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Give Online

Searching for More Ways to Give? Check Out These 6 New Charitable Platforms

More and more people are turning online and to their cell phones to give. I think this is great! It’s fast, direct, and safer than ever. Online giving continues to be on the rise. Nonprofit software services provider Blackbaud stated in their 2013 charitable giving report that overall charitable giving grew 4.9% in 2013, while online […]

Freelance Blogging

How to Balance Your Freelance Career With a Full-Time Job

Editor’s Note: Here’s an excellent contribution from Ben Luthi, freelance writer and blogger who writes regularly at The Wealth Gospel. Let’s face it. Living the life of a corporate cog isn’t everyone’s cup of tea. But the thought of trying to escape into the world of freelancing can be daunting. Building a successful freelance career […]

Home Improvement

These Smart Home Improvements Will Help You Yield the Best Returns at Resale

Have you ever considered a home improvement project? Perhaps you received a sizable tax return or company bonus and are looking to invest in your home. A home improvement project can be a great investment or it can actually be a waste of money in terms of recouping the costs when you sell. Certainly, smart […]

Saving Money in your Business without Working Harder

15 Tips for Saving Money on Your Business Expenses Without Working Harder

Editor’s note: Enjoy this article from Mary Baker, from Get Your Biz in Order. She’s got some rich tips for small business owners who want to spend wisely. As entrepreneurs, we all like to see our revenue grow, right?  If you’ve ever started your own business you know that increasing revenue doesn’t come without an investment […]

Deepwater Horizon Oil Spill

2 Money Leaks You Need to Stop Now

As stated on Wikipedia, the Gulf oil leak started on April 20, 2010 and was considered the largest in the history of the petroleum industry. Oil gushed for 87 days until it was sealed September 19, 2010. The government estimated that 4.9 million barrels gushed into the Gulf of Mexico because of this disaster. I […]

Spend Wisely

Peter Office Space

70% of American Workforce “Not Engaged” at Work Says Gallup

Gallup recently released their annual State of the American Workplace report which informs us that 70% of the American workforce is at least “not engaged” at work. Making up that 70% number are 52% who are “not engaged” and 18% who are “actively disengaged”. Maybe these less than engaged employees should have asked these 5 […]

Download PT Money iPhone App

PT Money Goes Mobile: iPhone App, Amazon Kindle, and WP Touch Theme

Free iPhone App from PT Money Check it out. PT Money is an iPhone App. Visit Apple iTunes to download the App for free. With this App, you’ll be able to read the blog content online or offline, share your favorite articles, and follow my recent tweets all from your iPhone. Here’s the description: PT […]

TV Sucks!

10 Minutes to a Lower TV Bill

Satellite and Cable TV Service If you’re one of the few who survives without the use of satellite or cable TV service, I applaud you.  I must say, I’m slightly jealous.  I hate having to pay this bill every month…just not enough to quit my TV watching ways.  For the record, if it weren’t for […]

Help for the Unemployed - Out of Work

Helping an Unemployed Friend or Family Member

Losing a job elicits a lot of emotions: worry, shame, depression, and even confusion. And, while you may never have been a victim of unemployment, odds are you probably know someone who has. Whether it’s a friend or a family member, helping someone who has become unemployed can be tough. But, being supportive is one […]



Latest Deals

Citi Double Cash Card Review – Double Cash Back has ARRIVED!

Many years ago, the idea of a double cash back credit card was fairly common. With bank interest rates above 4% and the economy on the rise, credit card companies were doing whatever they could to bring in new business. Then, in the blink of an eye, big bonus offers and high cash back percentages […]

10 Tips to Become an Expert Credit Card Travel Hacker without Getting Into Trouble

Credit card travel hacking is certainly not for everyone. It would be wrong for me to make a one size fits all recommendation and tell everyone to jump in and play this game. Certainly, the game has its benefits, but can have adverse financial impacts if not played wisely. What is the rewards game, anyway? […]

Barclaycard Arrival Plus World Elite MasterCard – 40,000 Bonus Miles Review

When I started a new job in affiliate marketing back in 2007, the rage was all about credit card bonuses.  At that time, issuers were falling over themselves to give away money up-front; with good reason.  Cardholders would charge themselves into bankruptcy and the money made would be tremendous.  After one large financial collapse and […]

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Part-Time Money Podcast

Kim Palmer

PTM 037 – How to Create The Economy of You with Kimberly Palmer of US News

This episode of the podcast features fellow money writer, Kimberly Palmer. She just released a new book, The Economy of You. In this show we talk about her book, her business (Palmer’s Planners), and what she learned from others profiled in the book. Kimberly is of course the writer at the US News and World […]

More Articles

Stephanie OConnell Actor

On Stage or Screen: Here’s How to Earn a Living as an Actor

Editor’s note: Today’s article comes from Stefanie O’Connell, a New York City based actress and freelance writer. Stefanie is also a frequent reader and commenter here on PT Money. I’m really honored to share her story. So you want to be an actor- or you’re kicking yourself for never having pursued “the dream”. As a […]

time to retire

How Do You Know if it’s Time to Retire?

