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Personal Finance Podcasts

12 Personal Finance Podcasts to Consider for Your Commute

I know a lot of people have rough commutes. After living in two major metropolitan areas and having to patiently ride out the commute to and from the office each day – I get it. 30 minutes here, 45 minutes there, and before you know it, you’re on the road for over an hour everyday. […]

Car insurance

Save Money on End of Year Auto & Insurance Purchases

Editor’s note: I love these tips because they’re not always the things people think about when shopping for car insurance. It’s more than just pencil to paper savings as commute time, driving habits, etc. do count! There are a number of ways to find affordable car insurance of which improving your FICO is one of my favorites. Why? […]

Christmas Gift Ideas

45 Christmas Gift Ideas Under $25

We’re back with our Christmas list again for 2014. We’ve updated the list with five more gift suggestions. Are you looking for a few Christmas gift ideas to help complete your list? Well, you’ve come to the right place. Every Christmas season I wait too long and end up having trouble deciding what gifts to […]

Capital One 360 Checking Review

Capital One 360 Checking Review

I’m going to give you my Capital One 360 Checking review. Not long after I opened my Capital One 360 Savings account I felt the need to have quicker, easier access to my savings. One of the best ways to achieve that is to add a Capital One 360 Checking account to the mix. I’m […]

Poor Kids in America

How to Overcome Your Money Mindset Issues If You Grew Up Poor

Everyone loves a great rags-to-riches story—but there is also a feeling among many of us that those stories are nothing but myths. You might think: Yes, it may be possible for anyone to become rich, powerful, and famous in America, but it’s certainly not going to happen to me or anyone I know. As it […]

Spend Wisely

20 Unique Business Ideas That You Can Start Today

20 Unique Business Ideas That You Can Start Today

Small businesses are the backbone of America’s economy, no question about it. The numbers speak for themselves: 29 million = Number of small businesses in the US. 500 million = Number of patents filed annually in the US. 50% = Half of the private sector is employed by small businesses. All it takes is one […]

Taking Time Off Work

Taking Time Off Work When Your Company Culture Doesn’t Support It

My first “real” job out of college was working as an administrative assistant for an ice cream company based out of Columbus, Ohio. The job featured several perks: a paid day off on your birthday, free ice cream, health benefits, and one week of vacation. Unfortunately, it was impossible for me to take that vacation […]

Where to Find Jobs Online

The Sites You Should Be Using to Find Jobs Online

Let’s face it. Finding a job in this economy is tough. And while the experts are saying that the U.S. is finally starting to show some signs of recovery, most predict that the job market won’t fully recover for five years or longer. The National Labor Department reports that 28,000 retail jobs have actually been […]

How to Get Started Freelancing

How to Get Started Freelancing

Making money online isn’t easy but it can pay off big if you apply the right strategy and stick with it — much like anything else in life. As someone who recently quit my day job to freelance full-time, I understand how to get started freelancing for extra money. This type of work — creating […]



Latest Deals

New and Improved Citi / AAdvantage Platinum Select MasterCard 50,000 Bonus Miles REVIEW

It’s been some time since a bank has improved the offer on one of it’s frequent flyer credit cards but Citi recently launched an update to their American Airlines frequent flyer credit card.  The Citi AAdvantage Platinum Select MasterCard has increased a few important perks while keeping a low annual fee (waived for the first year) […]

Citi Double Cash Card Review – Double Cash Back has ARRIVED!

Many years ago, the idea of a double cash back credit card was fairly common. With bank interest rates above 4% and the economy on the rise, credit card companies were doing whatever they could to bring in new business. Then, in the blink of an eye, big bonus offers and high cash back percentages […]

10 Tips to Become an Expert Credit Card Travel Hacker without Getting Into Trouble

Credit card travel hacking is certainly not for everyone. It would be wrong for me to make a one size fits all recommendation and tell everyone to jump in and play this game. Certainly, the game has its benefits, but can have adverse financial impacts if not played wisely. What is the rewards game, anyway? […]

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Part-Time Money Podcast

Kristen Carney - Founder of Tech Startup Cubit

PTM 029 – How to Launch a Tech Startup Part-Time with Kristen Carney of Cubit

This episode of the Part-Time Money podcast is with Kristen Carney of Cubit. Cubit sells demographic data: $20 basic demographic reports, a web app that people use to pull demographic data, and a consulting branch that does custom data research. In 2009, Cubit took a small round of funding from a local Austin seed stage […]

More Articles

Deepwater Horizon Oil Spill

2 Money Leaks You Need to Stop Now

As stated on Wikipedia, the Gulf oil leak started on April 20, 2010 and was considered the largest in the history of the petroleum industry. Oil gushed for 87 days until it was sealed September 19, 2010. The government estimated that 4.9 million barrels gushed into the Gulf of Mexico because of this disaster. I […]

PT and Gary Vaynerchuk

Should You Tell Your Boss About Your Part-Time Business?

