About Clint Proctor

Clint Proctor is the founder of the Wallet Wise Guy and a freelance writer. You can find his work at Business Insider, US News, Forbes, Yahoo Finance, Credit Karma, Student Loan Planner, and many other news sites and blogs.

SBA Loans: Everything You Need to Know

  If you need funding for your small business, it's hard to beat SBA loans. They come with favorable terms and may be easier to qualify for than other business loans. But as with any government-sponsored initiative, the SBA loan program can be confusing. There are multiple SBA loans, each with different purposes and terms. But in this guide, we'll cut through the clutter to give you the most important answers that you're … [Read more...]

How to Form an LLC in 10 Easy Steps

A Limited Liability Company (LLC) is one of the most popular business structures for businesses of all sizes. And that makes sense because there's a lot to love about LLCs. When you form an LLC, your business becomes a formal separate entity, protecting your personal assets in the event of a lawsuit. An LLC can also help you avoid double taxation and increase your business credibility, while requiring less paperwork than … [Read more...]

Lower Your Cell Phone Bill: Best Business Cell Phone Plans And Bill Negotiation Services

  As a freelance writer, my "office" is wherever my laptop happens to be open. And my "business phone," is the same phone that I use for personal phone calls and texts, or checking Facebook and Twitter--my cell phone. In my case, I only have my own cell phone bill to worry about. But if you're a small business owner, your employees may rely upon their cell phones just as often as I do mine. In fact, in many service-oriented … [Read more...]

Emperor Investments Review: Not Your Ordinary Robo-Advisor

  Emperor Investments used to be a part of the robo-advisor space but has recently stopped taking new customers. Emperor Investments was a robo-advisor that used pure stock portfolios that were chosen by real human experts. Unfortunately, they are no longer taking new customers. But, there are several alternatives that fill your robo-advisor needs, such as Betterment, Ally, and Vanguard. The unique proposition that Emperor … [Read more...]

How to Make Money as a Social Media Consultant

  I'm a freelance writer, and I enjoy my work, but I often wonder what it would be like to perform different services in my space. One online side hustle that seems interesting to me is social media consulting. I know of several people who are making significant part-time money by being a social media consultant for businesses and blogs. And some have even turned their social media gigs into full-time jobs. To make money … [Read more...]