The Best Personal Loan Sites for Small Business Owners (in 2019)

Small business owners are no strangers to financial headaches. From securing startup financing to covering temporary cash-flow problems, small business owners often have to work quickly to find a solution that will keep their business humming. Taking out a personal loan is one solution that is often overlooked. While a personal loan may not be right for every entrepreneur, there's a lot to recommend it as a possible way to smooth … [Read more...]

The Annuity You Can Start Funding When You’re Young (Blueprint Income’s Personal Pension)

This piece was sponsored by Blueprint Income. However, opinions expressed are our own. Unlike many working in the personal finance sphere, I have no plans to retire. I love my work as a freelance writer, and I intend to keep at it even if my fingers my fall off and I have to type with my nose. However, I also know that retirement isn’t necessarily a choice, having seen friends and family members involuntarily retired from … [Read more...]

18 Legit Work-From-Home Jobs with No Startup Fee

Back before the Internet connected us at all times, it was mostly reclusive novelists and temperamental artists who were able to truly work from home. Anyone who had the dream of being able to work in their pajamas was either stuck dreaming about it, or they fell victim to some sort of envelope-stuffing scam that cost money and never materialized with a paycheck. Thankfully, these days there are a number of perfectly legitimate … [Read more...]

Build Your Credit and Savings at the Same Time with Self Lender [It’s Legit!]

This post is brought to you by Self Lender. While this post was sponsored by Self Lender, all content and opinions expressed here are my own. PT's note: I first heard about Self Lender when a close friend asked me, "hey, is Self Lender legit?" His wife wanted to start improving her credit and wanted to know if Self Lender was a good option. It's definitely a novel concept and has that too-good-to-be-true feel. As it turns out, they are legit (I've met their team in … [Read more...]

Get 100% Free Talk, Text & 4GB Data for One Penny with FreedomPop

This post is brought to you by FreedomPop. While this is a sponsored post, all content and opinions expressed here are my own. If you're like me, you probably favor companies that you know are fighting for you? I’ve long been impressed by the offerings of FreedomPop, the no-really-we’re-not-kidding FREE mobile and Internet service provider that has been disrupting the mobile service model since 2011. While their 100% free plans … [Read more...]

This Company Negotiated My Bills to Save Me $324 [BillsFixers Review]

Editor's note: PT here. I'm happily paying BillFixers $27 a month ($324 in total) for the next year. Why? Because they saved me a total of $648 on my Internet service with AT&T! To see how BillFixers could work for you, check out our full review below... Bills, bills, bills! They can seem never-ending. From your cable bill to your lawn service, they just keep piling up. I am always looking for different ways to lower my bills … [Read more...]

File Your Taxes at Home with Expert Help [TurboTax Live Review]

This post is brought to you by TurboTax. While this is a sponsored post, all content and opinions expressed here are my own. If you're like me, you probably have a long history with TurboTax. They were the program I used back when I was filing taxes as a single graduate student in 2006, and they helped me throughout the life changes that followed as I got married, bought a house, had kids, and moved to two different states. This … [Read more...]

The Best Personal Finance Budget Software with Apps (In 2019)

Managing your money is a complex skill, especially now that you no longer have to leave the house or even pull out your wallet in order to spend money. That’s why it is more important than ever for you to track spending and stick to a budget. But the old-school methods of budgeting can be far too onerous for the new Millennium. Hardly anyone wants to be carrying an old-fashioned ledger book around with them to record financial … [Read more...]

Turbo Tax Review: Get Your Best Tax Return In 2019

TurboTax is one of the most popular tax preparation software programs out there and for very good reason. It offers a step-by-step process for preparing your taxes so you can rest assured that every I is dotted, every T is crossed, and every eligible deduction is taken. They take care of yearly tax updates, making sure that their customers comply with the confusing and constantly changing tax code. This TurboTax review will help … [Read more...]

How I Use Excel to Manage My Family’s Budget (Free Download)

I have long been a money nerd. As a small child, I used to empty my piggy bank, count everything that was inside, and put it all back in, feeling pretty good about my net worth as an 8-year-old. So, it should come as no surprise that the detail-oriented piggy-bank counter has grown up to use a pretty complex system for keeping track of my family budget. I mentioned to PT on our podcast conversation that I have an Excel spreadsheet that I use to keep tabs on every … [Read more...]

Master Your Small Business Accounting with QuickBooks Online

This post is brought to you by Intuit QuickBooks. While this post was sponsored by Intuit QuickBooks, all content and opinions expressed here are my own. Entrepreneurs and small business owners tend to be a pretty plucky bunch. They recognize the need that they can fill, work tirelessly to offer the best product or service they can, and they take full control of their careers by creating a new small business. However, there is one aspect of being the boss that … [Read more...]

The Best Retirement Calculators [How Much Will You Need to Retire?]

Calculating how much money you will need for retirement is a frustrating exercise. To help with this we put together this list of the best retirement calculators out there. Unfortunately, you have to start with information you can’t possibly know, like how long you will live and what your expenses will be in 10, 20, or 30+ years. How can anyone know that?! Despite the difficulty of knowing the exact amount you need for … [Read more...]