Capital One 360 Bonus – Up to $500 for New Savings Accounts!

(This offer now EXTENDED through February 29, 2016) Remember when interest rates on savings accounts were comfortably sitting at 5%? Well those days are long gone and if you’re putting money into an online savings account, you have to find creative ways to maximize your return. Lucky for everyone, Capital One 360 is making that […]

The Official PT Money Tax Preparation Checklist

Time to file your taxes if you haven’t already! We’ve still got plenty of time before the last day to file taxes, so you’ve got time to get ready. But even if you want to purposefully wait till the last minute, it doesn’t hurt to start pulling together your information. I still try to follow […]

Investing in Lending Club: What You Need to Know

There’s an excellent reason why Lending Club is currently the largest peer-to-peer lending network, responsible for over $13 billion in loans as of September 2015. Borrowers enjoy better rates than they could find at a bank, and lenders receive returns that could be difficult to replicate with more traditional investments. Specifically, lenders have earned an […]

Where Should You Get Your Taxes Done?

I couldn’t resist this topic as I just received a question from a reader. They were asking where I recommend that people get their taxes completed. Here’s the question: “How do you recommend people get their taxes “done”? Should we go to an accountant, or one of those companies that have the guy dressed as […]

The True Cost to Attend a Super Bowl and Pro Tips Get You There Next Year

I’ve never had the pleasure of attending a Super Bowl, partly because the New York Jets have never been good enough to get there (in my lifetime) and primarily because it can be crazy expensive.   By the time you’ve saved for Super Bowl tickets, you realize the cost of transportation and boarding can blow your budget up. […]

40 Ridiculously Cheap (and Creative) Valentine’s Day Ideas

As a lifelong cheapskate, I have often been bemused by the amount of money people spend to prove to their spouses, children, and families just how much they love them. No time is this more evident than on February 14 of each year, when love advertising goes into overdrive to convince consumers that true love […]

The Cash Flow Analysis for Our Rental Property at Year End 2015

It’s time once again to do our annual rental property cash flow analysis. To see 2014 and before, visit the link at the bottom of the post. Did we make money this year? Is the investment still worth it? What needs to change in 2016? These questions and more will be answered in our annual […]

The Dangers of Being Careless with Your Credit Score

Note from Jason Price, PT Money editor and blogger: This article is provided by the Credit Sesame Financial Research team.  Perfect scores are not necessary, but a lower score will certainly cost you. Everyone wants a good credit score. But why? Not only is it a great starting point when you’re applying for credit, but it also helps […]

Best Credit Card Bonus Offers of 2016

[Advertiser Disclosure] A great way to take advantage of your good credit is to cash in on high bonus credit card offers. After all, if you’re going to get a new credit card you might as well consider the upfront bonuses many of the card issuers offer. Not every offer will make sense though; some […]

Do You Have What it Takes to Complete the 52 Week Money Saving Challenge?

Today I thought I’d share my thoughts on the 52 week money challenge and see how many of you would do something like this. How the 52 Week Money Challenge Works The idea is simple: deposit $1 into your savings account on week one of this year, followed by $2 on week two, $3 on […]

Best Hotel Rewards Credit Cards of 2016

[Advertiser Disclosure] One of the great things about staying in hotels can be the perks and amenities you receive when you’re away from home. Having to travel a few times each year for conferences, I can tell you how nice it feels when you get off a six hour plane ride, see a 45 minute […]

Blue Cash Preferred Card from American Express $150 Cash Back Bonus

Roughly eight years ago, I started writing about finance on a regular basis.  Included in my writing about finance is a lot of credit card work and for years, I haven’t seen an offer as good as the one recently launched by American Express.  The Blue Cash Preferred® Card from American Express is a consumer credit […]