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Giving

10 Ideas to Give More this Holiday Season

How often do we say the holiday season will be different as the season rolls around again? We’ll focus on giving and others more than succumbing to the busyness of the season.  We’ll slow down and truly focus on what we can be thankful for versus filling our priorities with Christmas lights, decorations and the […]

ReadyForZero Review

How to Get to Zero Credit Card Debt with ReadyForZero.com

Creating a plan to get rid of your credit card debt is fairly simple. First, list out all of your debts and rank them according to one of three methods: highest interest rate (debt avalanche method), lowest total balance (debt snowball method), or most emotional. Then, start aggressively paying off debt #1, while making minimum […]

Financial Worries for Millenials

3 Financial Worries That Didn’t Exist For Your Parents

Between taking on way too much student debt, doing sensitive banking on smart phones, and forgoing home ownership, it may seem like all of us are ignoring the money lessons our parents and grandparents tried to teach us. Being careful with money is looking more and more like a skill from a previous century. But the real […]

investly2

$2,500 AAPL Stock Giveaway from Nvestly

We all know that personal money management has it’s fair share of challenges.  Sometimes you can feel like you’re on an island all by yourself trying to figure things out.  This may be especially true for some of you when it comes to investing for the future. There are certainly well-known options you can pursue […]

Citi AAdvantage Card Art

New and Improved Citi / AAdvantage Platinum Select MasterCard 50,000 Bonus Miles REVIEW

It’s been some time since a bank has improved the offer on one of it’s frequent flyer credit cards but Citi recently launched an update to their American Airlines frequent flyer credit card.  The Citi AAdvantage Platinum Select MasterCard has increased a few important perks while keeping a low annual fee (waived for the first year) […]

Spend Wisely

opinion outpost surveys

Two Legit Paid Survey Sites and Some Links

It’s been a while since we’ve heard from faithful reader, J. He’s back with some advice on two legit survey sites he is now using to bring in some extra money. If you have more sites to include, use the comment section below. Here’s J: For the last month I have been trying out and […]

finconteam

How to Organize a Successful Peer Conference: Behind the Scenes at the Financial Blogger Conference

If you’re a follower of my twitter feed you’ve no doubt seen my recent references to #FINCON11 and the Financial Blogger Conference. I thought I would take a moment here to explain this new venture of mine. The conference itself was a blast; a great experience. Most everything went off without a hitch and most […]

American Express Gift Card Sweepstakes and Giveaway

$25 Gift Card Giveaway and $250,000 American Express “Season of Surprises” Sweepstakes

With the season of giving and receiving around the corner, American Express wants to spread some holiday cheer among the PT Money readers with a Gift Card giveaway! With their help, I will be giving away $25 American Express Gift Cards to 20 lucky readers. Part of the reason that American Express is offering this […]

Stay at Home Mom Working

Some Advice for Stay at Home Moms

Do stay at home moms really “work”? Of course they do. That’s a ridiculous question. Anyone with kids, who doesn’t hire a nanny/maid/chef to do literally everything, works. I know. I have kids. It’s work that I help perform at night and on weekends. It’s work I love most of the time, but it does […]



Latest Deals

New and Improved Citi / AAdvantage Platinum Select MasterCard 50,000 Bonus Miles REVIEW

It’s been some time since a bank has improved the offer on one of it’s frequent flyer credit cards but Citi recently launched an update to their American Airlines frequent flyer credit card.  The Citi AAdvantage Platinum Select MasterCard has increased a few important perks while keeping a low annual fee (waived for the first year) […]

Citi Double Cash Card Review – Double Cash Back has ARRIVED!

Many years ago, the idea of a double cash back credit card was fairly common. With bank interest rates above 4% and the economy on the rise, credit card companies were doing whatever they could to bring in new business. Then, in the blink of an eye, big bonus offers and high cash back percentages […]

10 Tips to Become an Expert Credit Card Travel Hacker without Getting Into Trouble

Credit card travel hacking is certainly not for everyone. It would be wrong for me to make a one size fits all recommendation and tell everyone to jump in and play this game. Certainly, the game has its benefits, but can have adverse financial impacts if not played wisely. What is the rewards game, anyway? […]

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Part-Time Money Podcast

EasyCareSitters Babysitting Business

PTM 026 – How to Start a Babysitting Business with Cristina Twigg of EasyCareSitters.com

Today’s episode is all about how to start a babysitting business. This is my interview with Cristina Twigg, the owner of Easy Care Sitters, a NYC-based babysitting business/agency. Three years ago, as a receptionist at an advertising agency, Cristina started her own NYC-based babysitting agency. She has been running it on the side for the […]

