PT Money Philip Taylor
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Hi, I'm PT.

This is my money blog.

I'm dedicated to helping you fix your finances and build the life you want.

I'll help you learn the steps you need to take and find the tools you need to use on your way toward financial freedom.

Philip Taylor "PT" CPA, Blogger,
& Entrepreneur
Find the best financial tools available today

These 7 Strategies Save Us Thousands Each Year in Taxes

It’s time once again to start giving some thought to paying taxes. Who’s excited? Okay, even though it may feel like a chore it’s wise to do a little analysis at the end of the year to see if there are any year end tax planning moves you need to make. Remember, corporate returns are […]

15 Fantastic Financial Christmas Gift Ideas for Children

  Let’s be honest. Your child doesn’t need yet another toy. Sure, they’re fun, but after a couple of weeks, toys are forgotten or broken (or both). Plus, what long-term benefit does a toy offer? None. In these economic times, you might try something a little bit different. If there are kids in your life, […]

6 Important Reasons to Avoid Store Credit Cards

One of my very first jobs was selling retail at a store in the mall. Working usually helps your finances, but that job was one of the causes of my issues with debt. It’s hard to resist buying new things when you spend the workday surrounded by advertising and sales displays. Self-control becomes even more […]

Barclaycard CashForward World MasterCard $100 Bonus Review

Barclay is not a name synonymous with American households.  If not for being in the business of personal finance, I would only have seen it mentioned in advertisements every 15 seconds watching a premier league match on NBC.  But over he last few years, Barclaycard has been making a major push in the US credit […]

12 New FinTech Companies Helping to Change the Way You Manage Your Money

FinCon16 gave us the second annual FinTech competition, the first ever early-stage business competition dedicated to technology products and solutions for the consumer-facing personal finance and investing verticals. The competition was presented in partnership with SoFi, who chose this year’s winner Kavout, to participate in their Entrepreneur Program. Though there could be only one winner, […]

45 Christmas Gift Ideas Under $25 (They’ll Absolutely Love)

We’re back with our Christmas list again for 2016. We’ve updated the list with five more gift suggestions. Are you looking for a few Christmas gift ideas to help complete your list? Well, you’ve come to the right place. Every Christmas season I wait too long and end up having trouble deciding what gifts to […]

How to Engineer an Easier Early Retirement Using a Relocation Strategy

This is a guest post from Pauline of InvestmentZen.com. Pauline left the 9 to 5 seven years ago to live life on her own terms, and is currently based in sunny Guatemala. This is the view I have in the background as I write this post. Nice, isn’t it?  No, I am not on holiday. This […]

The Envelope System On Steroids (Powerful Truth About Cash)

“We buy everything with cash” – said no successful CEO ever. Forget the envelope system. I’m talking about a system which all Fortune 500 companies understand. Money is money, no matter if we are talking business or personal finances. As a result, we should apply the same system Fortune 500 companies use to our personal finances to […]

Best Online Deal Sites to Help You Maximize Your Savings

The other day I was watching the show Extreme Couponing on TLC. I was amazed at the time and commitment these individuals had for their craft. With the chaotic schedules most of us live, how is it possible to devote that much time and energy into saving money? Isn’t there an easier way other than […]

Masters of Money (Your Chance to Hear Real Money Conversations)

Hey! We launched. Here’s the introductory episode which basically breaks down why I’m doing this. Click play to hear how it all came together with music, sound quality, etc. I get it. It can be hard to have conversations about money with our friends, family, and even your spouse. Money is still a major taboo […]

HSA vs FSA: Which is Better? [Comparison Chart Included]

Here’s the thing: In light of past health care discussions on my blog and the fact that benefit re-enrollment period is up us, I thought I’d address a couple of tax-advantaged medical savings accounts: the Health Savings Account and the Flexible Spending Account. Ready for a HSA vs FSA showdown? Strap in! Who am I […]

Best Online Training Sites to Get an Education and Grow [Video]

The internet continues to offer new and expanded opportunities for people all over the world. Over the past decade, there have been many advances that allow us to use the internet to become better educated. There are a number a platforms, often referred to as massive open online courses, that allow users to learn new […]