Latest Articles

ReadyForZero Review

How to Get to Zero Credit Card Debt with ReadyForZero.com

Creating a plan to get rid of your credit card debt is fairly simple. First, list out all of your debts and rank them according to one of three methods: highest interest rate (debt avalanche method), lowest total balance (debt snowball method), or most emotional. Then, start aggressively paying off debt #1, while making minimum […]

Financial Worries for Millenials

3 Financial Worries That Didn’t Exist For Your Parents

Between taking on way too much student debt, doing sensitive banking on smart phones, and forgoing home ownership, it may seem like all of us are ignoring the money lessons our parents and grandparents tried to teach us. Being careful with money is looking more and more like a skill from a previous century. But the real […]

investly2

$2,500 AAPL Stock Giveaway from Nvestly

We all know that personal money management has it’s fair share of challenges.  Sometimes you can feel like you’re on an island all by yourself trying to figure things out.  This may be especially true for some of you when it comes to investing for the future. There are certainly well-known options you can pursue […]

Citi AAdvantage Card Art

New and Improved Citi / AAdvantage Platinum Select MasterCard 50,000 Bonus Miles REVIEW

It’s been some time since a bank has improved the offer on one of it’s frequent flyer credit cards but Citi recently launched an update to their American Airlines frequent flyer credit card.  The Citi AAdvantage Platinum Select MasterCard has increased a few important perks while keeping a low annual fee (waived for the first year) […]

Personal Finance App Security

8 Ways to Stay Safe While Using Your Phone to Manage Your Money

Mobile technology has provided all of us with a great deal of tools and information at our fingertips when it comes to managing our finances. This certainly can save time and offer a lot of conveniences we didn’t use to have, but is it safe to manage your finances on a mobile device? In other […]

Spend Wisely

How I Quickly Got Out of the Middle Class

Do you consider yourself middle class?  I do.  I mean, I’m definitely not rich, nor am I poor.  I’d bet that the vast majority of the readers of this blog consider themselves part of the middle class.  So how can you make the leap out of the middle class? Simple.  Just ask the right person.  […]

Part Time Job Help Wanted Sign

4 Reasons to Love the Part Time Job or Business

What are you doing with your “other eight hours”? Starting a part-time business, or simply taking on a part-time job certainly have a few drawbacks (time away from family, more work and stress, etc.). But, in my opinion, they have more benefits and they have huge potential to create a better life as well. Let’s […]

pf-buzz-stats

PF Buzz Will Bring You Quality Traffic

(please excuse this slightly off-topic post) The Buzz About PF Buzz I know a boat load of you pf bloggers are already using PF Buzz (around 200 at publish) but I thought I would try and convince those last remaining few out there to get with the program. As well as re-ignite some who may […]

Independence Day American Flag Old Glory

Financial Independence Through Income Streams

This article is from Kevin of 20smoney.com and it’s about financial independence. I thought it was fitting to share this before July 4th. We spend a great deal of time tweaking and strategizing how to manage our money. Whether it is through budgets, paying down debt, or managing our expenses, simply put, we spend most of […]



Latest Deals

New and Improved Citi / AAdvantage Platinum Select MasterCard 50,000 Bonus Miles REVIEW

It’s been some time since a bank has improved the offer on one of it’s frequent flyer credit cards but Citi recently launched an update to their American Airlines frequent flyer credit card.  The Citi AAdvantage Platinum Select MasterCard has increased a few important perks while keeping a low annual fee (waived for the first year) […]

Citi Double Cash Card Review – Double Cash Back has ARRIVED!

Many years ago, the idea of a double cash back credit card was fairly common. With bank interest rates above 4% and the economy on the rise, credit card companies were doing whatever they could to bring in new business. Then, in the blink of an eye, big bonus offers and high cash back percentages […]

10 Tips to Become an Expert Credit Card Travel Hacker without Getting Into Trouble

Credit card travel hacking is certainly not for everyone. It would be wrong for me to make a one size fits all recommendation and tell everyone to jump in and play this game. Certainly, the game has its benefits, but can have adverse financial impacts if not played wisely. What is the rewards game, anyway? […]

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Part-Time Money Podcast

David Weliver and Family

PTM 014 – Making Extra Money as a Starbucks Barista to Pay Off Debt with David Weliver of MoneyUnder30.com

