About Michael Pruser

After spending a ton of money to go to the private University of Miami, Michael now enjoys spending time at home, writing personal finance articles for the world to read. His journey out of debt continues 500 words at a time.

H&R Block Tax Software 2018 Review

H&R Block is one of the biggest names in tax preparation, responsible for preparing a whopping 1 out of every 7 tax returns that are filed in the United States. Their huge command of the market is due to the fact that they have both 10,000 physical branches all around the U.S., as well as tax software that you can use at home to prepare your return. If you need a local branch, odds are there is one within 5 miles of you right now. For anyone who wants the … [Read more...]

Sallie Mae Upromise MasterCard Review

Many moons ago, while in high school, I was turned onto the Upromise program by my Aunt, who was a high school teacher.  I signed up immediately, had my family members sign up immediately but this being over a decade ago (and online shopping not what it has become), I didn't gain much traction.  My family loved me and all, but capitalizing on the Upromise program to help me pay for my education just wasn't in their field of vision. After all, my parents still used a … [Read more...]

Personal Capital: Manage All of Your Financial Accounts in One Place

If you are looking for a one-stop-shop for all of your financial needs, from budgeting software to investment advice, look no further than Personal Capital. This online investment and wealth management platform offers you a comprehensive program for managing every aspect of your money, whether you are just learning how to budget or you are trying to determine the best investments for your multi-million-dollar portfolio. Here’s what you need to know about how … [Read more...]

Citi® Hilton HHonors™ Visa Signature® Card 75,000 Bonus Review

(Limited time 75,000 Promo!) If you've ever stayed at a Hilton hotel, you know that in terms of ambiance and overall experience, it's a touch above the rest.  I've had the pleasure of staying in a few different Hilton hotels over the years (always at someone else's expense!) and I'm always disappointed that I can't stay longer.  For anyone who spends a good amount of time on the road and is in need of a travel rewards credit card, the Citi Hilton HHonors Visa Signature … [Read more...]

Marriott Rewards Premier Credit Card 80,000 Bonus Points Review

Depending on just how old you are, you might remember a time when credit cards didn't exist.  The world revolved around a cash and carry system, one that didn't provide rewards or security on purchases.  Once the cash exchanged hands, that was that.  These days however, consumers expect to be rewarded for buying things and one of the cards they can do that with is the Marriott Rewards® Premier Credit Card. The Marriott Rewards Premier Credit Card is a hotel rewards … [Read more...]

Capital One 360 Bonus – Up to $500 for New Savings Accounts!

(This offer is now expired. However, you can get $25 just for opening an account using this link.) Remember when interest rates on savings accounts were comfortably sitting at 5%? Well those days are long gone and if you’re putting money into an online savings account, you have to find creative ways to maximize your return. Lucky for everyone, Capital One 360 is making that task a little easier, offering up to a $500 bonus for new 360 Savings® by Capital One® … [Read more...]

The True Cost to Attend a Super Bowl and Pro Tips Get You There Next Year

I've never had the pleasure of attending a Super Bowl, partly because the New York Jets have never been good enough to get there (in my lifetime) and primarily because it can be crazy expensive. By the time you've saved for Super Bowl tickets, you realize the cost of transportation and boarding can blow your budget up. With the next Super Bowl right around the corner, I thought it might be a good idea to share with you some of … [Read more...]

Blue Cash Preferred Card from American Express $200 Cash Back Bonus

Roughly eight years ago, I started writing about finance on a regular basis.  Included in my writing about finance is a lot of credit card work and for years, I haven't seen an offer as good as the one recently launched by American Express. The Blue Cash Preferred® Card from American Express is a consumer credit card that requires top-notch credit for approval. Rightfully so, because the rewards and perks this card offers haven't been seen in a long time. Let's take a … [Read more...]

Citi Simplicty Card NEW 21 Month Balance Transfer Offer

Now that I have a high enough credit score to take advantage of certain deals, I've been hard at work piling up the rewards.  My wife and I have had a lot of expenses in the last few months (between a sick puppy and an October due baby girl) and while I've been able to pay off the balances every month, we're at the point where it's time to take advantage of a nice interest-free loan. One of the largest complaints consumers had about credit cards before the economy … [Read more...]

Progressive Auto Insurance Claims Review

Insurance.  It's a staple within the realms of responsible personal finance, but one I absolutely despise. I hate the idea of insurance, the process of claiming insurance and generally speaking the companies which offer insurance. Every month I write a $600 check for my families health insurance, I grind my teeth on the way to and from the mailbox. Be that as it may, I understand that without insurance, I'm taking risks I cannot afford to. And so, I currently spend … [Read more...]

Citi Prestige Card Review – AA Admirals Club Access

Update - This offer is now EXPIRED. Widespread respect and admiration felt for someone or something on the basis of a perception of their achievements or quality. The Citi Prestige Card is one of the few cards that adequately defines itself just by name, but does so at a pretty big expense to it's cardholder. Citi Prestige Card Review In March of 2014, American Express platinum cardholders lost the ability to check into AA Admiral's Club lounges.  In a strange … [Read more...]

New and Improved Citi / AAdvantage Platinum Select MasterCard

It's been some time since a bank has improved the offer on one of it's frequent flyer credit cards but our partner Citi recently launched an update to their American Airlines frequent flyer credit card.  The Citi AAdvantage Platinum Select MasterCard has increased a few important perks while keeping a low annual fee (waived for the first year) for all American Airline travelers.  Let's take a deeper look into the pros and cons of card ownership. Following $1,000 in … [Read more...]