More Articles

FICO 9

Got Medical Debt? Here’s Good News About Its Effects On Your Credit Score

According to the Wall Street Journal, 64 Million Americans have medical debt on their collection report.  That’s an astonishing number and certainly raises awareness and some concern for this financial issue.  People are fighting to get out of medical debt, or buried so deep they don’t know what to do. Is that you? Financial gurus advise […]

Canadian Part-Time Jobs

The Best Canadian Part-Time Jobs with Benefits (Updated 2014)

Canada offers its citizens a single payer health care system, which means that all Canadians are covered for basic health services. Knowing this, an American might be forgiven for thinking that employer-sponsored health insurance benefits would be redundant. But the operative word for Canada’s public health insurance is “basic.” The state-run system guarantees primary care […]

Rent vs Buy

Think You’ve Answered the Renting vs Buying Question? Read this Renting Convert’s Perspective

Last year my wife and I decided to make the biggest change in our 12 years of marriage.  We decided to pursue our dream of living by the coast.  We sold our house in Dallas, TX, packed our belongings, and moved to sunny SoCal! Well, it wasn’t exactly that simple. It took almost a year of praying, […]

Rebalance IRA

Rebalance IRA: A Balanced Approach to Managing Your Retirement Portfolio

I’m certainly not an investment guru, but I’m always interested in learning about investment services such as Rebalance IRA. Why? Let’s face it, picking and managing investments for an IRA, (or any retirement account) isn’t easy for the average Joe and it’s serious business. After all, these decisions impact you in your retirement years! Wouldn’t […]

Small Business Debt and Profit Margin

3 Questions You Must Ask Yourself Before Dealing with Small Business Debt

Opening (and maintaining) a small business is a pricey endeavor. Most entrepreneurs have to take on some debt in order to get their business started or keep it afloat. After all, overhead, equipment, and payroll all cost money, and borrowing might sometimes be the best option to pay for it all. Unfortunately, debt can also […]

Betterment Box 300x250

Betterment Review 2014: We’re [Still] All Investors Now

Update: This comprehensive review now includes the latest on the revolutionary personal investing service, Betterment. Here are the details. Fees – Back in the day, Betterment used to charge 0.3% to 0.9%, depending on your account balance. Now they are charging from 0.15% to 0.35% (this is on top of investment expenses). They categorize their […]

Credit Card Travel Hacking

10 Tips to Become an Expert Credit Card Travel Hacker without Getting Into Trouble

Credit card travel hacking is certainly not for everyone. It would be wrong for me to make a one size fits all recommendation and tell everyone to jump in and play this game. Certainly, the game has its benefits, but can have adverse financial impacts if not played wisely. What is the rewards game, anyway? […]

MediShare

How You Can Dump Obamacare and Get Started with an Affordable Alternative (MediShare Review)

I just dropped my $1,100/mo health insurance plan with Humana. Before you think I’m crazy – I am after all a married father of three and a U.S. Citizen with a IRS-enforced mandate hanging over my head – listen to what I replaced it with. I joined the Christian medical expense sharing community, Medi-Share, for […]

Personal Money Management Apps

10 Essential Personal Money Management Apps

Poor money management excuses are running out for people with the introduction of the smartphone and the influx of personal finance apps.  As you may know, there are a wide variety of apps the can help the average person, or financially astute, budget, pay bills, save money, find deals and much more. Any smart phone […]

Shadow Snow

Pet Insurance Could Have Saved me a Small Fortune – The Shadow Experience (Quick Update)

SHADOW UPDATE – I wrote this post one year ago; at a time when Shadow had gone through quite a bit of injury.  Well, I’m back to give another expensive update.  Today, we learned that Shadow now has a torn ACL.   So tack on another $2,600 surgery and $400 worth of lab work, MRI’s […]

Cap One 360 Logo

Capital One 360 Independence Day Bonus Bonanza is Back!

Capital One 360 wants you to declare your financial independence from bad checking accounts, mortgage fees, and expensive online brokers. They have a very clever Independence Day Sale going on from Monday, June 30th until Thursday, July 3 at 11:59pm ET.  If you’re in the market for a new checking account, savings account, or online […]

20 Best Part-Time Jobs With Benefits

Best Part Time Jobs With Benefits—Updated for the 2014 Implementation of Obamacare

Now that the Affordable Care Act has officially launched, it’s a good time to revisit the possibility of finding a part-time job with benefits. Prior to the 2014 implementation of the health-care mandate, many big-name businesses such as Papa John’s indicated that owners and franchisees would have no economic choice but to reduce employee hours […]