Free Credit Score from Credit Sesame

A good credit score is one of the most valuable assets you can keep in your financial portfolio. Yes, a world with no credit would mean no high interest credit cards; overdue mortgage payments or over-limit fees but credit plays a very important role in fiscal responsibility; and knowing your credit score is a must.

A short time ago, the only way to get your credit score for free (free being defined as without having to input your credit card for a “free trial”) was to use  This method  is great; but you can only check your score once a year from each of the three major credit bureaus.  Credit Sesame on the other hand offers up a free Trans Union credit score without any cost, and I’ve decided to use them (in conjunction with others) to keep track of my credit.  And the score can be accessed as often as possible.

My Credit Sesame Review

Signing up for Credit Sesame takes just a few minutes.  The questions you’ll be asked are the same for any financial account you open up and when completed, a few security questions are asked to verify you are who you say you are.  No credit card or payment method is required to sign up … Credit Sesame is always free to use.

After you’ve opened an account, you’ll immediately be provided your Trans Union credit score.  As you can see from the screenshot below, mine would be classified as “slightly below average”.  I’ve come a long way from the days of a 440 credit score but I still have a lot of ground to make up.

You’ll also see a brief (and accurate) overview of my current student loan situation.  Any debt you have will also be displayed on the login landing page so after you’ve opened an account, make sure to visit the “My Finances” section and update accordingly.

Credit Sesame also provides a nice tracker to see how your Trans Union credit score stacks up on the scale of worst to best.  A score of 647 puts me in an orange range and I hope to be in yellow soon enough.

Right now, the rest of the interface has more to do with setting up goals and letting Credit Sesame make recommendations on how to improve your credit.  This is a good thing, but it presents Credit Sesame the opportunity to up sell it’s members.  Remember to take in the advice but do more research on how to improve your credit.

Credit Sesame Verdict

I’ve met the folks at Credit Sesame a few times and they’re good people.  That said, their interface and usability is still in it’s infancy and users won’t find the best of functionality right now.  I use this service specifically to monitor my Trans Union credit score and I would recommend you do the same.  Just make sure to stay away from the up sell offers and you’ll never pay a penny.

  • Visit and open up your free account to check your Trans Union credit score.

Last Edited: January 31, 2016 @ 11:34 pm The content of is for general information purposes only and does not constitute professional advice. Visitors to should not act upon the content or information without first seeking appropriate professional advice. In accordance with the latest FTC guidelines, we declare that we have a financial relationship with every company mentioned on this site.
About Michael Pruser

Michael Pruser is the man. After spending a ton of money to go to the private University of Miami, Michael now enjoys spending time at home, writing personal finance articles for the world to read. His journey out of debt continues 500 words at a time.