45 Christmas Gift Ideas Under $25

We’re back with our Christmas list again for 2015. We’ve updated the list with five more gift suggestions. Are you looking for a few Christmas gift ideas to help complete your list? Well, you’ve come to the right place. Every Christmas season I wait too long and end up having trouble deciding what gifts to […]

What Happened When We Started Using Cash Only

Do you pay with cash, debit, credit or a combination of the three?  Some people use credit cards to pay for all of their expenses, earn rewards and then pay the balance off each month.  Others use cash or debit and follow the viewpoint of Dave Ramsey – credit card rewards aren’t worth “playing with fire” that can […]

TradeKing $200 Cash Bonus for New Accounts

TradeKing, one of our favorite online discount brokers has launched a spring promotion where new customers earn a $200 cash bonus!  In order to receive the bonus, there are a few stipulations that must be met. The account must be opened before December 31st, 2015 $3,000 or more needs to be deposited A minimum of $3,000 […]

Capital One 360 Fall Bonus – Up to $500 for New Savings Accounts!

(This offer now EXTENDED through November). Remember when interest rates on savings accounts were comfortably sitting at 5%?  Well those days are long gone and if you’re putting money into an online savings account, you have to find creative ways to maximize your return.  Lucky for everyone, Capital One 360 is making that task a […]

Hot New FinTech Start-Ups for the Saver, Investor, and More

There is no shortage of new and up and coming financial technology to support you, the personal money manager. Each of these new tools are worth considering to help you simplify investing, save more money, teach kids about money, and improve the management of your finances. The companies are participating in the FinTech Start-Up Competition at […]

My Mystery Shopping Experience: Such a Thing as Free Lunch?

Editor’s Note: I love it when people do experiments with their time and money. Especially in areas where the truth needs to come out. Here’s Katie Turner sharing her mystery shopping experience. A few months ago, a friend started asking me to join her for lunch. She’d always pick up the tab! As it turns […]

How to Find Great Virtual Assistant Jobs and Get Paid This Week!

If you’re a good fit for the work style, and know where to find the best jobs, being a virtual assistant has plenty of benefits, including great pay. There are now more than 4 million administrative assistants in the U.S. according to the Bureau of Labor Statistics. Many of those are now virtual assistants. The […]

10 Ways to Use “the Internets” to Save Money Online

Shopping is much different these days than it was even twenty years ago. With information, reviews, and price comparisons on any product you can imagine available 24/7, it now takes very little effort to be a savvy consumer and make sure you get the biggest bang for your buck. However, you may be unaware of […]

Strategically Pay Down Your High-Interest Credit Card Debt with Payoff.com

We all know that paying the minimum balances on credit cards doesn’t work if you’re trying to get out of debt. As an example using Bankrate.com’s credit card minimum payment calculator, a $5,000 credit card balance at 18% interest and making a $125 (2.5%) monthly minimum payment, would take 272 months to be rid of […]

5 Ways to Organize Your Life and Save Money

I hate to admit it, but I am organizationally challenged. My home is littered with doubles of items I’ve bought when I could not find the original. My living room often looks like who-did-it-and-ran, which is only partially the fault of the resident rugrats. I’ve even been known to misplace checks for months at a […]

9 Surprisingly Big Benefits of a Smaller Home

It’s hardly news that downsizing your home will save you money. In addition to the lowered mortgage payment and taxes, you’ll also spend less on utilities and maintenance. But living in a smaller house isn’t just a smart financial decision. Deciding to downsize can also improve your quality of life. Here are five nine ways […]

9 Tips for Going to One Income

This article was first published in 2008. But the message is still relevant today. Going to one income? We’re going to one income very soon. This is the last month that we’ll receive two paychecks, as Mrs. PT will be going back to school next month. I decided I would do a little preparation. I did […]