3 Ways to Teach Your Kid Entrepreneurship (No Lemonade Stand Required)

PT's Note: I have three kids and teaching them to have the confidence to run their own business one day is definitely one of my life's goals. Here's my friend Amanda L. Grossman from MoneyProdigy.com to share some excellent advice for us on this subject... I grew up on a dairy farm, in the middle of Amish country. There were cows. There was a heck of a lot of manure. And the work was relentless – small family dairy farms have that … [Read more...]

The Best Credit Cards in Canada for 2018 [By Card Type]

There’s no universal answer to the question, "What is the best credit card?" Much in the same way the best convertible coupe would be ill-suited for a family of four, the best travel rewards credit card would make little sense for someone who rarely travels abroad. Simply put, categories matter and selecting the best credit card for you comes down to a number of factors - from your personal spending habits to what type of rewards … [Read more...]

My Accountant Reviews QuickBooks Online vs Desktop

Editor's note: I use QuickBooks Online to handle the accounting for my blog and conference business. I'll be honest though - I don't know much about it or how it compares to the desktop version. I turned to my accountant, who uses it everyday on my behalf, to provide a quick review for anyone interested in using it. Running your successful business can be very challenging. Making the sale, providing the service, and/or producing the … [Read more...]

Why Laddering Your Life Insurance Policy Over Time Makes Good Financial Sense

Editor's note: Hey, this is PT. You know I'm a huge fan of term life insurance for those young and married with kids like me. These days it's easier than ever to get signed up for life insurance and protect your family. Do it! Of course, I'm also a fan of self-insuring as much as possible and we're happily heading that direction - getting rid of debt and saving up for our retirement. But I've often thought about changing my life insurance strategy mid-stream - … [Read more...]

10 FinTech Startups We Like from Finovate Spring 2017

The PT Money team headed to the Finovate Spring 2017 conference in San Jose, Calif. a few weeks ago, where the newest in financial technology debuts every year. We were on the lookout for innovative financial products and services that you could begin using in your financial life. Here’s a look at some of the products we got to see on stage: Checkbook Let’s face it, writing a check can be a hassle and receiving one just adds one more errand to your daily list of … [Read more...]

What is Private Mortgage Insurance and How Can You Avoid It?

Editor's note: Here's an excellent contribution on the subject of PMI from my friend Ben Feldman. I recently reached that time in life where I’m starting to think about buying a home. I’m ready to settle down, and I like the idea of owning my own place. As I’ve begun to do my research, I’ve also realized how overwhelming the whole process can feel. There are a lot of things to consider when buying a home -- from which neighborhood you want to live in, to how big … [Read more...]

6 Ways to Invest in Real Estate (from $10 to $100,000)

[PT's note: This comprehensive article was contributed by Eric Bowlin from IdealREI.com. I first heard Eric on this Bigger Pockets episode. He lives here in Texas with me now and we regularly get together for lunch and talk real estate and business. Here's Eric....] It’s remarkable to see how real estate investing can create so much wealth. You see it everywhere – TV, the web, or your friend who randomly decided to flip a house, it … [Read more...]

5 Tips to Turbocharge Your Credit Card Rewards

Today's post is sponsored by our friends at Credit Sesame. Credit Sesame is an educational credit and personal finance website that provides consumers with a free credit score, free credit monitoring, and free identity theft protection. Credit card rewards can seem too good to be true. You earn travel rewards and cash back just for spending. How can card issuers afford this? One reason is because most people are completely ineffective at using their cards and … [Read more...]

15 Mother’s Day Gifts and Activities that Won’t Blow Your Budget

Mother's Day will soon be here! The good news is that the nature of Mother's Day isn't about buying expensive trinkets or wowing Mom with an over the top production. Mother's Day is about family and togetherness. These ideas are just a few of the many ways you can show Mom you love her without blowing the budget. 15 Cheap Mothers Day Gifts and Activities to Show Mom You Care 1. Take a family outing. One of the best things about Mother's Day is timing. … [Read more...]

The Dangers of Being Careless with Your Credit Score

Note from Jason Price, PT Money editor and blogger: This article is provided by the Credit Sesame Financial Research team.  Perfect scores are not necessary, but a lower score will certainly cost you. Everyone wants a good credit score. But why? Not only is it a great starting point when you’re applying for credit, but it also helps you save money in the long run on things you are going to have to finance (purchasing a home). If your credit score does not … [Read more...]

My Mystery Shopping Experience: Such a Thing as Free Lunch?

Editor's Note: I love it when people do experiments with their time and money. Especially in areas where the truth needs to come out. Here's Katie Turner sharing her mystery shopping experience. A few months ago, a friend started asking me to join her for lunch. She’d always pick up the tab! As it turns out, she was secretly reviewing the restaurant as a mystery shopper. So, the lunches were free! After some very yummy and fun lunches, I decided to check … [Read more...]

3 Advanced-Level Travel Hacking Tips We Learned at Frequent Traveler University

Wow. My head is still spinning after spending last weekend with those that are truly miles and points obsessed. I had the privilege of attending my first Frequent Traveler University (FTU) this weekend at the Hyatt Regency DFW. I have been "playing" the loyalty game for over four years now. So, it was an awesome experience to finally hobnob with some of the biggest bloggers in the community and also socialize with others who are as passionate as I am about reward … [Read more...]