The Best Automatic Savings Apps (to Grow Your Wealth in 2016)

Saving money has a lot in common with flossing: you know it’s important, professionals wag their fingers at you when they find out you’ve been neglecting it, and it seems like a major pain to get in the habit of doing. Luckily for reluctant savers, technology has come to the rescue in the form of automatic […]

Sallie Mae Upromise MasterCard Review

Many moons ago, while in high school, I was turned onto the Upromise program by my Aunt, who was a high school teacher.  I signed up immediately, had my family members sign up immediately but this being over a decade ago (and online shopping not what it has become), I didn’t gain much traction.  My […]

The Best Personal Finance Software for Taming Your Budget (In 2016)

Managing your money is a complex skill, especially now that you no longer have to leave the house or even pull out your wallet in order to spend money. That’s why it is more important than ever for you to track spending and stick to a budget. But the old school methods of budgeting can […]

Why You Need to Start Building an Emergency Fund Now

I write a lot about the emergency fund (i.e. rainy day fund) on PT Money. It just occurred to me that I hadn’t actually written a post on starting one. I did detail how we put our savings in a high-interest savings account. However, that post could easily be titled “open up your emergency fund […]

Acorns Review: Invest Spare Change Automatically

Knowing how to invest your money ought to be a basic life skill—like changing a tire, budgeting, and cooking for yourself. But the sad truth is that many people are intimidated by investing, and it can feel impossible to fill in this particular skill gap. Thankfully, that’s where the Acorns mobile investing app comes in. […]

52 Week Money Saving Challenge (Yes! You Can Do It!)

Today I thought I’d share my thoughts on the 52 week money challenge and see how many of you would do something like this. How the 52 Week Money Challenge Works The idea is simple: deposit $1 into your savings account on week one of this year, followed by $2 on week two, $3 on […]

The Important Things We’re Saving For (Our Savings Goals for 2016)

It’s time once again to review our annual savings goals. Hard to believe, but it’s our 9th year of chronicling our goals like this. You can peek through each year by using the navigation below. Briefly, we met our savings goals from last year. We maxed out our Roth IRAs ($5,500 each), contributed some excess […]

Hot New FinTech Start-Ups for the Saver, Investor, and More

There is no shortage of new and up and coming financial technology to support you, the personal money manager. Each of these new tools are worth considering to help you simplify investing, save more money, teach kids about money, and improve the management of your finances. The companies are participating in the FinTech Start-Up Competition at […]

I’ve Saved $1,191.90 Automagically with Digit Since January 15th – My Digit Review

Since launching the FinCon FinTech Startup Competition, I’ve been exposed to a number of new tech companies with great ideas to help you with your money and investing. One of my favorites to come along is Digit. I’ve been using the service for 5 months now and I’m ready to give my Digit review. Digit […]

The 7 People You Should Be Talking with About Your Finances

The following blog post is part of the The Road to Financial Wellness Blog Tour. Over a period of 30 days, the Phroogal team will go to 30 locations to raise awareness about financial empowerment. Today they will be in Dallas! Our goal is to help people learn about money by starting the conversation. We […]

12 Top Personal Finance Podcasts (Great for Your Commute!)

I know a lot of people have rough commutes. After living in two major metropolitan areas and having to patiently ride out the commute to and from the office each day – I get it. 30 minutes here, 45 minutes there, and before you know it, you’re on the road for over an hour everyday. […]

15 Financial Tools and Resources for Your Family

Earlier this month PT and I attended Jump$tart’s National Educator Conference in Los Angeles. The conference provides teachers with resources to improve their own financial literacy as well as improve their ability to teach kids about personal finance in school. I had the opportunity to present on Smartphone Money Apps for Kids I shared all the […]