Latest Articles

Go to College or Start a Business

Should You Go to College or Start a Business?

It’s been almost four years since former PayPal Chairman and CEO Peter Thiel started the 20 Under 20 program—the controversial initiative that paid 20 college students up to $100,000 to drop out of school. Basically, Thiel’s initiative hoped to show that the best path to success is not necessarily through education (and its attendant debt […]

Pillars of Small Business Finances

Small Business Finances: The Key Financial Pillars of Building a Start-Up

Here’s a note from a reader: “…thank you for the information you provided on Entrepreneurship on Fire. I was deeply encouraged and felt led to contact you. I am a 24 year old entrepreneur, economics and finance major, former athlete. Recently I quit my IT sales job to focus on my a project I have […]

Time Management for Part Time Entrepreneurs

Time Management for Part-Time Entrepreneurs

Part-time entrepreneurs have the best and worst of both worlds. While they face less financial risk by keeping their full-time jobs while growing their business, they run up against the problem of time management. How do you find the time to grow your business when so much of your time is already spoken for? The […]

Hawaiian Airlines World MasterCard

Hawaiian Airlines Elite World MasterCard Review – 35,000 Bonus Miles

If I were to ask you to pick one state you would want to vacation in, which would you choose?  Sure, some might say Florida, California, even South Dakota if you’re a “I love monuments” kind of guy; but I think the overwhelming majority would exclaim HAWAII. Hawaiian Airlines has 29 different locations within the […]

Foolish Financial Fees

Don’t be a Fool: Setup a Fee-Free Financial System

Did you get fooled this April Fool’s day? If you did, now is your chance to redeem yourself. Today I’m going to show you how to set up a fee-free financial system. Getting dinged with an unexpected fee can make you feel like a fool. And paying for something when there’s an equal and free […]

Spend Wisely

FinCon

Join Me in St. Louis this October for #FinCon13

Have you ever wanted to start an online business? When I first created FinCon, I never envisioned it would become something that I could invite PT Money readers to. Other than my post-conference wrap-ups, you guys haven’t heard much about it here. But as the conference and my blog have evolved I think they are […]

Summer Jobs With Little Start-up Funding Required – Part 2

This is the continuation of the post on summer jobs for a college student that require very little start-up funding. Read Part 1 for items 1 and 2. 3. Work as a Personal Trainer It may seem like a really prestigious or hard to get position but where I live I was able to obtain […]

Personal Debt to Fund a Business

Should You Take on Personal Debt to Fund Your Business?

Today, as banks continue to be tight-fisted when it comes to small business lending and investors remain cautious, business owners in need of financing might be tempted to use their personal assets to fund a business. But any source of funding that taps into personal assets comes with a high potential cost. While some established […]

The Blueprint for How to Make Money with a Blog

My friend Pete, from Bible Money Matters, just released a new ebook, Blueprint for How to Make Money with a Blog. I’ve had the pleasure of learning this blogging thing along side Pete for the past couple of years. We’ve shared our ideas for better blogging along the way. And we’ve been fortunate enough to […]



Latest Deals

130,000 Points for the Win: Results of My Second Credit Card App Party

When the new year rolled around and my reward point balances started to dwindle I knew it was time to once again think about doing a credit card app party (see the results of year one). An app (application) party is when you sign up with several credit cards all at once to maximize your […]

Our Recent Points Trip “Babycation” to Tucson’s J.W. Marriott Starr Pass Resort

Mrs. PT does a fantastic job taking care of our family – the two girls and I – day in and day out. Since we’re about to bring a new member of the family into the world, we figured it was time for a babymoon getaway (i.e. a little pre-”babycation”). Or, as Mrs. PT and […]

Citi ThankYou Premier Card Review

There was a time not too long ago where a bonus like the one Citi has just launched would be accompanied by similar ones from other issuers.  However in the last six months; not a single credit card issuer has come forward with an up-front bonus of this magnitude, thus making the 50,000 bonus ThankYou […]

Join Us On Facebook



Part-Time Money Podcast

Pizza Delivery Driver Jeff Kosola

PTM 011: Making Extra Money as a Pizza Delivery Guy to Payoff $45,000 in Debt with Jeff Kosola from DeliverAwayDebt.com

In today’s episode, I interview Jeff Kosola from deliverawaydebt.com. I love Jeff’s story. I think you will too. Especially if you are struggling with a lot of debt to pay off. Have you ever wondered how much pizza delivery drivers make? Apparently, it’s enough! Jeff took on the classic part-time job of delivering pizzas on […]

