About Michael Pruser

Michael Pruser is an entrepreneur and credit card expert. He currently manages card partnerships and compliance with Webpals Group. Michael has contributed to Money Under 30, Dough Roller, and Card Ratings.

H&R Block Tax Software 2020 Review

  H&R Block is one of the biggest names in tax preparation, responsible for preparing a whopping one out of every seven tax returns that are filed in the United States. Their huge command of the market is due to the fact that they have both 10,000 physical branches all around the U.S., as well as tax software that you can use at home to prepare your return. If you need a local branch, odds are there is one within five miles of you right now. For … [Read more...]

Manage All of Your Financial Accounts in One Place with Personal Capital [Review]

  I love Personal Capital for all the free tools they offer. It's a great place to aggregate all your accounts and really see what's going on with your money. From budgeting to investment advice, Personal Capital can really be a one-stop shop for your money.  Here’s what you need to know about how Personal Capital works, how it makes its money, and whether it will be the best way for you to manage your monthly budget as well as your retirement … [Read more...]

The True Cost to Attend a Super Bowl and Pro Tips Get You There Next Year

I've never had the pleasure of attending a Super Bowl, partly because the New York Jets have never been good enough to get there (in my lifetime) and primarily because it can be crazy expensive. By the time you've saved for Super Bowl tickets, you realize the cost of transportation and boarding can blow your budget up. With the next Super Bowl right around the corner, I thought it might be a good idea to share with you some of … [Read more...]

Progressive Auto Insurance Claims Review

Insurance.  It's a staple within the realms of responsible personal finance, but one I absolutely despise. I hate the idea of insurance, the process of claiming insurance and generally speaking the companies which offer insurance. Every month I write a $600 check for my families health insurance, I grind my teeth on the way to and from the mailbox. Be that as it may, I understand that without insurance, I'm taking risks I cannot afford to. And so, I currently spend … [Read more...]

I Made $180 Simply Waiting in Line at the DMV

Could this be your ticket to extra cash? The Department of Motor Vehicles. There are few places in this world that are more dreaded. Last Thursday, I had an expired out of state registration that needed updating and I was forced to make a visit. Just moving from Florida to Connecticut, I've had to go to the DMV a few times; each time worse than the previous. This last time however...what a blast. I'm not sure how the DMV is set up in other states, but here in … [Read more...]

Get Your Free Credit Score from Credit Sesame [Our Review]

A good credit score is one of the most valuable assets you can keep in your financial portfolio. Credit Sesame allows you to keep an eye on your score for free, no credit card required. With Credit Sesame, you can monitor your credit for free. They provide a monthly credit score from TransUnion, one of the three major credit reporting agencies. Credit Sesame also offers other free services, including identity theft protection. It … [Read more...]

What a $25,000 Wedding Budget Looks Like [Spreadsheet + Tips to Save]

Last October, I decided to take the plunge and ask my girlfriend to marry me. She said yes, and just two weeks ago, we threw a lavish (at least that's how I would describe it) wedding in New Jersey. As if the day wasn't already filled with joy, PT and his lovely wife were able to attend! For those who haven't been married before, there's a lot that goes into planning a wedding. There's even more that goes into planning a … [Read more...]

Firstrade Review – Online Discount Broker

Founded in 1985, Firstrade is a privately owned discount stock broker located in Flushing, NY. The company was originally named First Flushing Securities, serving the local community and wasn't renamed to Firstrade until 1997. A few revamps later, with the last one being just a few months ago, you now have the new and improved Firstrade, where you can buy and sell stocks, bonds, options, mutual funds and ETFs via electronic trading, using your mobile phone and even over … [Read more...]

3 Free Credit Scores From GoFreeCredit.com

Over the last 18 months, I've made a valiant effort to bring my credit score out of the dumps.  With a mountain of student loan debt and other debt from when I working a very low paying job, I found out my credit score was in the middle 400's. To be honest, I wouldn't be surprised if I have the lowest credit score of anyone reading this post today.  However with some hard work, in both my career and my budget, I've been able to raise my credit score to just under 600.  … [Read more...]