The Best Credit Cards in Canada for 2018 [By Card Type]

There’s no universal answer to the question, "What is the best credit card?" Much in the same way the best convertible coupe would be ill-suited for a family of four, the best travel rewards credit card would make little sense for someone who rarely travels abroad. Simply put, categories matter and selecting the best credit card for you comes down to a number of factors - from your personal spending habits to what type of rewards … [Read more...]

How to Organize Your Credit Cards and Conduct a Full Card Audit With This Simple Tracking Spreadsheet

If you’re like me, you’ve dabbled into the award travel game and found yourself with a wallet - or a desk drawer - full of credit cards; many of which you aren’t using anymore. This might have left you feeling disorganized, uneasy, and worried about making a mistake. If you’re not careful, you could end up with a bunch of annual fees for cards your not using or worse, an account could get compromised and you end up with a bunch of fraudulent charges. That's no … [Read more...]

Barclaycard CashForward World MasterCard $200 Bonus Review

Barclaycard is not a name synonymous with American households. If not for being in the business of personal finance, I would only have seen it mentioned in advertisements every 15 seconds watching a premier league match on NBC. But over the last few years, Barclaycard has been making a major push in the US credit card market and now can boast a wide variety of credit card products that can match almost any card from any major issuer. One of the most competitive … [Read more...]

6 Important Reasons to Avoid Store Credit Cards

One of my very first jobs was selling retail at a store in the mall. Working usually helps your finances, but that job was one of the causes of my issues with debt. It's hard to resist buying new things when you spend the workday surrounded by advertising and sales displays. Self-control becomes even more difficult when you can be instantly approved for a store credit card. I could only give my spiel about the "benefits" of our card so many times before signing up … [Read more...]

Sallie Mae Upromise MasterCard Review

Many moons ago, while in high school, I was turned onto the Upromise program by my Aunt, who was a high school teacher.  I signed up immediately, had my family members sign up immediately but this being over a decade ago (and online shopping not what it has become), I didn't gain much traction.  My family loved me and all, but capitalizing on the Upromise program to help me pay for my education just wasn't in their field of vision. After all, my parents still used a … [Read more...]

Citi® Hilton HHonors™ Visa Signature® Card 75,000 Bonus Review

(Limited time 75,000 Promo!) If you've ever stayed at a Hilton hotel, you know that in terms of ambiance and overall experience, it's a touch above the rest.  I've had the pleasure of staying in a few different Hilton hotels over the years (always at someone else's expense!) and I'm always disappointed that I can't stay longer.  For anyone who spends a good amount of time on the road and is in need of a travel rewards credit card, the Citi Hilton HHonors Visa Signature … [Read more...]

5 Tips to Turbocharge Your Credit Card Rewards

Today's post is sponsored by our friends at Credit Sesame. Credit Sesame is an educational credit and personal finance website that provides consumers with a free credit score, free credit monitoring, and free identity theft protection. Credit card rewards can seem too good to be true. You earn travel rewards and cash back just for spending. How can card issuers afford this? One reason is because most people are completely ineffective at using their cards and … [Read more...]

Marriott Rewards Premier Credit Card 80,000 Bonus Points Review

Depending on just how old you are, you might remember a time when credit cards didn't exist.  The world revolved around a cash and carry system, one that didn't provide rewards or security on purchases.  Once the cash exchanged hands, that was that.  These days however, consumers expect to be rewarded for buying things and one of the cards they can do that with is the Marriott Rewards® Premier Credit Card. The Marriott Rewards Premier Credit Card is a hotel rewards … [Read more...]

The True Cost to Attend a Super Bowl and Pro Tips Get You There Next Year

I've never had the pleasure of attending a Super Bowl, partly because the New York Jets have never been good enough to get there (in my lifetime) and primarily because it can be crazy expensive. By the time you've saved for Super Bowl tickets, you realize the cost of transportation and boarding can blow your budget up. With the next Super Bowl right around the corner, I thought it might be a good idea to share with you some of … [Read more...]

Best Credit Card Bonus Offers of 2018

There are plenty of good card bonuses out there - but when banks start to compete for your business, that's when those bonuses become exceptional. Signing up during these promotional periods will really get you more bang for your buck. Whether it's money to use toward travel expenses like amusement park admission, access to some of the most luxurious resorts the world has to offer or flying half-way across the world to explore the … [Read more...]

Best Hotel Rewards Credit Cards of 2018

Did your last hotel stay remind you of a bad horror movie? Ain’t nobody got time for that! With a Hotel Rewards Credit Card, you can maximize your daily spend, while treating yourself to the next level in hotel luxury. Benefits to Hotel Rewards Credit Cards include complimentary nights at hotels, travel insurance, waived foreign transaction fees, and even airport lounge access. It may also put you on the fast track to status, which … [Read more...]

Blue Cash Preferred Card from American Express $200 Cash Back Bonus

Roughly eight years ago, I started writing about finance on a regular basis.  Included in my writing about finance is a lot of credit card work and for years, I haven't seen an offer as good as the one recently launched by American Express. The Blue Cash Preferred® Card from American Express is a consumer credit card that requires top-notch credit for approval. Rightfully so, because the rewards and perks this card offers haven't been seen in a long time. Let's take a … [Read more...]