About Jason Price

Husband, dad, and financial ministry leader on the journey to true financial freedom. Follow him on Twitter or read more of his articles at PT Money.

Earn Free Gifts Cards With Microsoft Rewards

As I mentioned in our Swagbucks review, your options to earn extra money has expanded to simply signing up for programs and getting paid for what you already do online: search. Microsoft Rewards is a program offered by Microsoft that enables you to earn rewards by simply searching with Bing and trying new Microsoft features and products. You earn credits when you search and those credits can be redeemed for gift cards as they … [Read more...]

Earn Extra Money Browsing Online with Swagbucks

  If you’re like me, much of your day is spent online, whether from a computer, tablet or mobile phone. Our lives have become intertwined with being connected online. Wouldn’t it be great if there was a way to make money while you are online? Especially during tasks that are already part of your daily routine, like browsing the internet, watching videos and connecting on social media? The good news is you can do exactly … [Read more...]

12 New FinTech Companies Helping to Change the Way You Manage Your Money

FinCon16 gave us the second annual FinTech competition, the first ever early-stage business competition dedicated to technology products and solutions for the consumer-facing personal finance and investing verticals. The competition was presented in partnership with SoFi, who chose this year’s winner Kavout, to participate in their Entrepreneur Program. Though there could be only one winner, each and every one of the competitors offers consumers an innovative … [Read more...]

8 Things You Need for Your Phone to Protect Your Money

Mobile technology has provided all of us with a great deal of tools and information at our fingertips when it comes to managing our finances. This certainly can save time and offer a lot of conveniences we didn’t use to have, but is it safe to manage your finances on a mobile device? In other words, if your device were to get lost and found it’s way into the wrong hands, could that person wreak havoc on your financial life? Chances appear to be slim with the … [Read more...]

The Best Free Credit Score and Monitoring (of 2019)

If you’ve ever applied for a loan, credit card, or tried to rent, your credit score and history have most certainly been reviewed.   Whether you agree or disagree with the need for credit scores, they're a financial measure of one’s ability to make payments. Scores are widely accepted today across all aspects of your financial life. Of course, if you pay with cash, own your home, vow to stay out of debt, avoid car payments or other forms of debt, the need for a … [Read more...]

We Decided to Pay Cash for Everything (Here’s What Happened Next!)

Do you pay with cash, debit, credit or a combination of the three? Some people use credit cards to pay for all of their expenses, earn rewards and then pay the balance off each month.  Others use cash or debit card for everything and follow the viewpoint of Dave Ramsey – credit card rewards aren’t worth “playing with fire” that can lead to overspending and possibly, debt. Also, the research shows that we tend to spend more with … [Read more...]

Strategically Pay Down Your High-Interest Credit Card Debt with Payoff.com

***Update*** Payoff recently announced they will now provide monthly access to FICO® Scores for free beginning January 2016 to its members who have refinanced their credit card balances with a Payoff Loan. Payoff Members will have access to their FICO Score, as well as trending information and educational resources describing factors contributing to their score. FICO Scores will be refreshed monthly based on Transunion data to give Payoff Members up-to-date … [Read more...]

Radius Bank Hybrid Checking Account Review

Have you ever tried to transfer money out of your savings or money market account several times in a given month and eventually hit a roadblock or limit on your ability to do so?  Your financial institution may have sited a federal regulation known as Regulation D (FRB).  It places a limit of six withdrawals or outgoing transfers per month from savings or money market accounts across different methods. The only way to avoid this regulation is to keep your savings in a … [Read more...]

5 Traps that Will Rob You of Your Financial Peace

Financial traps lurk around every corner. We fall into these traps when we become a little too smart in how we manage our money. Perhaps we think we can get a great deal with 0% financing. We have a spending plan, but don't really follow it each month (spending is under control). Or we buy in advance, borrow from our savings with the good intention of paying ourselves back. While on the surface these moves seem harmless, dig a little deeper and you'll see how … [Read more...]

Do You Have What it Takes to Pay Off Debt? [6 Characteristics]

I can’t say that I’m known as a patient person. Working on it though.  When I put forth the effort and hard work at something I’m typically overly anxious to see the results.  I think most people would agree that success doesn’t usually come over night and certainly overcoming big challenges doesn’t occur instantaneously. Sigh. I think the same can be said about overcoming financial issues and certainly in paying off debt. Quite often people want the quick fix, … [Read more...]

10 Ideas to Give More this Holiday Season

How often do we say the holiday season will be different as the season rolls around again? We’ll focus on giving and others more than succumbing to the busyness of the season. We’ll slow down and truly focus on what we can be thankful for versus filling our priorities with Christmas lights, decorations and the mall. Those things are certainly okay and a fun part of the season, but if you’re looking for some ways to consider others and giving more of yourself … [Read more...]

Should You Tell Your Boss About Your Side Hustle?

Are you a weekend, early morning, or late night warrior who works on their side hustle? Perhaps you do all three? Are you hustling so you can one day leave your day job and become your own boss? It’s not uncommon these days. Do you think it’s ethical, or simply the right thing to do, to share with your current employer that you have a side business that earns additional income? Would your employer approve or, would it perhaps endanger your … [Read more...]