More Articles

PT Money at the Taj Mahal

Not a Travel Hacker? Vacation Where and When Your Dollar Goes the Furthest

Do you love to travel? I do. I’ve had the luxury of traveling a lot in my former work career. I really enjoyed getting to see the world on someone else’s dime. Now that I’ve changed career paths, I don’t get that benefit. I’ve recently jumped head first into the travel hacking scene. But I […]

ATM Robbery Prank

Fake ATM Robbery Gone Wrong, Plus Card and ATM Safety Tips

Did you catch this ATM robbery prank-gone-wrong over the weekend? A group of young Australian guys calling themselves Reckless Youth on their YouTube channel filmed themselves faking ATM robberies. Innocent bystanders quickly run to the aid of the “victim”, and in the prank’s final round, the prankster thief gets a new nose job (not for […]

traditional roth ira contribution limits

Traditional and Roth IRA Contribution Limits for 2014

The 2014 IRA contribution limits remained stagnant from last year to this year. Traditional IRA and Roth IRA These Individual Retirement Arrangements or Accounts (IRAs) were created to provide a tax incentive to save for your own retirement. They are both excellent tools to help you in your efforts to secure a comfortable retirement. I have […]

ADEP Part 2

Signal Speculator Portfolio Update (-0.7%) ADEP Flatlines [Grow Your Dough Throwdown Part 2]

Well, two months have come and gone and I haven’t made a dime in my attempt at stock speculation. Cue the sad piano. I’ve been participating in the Grow Your Dough Throwdown with some other bloggers. Read Part 1. This contest has us each investing in the assets of our choice (stocks, funds, gold, businesses, […]

Tax Deductions

10 Commonly Overlooked Tax Deductions for 2014

Are you doing your own taxes this year?  Do you review your tax return even if you have it prepared by a CPA, friend, TaxACT or H&R Block? Probably not a bad idea to give it a once over. If you do, consider some of these tax deductions (as noted by Kiplinger.com) and make sure you […]

Borro Review

borro Review: Quick Cash for Your Luxury Items

Do you have a Kandinsky hanging in your home or an extra Bugatti in your driveway? What about an Hermes handbag or an Omega watch? If so, you could have them appraised and borrow against them through borro.com. Okay, so admittedly, most of us don’t have luxury items like those, but there are other items […]

Second App Party - Valley Forge

130,000 Points for the Win: Results of My Second Credit Card App Party

When the new year rolled around and my reward point balances started to dwindle I knew it was time to once again think about doing a credit card app party (see the results of year one). An app (application) party is when you sign up with several credit cards all at once to maximize your […]

File Your Taxes for Free

3 Ways To File Your Taxes For FREE

It’s tax time!  You should have received your W2s by now so you should be ready to file your taxes.  April 15th, the last day to file taxes this year, will be here before you know it. So get going.  Luckily, if you meet certain criteria, you may just be able to file your federal […]

Health Savings Account Medical Symbol

Don’t Forget to Max Out Your Health Savings Account: Annual HSA Contribution Limits

I’ll be writing a couple of checks out in the next few weeks to my credit union.  This will bring our HSA contributions for last year and this year up to the maximum limits for each year.  The process is pretty painless (good people at that credit union), and I know I’ll leave with a […]

Tucson Starr Pass Resort

Our Recent Points Trip “Babycation” to Tucson’s J.W. Marriott Starr Pass Resort

Mrs. PT does a fantastic job taking care of our family – the two girls and I – day in and day out. Since we’re about to bring a new member of the family into the world, we figured it was time for a babymoon getaway (i.e. a little pre-”babycation”). Or, as Mrs. PT and […]

Tax Day April 15th

Tax Calendar and Last Day to File Taxes in 2014

No big surprises this year. The last day to file taxes in 2014, for the 2013 tax year, is April 15, 2014. In the past it’s been pushed back a day this because of the way the weekend falls and because of a holiday. For instance, three years ago Emancipation Day got in the way of […]

Generation Like

Frontline’s Generation Like: The Connection Between Social Media and Your Money

The latest Frontline is titled Generation Like. It’s about the intersection of social media and the marketing of consumer goods. It’s mostly just a snapshot of where things are with online marketing. It covers a lot of familiar ground: “likes” are currency, brands want to work with the most connected, social networks use your information […]