Are you a weekend, early morning, or late night warrior who works on their side business? Perhaps you do all three? Are you hustling so you can one day leave your day job and become your own boss? It’s not uncommon these days. Do you think it’s ethical, or simply the right thing to do, […]

Stephanie OConnell Actor

On Stage or Screen: Here’s How to Earn a Living as an Actor

Editor’s note: Today’s article comes from Stefanie O’Connell, a New York City based actress and freelance writer. Stefanie is also a frequent reader and commenter here on PT Money. I’m really honored to share her story. So you want to be an actor- or you’re kicking yourself for never having pursued “the dream”. As a […]

time to retire

How Do You Know if it’s Time to Retire?

Editor’s note: Obviously if you’re my age (late 30s) this question may not be the first thing on your mind each day – although, as someone who is interested in financial independence and early retirement, I do personally find it helpful to begin thinking about these life-after-work concepts.   But for both my father and my […]

Secrets of Successful Retirees

The Top Secrets of Successful Retirees

What if you could take a glimpse into your retirement future? What would it look like? Would your retirement goals be obtained and would you be living the lifestyle you currently desire in the later years? While you can’t see your future self in the retirement years, you can learn from others who have traveled […]

Matrix

There Is No Spoon: Opting Out of the Consumerism Matrix

It’s hard for me to believe, but it’s been 15 years since the film The Matrix blew everyone’s mind. In the decade and a half since the film was released, the special effects and stunts that gave the movie such an overwhelming visual appeal have become standard and even clichéd. But the idea behind the […]

Debt Proof Christmas

10 Tips to Help Debt Proof Your Christmas & Catch up on Christmas Savings

As summer comes to a close people will soon begin thinking about fall plans and eventually, the holiday season. Yes, the holidays! I realize Christmas is 4 months away, but we all know that it will be here sooner than we think! Therefore, it’s important to consider the amount of money you have in your […]

Citi Double Cash Card

Citi Double Cash Card Review – Double Cash Back has ARRIVED!

Many years ago, the idea of a double cash back credit card was fairly common. With bank interest rates above 4% and the economy on the rise, credit card companies were doing whatever they could to bring in new business. Then, in the blink of an eye, big bonus offers and high cash back percentages […]

FICO 9

Got Medical Debt? Here’s Good News About Its Effects On Your Credit Score

According to the Wall Street Journal, 64 Million Americans have medical debt on their collection report.  That’s an astonishing number and certainly raises awareness and some concern for this financial issue.  People are fighting to get out of medical debt, or buried so deep they don’t know what to do. Is that you? Financial gurus advise […]

Canadian Part-Time Jobs

The Best Canadian Part-Time Jobs with Benefits (Updated 2014)

Canada offers its citizens a single payer health care system, which means that all Canadians are covered for basic health services. Knowing this, an American might be forgiven for thinking that employer-sponsored health insurance benefits would be redundant. But the operative word for Canada’s public health insurance is “basic.” The state-run system guarantees primary care […]

Rent vs Buy

Think You’ve Answered the Renting vs Buying Question? Read this Renting Convert’s Perspective

Last year my wife and I decided to make the biggest change in our 12 years of marriage.  We decided to pursue our dream of living by the coast.  We sold our house in Dallas, TX, packed our belongings, and moved to sunny SoCal! Well, it wasn’t exactly that simple. It took almost a year of praying, […]

Rebalance IRA

Rebalance IRA: A Balanced Approach to Managing Your Retirement Portfolio

I’m certainly not an investment guru, but I’m always interested in learning about investment services such as Rebalance IRA. Why? Let’s face it, picking and managing investments for an IRA, (or any retirement account) isn’t easy for the average Joe and it’s serious business. After all, these decisions impact you in your retirement years! Wouldn’t […]