3 Days Left to Get $25 From Revolution MoneyExchange

Written by PT on May 12, 2008 – 1:00 pm -

Quick reminder: There are only 3 days left to get your $25 signup bonus from Revolution MoneyExchange.  The offer officially expires on May 15th.  This really is EASY money.  It doesn’t take a long time to setup and you can transfer the $25 to your regular checking account without any fees.   Then close the account if you want.  Read more about Revolution MoneyExchange at my previous post on the service.  Readyfor your free $25?  Use this button to sign up:

Refer A Friend using Revolution Money Exchange

 If you have any questions about the set up process just contact me.  Never miss another money making idea; subscribe to Prime Time Money today.

Simple Steps to Cut Fuel Costs

Written by PT on May 12, 2008 – 6:00 am -

Don’t Have A SmartCar? Read This Post

A Long Commute to Work or School Equals High Fuel Costs

A friend, who knows I blog about finance, recently shared an article with me about cutting back on fuel costs.  He has a long commute to work every day and so I know this is the kind of thing he pays close attention to.

Gas prices are at $3.50 where we live.  To be honest, it’s not been a big deal for me.  I have an extremely short commute to work every day.  Mrs. PT does as well.  The increase in prices is something I’ve noticed (due to the media), but not something I stay up at night worrying about.

However, beginning as soon as this summer, Mrs. PT’s commute will go from 5 miles to about 30 (she’s going back to school to get her masters).  This will likely quadruple our fuel costs.  Yikes.  Time to start paying attention to this stuff.  So, if you’re in the same boat, pay attention to these steps to help to cut back on fuel prices.

Cut Fuel Costs With These Simple Steps:

Keep Tires Properly Inflated

This could cut your fuel cost by $65* every year.  I’m assuming the flatter your tires, the more friction they create with the ground and the harder your car has to work to get going.  I mostly rely on the mechanics who change our oil to check the pressure, but more recently I’ve been checking them with the cheap little tire gauge that I have.  I also recently bought a small air compressor, which I use to keep them properly inflated.  Here’s an informative video explaining how to inflate car tires.

Proper Motor Oil Grade

Do you know what type of oil your car uses?  I couldn’t exactly spout it off from memory.  Check your car’s manual to find out.  Using the correct grade could cut your costs by $40 a year.

Combine Your Trips and Walking

I’m bad about this.  Some days I go to work, drive home for a lunch I could have packed, and come home after work only to change into my work-out clothes to go work-out at a gym I passed on the way home.  If I’d only spend an extra 10 mins in the morning preparing a lunch and packing gym clothes, not only would I save time, but I’d save gas.  Those 10 mins seem like an eternity when I’m rushing out in the mornings though.

Walking is a different story.  Here in the big, spread out metroplexes of Texas, you’d be crazy to try and walk or even ride a bike anywhere.  Although, I’d like to be able to do this sometimes.  It’s just not feasible for me.  These two changes though could cut your costs by $100 a year.

Eliminate Speeding and Jackrabbit Stops and Starts

Slow down, dude!  When I see people pass me up speeding only to be caught by the red light a few hundred yards away, I just have to laugh.  Do they know how inefficient they are driving?  Not that I’m immune to this type of driving, but I have mellowed out tremendously over the past few years.  This is the big tip which could cut your costs by $260 a year.  It might also save your life.

Removed the Junk from Your Auto

Got some junk in the trunk?  Clear it out and cut your costs by $40 a year for every 100lbs.  We keep our cars pretty clear of stuff so we’re all good here.  How about you?

*Cost estimates based on a family that drives 12,500 miles in a year in a vehicle with a fuel economy of 20.1 miles per gallon.

Know any other ways to cut back the fuel costs?  Leave ‘em in the comments below…

Source: Associated Press
Photo: by SqueakyMarmot

Prime Time Money: Happy Mother’s Day Roundup

Written by PT on May 11, 2008 – 2:48 pm -

Happy Mother’s Day everyone.  I hope you are having a nice relaxing Sunday celebrating Mom and all the good things she’s about.

A World of Personal Finance Bloggers

This past week was great here at Prime Time Money.  I created a new pf bloggers map using ‘yourgmaps’ which plots the physical location of all personal finance bloggers.  I call it “A World of Personal Finance Bloggers.”  If you haven’t added your blog, I encourage you to do so today.  If you don’t have a blog, check it out to see who blogs in your area.

$50 Amazon Gift Card Giveaway

Click Here to Learn How to Win the $50 Amazon Gift Card

A quick reminder: if you haven’t signed up already, head over to my $50 Amazon Giftcard Giveaway page to learn how to enter.  It’s really easy.

Carnivals

This past week I had a post featured in the Carnival of Personal Finance which was hosted by Alpha Consumer and one featured in the Festival of Frugality which was hosted by Frugal for Life.

Interview and Guest Post

Also this past week, I was interviewed by Romance Fire about my recent frugal wedding ideas post and a guest post of mine was shared at Bible Money Matters.

Post Roundup

Credit Withdrawal shares a real world example of why you might need an emergency fund.

Moolanomy broke out his grading scale for the frugal vs cheap test.  What are you?

Gather Little By Little tells us some reasons the economic stimulus check might be late.  Ours is late.  I think we all into the “only the IRS knows” category.

Debt Kid shares with us what he’d tell his 18 year-old self.

Me vs Debt updates us on her FICO score.  Check out how she tracks it.

Can I Get Rich On A Salary blogs about Generation Y and how they handle their money.

Antishay challenges us to get serious about saving: how to save money, big and small.

Photo: by babasteve

3 Days Left to Get $25 From Revolution MoneyExchange

May 12, 2008 – 1:00 pm

Quick reminder: There are only 3 days left to get your $25 signup bonus from Revolution MoneyExchange.  The offer officially expires on May 15th.  This really is EASY money.  It doesn't ...

Simple Steps to Cut Fuel Costs

May 12, 2008 – 6:00 am

Don't Have A SmartCar? Read This Post A Long Commute to Work or School Equals High Fuel Costs A friend, who knows I blog about finance, recently shared an article with me about cutting ...

5 Free Magazines For You

May 8, 2008 – 11:30 pm

Free Magazines Last month I opened up my "free magazines" section (see the tab in the menu bar).  At the time I shared just a bit about the selections.  Therefore, I ...

Frugal Ideas for a Wedding

May 7, 2008 – 3:00 pm

This post was originally published at Mrs. Micah: Finance for a Freelance Life and it is my entry in Moolanomy's Best Wedding Tip $50 Giveaway. Today I want to share some of the ...

Use Your Tax Rebate Check or Direct Deposit to Get Free Groceries

May 6, 2008 – 6:01 pm

Use Your Tax Rebate for Free Groceries When I first heard of retailers offering 10% more in gift card value if you use your tax rebate, I assumed it was only ...

How to Bargain in a Slow Economy

May 5, 2008 – 11:16 am

You should never pay full price unless you absolutely have to.  With the economy in a slow period there are more deals to be had.  I present some tips on how to ...

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