PTM 016 – Working Multiple Part-Time Jobs with Joan Concilio and Adaptu

Part Time Money PodcastToday's podcast is brought to you by Adaptu, the free, online money management tool and community. They were kind enough to find someone in their community, Joan Concilio Otto, to be on the podcast. Joan is the online and community news editor at the York Daily Record. However, Joan has several part-time businesses and jobs. Not just one or two…five plus.

Joan was a pleasure to interview. She really shared some great entrepreneurial insights, and explains why it might make sense to hold down multiple money-making opportunities. Her list of gigs includes:

  • Freelance Project Manager and Virtual Assistant (which she does for Baker at Man vs. Debt)
  • Weight Watchers Leader and Receptionist
  • Amazon Used Book Seller
  • Mary Kay Independent Senior Beauty Consultant
  • Freelance Web Design

Visit Joan's website for links to her many online pursuits.

Listen to the Podcast


Some of the things Joan and I discuss include:

  • Why hold down multiple part-time gigs?
  • Her financial battles and how she's overcoming them.
  • How to become a Mary Kay consultant.
  • How to turn $500 worth of books into $8,000
  • How she makes time for all of this and her family.

Read the full transcript by clicking show

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Last Edited: July 26, 2017 @ 6:15 pm
About Philip Taylor

Philip Taylor, aka "PT", is a former practicing CPA, blogger, podcaster, husband, and father of three. PT is also the founder and CEO of FinCon, the conference and community dedicated to helping other financial influencers and brands. He created this website back in 2007 to share his thoughts on money, hold himself accountable, and to meet others passionate about moving toward financial independence.

PT uses Personal Capital to keep track of his financial life. This free software allows him to review his net worth regularly, analyze his investments, and make decisions about his financial future.

PT keeps a portion of his emergency fund in Betterment, the automatic investing tool that makes investing super simple. Betterment focuses on what matters most: savings rate, time in the market, investing costs, and taxes. PT recommends this service to anyone looking to get started investing for themselves.

All the content on this blog is original and created or edited by PT.


  1. Jenna, Adaptu Community Manager says:

    Thanks Philip and Joan for a great podcast!

  2. Thanks, PT! It was really a pleasure to talk with you!

    • Philip Taylor says:

      Joan, it was great having you on. You were the perfect guest…a true part-time hustler living the life you love and improving your finances.