Latest Articles


Introducing: The Get Rich Slowly Guide – Q&A with Author J.D. Roth

My friend J.D. Roth recently released the Get Rich Slowly guide. I sat down with him (over email, of course) to learn about the guide and get some extra insight for you guys. Here’s our interview: Why did you put this together? I founded Get Rich Slowly (the blog) in 2006. I wrote and edited […]

Go to College or Start a Business

Should You Go to College or Start a Business?

It’s been almost four years since former PayPal Chairman and CEO Peter Thiel started the 20 Under 20 program—the controversial initiative that paid 20 college students up to $100,000 to drop out of school. Basically, Thiel’s initiative hoped to show that the best path to success is not necessarily through education (and its attendant debt […]

Pillars of Small Business Finances

Small Business Finances: The Key Financial Pillars of Building a Start-Up

Here’s a note from a reader: “…thank you for the information you provided on Entrepreneurship on Fire. I was deeply encouraged and felt led to contact you. I am a 24 year old entrepreneur, economics and finance major, former athlete. Recently I quit my IT sales job to focus on my a project I have […]

Time Management for Part Time Entrepreneurs

Time Management for Part-Time Entrepreneurs

Part-time entrepreneurs have the best and worst of both worlds. While they face less financial risk by keeping their full-time jobs while growing their business, they run up against the problem of time management. How do you find the time to grow your business when so much of your time is already spoken for? The […]

Hawaiian Airlines World MasterCard

Hawaiian Airlines Elite World MasterCard Review – 35,000 Bonus Miles

If I were to ask you to pick one state you would want to vacation in, which would you choose?  Sure, some might say Florida, California, even South Dakota if you’re a “I love monuments” kind of guy; but I think the overwhelming majority would exclaim HAWAII. Hawaiian Airlines has 29 different locations within the […]

Spend Wisely

Help Wanted for the Underemployed

What is Underemployment?

Have you ever been out of work, or in a part-time job for an extended period of time? It can be demoralizing not to be able to find the type of work you’re qualified for. The statistics show, specifically the Underemployment Rate, that it’s still a very tough job market for about a fifth of […]

Frugal Shopping

Make Extra Money with an Online Store

Today’s interview is with Steve from What exactly is an online store? An online store is simply a website that allows you to sell goods online in an automated fashion. For a store that carries many products and manages inventory, there are many complete shopping cart solutions available that allow you list and organize […]

How to Get Started Freelancing

How to Get Started Freelancing

Making money online isn’t easy but it can pay off big if you apply the right strategy and stick with it — much like anything else in life. As someone who recently quit my day job to freelance full-time, I understand how to get started freelancing for extra money. This type of work — creating […]

Make Extra Money, Save More Money, Spend Money Wisely

Make Extra Money, Save More Money, Spend Money Wisely

In an effort to make PT Money more user-friendly, I’ve decided to split the site into three main areas. They just happen to be the three areas from my tagline. Basically, a majority of the content on this site (and our personal finances, for that matter) falls into one of three different areas: make extra […]

Latest Deals

130,000 Points for the Win: Results of My Second Credit Card App Party

When the new year rolled around and my reward point balances started to dwindle I knew it was time to once again think about doing a credit card app party (see the results of year one). An app (application) party is when you sign up with several credit cards all at once to maximize your […]

Our Recent Points Trip “Babycation” to Tucson’s J.W. Marriott Starr Pass Resort

Mrs. PT does a fantastic job taking care of our family – the two girls and I – day in and day out. Since we’re about to bring a new member of the family into the world, we figured it was time for a babymoon getaway (i.e. a little pre-”babycation”). Or, as Mrs. PT and […]

Citi ThankYou Premier Card Review

There was a time not too long ago where a bonus like the one Citi has just launched would be accompanied by similar ones from other issuers.  However in the last six months; not a single credit card issuer has come forward with an up-front bonus of this magnitude, thus making the 50,000 bonus ThankYou […]

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Part-Time Money Podcast

Part Time Money Podcast

PTM 002: Making Money as a Focus Group Participant with

Get ready. This episode is packed with content and unveils the truth about a little known and misunderstood money making opportunity. In this episode of the Part-Time Money Podcast, I speak with two different people about interesting world of focus groups. Interview with First, I speak with Danny DiGiovanni, owner and creator of […]

More Articles

Generation Like

Frontline’s Generation Like: The Connection Between Social Media and Your Money

The latest Frontline is titled Generation Like. It’s about the intersection of social media and the marketing of consumer goods. It’s mostly just a snapshot of where things are with online marketing. It covers a lot of familiar ground: “likes” are currency, brands want to work with the most connected, social networks use your information […]

How Long Will it Take to Get My Tax Refund?

