016: Question Everything About Your Money and Lifestyle with Millennial Money Expert Stefanie O’Connell

Stefanie OConnell Broke and Beautiful LifeStefanie O’Connell is a millennial money expert, speaker, and author of the book, The Broke and Beautiful Life. Her work has been featured in The Wall Street Journal, Forbes, SUCCESS, The Dr. Oz Show, Fox News, and ABC World News.

You may have read about Stefanie on PTMoney.com. She was kind enough to share her story of surviving and thriving financially on an actress's salary living in NYC. It’s a great read.

In this episode, you’ll learn the importance of questioning everything about your money, the things Stefanie did to make it in NYC on a low salary, how she has kept debt out of her life, how she invests, grows her business, and more. It’s a very inspiring episode.

Listen to This Episode with Stefanie O'Connell

I hope you enjoyed that. A big thank you to Stefanie for giving us the gold today.

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Show Notes

0:00 – How Stefanie questions everything about her money.
5:45 – How she went from “just getting by” to getting ahead.
9:15 – Stefanie’s first big goal.
11:30 – The financial thing that she still struggles with.
14:45 – The investing approach Stefanie took early on.
17:45 – Making the transition from multiple jobs to a self-employed freelance writer.
22:30 – Stefanie’s future financial goals.
23:45 – Her business portfolio.
25:15 – Her choices for health insurance and saving for retirement as a business owner.
28:00 – The tools and services Stefanie uses.
30:30 – Looking back on the journey.

Show Sponsor

This episode was sponsored by our guide to figuring out where to get your taxes done. In a recent article, I outline this decision, including the different prices for each service. Head to ptmoney.com/taxes/ to check it out.

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Last Edited: April 5, 2018 @ 12:29 pm
About Philip Taylor

Philip Taylor, aka "PT", is a former practicing CPA, blogger, podcaster, husband, and father of three. PT is also the founder and CEO of FinCon, the conference and community dedicated to helping other financial influencers and brands. He created this website back in 2007 to share his thoughts on money, hold himself accountable, and to meet others passionate about moving toward financial independence.

PT uses Personal Capital to keep track of his financial life. This free software allows him to review his net worth regularly, analyze his investments, and make decisions about his financial future.

PT keeps a portion of his emergency fund in Betterment, the automatic investing tool that makes investing super simple. Betterment focuses on what matters most: savings rate, time in the market, investing costs, and taxes. PT recommends this service to anyone looking to get started investing for themselves.

All the content on this blog is original and created or edited by PT.


  1. It’s awe-inspiring if you thrive on a low-pay job and yet manage to steer clear of debt. Residing in NYC and saving a portion of your income may seem quite an uphill task. People like Stefanie O’Connell are a real source of inspiration for those who’re residing in debt-stricken countries.