How to Get Sideline Passes for NFL Games (Our Exclusive Team Experience with Barclaycard)

This experience was sponsored by Barclaycard. However, all content and opinions expressed here are my own. Wouldn't it be cool to be on the sidelines at an NFL game? This could be a dream-come-true experience, especially for long-time or young fans. Who doesn't want to get close to their heroes down on the field? I'd love to one day bring my kid(s) down on the field. Not many people get to experience being that close to the … [Read more...]

How to Organize Your Credit Cards and Conduct a Full Card Audit With This Simple Tracking Spreadsheet

If you’re like me, you’ve dabbled into the award travel game and found yourself with a wallet - or a desk drawer - full of credit cards; many of which you aren’t using anymore. This might have left you feeling disorganized, uneasy, and worried about making a mistake. If you’re not careful, you could end up with a bunch of annual fees for cards your not using or worse, an account could get compromised and you end up with a bunch of fraudulent charges. That's no … [Read more...]

The True Cost to Attend a Super Bowl and Pro Tips Get You There Next Year

I've never had the pleasure of attending a Super Bowl, partly because the New York Jets have never been good enough to get there (in my lifetime) and primarily because it can be crazy expensive. By the time you've saved for Super Bowl tickets, you realize the cost of transportation and boarding can blow your budget up. With the next Super Bowl right around the corner, I thought it might be a good idea to share with you some of … [Read more...]

10 Tips to Become an Expert in Credit Card Travel Hacking without Getting Into Trouble

Using credit card travel hacking to get free travel is certainly not for everyone. It would be wrong for me to make a one size fits all recommendation and tell everyone to jump in and play this game. Certainly, the game has its benefits, but can have adverse financial impacts if not played wisely. What is the rewards game, anyway? I view it simply as applying for credit cards and spending the minimum to earn bonus points or rewards. These rewards come in many … [Read more...]

10 Ways to Meet Minimum Spending Requirements For Credit Card Bonuses

So you applied for that new credit card with the huge upfront spending bonus. Now you're left wondering "how the heck am I going to spend $xxxx.xx in x months." You might not have even made it that far. You may look at those upfront spending requirements (e.g. spend $5,000 in 3 months and receive 50,000 bonus points) and never apply, thinking you'd never spend that amount of money. That very well may be the case, but before you completely write off the idea … [Read more...]

The Five Best Credit And Charge Cards You’ve Never Heard Of

When you spend most of your days writing about credit cards, like I do, you become somewhat of a credit card connoisseur. And just as a self-respecting wine enthusiast isn't going to offer you a cheap box of wine from the corner liquor store, I am please to present you with a selection of some of the finest, and least appreciated credit and charge cards on the market. Morgan Stanley American Express Platinum - No list of fine cards would be complete without a mention … [Read more...]

5 Easy Ways To Use Credit Cards Wisely and Make Them Work For You

When I was first asked to start writing about credit cards five years ago, I wasn’t even sure what the point was. At the time, I believed that credit cards were simple products and that using them is just as easy as paying any bill on time. After years of researching and writing about nearly every piece of information on the subject that is publicly available, (and some nuggets that weren’t), I learned that these little plastic cards are complex, yet powerful … [Read more...]

Tips to Maximize Your Credit Card and Free Travel Rewards

Credit card use can get a bad reputation at times, but plenty of people are able to use credit cards responsibly and to their advantage. The convenience of credit cards, combined with the robust rewards systems many cards offer, can actually benefit you financially. By learning a few tricks of the trade, you can maximize the benefits of your credit card rewards. Choosing the right cards for you and paying attention to the reward … [Read more...]

What We Need from Suze Orman Instead of Another Celebrity-Endorsed Useless Prepaid Debit Card

If you don't want to use (or can't use) a credit card, then don't. Place your money into a bank or credit union and use their debit card. Despite what you may hear, not all banks charge debit card fees. Find a bank or credit union that doesn't charge you money each month to hold (and provide access to) your money. If you are unable to get a bank or credit union account for whatever reason, then wait until you can. If you must get some form of card, then you may … [Read more...]

The Beginner’s Guide to Getting Free Airline Miles

How to get free airline miles. With the holiday season quickly approaching, your thoughts may be turning to finding ways to reduce the amount of money you have to spend on airline tickets to fly and see your family and friends. To encourage airline loyalty, the major Airlines each have frequent flyer programs which allow you to earn airline free miles towards future flights. I've scoured the interwebs to put together a comprehensive guide on getting free airline … [Read more...]

Shop Safely Online: Use a Virtual Credit Card Number

A virtual credit card is a credit card number that is generated by your credit card issuer, on your behalf, for temporary use. You don't actually get a physical credit card with this number. You simply use the number for an online transaction and then it expires. Some virtual numbers can be reused at the same retailer/merchant over again, and some are good for a month anywhere. Most virtual card services today are built into an … [Read more...]

Credit Card Cash Advance: Bad Financial Move or Good Emergency Plan?

What is a Credit Card Cash Advance? A cash advance using a credit card is similar to using your ATM card. Instead of a debit or check card, you use your credit card and credit card PIN at the ATM to withdraw funds. Unlike a debit or check card withdrawal where you're actually using your own money, with a credit card cash advance you are using borrowed funds, made available to you through your credit agreement. The amount you can withdraw depends on your overall … [Read more...]