I have been working for myself for nearly a decade, but I have only recently started to think of myself as a small business owner. As a freelance writer, I thought I could opt out of many of the expensive aspects of traditional entrepreneurship. I thought I had no need for things like small business […]
Small Business Bookkeeping is a Breeze with Bench
I have been freelancing for close to a decade, which includes handling my own small business bookkeeping. Since I have no background in accounting, learning how to manage my books was not easy. And frankly, handling my own books is not my favorite part of my business. Not only does bookkeeping take time away from […]
Fundrise Review: Commercial Real Estate Investing for Everyone
Traditionally, there were only two ways to invest in commercial real estate. You could get started for a (relatively) low financial investment if you personally maintained the property. Or you could invest a major chunk of change into real estate development as a form of passive income. But neither of these options allowed the […]
DoorDash Review | A Good Side Hustle?
Delivering pizzas has long been a consistent side hustle option which can help you earn extra money. But as beneficial as a pizza delivery hustle can be for your bottom line, it does have some drawbacks—you have to work a specific schedule, and there’s no way to increase your pay thanks to your own […]
Retail Arbitrage: How to Buy, Sell, and Make Money
In 2005, I was working part-time at the OSU bookstore while working toward my Master’s Degree in English education, when a hefty stack of $90 hardcover Shakespeare anthologies went on sale for $8 each. I bought a single copy since what future English teacher could pass up such a deal? But my purchase got my […]
Zeta Review | Best Personal Finance App for Couples?
Feeling frustrated when it comes to money in your relationship? Often, it’s easier to sweep things under the rug than have those tough financial discussions with your partner. Or maybe the talks themselves aren’t difficult, but it’s tough to keep track of all the little details that make up your financial life. You’d rather […]
Get Free Personal and Business Credit Scores at Nav.com
Learning more about your business credit is not as simple as it is for your personal credit. It’s a totally different system for business credit and there are fewer services available for checking it. Thankfully, Nav.com has come along to help small business owners (and individuals) better understand their credit. As you’ll see, Nav […]
ABLEnow: Accounts for People with Disabilities
Several years ago, my best friend Erika gave birth to a gorgeous baby boy she and her husband named Isaac. Fifteen months later, Isaac was diagnosed with autism. While the diagnosis offered the family some reassuring context for why Isaac reacted to the world the way he did, it was also a difficult time. It […]
Bestow Life Insurance Review: Term Life Insurance in Minutes?
If you’ve ever gone through the traditional route for finding life insurance, you know the headaches built into the process. Things like high-pressure sales, struggling to compare apples to apples among products, a mandatory physical exam, and excessive paperwork. Online life insurance brokers have made it easier to shop for quotes, compare rates, and […]
7 Things to Do Before You Quit Your Day Job
Is it your ultimate dream to quit the rat race and open up a small business? Maybe you have a side hustle already and you’re thinking it’s time to make the leap to do that full-time? Not only would you get to be your own boss and set your own hours, but you could also […]
8 Service Business Examples for 2023
Are you ready to take the plunge into the endlessly exciting world of service-based entrepreneurship? Prepare to be swept away by a wave of possibilities that will challenge your imagination and test your resolve. From unique and unusual offerings to innovative tech solutions, the realm of service-based businesses is bursting with potential for those daring […]
The Best Equity Crowdfunding Sites for Non-Accredited Investors
Passive income is the holy grail of personal finance. Earning money without having to hustle for it sounds like a pretty good deal. However, you might assume that passive income is only available to people higher up on the socio-economic ladder than you. If you’re not in the financial position to become venture capitalist (e.g. […]
The Best Real Estate Crowdfunding Sites
Buying real estate requires quite a bit of upfront capital, time, energy, and money for maintenance. Thankfully, individual investors no longer have to save hundreds of thousands of dollars or become landlords to take advantage of real estate investments. We’ve listed the best real estate crowdfunding companies like Fundrise and RealtyMogul, which allow you to […]
Masterworks Review: Investing in Fine Art
My mother owned an art gallery for nearly 40 years, and I literally grew up surrounded by art. Because of my background in the art world, I was both intrigued and a little wary of this new investment platform. Masterworks allows regular joes to buy shares of art masterpieces as an investment. My personal finance […]
9 Highest Paying Part-Time Jobs
![9 Part-Time Jobs That Pay Well [Better Pay in Less Time]](https://ptmoney.wpenginepowered.com/wp-content/uploads/2018/12/part-time-jobs-that-pay-well-1-300x192.jpg)
Let’s talks about part-time jobs that pay well. One of the problems with part-time work is that it often comes with part-time pay. Toiling twenty hours per week for minimum wage is no way to build wealth or create a balanced life. There are a number of part-time jobs out there that pay enough for […]
12 Part-Time Jobs for Teachers (After School & In the Summer)
I used to be a high school English teacher and so I’ve had a lot of experience thinking about part-time jobs for teachers. Although teaching provided me with the highest salary I’d ever earned to date, it was still a relatively low wage. So it came as no surprise that many of my teaching colleagues […]
How Much Cash Should You Keep In Savings?
They say everyone should have three-to-six months’ worth of expenses in an emergency fund. Unfortunately, if you follow this rule you probably have quite a bit of cash earning almost nothing in interest, and losing money to inflation. Where you save your money can be just as important as how much you have saved. Here’s […]
Capital One Business Checking Review [Basic vs Unlimited]
I banked with Capital One for many years—ever since Capital One purchased ING Direct. Though I have generally been very pleased with their ease of use and excellent customer service, I still only have those same personal savings accounts and checking accounts with Capital One that I started with many years ago. With my long […]
