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Secrets of Successful Retirees

The Top Secrets of Successful Retirees

What if you could take a glimpse into your retirement future? What would it look like? Would your retirement goals be obtained and would you be living the lifestyle you currently desire in the later years? While you can’t see your future self in the retirement years, you can learn from others who have traveled […]

Matrix

There Is No Spoon: Opting Out of the Consumerism Matrix

It’s hard for me to believe, but it’s been 15 years since the film The Matrix blew everyone’s mind. In the decade and a half since the film was released, the special effects and stunts that gave the movie such an overwhelming visual appeal have become standard and even clichéd. But the idea behind the […]

Debt Proof Christmas

10 Tips to Help Debt Proof Your Christmas & Catch up on Christmas Savings

As summer comes to a close people will soon begin thinking about fall plans and eventually, the holiday season. Yes, the holidays! I realize Christmas is 4 months away, but we all know that it will be here sooner than we think! Therefore, it’s important to consider the amount of money you have in your […]

Citi Double Cash Card

Citi Double Cash Card Review – Double Cash Back has ARRIVED!

Many years ago, the idea of a double cash back credit card was fairly common. With bank interest rates above 4% and the economy on the rise, credit card companies were doing whatever they could to bring in new business. Then, in the blink of an eye, big bonus offers and high cash back percentages […]

FICO 9

Got Medical Debt? Here’s Good News About Its Effects On Your Credit Score

According to the Wall Street Journal, 64 Million Americans have medical debt on their collection report.  That’s an astonishing number and certainly raises awareness and some concern for this financial issue.  People are fighting to get out of medical debt, or buried so deep they don’t know what to do. Is that you? Financial gurus advise […]

Spend Wisely

Frugal Shopping

Make Extra Money with an Online Store

Today’s interview is with Steve from MyWifeQuitHerJob.com. What exactly is an online store? An online store is simply a website that allows you to sell goods online in an automated fashion. For a store that carries many products and manages inventory, there are many complete shopping cart solutions available that allow you list and organize […]

Active Writing, Passive Profits: A Writer’s Guide to Online Publishing

Editor’s note: There is a lot to this world of online publishing (which is essentially what I do here at PT Money). I received this guest post and thought I would share it with you to give you insight into how I make money from my blog. There’s obviously more to it, but it will […]

Time Management for Part Time Entrepreneurs

Time Management for Part-Time Entrepreneurs

Part-time entrepreneurs have the best and worst of both worlds. While they face less financial risk by keeping their full-time jobs while growing their business, they run up against the problem of time management. How do you find the time to grow your business when so much of your time is already spoken for? The […]

Make Extra Money with Freebie Trading

This is my interview with Leslie, a Blogger/Entrepreneur who teaches people how to make money online with Freebie Trading. His blog at TheFreebieGuy.net teaches people how to get started with Freebie Trading and his Community at CaliStyle101 is one of the premiere Freebie Trading Communities on the Internet today. 1. What is freebie trading? Freebie […]



Latest Deals

Citi Double Cash Card Review – Double Cash Back has ARRIVED!

Many years ago, the idea of a double cash back credit card was fairly common. With bank interest rates above 4% and the economy on the rise, credit card companies were doing whatever they could to bring in new business. Then, in the blink of an eye, big bonus offers and high cash back percentages […]

10 Tips to Become an Expert Credit Card Travel Hacker without Getting Into Trouble

Credit card travel hacking is certainly not for everyone. It would be wrong for me to make a one size fits all recommendation and tell everyone to jump in and play this game. Certainly, the game has its benefits, but can have adverse financial impacts if not played wisely. What is the rewards game, anyway? […]

Barclaycard Arrival Plus World Elite MasterCard – 40,000 Bonus Miles Review

When I started a new job in affiliate marketing back in 2007, the rage was all about credit card bonuses.  At that time, issuers were falling over themselves to give away money up-front; with good reason.  Cardholders would charge themselves into bankruptcy and the money made would be tremendous.  After one large financial collapse and […]

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Part-Time Money Podcast

EasyCareSitters Babysitting Business

PTM 026 – How to Start a Babysitting Business with Cristina Twigg of EasyCareSitters.com

Today’s episode is all about how to start a babysitting business. This is my interview with Cristina Twigg, the owner of Easy Care Sitters, a NYC-based babysitting business/agency. Three years ago, as a receptionist at an advertising agency, Cristina started her own NYC-based babysitting agency. She has been running it on the side for the […]

