Latest Articles

Citi AAdvantage Card Art

New and Improved Citi / AAdvantage Platinum Select MasterCard 50,000 Bonus Miles REVIEW

It’s been some time since a bank has improved the offer on one of it’s frequent flyer credit cards but Citi recently launched an update to their American Airlines frequent flyer credit card.  The Citi AAdvantage Platinum Select MasterCard has increased a few important perks while keeping a low annual fee (waived for the first year) […]

Personal Finance App Security

8 Ways to Stay Safe While Using Your Phone to Manage Your Money

Mobile technology has provided all of us with a great deal of tools and information at our fingertips when it comes to managing our finances. This certainly can save time and offer a lot of conveniences we didn’t use to have, but is it safe to manage your finances on a mobile device? In other […]

Give Online

Searching for More Ways to Give? Check Out These 6 New Charitable Platforms

More and more people are turning online and to their cell phones to give. I think this is great! It’s fast, direct, and safer than ever. Online giving continues to be on the rise. Nonprofit software services provider Blackbaud stated in their 2013 charitable giving report that overall charitable giving grew 4.9% in 2013, while online […]

Freelance Blogging

How to Balance Your Freelance Career With a Full-Time Job

Editor’s Note: Here’s an excellent contribution from Ben Luthi, freelance writer and blogger who writes regularly at The Wealth Gospel. Let’s face it. Living the life of a corporate cog isn’t everyone’s cup of tea. But the thought of trying to escape into the world of freelancing can be daunting. Building a successful freelance career […]

Home Improvement

These Smart Home Improvements Will Help You Yield the Best Returns at Resale

Have you ever considered a home improvement project? Perhaps you received a sizable tax return or company bonus and are looking to invest in your home. A home improvement project can be a great investment or it can actually be a waste of money in terms of recouping the costs when you sell. Certainly, smart […]

Spend Wisely

Buddhist Temple

1,400 Year-Old Business Fails. Will Your Business or Job Last?

Somehow, I stumbled upon an old article from 2007 that was published in Bloomberg Businessweek. It tells the story of the world’s oldest family-run business which closed shop. The business, Kongo Gumi, had been building Buddhist temples in Japan for over 1,400 years. From the 19th century onward the company did dabble in commercial construction, […]

virtual assistant jobs

Virtual Assistant: A Job Worth Your Time?

If you’re a good fit for the work style, and know where to find the best jobs, being a virtual assistant has plenty of benefits, including great pay. There are now more than 4 million administrative assistants in the U.S. according to the Bureau of Labor Statistics. Many of those are now virtual assistants. The […]

Part Time Job Help Wanted Sign

4 Reasons to Love the Part Time Job or Business

What are you doing with your “other eight hours”? Starting a part-time business, or simply taking on a part-time job certainly have a few drawbacks (time away from family, more work and stress, etc.). But, in my opinion, they have more benefits and they have huge potential to create a better life as well. Let’s […]

Best of Prime Time Money: April 2008

On the first day of every month I try and provide a summary of what happened here at Prime Time Money over the prior month.  Seeing this stuff encourages me to keep blogging and to keep trying to make Prime Time Money a better place for you. There’s something for everyone here.  If you’re new to the […]



Latest Deals

New and Improved Citi / AAdvantage Platinum Select MasterCard 50,000 Bonus Miles REVIEW

It’s been some time since a bank has improved the offer on one of it’s frequent flyer credit cards but Citi recently launched an update to their American Airlines frequent flyer credit card.  The Citi AAdvantage Platinum Select MasterCard has increased a few important perks while keeping a low annual fee (waived for the first year) […]

Citi Double Cash Card Review – Double Cash Back has ARRIVED!

Many years ago, the idea of a double cash back credit card was fairly common. With bank interest rates above 4% and the economy on the rise, credit card companies were doing whatever they could to bring in new business. Then, in the blink of an eye, big bonus offers and high cash back percentages […]

10 Tips to Become an Expert Credit Card Travel Hacker without Getting Into Trouble

Credit card travel hacking is certainly not for everyone. It would be wrong for me to make a one size fits all recommendation and tell everyone to jump in and play this game. Certainly, the game has its benefits, but can have adverse financial impacts if not played wisely. What is the rewards game, anyway? […]

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Part-Time Money Podcast

SpunkyStork

PTM 023 – Unemployed? Start a Children’s Clothing Company

Today’s episode is with Aliya Jiwa, owner of the children’s clothing company called Spunky Stork. Alyia’s post-graduate overseas job “never materialized” and she had to return to the States and live with her Mom. During the next few years she did a lot of freelance writing to get by and she took the opportunity to […]

