About Michael Pruser

Michael Pruser is an entrepreneur and credit card expert. He currently manages card partnerships and compliance with Webpals Group. Michael has contributed to Money Under 30, Dough Roller, and Card Ratings.

H&R Block Tax Software 2019 Review

  H&R Block is one of the biggest names in tax preparation, responsible for preparing a whopping one out of every seven tax returns that are filed in the United States. Their huge command of the market is due to the fact that they have both 10,000 physical branches all around the U.S., as well as tax software that you can use at home to prepare your return. If you need a local branch, odds are there is one within five miles of you right now. For … [Read more...]

Manage All of Your Financial Accounts in One Place with Personal Capital [Review]

  I love Personal Capital for all the free tools they offer. It's a great place to aggregate all your accounts and really see what's going on with your money. From budgeting to investment advice, Personal Capital can really be a one-stop shop for your money.  Here’s what you need to know about how Personal Capital works, how it makes its money, and whether it will be the best way for you to manage your monthly budget as well as your retirement … [Read more...]

The True Cost to Attend a Super Bowl and Pro Tips Get You There Next Year

I've never had the pleasure of attending a Super Bowl, partly because the New York Jets have never been good enough to get there (in my lifetime) and primarily because it can be crazy expensive. By the time you've saved for Super Bowl tickets, you realize the cost of transportation and boarding can blow your budget up. With the next Super Bowl right around the corner, I thought it might be a good idea to share with you some of … [Read more...]

Progressive Auto Insurance Claims Review

Insurance.  It's a staple within the realms of responsible personal finance, but one I absolutely despise. I hate the idea of insurance, the process of claiming insurance and generally speaking the companies which offer insurance. Every month I write a $600 check for my families health insurance, I grind my teeth on the way to and from the mailbox. Be that as it may, I understand that without insurance, I'm taking risks I cannot afford to. And so, I currently spend … [Read more...]

Pet Insurance Could Have Saved me a Small Fortune – The Shadow Experience (Quick Update)

SHADOW UPDATE - I wrote this post one year ago; at a time when Shadow had gone through quite a bit of injury.  Well, I'm back to give another expensive update.  Today, we learned that Shadow now has a torn ACL.   So tack on another $2,600 surgery and $400 worth of lab work, MRI's and medication!  How can you not love this guy?!?! One year ago, my wife and I decided to purchase a Siberian Husky puppy.  The first time we attempted this, we lost $100 to a breeder that … [Read more...]

Mutual of Omaha Bank Review – A Full Suite of Online Banking Options

The city of Omaha sure has it's name on a lot of products doesn't it?  Never having been to Nebraska myself, I would imagine the whole state is made up of banks, corn, burgers and steaks but there's a lot of history in this city, and one of the most prominent American companies around happens to be Mutual of Omaha.  Well known for the life insurance options, Mutual of Omaha has a more specific Mutual of Omaha Bank platform which has been following me around online for a … [Read more...]

I Made $180 Simply Waiting in Line at the DMV

Could this be your ticket to extra cash? The Department of Motor Vehicles. There are few places in this world that are more dreaded. Last Thursday, I had an expired out of state registration that needed updating and I was forced to make a visit. Just moving from Florida to Connecticut, I've had to go to the DMV a few times; each time worse than the previous. This last time however...what a blast. I'm not sure how the DMV is set up in other states, but here in … [Read more...]

Free Credit Score from Credit Sesame

A good credit score is one of the most valuable assets you can keep in your financial portfolio. With Credit Sesame, you can monitor your credit for free. They provide a monthly credit score from TransUnion, one of the three major credit reporting agencies. Credit Sesame also offers other free services, including identity theft protection. A few years ago, the only way to get your credit score for free (free being defined as … [Read more...]

Did Somebody Say McDonald’s – As a Career?

I'm not entirely sure why, but I've always enjoyed work.  Whether it was a fruit stand at five years old, or selling golf balls at the golf course at 8 years old, I had a blast making money, and still do.  But it wasn't until I turned 13 that I started my "career" and what a better way to start than at McDonald's. My mother hates having people in her house (even her family, which she loves) so she lined up a job for me at McDonald's when I was in 8th grade.  Two … [Read more...]

Make Sure It’s Legal: A Cautionary Tale on Starting Your Own Small Business

Sometime during my elementary school days, my parents referred to me a "schemer". To their credit, that's probably how I would have described myself as I was always selling bubble gum, warheads (the candy, not the missile) and anything else I could buy in bulk and sell of at a profit. And even as I grew older, I've never stopped trying to carve out extra cash with unusual business ideas. My First Big Scheme While in college, one such idea was the re-selling … [Read more...]

What a $25,000 Wedding Budget Looks Like [Spreadsheet + Tips to Save]

Last October, I decided to take the plunge and ask my girlfriend to marry me. She said yes, and just two weeks ago, we threw a lavish (at least that's how I would describe it) wedding in New Jersey. As if the day wasn't already filled with joy, PT and his lovely wife were able to attend! For those who haven't been married before, there's a lot that goes into planning a wedding. There's even more that goes into planning a … [Read more...]

American Express Personal Savings Account Review

If you've taken a look at the best high yield savings accounts, you know that interest rates are just pathetic.  Three years ago, I owned an Capital One 360 account which offered close to 4% APY and now it's impossible to find anything greater than 0.90% annually.  Only two banks today offer that kind of "quality" interest rate and one of them is the brand new American Express Personal Savings Account.  I decided to open up an online savings account with AMEX (I already … [Read more...]