About Michael Pruser

After spending a ton of money to go to the private University of Miami, Michael now enjoys spending time at home, writing personal finance articles for the world to read. His journey out of debt continues 500 words at a time.

H&R Block Tax Software 2019 Review

  H&R Block is one of the biggest names in tax preparation, responsible for preparing a whopping one out of every seven tax returns that are filed in the United States. Their huge command of the market is due to the fact that they have both 10,000 physical branches all around the U.S., as well as tax software that you can use at home to prepare your return. If you need a local branch, odds are there is one within five miles of you right now. For … [Read more...]

Manage All of Your Financial Accounts in One Place with Personal Capital [Review]

  I love Personal Capital for all the free tools they offer. It's a great place to aggregate all your accounts and really see what's going on with your money. From budgeting to investment advice, Personal Capital can really be a one-stop shop for your money.  Here’s what you need to know about how Personal Capital works, how it makes its money, and whether it will be the best way for you to manage your monthly budget as well as your retirement … [Read more...]

Capital One 360 Bonus – Up to $500 for New Savings Accounts!

(This offer is now expired. However, you can get $25 just for opening an account using this link.) Remember when interest rates on savings accounts were comfortably sitting at 5%? Well those days are long gone and if you’re putting money into an online savings account, you have to find creative ways to maximize your return. Lucky for everyone, Capital One 360 is making that task a little easier, offering up to a $500 bonus for new 360 Savings® by Capital One® … [Read more...]

The True Cost to Attend a Super Bowl and Pro Tips Get You There Next Year

I've never had the pleasure of attending a Super Bowl, partly because the New York Jets have never been good enough to get there (in my lifetime) and primarily because it can be crazy expensive. By the time you've saved for Super Bowl tickets, you realize the cost of transportation and boarding can blow your budget up. With the next Super Bowl right around the corner, I thought it might be a good idea to share with you some of … [Read more...]

Progressive Auto Insurance Claims Review

Insurance.  It's a staple within the realms of responsible personal finance, but one I absolutely despise. I hate the idea of insurance, the process of claiming insurance and generally speaking the companies which offer insurance. Every month I write a $600 check for my families health insurance, I grind my teeth on the way to and from the mailbox. Be that as it may, I understand that without insurance, I'm taking risks I cannot afford to. And so, I currently spend … [Read more...]

New and Improved Citi / AAdvantage Platinum Select MasterCard

It's been some time since a bank has improved the offer on one of it's frequent flyer credit cards but our partner Citi recently launched an update to their American Airlines frequent flyer credit card.  The Citi AAdvantage Platinum Select MasterCard has increased a few important perks while keeping a low annual fee (waived for the first year) for all American Airline travelers.  Let's take a deeper look into the pros and cons of card ownership. Following $1,000 in … [Read more...]

Pet Insurance Could Have Saved me a Small Fortune – The Shadow Experience (Quick Update)

SHADOW UPDATE - I wrote this post one year ago; at a time when Shadow had gone through quite a bit of injury.  Well, I'm back to give another expensive update.  Today, we learned that Shadow now has a torn ACL.   So tack on another $2,600 surgery and $400 worth of lab work, MRI's and medication!  How can you not love this guy?!?! One year ago, my wife and I decided to purchase a Siberian Husky puppy.  The first time we attempted this, we lost $100 to a breeder that … [Read more...]

Mutual of Omaha Bank Review – A Full Suite of Online Banking Options

The city of Omaha sure has it's name on a lot of products doesn't it?  Never having been to Nebraska myself, I would imagine the whole state is made up of banks, corn, burgers and steaks but there's a lot of history in this city, and one of the most prominent American companies around happens to be Mutual of Omaha.  Well known for the life insurance options, Mutual of Omaha has a more specific Mutual of Omaha Bank platform which has been following me around online for a … [Read more...]

I Made $180 Simply Waiting in Line at the DMV

Could this be your ticket to extra cash? The Department of Motor Vehicles. There are few places in this world that are more dreaded. Last Thursday, I had an expired out of state registration that needed updating and I was forced to make a visit. Just moving from Florida to Connecticut, I've had to go to the DMV a few times; each time worse than the previous. This last time however...what a blast. I'm not sure how the DMV is set up in other states, but here in … [Read more...]

British Airways Visa Signature Card – 50,000 Avios Bonus

The credit card market seems to be changing on a regular basis these days and one of the offers that never seems to last very long belongs to the British Airways Visa Signature Card.  Over the past few years Chase has been able to give away what is likely billions of Avios and they're still hard it tweaking the most popular offer yet again.  Right now, new cardholders of the British Airways Visa Signature Card will be eligible to receive 50,000 Bonus Avios after spending … [Read more...]

Free Credit Score from Credit Sesame

A good credit score is one of the most valuable assets you can keep in your financial portfolio. Yes, a world with no credit would mean no high interest credit cards; overdue mortgage payments or over-limit fees but credit plays a very important role in fiscal responsibility; and knowing your credit score is a must. A short time ago, the only way to get your credit score for free (free being defined as without having to input your credit card for a "free trial") … [Read more...]

Did Somebody Say McDonald’s – As a Career?

I'm not entirely sure why, but I've always enjoyed work.  Whether it was a fruit stand at five years old, or selling golf balls at the golf course at 8 years old, I had a blast making money, and still do.  But it wasn't until I turned 13 that I started my "career" and what a better way to start than at McDonald's. My mother hates having people in her house (even her family, which she loves) so she lined up a job for me at McDonald's when I was in 8th grade.  Two … [Read more...]