The Costa Concordia Tragedy and the Need for Travel Insurance

It’s likely that the photo of the Costa Concordia luxury cruise liner lying capsized in the water off the coast of Italy will become one of the iconic images of 2012. We’ve all been glued to the news as the heartbreaking and bizarre story continues to unfold. Vacationing via cruise ship has always seemed to [...]

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American Express Personal Savings Account Review

If you’ve taken a look at the best high yield savings accounts, you know that interest rates are just pathetic.  Three years ago, I owned an ING Direct account which offered close to 4% APY and now it’s impossible to find anything greater than 0.90% annually.  Only two banks today offer that kind of “quality” [...]

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Traditional and Roth IRA Contribution Limits for 2012

The 2012 IRA contribution limits have not changed from last year. The main culprit seems to be that we haven’t experienced inflation. Traditional IRA and Roth IRA These Individual Retirement Arrangements or Accounts (IRAs) were created to provide a tax incentive to save for your own retirement. They are both excellent tools to help you [...]

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How to Become an Online Tutor and Make an Extra $1,000 a Month

Today I interview Aaron Graham, a Chemistry Tutor, who’s been tutoring part-time with Tutor.com for 1.5 years. PT: What led you to decide to start working as an online tutor, and then on to work with tutor.com? Do you work with any other companies to offer online tutoring? I had tutored students in-person before, but [...]

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No Balance Transfer Fee Discover More Card Promo

Years ago, one of the ways that credit card issuers could bring in new business was by offering a no fee balance transfer credit card.  This card would allow the consumer to transfer an existing balance onto their new credit card, without having to pay an up-front fee.  Coupled along with a 0% balance transfer [...]

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Traditional and Roth IRA Income Limits for 2012

The charts below will show you the latest income limits that apply to the Traditional and Roth IRAs. Contributing to an IRA is a smart move. There are two major varieties for the typical tax payer to take advantage of: Traditional or Roth. The Traditional IRA gives you a tax deduction on contributions, while the [...]

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What We Need from Suze Orman Instead of Another Celebrity-Endorsed Useless Prepaid Debit Card

If you don’t want to use (or can’t use) a credit card, then don’t. Place your money into a bank or credit union and use their debit card. Despite what you may hear, not all banks charge debit card fees. Find a bank or credit union that doesn’t charge you money each month to hold [...]

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Full Circle America Promises Less Expense and More Dignity for Seniors

If you’re one of the millions of adults in the Sandwich Generation—raising young kids at the same time that you are taking care of your aging parents—you’ve probably spent some sleepless nights worrying about how you will pay for care as your parents grow older. In-home care, nursing homes and assisted living communities are the [...]

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