Welcome to Part-Time Money. Since 2007, we’ve been trying to help people do more with their money.
To make it easier for someone new to the site to take in all the information here, we’ve put together a list of our favorite articles and resources:
- Income vs Expense: Where Should You Focus Your Time?
- How to Save 20%+ of Your Income Consistently Each Year in Your 30s
- 31 Day [Guide] to Improve Your Financial Life
- A Low-Cost Alternative to Health Insurance [Medi-Share Review]
Part-Time Job Help
- 4 Reasons to Love the Part Time Job
- Best Online Job Search Sites
- Best Part-Time Jobs With Benefits
- 9 Part-Time Jobs That Pay Well
- 9 Part-Time Jobs for Teachers (After School & In the Summer)
- 18 Legit Work-From-Home Jobs with No Startup Fee
Side Hustle Ideas
- 52 Easy Ways to Make Extra Money
- 5 Ways to Find Plenty of Extra Time to Make Good Money
- 5 Legit Paid Survey Sites to Make Some Extra Money
- How to Make Extra Money Blogging [7 Important Questions Answered]
- How to Make Six Figures a Year as a Freelancer
- I Made $180 Simply Waiting in Line at the DMV
Small Business Tips & Ideas
- 20 Unique Business Ideas (That You Can Start Today!)
- How to Find Business Ideas that Work – Focus on Scale
- 7 Small Business Mistakes to Avoid
- Surviving My First Year of Business (Tough Times & Lessons Learned)
- Start a Business with No Money: Do You Want it Bad Enough?
- How to Organize a Successful Conference: Behind the Scenes at FinCon
Passive Income & Investing
- The Best Passive Income Ideas That Actually Work
- How to Put Together a Winning Taxable Investment Portfolio
- 6 Ways to Invest in Real Estate (from $10 to $100,000)
“Best” Business and Personal Resource Guides
- The Best Personal Loan Sites for Small Business Owners
- The Best Accounting Software for Small Business
- The Best Places to Get Your Taxes Done
- The Best Personal Finance Budget Software with Apps
- The Best Automatic Savings (& Investing) Apps
- The Best [Free] Online Checking Accounts
- The Best High Yield Online Savings Accounts
- The Best Robo Advisors
- The Best Online Stock Brokers
- The Best Retirement Calculators
- The Best Life Insurance Companies [for Term Quotes]
- The Best Student Loan Refinancing Options
- The Best Free Credit Score and Monitoring
- The Best Mortgage Rates
The Accidental Landlord Guide
- Buying a New Home and Converting Your Current Home Into a Rental Property
- My First Rental Property: Seemingly Not Really a Great Investment
- The Best Places to List and Advertise Your Rental Property (Some Free!)
- Rental Repairs: Fixing Up My Rental Property
- Find a Tenant: Credit Check and Screening
- Finally Rented: Creating and Signing a Residential Lease Agreement
- Rent Collection: What’s the Best Way to Collect the Rent from Your Tenant?
- The Cash Flow Analysis for Our Rental Property [Annual Updates!]
- What to Do If Your Tenant Breaks the Lease
- How I Raised the Rent on Our Rental Property without Being a Mean Landlord
The 5 Takeaways of Personal Finance
Healthy personal finances are the foundation for your success in business, investing, and real estate. Make sure you’re doing these things before you get started scaling your side hustle.
1. Don’t Carry High-Interest Consumer Debt
If you’ve got this kind of debt on a credit card or personal loan it’s costing you. Therefore, it’s a good move to try and get rid of it ASAP. If you ever have to use credit cards to finance something, make sure you pay it off completely before the end of the month.
2. Avoid Future Debt by Saving Money in a High Interest Savings Account
So that you don’t have to go into debt in the future because of an unexpected (job loss) or expected (vacation) expense, set up a free savings account at one of the online high-interest savings accounts and set aside some money every month. Do this automatically and it will be easier.
3. It’s Important to Get Term Life Insurance
If you’ve got people dependent on your income (and they will be for quite a while) it’s likely a good idea to get life insurance on yourself. Term life insurance is the best choice for most people. You can get an adequate policy for less than the cost of your cell phone plan.
4. Open up a Tax-Advantaged Retirement Account
Saving for retirement has never been easier. There’s plenty of good options out there to help you achieve retirement savings success. Most people have a 401K they can contribute to. Contribute enough to get your employer match every month. If you don’t have one, open a Roth IRA and begin automatically contributing. Shoot for the max every year. Like short-term saving above, this works best if you set it up automatically.
5. Know Where Your Money is and Where it Goes
At least once a month, take some time to review all of your checking, savings, and retirement accounts. Also review your credit and loan accounts. Do this all at once using a tool like Empower. Also, you might want to make sure all your credit accounts are in good standing by reviewing your credit reports for free at AnnualCreditReport.Com.
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