Capital One 360 Fall Bonus – Up to $500 for New Savings Accounts!

(This offer now EXTENDED through November). Remember when interest rates on savings accounts were comfortably sitting at 5%?  Well those days are long gone and if you’re putting money into an online savings account, you have to find creative ways to maximize your return.  Lucky for everyone, Capital One 360 is making that task a […]

Hot New FinTech Start-Ups for the Saver, Investor, and More

There is no shortage of new and up and coming financial technology to support you, the personal money manager. Each of these new tools are worth considering to help you simplify investing, save more money, teach kids about money, and improve the management of your finances. The companies are participating in the FinTech Start-Up Competition at […]

My Mystery Shopping Experience: Such a Thing as Free Lunch?

Editor’s Note: I love it when people do experiments with their time and money. Especially in areas where the truth needs to come out. Here’s Katie Turner sharing her mystery shopping experience. A few months ago, a friend started asking me to join her for lunch. She’d always pick up the tab! As it turns […]

How to Find Great Virtual Assistant Jobs and Get Paid This Week!

If you’re a good fit for the work style, and know where to find the best jobs, being a virtual assistant has plenty of benefits, including great pay. There are now more than 4 million administrative assistants in the U.S. according to the Bureau of Labor Statistics. Many of those are now virtual assistants. The […]

10 Ways to Use “the Internets” to Save Money Online

Shopping is much different these days than it was even twenty years ago. With information, reviews, and price comparisons on any product you can imagine available 24/7, it now takes very little effort to be a savvy consumer and make sure you get the biggest bang for your buck. However, you may be unaware of […]

Strategically Pay Down Your High-Interest Credit Card Debt with

We all know that paying the minimum balances on credit cards doesn’t work if you’re trying to get out of debt. As an example using’s credit card minimum payment calculator, a $5,000 credit card balance at 18% interest and making a $125 (2.5%) monthly minimum payment, would take 272 months to be rid of […]

5 Ways to Organize Your Life and Save Money

I hate to admit it, but I am organizationally challenged. My home is littered with doubles of items I’ve bought when I could not find the original. My living room often looks like who-did-it-and-ran, which is only partially the fault of the resident rugrats. I’ve even been known to misplace checks for months at a […]

9 Surprisingly Big Benefits of a Smaller Home

It’s hardly news that downsizing your home will save you money. In addition to the lowered mortgage payment and taxes, you’ll also spend less on utilities and maintenance. But living in a smaller house isn’t just a smart financial decision. Deciding to downsize can also improve your quality of life. Here are five nine ways […]

9 Tips for Going to One Income

This article was first published in 2008. But the message is still relevant today. Going to one income? We’re going to one income very soon. This is the last month that we’ll receive two paychecks, as Mrs. PT will be going back to school next month. I decided I would do a little preparation. I did […]

How Much House Can I Afford?

Right now, home prices are low, and mortgage rates are attractive. As a result, the temptation to buy is great, especially for first time homebuyers who want to get in now, while they can save big. However, just because you think now is a good time to buy does not mean that you should. Make […]

Citi® Hilton HHonors™ Visa Signature® Card 75,000 Points Limited Time Offer

This offer is now EXPIRED.  If you’ve ever stayed at a Hilton hotel, you know that in terms of ambiance and overall experience, it’s a touch above the rest.  I’ve had the pleasure of staying in a few different Hilton hotels over the years (always at someone else’s expense!) and I’m always disappointed that I […]

Radius Bank Hybrid Checking Account Review

Have you ever tried to transfer money out of your savings or money market account several times in a given month and eventually hit a roadblock or limit on your ability to do so?  Your financial institution may have sited a federal regulation known as Regulation D (FRB).  It places a limit of six withdrawals […]