Protect Your Family and Enter to Win $50,000 with USAA Life Insurance

This post is brought to you by USAA. While this is a sponsored post, all content and opinions expressed here are my own.

Life insurance can get a bit of a bad rap. It can feel like a major downer to think about the possibility of dying and leaving your family financially unprepared.

Then there is the stereotype of hard-selling insurance agents (like Ned Ryerson who tries so hard to sell Bill Murray a policy in Groundhog Day–BING!). It can turn a lot of people off from even looking into life insurance.

But despite its bummer of a reputation, life insurance is an excellent tool for helping you live your dreams–and USAA wants to make sure you understand exactly how true that is!

My Life Insurance Story

I have been carrying life insurance ever since Mrs. PT and I welcomed our first child. Prior to that, I was a little clueless about life insurance and had never looked into purchasing any for myself. All that changed when we found out our first baby was on the way.

Becoming a father was when I realized how important life insurance is for my family. We had our children because we thought I'd always be around to help support my family. If something were to happen to me, I want my kids to be raised by their Mom and not a daycare. I also don't want my wife to have to use every dollar she earns to support the kids.

I recommend purchasing life insurance for anyone who is in a similar situation. If you have dependents who are counting on your income, it makes sense to have a life insurance policy in place. This will make sure your family will be taken care of no matter what.

In our case, a simple term life policy made the most sense. But every family’s needs are different, which is why it’s so important to do your homework to find the best policy to meet your needs.

One big reason people give for not getting life insurance is the fear that it can be complex and expensive to find the right policy. They worry about having to run the Ned Ryerson hard-sell gauntlet and end up having to pay through the nose for a policy.

But life insurance doesn’t have to be complicated or expensive, especially in the digital age. I was able to find a policy that worked for our family by doing my homework and requesting a quote online. If you want some extra guidance for shopping for life insurance

There are a number of well-regarded companies, such as USAA, that offer free quotes and plenty of information to help you determine the best policy for you.

Related: How to Buy Life Insurance in 7 Easy Steps [The Ultimate Guide]

Living Our Dreams

The insurance policy that I carry is more than just peace of mind. It’s also a part of how Mrs. PT and I are living our dreams.

We plan on living well within our means throughout our lives. In fact, our goal is to be able to live within only one of our incomes at all times. This plan is what allowed Mrs. PT to go to grad school for a time, and what allows her to stay home with our kids right now.

By living within in our means, we can live our lives based on what is best for our family–rather than based on what we need financially.

Our dreams include living a rich life filled with pursuits, giving back, adventure, and raising happy, healthy kids. This includes reaching financial independence to ensure we're there with them every step of the way.

Having life insurance in place has also helped us make this dream of a family-centered life, rather than a money-centered life, a reality.

To begin with, having life insurance in place offers us a sense of financial security and peace of mind. We know that our family-centered life will continue even if something were to happen to me. That kind of peace of mind allows us to really be present with each other as a family, rather worry about possible futures.

We have also been able to focus on other financial goals now that we have a life insurance policy. Prior to purchasing our policy, I believed in “self-insuring” as much as possible by eliminating our debts and building solid savings accounts. I still believe in self-insurance, but having life insurance in place offers a solid plan for the future. It frees up the money we’d otherwise use for self-insurance. That means we can focus on our other big financial goals, like saving for retirement and for college.

Finally, as an entrepreneur, I sleep better a night knowing that my life insurance policy is there, even though I no longer have employer-based life insurance. I’ll be taken care of through my own policy, which leaves me free to focus on building my business and being a great Dad.

Purchasing a policy that fits your needs is like a promise to help protect your loved ones no matter what happens–giving your family a financial safety net when they need it the most. I am more present in both my career and my family life because of our life insurance coverage.

Related: How You Can Join USAA (And Get One Of Their Amazing 7 Services)

#USAALiveYourDreams

I am so blessed to be living the dreams that Mrs. PT and I share–but not everyone feels as financially free to follow their own dreams.

This is why USAA wants to help you to live your dreams. The company is offering a unique giveaway to help someone to reach their dreams and give their family the life they have always wanted. Enter the USAA Live Your Dreams Sweepstakes, and you could win $50,000!

Just imagine what you would do with your life if you had a $50,000 check in your hot little hands!

Here’s how the USAA Live Your Dreams Sweepstakes works:

  • You do not have to be a member of USAA to enter the sweepstakes, and no purchase is necessary.
  • You can enter by phone, online, or by mail.
  • If you enter the sweepstakes online, you can get a life insurance quote one usaa.com or on the USAA mobile app for a chance to win.

Since you can get a life insurance quote from USAA through this sweepstakes, not only will you have a chance to add $50 grand to your net worth, but you will also get an opportunity to see how life insurance could help your family’s finances.

USAA offers many life insurance options, such as:

  • Level term life insurance
  • Term life insurance for military members–which includes exclusive benefits like an accelerated review to help protect your family before you deploy, coverage during war, and military severe injury coverage
  • Permanent life insurance, such as whole and universal life insurance

Chances are, you will be able to find the right life insurance product for you. USAA has made it easy to learn more.

Whether you win the grand prize, or simply learn more about how to protect your family, #USAALiveYourDreams sweepstakes can take a step closer to living your dream.

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