Editor’s note: Obviously if you’re my age (late 30s) this question may not be the first thing on your mind each day – although, as someone who is interested in financial independence and early retirement, I do personally find it helpful to begin thinking about these life-after-work concepts.   But for both my father and my […]

Secrets of Successful Retirees

The Top Secrets of Successful Retirees

What if you could take a glimpse into your retirement future? What would it look like? Would your retirement goals be obtained and would you be living the lifestyle you currently desire in the later years? While you can’t see your future self in the retirement years, you can learn from others who have traveled […]

Matrix

There Is No Spoon: Opting Out of the Consumerism Matrix

It’s hard for me to believe, but it’s been 15 years since the film The Matrix blew everyone’s mind. In the decade and a half since the film was released, the special effects and stunts that gave the movie such an overwhelming visual appeal have become standard and even clichéd. But the idea behind the […]

Debt Proof Christmas

10 Tips to Help Debt Proof Your Christmas & Catch up on Christmas Savings

As summer comes to a close people will soon begin thinking about fall plans and eventually, the holiday season. Yes, the holidays! I realize Christmas is 4 months away, but we all know that it will be here sooner than we think! Therefore, it’s important to consider the amount of money you have in your […]

Citi Double Cash Card

Citi Double Cash Card Review – Double Cash Back has ARRIVED!

Many years ago, the idea of a double cash back credit card was fairly common. With bank interest rates above 4% and the economy on the rise, credit card companies were doing whatever they could to bring in new business. Then, in the blink of an eye, big bonus offers and high cash back percentages […]

FICO 9

Got Medical Debt? Here’s Good News About Its Effects On Your Credit Score

According to the Wall Street Journal, 64 Million Americans have medical debt on their collection report.  That’s an astonishing number and certainly raises awareness and some concern for this financial issue.  People are fighting to get out of medical debt, or buried so deep they don’t know what to do. Is that you? Financial gurus advise […]

Canadian Part-Time Jobs

The Best Canadian Part-Time Jobs with Benefits (Updated 2014)

Canada offers its citizens a single payer health care system, which means that all Canadians are covered for basic health services. Knowing this, an American might be forgiven for thinking that employer-sponsored health insurance benefits would be redundant. But the operative word for Canada’s public health insurance is “basic.” The state-run system guarantees primary care […]

Rent vs Buy

Think You’ve Answered the Renting vs Buying Question? Read this Renting Convert’s Perspective

Last year my wife and I decided to make the biggest change in our 12 years of marriage.  We decided to pursue our dream of living by the coast.  We sold our house in Dallas, TX, packed our belongings, and moved to sunny SoCal! Well, it wasn’t exactly that simple. It took almost a year of praying, […]

Rebalance IRA

Rebalance IRA: A Balanced Approach to Managing Your Retirement Portfolio

I’m certainly not an investment guru, but I’m always interested in learning about investment services such as Rebalance IRA. Why? Let’s face it, picking and managing investments for an IRA, (or any retirement account) isn’t easy for the average Joe and it’s serious business. After all, these decisions impact you in your retirement years! Wouldn’t […]

Small Business Debt and Profit Margin

3 Questions You Must Ask Yourself Before Dealing with Small Business Debt

Opening (and maintaining) a small business is a pricey endeavor. Most entrepreneurs have to take on some debt in order to get their business started or keep it afloat. After all, overhead, equipment, and payroll all cost money, and borrowing might sometimes be the best option to pay for it all. Unfortunately, debt can also […]

Betterment Box 300x250

Betterment Review 2014: We’re [Still] All Investors Now

Update: This comprehensive review now includes the latest on the revolutionary personal investing service, Betterment. Here are the details. Fees – Back in the day, Betterment used to charge 0.3% to 0.9%, depending on your account balance. Now they are charging from 0.15% to 0.35% (this is on top of investment expenses). They categorize their […]