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Rent vs Buy

Think You’ve Answered the Renting vs Buying Question? Read this Renting Convert’s Perspective

Last year my wife and I decided to make the biggest change in our 12 years of marriage.  We decided to pursue our dream of living by the coast.  We sold our house in Dallas, TX, packed our belongings, and moved to sunny SoCal! Well, it wasn’t exactly that simple. It took almost a year of praying, […]

Rebalance IRA

Rebalance IRA: A Balanced Approach to Managing Your Retirement Portfolio

I’m certainly not an investment guru, but I’m always interested in learning about investment services such as Rebalance IRA. Why? Let’s face it, picking and managing investments for an IRA, (or any retirement account) isn’t easy for the average Joe and it’s serious business. After all, these decisions impact you in your retirement years! Wouldn’t […]

Small Business Debt and Profit Margin

3 Questions You Must Ask Yourself Before Dealing with Small Business Debt

Opening (and maintaining) a small business is a pricey endeavor. Most entrepreneurs have to take on some debt in order to get their business started or keep it afloat. After all, overhead, equipment, and payroll all cost money, and borrowing might sometimes be the best option to pay for it all. Unfortunately, debt can also […]

Betterment Box 300x250

Betterment Review 2014: We’re [Still] All Investors Now

Update: This comprehensive review now includes the latest on the revolutionary personal investing service, Betterment. Here are the details. Fees – Back in the day, Betterment used to charge 0.3% to 0.9%, depending on your account balance. Now they are charging from 0.15% to 0.35% (this is on top of investment expenses). They categorize their […]

Credit Card Travel Hacking

10 Tips to Become an Expert Credit Card Travel Hacker without Getting Into Trouble

Credit card travel hacking is certainly not for everyone. It would be wrong for me to make a one size fits all recommendation and tell everyone to jump in and play this game. Certainly, the game has its benefits, but can have adverse financial impacts if not played wisely. What is the rewards game, anyway? […]

MediShare

How You Can Dump Obamacare and Get Started with an Affordable Alternative (MediShare Review)

I just dropped my $1,100/mo health insurance plan with Humana. Before you think I’m crazy – I am after all a married father of three and a U.S. Citizen with a IRS-enforced mandate hanging over my head – listen to what I replaced it with. I joined the Christian medical expense sharing community, Medi-Share, for […]

Personal Money Management Apps

10 Essential Personal Money Management Apps

Poor money management excuses are running out for people with the introduction of the smartphone and the influx of personal finance apps.  As you may know, there are a wide variety of apps the can help the average person, or financially astute, budget, pay bills, save money, find deals and much more. Any smart phone […]

Shadow Snow

Pet Insurance Could Have Saved me a Small Fortune – The Shadow Experience (Quick Update)

SHADOW UPDATE – I wrote this post one year ago; at a time when Shadow had gone through quite a bit of injury.  Well, I’m back to give another expensive update.  Today, we learned that Shadow now has a torn ACL.   So tack on another $2,600 surgery and $400 worth of lab work, MRI’s […]

Cap One 360 Logo

Capital One 360 Independence Day Bonus Bonanza is Back!

Capital One 360 wants you to declare your financial independence from bad checking accounts, mortgage fees, and expensive online brokers. They have a very clever Independence Day Sale going on from Monday, June 30th until Thursday, July 3 at 11:59pm ET.  If you’re in the market for a new checking account, savings account, or online […]

20 Best Part-Time Jobs With Benefits

Best Part Time Jobs With Benefits—Updated for the 2014 Implementation of Obamacare

Now that the Affordable Care Act has officially launched, it’s a good time to revisit the possibility of finding a part-time job with benefits. Prior to the 2014 implementation of the health-care mandate, many big-name businesses such as Papa John’s indicated that owners and franchisees would have no economic choice but to reduce employee hours […]

OptionsHouse Logo

Why I Use OptionsHouse for Trading and Options

I know many of you are interested in beginning a taxable investing account and so I’m back with a quick review of another online stock broker to help you do your cheap stock trading. OptionsHouse is an options-focused broker that also offers extremely cheap stock trades. As you may or may not know, options trading […]

Goodbye Says Your Tenant Who Broke the Lease

What to Do If Your Tenant Breaks the Lease

Sooner or later, you’re going to get the dreaded notice from your tenant that they have to break the lease. No matter how much you prepare, it’s usually not fun to stop down and turnover a rental unit ahead of schedule. But there are some things you can do to minimize the pain, both before you […]