Latest Articles

Freelance Blogging

How to Balance Your Freelance Career With a Full-Time Job

Editor’s Note: Here’s an excellent contribution from Ben Luthi, freelance writer and blogger who writes regularly at The Wealth Gospel. Let’s face it. Living the life of a corporate cog isn’t everyone’s cup of tea. But the thought of trying to escape into the world of freelancing can be daunting. Building a successful freelance career […]

Home Improvement

These Smart Home Improvements Will Help You Yield the Best Returns at Resale

Have you ever considered a home improvement project? Perhaps you received a sizable tax return or company bonus and are looking to invest in your home. A home improvement project can be a great investment or it can actually be a waste of money in terms of recouping the costs when you sell. Certainly, smart […]

Saving Money in your Business without Working Harder

15 Tips for Saving Money on Your Business Expenses Without Working Harder

Editor’s note: Enjoy this article from Mary Baker, from Get Your Biz in Order. She’s got some rich tips for small business owners who want to spend wisely. As entrepreneurs, we all like to see our revenue grow, right?  If you’ve ever started your own business you know that increasing revenue doesn’t come without an investment […]

Deepwater Horizon Oil Spill

2 Money Leaks You Need to Stop Now

As stated on Wikipedia, the Gulf oil leak started on April 20, 2010 and was considered the largest in the history of the petroleum industry. Oil gushed for 87 days until it was sealed September 19, 2010. The government estimated that 4.9 million barrels gushed into the Gulf of Mexico because of this disaster. I […]

PT and Gary Vaynerchuk

Should You Tell Your Boss About Your Part-Time Business?

Are you a weekend, early morning, or late night warrior who works on their side business? Perhaps you do all three? Are you hustling so you can one day leave your day job and become your own boss? It’s not uncommon these days. Do you think it’s ethical, or simply the right thing to do, […]

Spend Wisely

52 Ways to Make Extra Money …Revisited

I’ve created a download-able version of my most popular post, 52 Ways to Make Extra Money. This book is available for download right now. But this isn’t just a rehash of the old post. With the help of some friends I was able to provide much more detail for selected ideas (around 15). The guide […]

Online Freelance Tools

6 Online Resources Every Freelancer Should Use

If you asked some of our older parents if they ever did freelance work on the side, many of them would tell you that it wasn’t even a thought in their mind. Next, ask them if they ever worked as an independent contractor for a company. They’ll probably have an even more confused look on […]

Independence Day American Flag Old Glory

Financial Independence Through Income Streams

This article is from Kevin of 20smoney.com and it’s about financial independence. I thought it was fitting to share this before July 4th. We spend a great deal of time tweaking and strategizing how to manage our money. Whether it is through budgets, paying down debt, or managing our expenses, simply put, we spend most of […]

How to Be an Online Tutor

How to Become an Online Tutor and Make an Extra $1,000 a Month

Today I interview Aaron Graham, a Chemistry Tutor, who’s been tutoring part-time with Tutor.com for 1.5 years. PT: What led you to decide to start working as an online tutor, and then on to work with tutor.com? Do you work with any other companies to offer online tutoring? I had tutored students in-person before, but […]



Latest Deals

Citi Double Cash Card Review – Double Cash Back has ARRIVED!

Many years ago, the idea of a double cash back credit card was fairly common. With bank interest rates above 4% and the economy on the rise, credit card companies were doing whatever they could to bring in new business. Then, in the blink of an eye, big bonus offers and high cash back percentages […]

10 Tips to Become an Expert Credit Card Travel Hacker without Getting Into Trouble

Credit card travel hacking is certainly not for everyone. It would be wrong for me to make a one size fits all recommendation and tell everyone to jump in and play this game. Certainly, the game has its benefits, but can have adverse financial impacts if not played wisely. What is the rewards game, anyway? […]

Barclaycard Arrival Plus World Elite MasterCard – 40,000 Bonus Miles Review

When I started a new job in affiliate marketing back in 2007, the rage was all about credit card bonuses.  At that time, issuers were falling over themselves to give away money up-front; with good reason.  Cardholders would charge themselves into bankruptcy and the money made would be tremendous.  After one large financial collapse and […]

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Part-Time Money Podcast

El Brown Creator of KinderJam

PTM 035 – Create Your Own Educational Program with El Brown of KinderJam

El Brown was a full-time stay at home mom and creator of KinderJam, a learning program for preschool-aged kids. She built the curriculum out of a need to help her son who was not developing speech at the projected rate. When she began teaching KinderJam classes her goal was to help the family finances by […]

More Articles

time to retire

How Do You Know if it’s Time to Retire?

