free software allows him to review his net worth regularly, analyze his investments, and make decisions about his financial future.

PT keeps a portion of his emergency fund in Betterment, the automatic investing tool that makes investing super simple. Betterment focuses on what matters most: savings rate, time in the market, investing costs, and taxes. PT recommends this service to anyone looking to get started investing for themselves.

All the content on this blog is original and created or edited by PT.