
Making money online isn’t easy but it can pay off big if you apply the right strategy and stick with it -- much like anything else in life. As someone who recently quit my day job to freelance full-time, I understand how to get started freelancing for extra money. This type of work -- creating a lifestyle business through freelancing -- is becoming increasingly popular because of the massive freedom and flexibility it offers. In fact, in a recent study by Intuit, it’s predicted that by 2020 over 40 percent of the U.S. workforce will be freelancers and contracted workers. Guess you’d better start building your business now! In this quick start guide, I share five steps that will help you know how to get started freelancing and … [Read More...]

The intimidation factor of choosing an investment vehicle can be one of the reasons why potential investors might feel more comfortable keeping their nest egg in their mattress. Not only does it seem as though the financial world speaks an entirely different language from the rest of us, but we also know that making a [...]

This is an article from Sam Lustgarten, pictured to the right. Sam also blogs at frugaling.org. Winter has finally abated and a powerful sun means summer fun. I’m dusting off my old running shoes for some healthy exercise. But contrary to popular belief, running hasn’t always been affordable for me. I started in middle school. [...]

Who will take care of you when you can’t take care of yourself? Whether it’s due to an early onset of Alzheimer’s or you’re simply too old, if you can’t take care of yourself, you’ll need help. Your loved ones can only do so much. You may be too wealthy for government assistance, and you [...]

Hope you’re having a dog-gone good time! Here’s your financial life, explained by our four legged friends… You’re creative about how you stay cool when summers get hot. Image by: TheChanel You always make a second meal out of leftovers. Image by: rmatei You do a little dance on payday… Image by: carterse Then spend it all [...]

Kickstarter projects are funded on a simple premise: Create a product idea and reward backers for pledging money. Funding is all or nothing. If you don’t hit your goal, you don’t get any of the money pledged. While many Kickstarters seem destined to succeed, like an Amanda Palmer album or Veronica Mars movie, other wacky ideas have [...]

Even if you’re a cheapskate today, it probably doesn’t compare to the crazy ways you used to save money in college. Here’s a reminder of just how far you went back then to save a few bucks. 1. You “cooked” cheap meals you’d never eat today. Image by: inazakira 2. You maximized roommates to bring down rent… [...]
Gallup recently released their annual State of the American Workplace report which informs us that 70% of the American workforce is at least “not engaged” at work. Making up that 70% number are 52% who are “not engaged” and 18% who are “actively disengaged”. Maybe these less than engaged employees should have asked these 5 [...]
The United States has finally started exporting more oil to other countries than it imports. The U.S. hasn’t crested this oil trade threshold since January 1997. There are entire generations of Americans who have grown up not knowing anything other than the dominance of foreign oil imports typically from the Middle East. U.S. crude oil [...]
Recently, the financial planning community got into a Twitter back-and-forth with Dave Ramsey. Dave, who likely has helped more people with their finances than any other person, tweets this: @ScottTruhlar @BasonAsset @behaviorgap @CarolynMcC// I help more people in 10 min. than all of you combined in your ENTIRE lives #stophating — Dave Ramsey (@DaveRamsey) June [...]

Today’s podcast is with author and stay-at-home mom, Kylie Ofiu. Kylie set a goal for herself back in 2009: become a millionaire by 2015. Her journey towards millionaire status includes part-time work as a hair dresser, selling books second-hand, and other odd jobs and businesses. But where Kylie’s progress towards her goal really started to [...]

Today’s podcast features Donna Lewis, writer of the Reply All comic strip and cartoon. Donna is a full-time attorney and shares her story of getting her comic strip, Reply All, syndicated. Although Donna was a comedy writer and comedian, she had no previous experience as an artist or comic strip producer. Donna shares a lot [...]

Summer is now in full effect. If you listen closely, you may be able to hear the collective groans of parents everywhere. It’s only mid-June, but undoubtedly some children are already complaining of boredom. Don’t worry; there are deals just for you! Take advantage of some of these great deals that will keep your kids [...]

Have you ever been “showrooming” at a store, comparing prices at the brick and mortar location with Amazon’s prices online? Have you ever found that your local store is actually cheaper than the online leader for once? Maybe you have found a great deal thanks to coupons or clearance sales that you just can’t find online. [...]

When the Consumer Financial Protection Bureau was created years ago, one of the primary objectives was to make sure that banks could not take advantage of customers. Overdraft fees was high on the list of changes to make for the CFPB, as consumers we’re losing hundreds of millions of dollars each year simply by overcharging [...]

Every spring and summer, it can feel like every couple you know all decide to get married around the same time. Once you’ve received the third or fourth wedding invitation in a season, it’s natural to wonder how on earth you are going to afford to attend each wedding and give a nice gift. This [...]

One of the most common questions I see from new entrepreneurs is about their retirement plan options. Specifically, I see a lot of people talking about the Solo 401k vs SEP IRA. Today I’m going to explain what those two plans are, show you the differences, and share why I chose the Solo 401k. In [...]

Father’s Day is this weekend! Along with some great Father’s Day deals, here are some other great summer bargains for you to take advantage of this week. Free Camping at KOA Campgrounds – Father’s Day weekend (June 14-16) kids camp free at KOA campgrounds. If camping is your favorite father/son or father/daughter activity, this weekend is [...]

Editor’s Note: Happy Friday! Beginning today, PT Money is participating in a iPad Mini giveaway being offered by Jackie Beck, friend and creator of the Pay Off Debt App. Note the giveaway is different than my newsletter giveaway. This giveaway is aimed at bring awareness to an update to Jackie’s app, which I’m a big [...]

In today’s edition, we take a look at what it takes to become an entrepreneur. Everyone has something they are good at and can make money doing. Many people even have an original idea with loads of potential. The questions come when it is finally time to go ahead and do it. There are always [...]

Is money tight this summer? If a vacation is not in your family’s budget this year, then perhaps you could consider taking a staycation instead. Staycations have become all the rage lately as more and more American families are trying to find ways to save money. With the economy still slowly picking itself up from the [...]

A few weeks back I rode my bike to work every day. I told a friend, who thought I worked from home, this fact, and he got a good laugh from it. Truthfully, I did ride my bike into work (an office downtown), and then some, each day. It was fun, and tough, and I [...]

Back in January of 2013, we were relieved to have averted the so-called fiscal cliff that had been the non-stop talk of the 24-hour news cycle throughout the end of 2012. While many aspects of the compromise—known as the American Taxpayer Relief Act of 2012 (ATRA)—were both well-reported and somewhat controversial, one benefit of the [...]

Hi, I'm Philip Taylor. I'm a husband, father, blogger, and entrepreneur. I love learning to do more with my money and sharing it all here with you. Join in on the conversation and start improving your financial life today. Read more...

Jessica Bufkin has a degree in English and Journalism. She ensures deadlines are met and content is clearly communicated.
Emily Guy Birken is a former English teacher and covers spending, saving, earning, and much more from the stay-at-home-mom perspective. View Emily's Articles
Hank Coleman covers investing, retirement, insurance, and more. Hank is studying to become a Certified Financial Planner.View Hank's Articles
Michael Pruser shares entertaining personal stories along with the latest deals and offers in our banking, investing, and credit card categories. View Michael's Articles
Carrie Smith is debt free and a full-time freelance entrepreneur. She shares her tips for making extra money, plus much more. View Carrie's Articles
Copyright © 2013 PT Money, LLC.