Editor’s note: Obviously if you’re my age (late 30s) this question may not be the first thing on your mind each day – although, as someone who is interested in financial independence and early retirement, I do personally find it helpful to begin thinking about these life-after-work concepts.   But for both my father and my […]

Secrets of Successful Retirees

The Top Secrets of Successful Retirees

What if you could take a glimpse into your retirement future? What would it look like? Would your retirement goals be obtained and would you be living the lifestyle you currently desire in the later years? While you can’t see your future self in the retirement years, you can learn from others who have traveled […]

Matrix

There Is No Spoon: Opting Out of the Consumerism Matrix

It’s hard for me to believe, but it’s been 15 years since the film The Matrix blew everyone’s mind. In the decade and a half since the film was released, the special effects and stunts that gave the movie such an overwhelming visual appeal have become standard and even clichéd. But the idea behind the […]

Debt Proof Christmas

10 Tips to Help Debt Proof Your Christmas & Catch up on Christmas Savings

As summer comes to a close people will soon begin thinking about fall plans and eventually, the holiday season. Yes, the holidays! I realize Christmas is 4 months away, but we all know that it will be here sooner than we think! Therefore, it’s important to consider the amount of money you have in your […]

Citi Double Cash Card

Citi Double Cash Card Review – Double Cash Back has ARRIVED!

Many years ago, the idea of a double cash back credit card was fairly common. With bank interest rates above 4% and the economy on the rise, credit card companies were doing whatever they could to bring in new business. Then, in the blink of an eye, big bonus offers and high cash back percentages […]

FICO 9

Got Medical Debt? Here’s Good News About Its Effects On Your Credit Score

According to the Wall Street Journal, 64 Million Americans have medical debt on their collection report.  That’s an astonishing number and certainly raises awareness and some concern for this financial issue.  People are fighting to get out of medical debt, or buried so deep they don’t know what to do. Is that you? Financial gurus advise […]

Canadian Part-Time Jobs

The Best Canadian Part-Time Jobs with Benefits (Updated 2014)

Canada offers its citizens a single payer health care system, which means that all Canadians are covered for basic health services. Knowing this, an American might be forgiven for thinking that employer-sponsored health insurance benefits would be redundant. But the operative word for Canada’s public health insurance is “basic.” The state-run system guarantees primary care […]

Rent vs Buy

Think You’ve Answered the Renting vs Buying Question? Read this Renting Convert’s Perspective

Last year my wife and I decided to make the biggest change in our 12 years of marriage.  We decided to pursue our dream of living by the coast.  We sold our house in Dallas, TX, packed our belongings, and moved to sunny SoCal! Well, it wasn’t exactly that simple. It took almost a year of praying, […]

Rebalance IRA

Rebalance IRA: A Balanced Approach to Managing Your Retirement Portfolio

I’m certainly not an investment guru, but I’m always interested in learning about investment services such as Rebalance IRA. Why? Let’s face it, picking and managing investments for an IRA, (or any retirement account) isn’t easy for the average Joe and it’s serious business. After all, these decisions impact you in your retirement years! Wouldn’t […]

Small Business Debt and Profit Margin

3 Questions You Must Ask Yourself Before Dealing with Small Business Debt

Opening (and maintaining) a small business is a pricey endeavor. Most entrepreneurs have to take on some debt in order to get their business started or keep it afloat. After all, overhead, equipment, and payroll all cost money, and borrowing might sometimes be the best option to pay for it all. Unfortunately, debt can also […]

Betterment Box 300x250

Betterment Review 2014: We’re [Still] All Investors Now

Update: This comprehensive review now includes the latest on the revolutionary personal investing service, Betterment. Here are the details. Fees – Back in the day, Betterment used to charge 0.3% to 0.9%, depending on your account balance. Now they are charging from 0.15% to 0.35% (this is on top of investment expenses). They categorize their […]

Credit Card Travel Hacking

10 Tips to Become an Expert Credit Card Travel Hacker without Getting Into Trouble

Credit card travel hacking is certainly not for everyone. It would be wrong for me to make a one size fits all recommendation and tell everyone to jump in and play this game. Certainly, the game has its benefits, but can have adverse financial impacts if not played wisely. What is the rewards game, anyway? […]