About Jason Price

Husband, dad, and financial ministry leader on the journey to true financial freedom. Follow him on Twitter or read more of his articles at PT Money.

Earn Free Gifts Cards With Microsoft Rewards

As I mentioned in our Swagbucks review, your options to earn extra money has expanded to simply signing up for programs and getting paid for what you already do online: search. Microsoft Rewards is a program offered by Microsoft that enables you to earn rewards by simply searching with Bing and trying new Microsoft features and products. You earn credits when you search and those credits can be redeemed for gift cards as they … [Read more...]

Earn Extra Money Browsing the Internet with Swagbucks

Many of us continue to spend more and more time online as websites support our daily activities. The Internet has also created a new wave of job opportunities in providing online business models. And of course, it also offers us entertainment through videos, social media and shopping. Overall, I get really excited about the earning potentials of online business and that it can replace sitting inside in a cubicle for many people. In today’s post, I’m sharing my … [Read more...]

12 New FinTech Companies Helping to Change the Way You Manage Your Money

FinCon16 gave us the second annual FinTech competition, the first ever early-stage business competition dedicated to technology products and solutions for the consumer-facing personal finance and investing verticals. The competition was presented in partnership with SoFi, who chose this year’s winner Kavout, to participate in their Entrepreneur Program. Though there could be only one winner, each and every one of the competitors offers consumers an innovative … [Read more...]

8 Things You Need for Your Phone to Protect Your Money

Mobile technology has provided all of us with a great deal of tools and information at our fingertips when it comes to managing our finances. This certainly can save time and offer a lot of conveniences we didn’t use to have, but is it safe to manage your finances on a mobile device? In other words, if your device were to get lost and found it’s way into the wrong hands, could that person wreak havoc on your financial life? Chances appear to be slim with the … [Read more...]

The Best Free Credit Score and Monitoring (of 2018)

If you’ve ever applied for a loan, credit card, or tried to rent, your credit score and history have most certainly been reviewed.   Whether you agree or disagree with the need for credit scores, they're a financial measure of one’s ability to make payments. Scores are widely accepted today across all aspects of your financial life. Of course, if you pay with cash, own your home, vow to stay out of debt, avoid car payments or other forms of debt, the need for a … [Read more...]

What Happened When We Started Using Cash Only

Do you pay with cash, debit, credit or a combination of the three? Some people use credit cards to pay for all of their expenses, earn rewards and then pay the balance off each month. Others use cash or debit and follow the viewpoint of Dave Ramsey – credit card rewards aren’t worth “playing with fire” that can lead to overspending and possibly, debt. Also, it's proven you spend 40% more with credit cards versus paying with cash. My wife and I used credit cards … [Read more...]

Strategically Pay Down Your High-Interest Credit Card Debt with Payoff.com

***Update*** Payoff recently announced they will now provide monthly access to FICO® Scores for free beginning January 2016 to its members who have refinanced their credit card balances with a Payoff Loan. Payoff Members will have access to their FICO Score, as well as trending information and educational resources describing factors contributing to their score. FICO Scores will be refreshed monthly based on Transunion data to give Payoff Members up-to-date … [Read more...]

Radius Bank Hybrid Checking Account Review

Have you ever tried to transfer money out of your savings or money market account several times in a given month and eventually hit a roadblock or limit on your ability to do so?  Your financial institution may have sited a federal regulation known as Regulation D (FRB).  It places a limit of six withdrawals or outgoing transfers per month from savings or money market accounts across different methods. The only way to avoid this regulation is to keep your savings in a … [Read more...]

5 Traps that Will Rob You of Your Financial Peace

Financial traps lurk around every corner. We fall into these traps when we become a little too smart in how we manage our money. Perhaps we think we can get a great deal with 0% financing. We have a spending plan, but don't really follow it each month (spending is under control). Or we buy in advance, borrow from our savings with the good intention of paying ourselves back. While on the surface these moves seem harmless, dig a little deeper and you'll see how … [Read more...]

How to Plan a Move Across the Country

Have you ever thought about packing up and relocating to a new city or state? A lot of people do (on average 7,628,000 move to a different state each year). They do it for many reasons which may include pursuing job opportunities, moving closer to family and friends, or simply a change in lifestyle. Relocation can be fun, a growing experience for your family and certainly full of learning opportunities. Just over a year ago my wife and I moved to Southern … [Read more...]

Do You Have What it Takes to Pay Off Debt? [6 Characteristics]

I can’t say that I’m known as a patient person. Working on it though.  When I put forth the effort and hard work at something I’m typically overly anxious to see the results.  I think most people would agree that success doesn’t usually come over night and certainly overcoming big challenges doesn’t occur instantaneously. Sigh. I think the same can be said about overcoming financial issues and certainly in paying off debt. Quite often people want the quick fix, … [Read more...]

12 Top Personal Finance Podcasts to Help You Get Out of Debt and More

I know a lot of people have rough commutes. After living in two major metropolitan areas and having to patiently ride out the commute to and from the office each day - I get it. 30 minutes here, 45 minutes there, and before you know it, you’re on the road for over an hour everyday. That said, I often look forward to my commuting time for a few reasons. First, I can spend time easing into my day in the morning, or switching gears to focus on other things such as … [Read more...]