Latest Articles

Rent vs Buy

Think You’ve Answered the Renting vs Buying Question? Read this Renting Convert’s Perspective

Last year my wife and I decided to make the biggest change in our 12 years of marriage.  We decided to pursue our dream of living by the coast.  We sold our house in Dallas, TX, packed our belongings, and moved to sunny SoCal! Well, it wasn’t exactly that simple. It took almost a year of praying, […]

Rebalance IRA

Rebalance IRA: A Balanced Approach to Managing Your Retirement Portfolio

I’m certainly not an investment guru, but I’m always interested in learning about investment services such as Rebalance IRA. Why? Let’s face it, picking and managing investments for an IRA, (or any retirement account) isn’t easy for the average Joe and it’s serious business. After all, these decisions impact you in your retirement years! Wouldn’t […]

Small Business Debt and Profit Margin

3 Questions You Must Ask Yourself Before Dealing with Small Business Debt

Opening (and maintaining) a small business is a pricey endeavor. Most entrepreneurs have to take on some debt in order to get their business started or keep it afloat. After all, overhead, equipment, and payroll all cost money, and borrowing might sometimes be the best option to pay for it all. Unfortunately, debt can also […]

Betterment Box 300x250

Betterment Review 2014: We’re [Still] All Investors Now

Update: This comprehensive review now includes the latest on the revolutionary personal investing service, Betterment. Here are the details. Fees – Back in the day, Betterment used to charge 0.3% to 0.9%, depending on your account balance. Now they are charging from 0.15% to 0.35% (this is on top of investment expenses). They categorize their […]

Credit Card Travel Hacking

10 Tips to Become an Expert Credit Card Travel Hacker without Getting Into Trouble

Credit card travel hacking is certainly not for everyone. It would be wrong for me to make a one size fits all recommendation and tell everyone to jump in and play this game. Certainly, the game has its benefits, but can have adverse financial impacts if not played wisely. What is the rewards game, anyway? […]

Spend Wisely

Best of Prime Time Money: April 2008

On the first day of every month I try and provide a summary of what happened here at Prime Time Money over the prior month.  Seeing this stuff encourages me to keep blogging and to keep trying to make Prime Time Money a better place for you. There’s something for everyone here.  If you’re new to the […]

New Entrepreneurs Susan Devitt and Tom Gallo of GalloLea Organic Pizza Kits

From Unemployed to Entrepreneur: Susan Devitt and Tom Gallo of GalloLea Organic Pizza Kits

2009 was a tough year for Susan Devitt and Tom Gallo of Asheville, North Carolina. First, Tom lost his highly specialized ceramics engineering job. To find another job in that field, Tom and Sue knew they would have to leave their home in Asheville. At the same time, Sue—a graphic designer—lost her biggest contracting job […]

How to Get Started Freelancing

How to Get Started Freelancing

Making money online isn’t easy but it can pay off big if you apply the right strategy and stick with it — much like anything else in life. As someone who recently quit my day job to freelance full-time, I understand how to get started freelancing for extra money. This type of work — creating […]

Dying Extinct Jobs

What to Do if Your Job is Dying

Is your job going extinct? Payscale.com recently released some data that shows which job types saw a decline in demand in 2011. On the list were some jobs that you’d expect to see: postal workers and newspaper reporters. Also on the list were real estate agents, video store clerks, toll booth collectors, and stock brokers. […]



Latest Deals

10 Tips to Become an Expert Credit Card Travel Hacker without Getting Into Trouble

Credit card travel hacking is certainly not for everyone. It would be wrong for me to make a one size fits all recommendation and tell everyone to jump in and play this game. Certainly, the game has its benefits, but can have adverse financial impacts if not played wisely. What is the rewards game, anyway? […]

Barclaycard Arrival Plus World Elite MasterCard – 40,000 Bonus Miles Review

When I started a new job in affiliate marketing back in 2007, the rage was all about credit card bonuses.  At that time, issuers were falling over themselves to give away money up-front; with good reason.  Cardholders would charge themselves into bankruptcy and the money made would be tremendous.  After one large financial collapse and […]

Hawaiian Airlines Elite World MasterCard Review – 35,000 Bonus Miles

If I were to ask you to pick one state you would want to vacation in, which would you choose?  Sure, some might say Florida, California, even South Dakota if you’re a “I love monuments” kind of guy; but I think the overwhelming majority would exclaim HAWAII. Hawaiian Airlines has 29 different locations within the […]

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Part-Time Money Podcast

Miranda Marquit

PTM 018 – Taking Your Freelance Writing Business to the Next Level with Miranda Marquit

