Free Credit Score from Credit Sesame

I use Credit Sesame specifically to monitor my Trans Union credit score and I would recommend you do the same. Just make sure to stay away from the up sell offers and you'll never pay a penny.A good credit score is one of the most valuable assets you can keep in your financial portfolio.

Yes, a world with no credit would mean no high interest credit cards; overdue mortgage payments or over-limit fees but credit plays a very important role in fiscal responsibility; and knowing your credit score is a must.

A short time ago, the only way to get your credit score for free (free being defined as without having to input your credit card for a “free trial”) was to use®.

This method  is great; but you can only check your score once a year from each of the three major credit bureaus.

Credit Sesame on the other hand offers up a free Trans Union credit score without any cost, and I’ve decided to use them (in conjunction with others) to keep track of my credit.

And the score can be accessed as often as possible.

My Credit Sesame Review

Signing up for Credit Sesame takes just a few minutes.

The questions you’ll be asked are the same for any financial account you open up and when completed, a few security questions are asked to verify you are who you say you are.

No credit card or payment method is required to sign up … Credit Sesame is always free to use.

After you’ve opened an account, you’ll immediately be provided your Trans Union credit score. As you can see from the screenshot below, mine would be classified as “slightly below average”.

I’ve come a long way from the days of a 440 credit score but I still have a lot of ground to make up.

You’ll also see a brief (and accurate) overview of my current student loan situation. Any debt you have will also be displayed on the login landing page so after you’ve opened an account, make sure to visit the “My Finances” section and update accordingly.

Credit Sesame also provides a nice tracker to see how your Trans Union credit score stacks up on the scale of worst to best. A score of 647 puts me in an orange range and I hope to be in yellow soon enough.

Right now, the rest of the interface has more to do with setting up goals and letting Credit Sesame make recommendations on how to improve your credit. This is a good thing, but it presents Credit Sesame the opportunity to up sell it’s members. Remember to take in the advice but do more research on how to improve your credit.

Credit Sesame Launches New App for Android

Credit Sesame has just launched an app for all Android users.

The mobile app is a replica of the previous released iPhone app so even though there’s nothing new, I thought it prudent to bring to your attention as mobile is a space that continues to grow rapidly.

Credit Sesame Android App Features

The credit score provided by Credit Sesame comes from Experian, one of the three major credit bureaus. I actually combine Credit Sesame with Credit Karma (who offers a free credit score from TransUnion) to provide a broader range of my credit profile.

Unfortunately for Android users, Credit Sesame is the only company that has stepped to the plate to provide mobile app for users so if you’re away from home and need to check your credit score on an Android device, Credit Sesame is the way to go.

Some of the features included with this mobile app are:

  • The ability to check your complete financial snapshot (view monthly payments, credit profile, score, home value etc.)
  • Trend graphs of your credit score in different areas for up to six months
  • Automatic updates of your credit score and profile as Experian reports them

Just as owning a Credit Sesame account is free, so to is the Android app. A tool like this would be recommended for anyone who is considering a new line of credit and would benefit greatly from improving their credit score.

Drawing from personal experience, I can tell you that a few points can mean tens of thousands of dollars when applying for a mortgage so make sure to follow your credit score as closely as possible.

Credit Sesame Verdict

I’ve met the folks at Credit Sesame a few times and they’re good people. That said, their interface and usability is still in it’s infancy and users won’t find the best of functionality right now.

I use this service specifically to monitor my Trans Union credit score and I would recommend you do the same. Just make sure to stay away from the up sell offers and you’ll never pay a penny.

  • Visit and open up your free account to check your Trans Union credit score.

Credit Sesame Price: Free Credit Sesame is a fast-growing credit and loan management platform that is changing the way consumers apply for and manage their credit. Check your credit score for free using Credit Sesame. CHECK YOUR SCORE Credit Sesame We earn a commission if you click this link and make a purchase at no additional cost to you.

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Credit Sesame Summary





  • no credit card required
  • free to use
  • free credit monitoring and id theft protection
  • debt tracker tool


  • marketing offers
About Michael Pruser

After spending a ton of money to go to the private University of Miami, Michael now enjoys spending time at home, writing personal finance articles for the world to read. His journey out of debt continues 500 words at a time.