2013 (and 2014) Tax Brackets: What Is My Tax Bracket?

It’s that time of year again when our minds start turning towards what taxes we will owe come April 15th.  One of the critical pieces of the tax code are the federal income tax brackets. These were created to facilitate the taxing of different levels of income. Our progressive tax rate structure (i.e. as income […]

Citi ThankYou Premier Card

Citi ThankYou Premier Card Review

There was a time not too long ago where a bonus like the one Citi has just launched would be accompanied by similar ones from other issuers.  However in the last six months; not a single credit card issuer has come forward with an up-front bonus of this magnitude, thus making the 50,000 bonus ThankYou […]

Money Saving Skills

Money Saving Skills for Your 20s, 30s, and 40s

This is article is from Charlie Cohn. He oversees’s blog. You may remember I did an interview with them recently. Here’s Charlie… Do you want to put more money in your savings? Want to stop living paycheck to paycheck? Not sure where to start? No matter how old you are, odds are that you could use […]

Kim Palmer

5 Lessons from an Etsy Entrepreneur

The following article from Kimberly Palmer is based on her new book, “The Economy of You: Discover Your Inner Entrepreneur and Recession-Proof Your Life.” When I first got the idea to launch my own Etsy shop back in 2011, I thought it was going to be pretty easy. I’d read success stories on blogs before, […]

TradeKing Button

$50 TradeKing Account Opening Bonus – EXTENDED

Update: TradeKing is giving a $50 bonus to new account holders who open their accounts before February 12th, 2014 with at least $3,000. TradeKing, one of the best online discount brokers is offering up their yearly promotion of a free $50 when you open a new TradeKing account.  This year’s bonus is slightly more difficult […]

Men vs Women Investing

Why Investing Women Rock and You Can Too

This article comes from friend and blogger Maria Nedeva. A couple of days ago I was browsing a forum on an investment-focused site. It was smooth reading, until I read: “…Women can’t invest because their heads are full of shoes and handbags.” My disbelief rapidly matured into growing irritation. Hold on a minute! I like […]

5 Years Before You Retire

Book Review: The 5 Years Before You Retire

The 5 Years Before You Retire: Retirement planning when you need it the most, just hit bookshelves. As you would expect, it’s perfect for anyone around 5 years away from retirement. So if that’s you, or if you know someone in that category, then pay attention. I read the book so I could confidently pass […]

GoBank Card and App

GoBank: Taking Your Bank Out of a Building and Into Your Phone

A bank where you decide which fees you want to pay, if any? In this age where you’re nickel and dimed for every single thing, is that even possible? GoBank is “banking” on the idea that you’ll be so pleased with their services you’ll want to pay them. But don’t expect GoBank to be a […]

Experian State of Credit 2013

The Surprising Results of My Experian Credit Educator Session

I just discovered how I can take my Vantage credit score from 834 to 865. Follow along to see how. I’m not big on obsessing about one’s credit score. You shouldn’t be either. But if a few small changes can have a significant impact on your score, then I don’t see the harm in taking […]

Where to Invest

My Approach to Stock Speculation in 2014 [Grow Your Dough Throwdown Part 1]

Today is the start of the Grow Your Dough Throwdown. I’m competing. This is my post sharing my investing strategy for the Throwdown. The Throwdown is a fun challenge my friend Jeff Rose from Good Financial Cents cooked up. It’s simple. Take $1,000 at the beginning of the year and invest it in whatever you […]

The 52 Week Money Saving Challenge

Do You Have What it Takes to Complete the 52 Week Money Saving Challenge?

Today I thought I’d share my thoughts on the 52 week money challenge and see how many of you would do something like this. How the 52 Week Money Challenge Works The idea is simple: deposit $1 into your savings account on week one of 2013, followed by $2 on week two, $3 on week […]