In this episode of the Part Time Money podcast I sit down with one of my own freelance writers, Miranda Marquit. Miranda’s work can be found all across the personal finance blog-o-sphere. She’s been able to take her writing business and expand it into a full time money maker that helps support her family and […]

More Articles

Personal Money Management Apps

10 Essential Personal Money Management Apps

Poor money management excuses are running out for people with the introduction of the smartphone and the influx of personal finance apps.  As you may know, there are a wide variety of apps the can help the average person, or financially astute, budget, pay bills, save money, find deals and much more. Any smart phone […]

Shadow Snow

Pet Insurance Could Have Saved me a Small Fortune – The Shadow Experience (Quick Update)

SHADOW UPDATE – I wrote this post one year ago; at a time when Shadow had gone through quite a bit of injury.  Well, I’m back to give another expensive update.  Today, we learned that Shadow now has a torn ACL.   So tack on another $2,600 surgery and $400 worth of lab work, MRI’s […]

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Capital One 360 Independence Day Bonus Bonanza is Back!

Capital One 360 wants you to declare your financial independence from bad checking accounts, mortgage fees, and expensive online brokers. They have a very clever Independence Day Sale going on from Monday, June 30th until Thursday, July 3 at 11:59pm ET.  If you’re in the market for a new checking account, savings account, or online […]

20 Best Part-Time Jobs With Benefits

Best Part Time Jobs With Benefits—Updated for the 2014 Implementation of Obamacare

Now that the Affordable Care Act has officially launched, it’s a good time to revisit the possibility of finding a part-time job with benefits. Prior to the 2014 implementation of the health-care mandate, many big-name businesses such as Papa John’s indicated that owners and franchisees would have no economic choice but to reduce employee hours […]

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Why I Use OptionsHouse for Trading and Options

I know many of you are interested in beginning a taxable investing account and so I’m back with a quick review of another online stock broker to help you do your cheap stock trading. OptionsHouse is an options-focused broker that also offers extremely cheap stock trades. As you may or may not know, options trading […]

Goodbye Says Your Tenant Who Broke the Lease

What to Do If Your Tenant Breaks the Lease

Sooner or later, you’re going to get the dreaded notice from your tenant that they have to break the lease. No matter how much you prepare, it’s usually not fun to stop down and turnover a rental unit ahead of schedule. But there are some things you can do to minimize the pain, both before you […]

Disability Insurance for the Self Employed

What You Need to Know About Disability Insurance for the Self-Employed

Disability insurance is hardly a sexy topic of conversation, or even a common worry. After all, it’s not like most of us do anything more strenuous than checking our email on the average day, so how likely is it that we will need disability insurance? As a matter of fact, it’s pretty likely. According to […]

Kim Palmer

PTM 037 – How to Create The Economy of You with Kimberly Palmer of US News

This episode of the podcast features fellow money writer, Kimberly Palmer. She just released a new book, The Economy of You. In this show we talk about her book, her business (Palmer’s Planners), and what she learned from others profiled in the book. Kimberly is of course the writer at the US News and World […]

Simple Car Care Tips

These Simple Car Care Tips Can Help Save Money – Even for Non Gear Heads Like Me

These days everyone is trying to save a little bit extra here and there. One of the most overlooked (or avoided) ways to save is in the proper care of your car. Given that April was National Car Care month I thought I’d share a few simple car care tips for properly maintaining your vehicles […]

Farnoosh Torabi

An Interview with Farnoosh Torabi, Author of When She Makes More

I recently had the opportunity to sit down with personal finance superstar Farnoosh Torabi to discuss her just-released book When She Makes More: 10 Rules for Breadwinning Women. Farnoosh’s book couldn’t be more timely. A Pew Study from 2013 found that 40% of households with children have a breadwinning mother at the helm. Last year, […]

Barclay Arrival Card LARGE

Barclaycard Arrival Plus World Elite MasterCard – 40,000 Bonus Miles Review

When I started a new job in affiliate marketing back in 2007, the rage was all about credit card bonuses.  At that time, issuers were falling over themselves to give away money up-front; with good reason.  Cardholders would charge themselves into bankruptcy and the money made would be tremendous.  After one large financial collapse and […]

Get-Rich-Slowly-Banner

Introducing: The Get Rich Slowly Guide – Q&A with Author J.D. Roth

My friend J.D. Roth recently released the Get Rich Slowly guide. I sat down with him (over email, of course) to learn about the guide and get some extra insight for you guys. Here’s our interview: Why did you put this together? I founded Get Rich Slowly (the blog) in 2006. I wrote and edited […]