The Best Automatic Savings Apps to Grow Your Wealth in 2016

Saving money has a lot in common with flossing: you know it’s important, professionals wag their fingers at you when they find out you’ve been neglecting it, and it seems like a major pain to get in the habit of doing. Luckily for reluctant savers, technology has come to the rescue in the form of automatic […]

The Important Things We’re Saving For – Our Savings Goals for 2016

It’s time once again to review our annual savings goals. Hard to believe, but it’s our 9th year of chronicling our goals like this. You can peek through each year by using the navigation below. Briefly, we met our savings goals from last year. We maxed out our Roth IRAs ($5,500 each), contributed some excess […]

What to Expect When Borrowing from Lending Club

Peer-to-peer lending is arguably one of the greatest financial innovations of the past few years, especially for borrowers. The peer-to-peer model allows borrowers to access loans at better rates than they could get through traditional banks because they are borrowing from individual investors, rather than monolithic banks. The lenders/investors are also able to get a […]

These 7 Strategies Save Us Thousands Each Year in Taxes

It’s time once again to start giving some thought to paying taxes. Who’s excited? Okay, even though it may feel like a chore it’s wise to do a little analysis at the end of the year to see if there are any year end tax planning moves you need to make. Remember, corporate returns are […]

45 Christmas Gift Ideas Under $25

We’re back with our Christmas list again for 2015. We’ve updated the list with five more gift suggestions. Are you looking for a few Christmas gift ideas to help complete your list? Well, you’ve come to the right place. Every Christmas season I wait too long and end up having trouble deciding what gifts to […]

What Happened When We Started Using Cash Only

Do you pay with cash, debit, credit or a combination of the three?  Some people use credit cards to pay for all of their expenses, earn rewards and then pay the balance off each month. Others use cash or debit and follow the viewpoint of Dave Ramsey – credit card rewards aren’t worth “playing with fire” that can lead […]

TradeKing $200 Cash Bonus for New Accounts

TradeKing, one of our favorite online discount brokers has launched a spring promotion where new customers earn a $200 cash bonus!  In order to receive the bonus, there are a few stipulations that must be met. The account must be opened before December 31st, 2015 $3,000 or more needs to be deposited A minimum of $3,000 […]

Hot New FinTech Start-Ups for the Saver, Investor, and More

There is no shortage of new and up and coming financial technology to support you, the personal money manager. Each of these new tools are worth considering to help you simplify investing, save more money, teach kids about money, and improve the management of your finances. The companies are participating in the FinTech Start-Up Competition at […]

My Mystery Shopping Experience: Such a Thing as Free Lunch?

Editor’s Note: I love it when people do experiments with their time and money. Especially in areas where the truth needs to come out. Here’s Katie Turner sharing her mystery shopping experience. A few months ago, a friend started asking me to join her for lunch. She’d always pick up the tab! As it turns […]

How to Find Great Virtual Assistant Jobs and Get Paid This Week!

If you’re a good fit for the work style, and know where to find the best jobs, being a virtual assistant has plenty of benefits, including great pay. There are now more than 4 million administrative assistants in the U.S. according to the Bureau of Labor Statistics. Many of those are now virtual assistants. The […]

10 Ways to Use “the Internets” to Save Money Online

Shopping is much different these days than it was even twenty years ago. With information, reviews, and price comparisons on any product you can imagine available 24/7, it now takes very little effort to be a savvy consumer and make sure you get the biggest bang for your buck. However, you may be unaware of […]

Strategically Pay Down Your High-Interest Credit Card Debt with Payoff.com

***Update*** Payoff recently announced they will now provide monthly access to FICO® Scores for free beginning January 2016 to its members who have refinanced their credit card balances with a Payoff Loan. Payoff Members will have access to their FICO Score, as well as trending information and educational resources describing factors contributing to their score. […]