Today’s episode features David Weliver, who at an early age knew he was living beyond his means and taking on too much debt. His solution: working at Starbucks part-time at nights on the weekends as a barista. In this interview David talks about what motivated him to go out and get a part-time job, why […]

More Articles

Freelance Blogging

How to Balance Your Freelance Career With a Full-Time Job

Editor’s Note: Here’s an excellent contribution from Ben Luthi, freelance writer and blogger who writes regularly at The Wealth Gospel. Let’s face it. Living the life of a corporate cog isn’t everyone’s cup of tea. But the thought of trying to escape into the world of freelancing can be daunting. Building a successful freelance career […]

Home Improvement

These Smart Home Improvements Will Help You Yield the Best Returns at Resale

Have you ever considered a home improvement project? Perhaps you received a sizable tax return or company bonus and are looking to invest in your home. A home improvement project can be a great investment or it can actually be a waste of money in terms of recouping the costs when you sell. Certainly, smart […]

Insights

15 Tips for Saving Money on Your Business Expenses Without Working Harder

Editor’s note: Enjoy this article from Mary Baker, from Get Your Biz in Order. She’s got some rich tips for small business owners who want to spend wisely. As entrepreneurs, we all like to see our revenue grow, right?  If you’ve ever started your own business you know that increasing revenue doesn’t come without an investment […]

Deepwater Horizon Oil Spill

2 Money Leaks You Need to Stop Now

As stated on Wikipedia, the Gulf oil leak started on April 20, 2010 and was considered the largest in the history of the petroleum industry. Oil gushed for 87 days until it was sealed September 19, 2010. The government estimated that 4.9 million barrels gushed into the Gulf of Mexico because of this disaster. I […]

PT and Gary Vaynerchuk

Should You Tell Your Boss About Your Part-Time Business?

Are you a weekend, early morning, or late night warrior who works on their side business? Perhaps you do all three? Are you hustling so you can one day leave your day job and become your own boss? It’s not uncommon these days. Do you think it’s ethical, or simply the right thing to do, […]

Stephanie OConnell Actor

On Stage or Screen: Here’s How to Earn a Living as an Actor

Editor’s note: Today’s article comes from Stefanie O’Connell, a New York City based actress and freelance writer. Stefanie is also a frequent reader and commenter here on PT Money. I’m really honored to share her story. So you want to be an actor- or you’re kicking yourself for never having pursued “the dream”. As a […]

time to retire

How Do You Know if it’s Time to Retire?

Editor’s note: Obviously if you’re my age (late 30s) this question may not be the first thing on your mind each day – although, as someone who is interested in financial independence and early retirement, I do personally find it helpful to begin thinking about these life-after-work concepts.   But for both my father and my […]

Secrets of Successful Retirees

The Top Secrets of Successful Retirees

What if you could take a glimpse into your retirement future? What would it look like? Would your retirement goals be obtained and would you be living the lifestyle you currently desire in the later years? While you can’t see your future self in the retirement years, you can learn from others who have traveled […]

Matrix

There Is No Spoon: Opting Out of the Consumerism Matrix

It’s hard for me to believe, but it’s been 15 years since the film The Matrix blew everyone’s mind. In the decade and a half since the film was released, the special effects and stunts that gave the movie such an overwhelming visual appeal have become standard and even clichéd. But the idea behind the […]

Debt Proof Christmas

10 Tips to Help Debt Proof Your Christmas & Catch up on Christmas Savings

As summer comes to a close people will soon begin thinking about fall plans and eventually, the holiday season. Yes, the holidays! I realize Christmas is 4 months away, but we all know that it will be here sooner than we think! Therefore, it’s important to consider the amount of money you have in your […]

Citi Double Cash Card

Citi Double Cash Card Review – Double Cash Back has ARRIVED!

Many years ago, the idea of a double cash back credit card was fairly common. With bank interest rates above 4% and the economy on the rise, credit card companies were doing whatever they could to bring in new business. Then, in the blink of an eye, big bonus offers and high cash back percentages […]

FICO 9

Got Medical Debt? Here’s Good News About Its Effects On Your Credit Score

According to the Wall Street Journal, 64 Million Americans have medical debt on their collection report.  That’s an astonishing number and certainly raises awareness and some concern for this financial issue.  People are fighting to get out of medical debt, or buried so deep they don’t know what to do. Is that you? Financial gurus advise […]