More Articles

Small Business Debt and Profit Margin

3 Questions You Must Ask Yourself Before Dealing with Small Business Debt

Opening (and maintaining) a small business is a pricey endeavor. Most entrepreneurs have to take on some debt in order to get their business started or keep it afloat. After all, overhead, equipment, and payroll all cost money, and borrowing might sometimes be the best option to pay for it all. Unfortunately, debt can also […]

Betterment Box 300x250

Betterment Review 2014: We’re [Still] All Investors Now

Update: This comprehensive review now includes the latest on the revolutionary personal investing service, Betterment. Here are the details. Fees – Back in the day, Betterment used to charge 0.3% to 0.9%, depending on your account balance. Now they are charging from 0.15% to 0.35% (this is on top of investment expenses). They categorize their […]

Credit Card Travel Hacking

10 Tips to Become an Expert Credit Card Travel Hacker without Getting Into Trouble

Credit card travel hacking is certainly not for everyone. It would be wrong for me to make a one size fits all recommendation and tell everyone to jump in and play this game. Certainly, the game has its benefits, but can have adverse financial impacts if not played wisely. What is the rewards game, anyway? […]

MediShare

How You Can Dump Obamacare and Get Started with an Affordable Alternative (MediShare Review)

I just dropped my $1,100/mo health insurance plan with Humana. Before you think I’m crazy – I am after all a married father of three and a U.S. Citizen with a IRS-enforced mandate hanging over my head – listen to what I replaced it with. I joined the Christian medical expense sharing community, Medi-Share, for […]

Personal Money Management Apps

10 Essential Personal Money Management Apps

Poor money management excuses are running out for people with the introduction of the smartphone and the influx of personal finance apps.  As you may know, there are a wide variety of apps the can help the average person, or financially astute, budget, pay bills, save money, find deals and much more. Any smart phone […]

Shadow Snow

Pet Insurance Could Have Saved me a Small Fortune – The Shadow Experience (Quick Update)

SHADOW UPDATE – I wrote this post one year ago; at a time when Shadow had gone through quite a bit of injury.  Well, I’m back to give another expensive update.  Today, we learned that Shadow now has a torn ACL.   So tack on another $2,600 surgery and $400 worth of lab work, MRI’s […]

Cap One 360 Logo

Capital One 360 Independence Day Bonus Bonanza is Back!

Capital One 360 wants you to declare your financial independence from bad checking accounts, mortgage fees, and expensive online brokers. They have a very clever Independence Day Sale going on from Monday, June 30th until Thursday, July 3 at 11:59pm ET.  If you’re in the market for a new checking account, savings account, or online […]

20 Best Part-Time Jobs With Benefits

Best Part Time Jobs With Benefits—Updated for the 2014 Implementation of Obamacare

Now that the Affordable Care Act has officially launched, it’s a good time to revisit the possibility of finding a part-time job with benefits. Prior to the 2014 implementation of the health-care mandate, many big-name businesses such as Papa John’s indicated that owners and franchisees would have no economic choice but to reduce employee hours […]

OptionsHouse Logo

Why I Use OptionsHouse for Trading and Options

I know many of you are interested in beginning a taxable investing account and so I’m back with a quick review of another online stock broker to help you do your cheap stock trading. OptionsHouse is an options-focused broker that also offers extremely cheap stock trades. As you may or may not know, options trading […]

Goodbye Says Your Tenant Who Broke the Lease

What to Do If Your Tenant Breaks the Lease

Sooner or later, you’re going to get the dreaded notice from your tenant that they have to break the lease. No matter how much you prepare, it’s usually not fun to stop down and turnover a rental unit ahead of schedule. But there are some things you can do to minimize the pain, both before you […]

Disability Insurance for the Self Employed

What You Need to Know About Disability Insurance for the Self-Employed

Disability insurance is hardly a sexy topic of conversation, or even a common worry. After all, it’s not like most of us do anything more strenuous than checking our email on the average day, so how likely is it that we will need disability insurance? As a matter of fact, it’s pretty likely. According to […]

Kim Palmer

PTM 037 – How to Create The Economy of You with Kimberly Palmer of US News

This episode of the podcast features fellow money writer, Kimberly Palmer. She just released a new book, The Economy of You. In this show we talk about her book, her business (Palmer’s Planners), and what she learned from others profiled in the book. Kimberly is of course the writer at the US News and World […]