Save Money, Get Out of Debt, and Live a Frugal Life!
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Tracking Your Future Cash Flow
Do you remember my Excel-based Monthly Expense Tracker? I used to use it religiously to keep track of my future spending and saving goals. This was great because it allowed me [...]
This week I’m busy writing my first e-book. I’m really excited about finishing it soon and sharing it with you guys. It’s going to focus around the idea of saving more of your income, so that you can do more giving. The working title is:
Saving to Give: Learn the 4 steps to improve your finances so [...]
During my last book giveaway, a couple of readers expressed interest in a new post on emergency funds. They wanted to know how to know when your emergency fund is big enough. I haven’t covered this specifically in detail before, but I did cover emergency fund basics and how to know when your emergency fund [...]
As promised yesterday, today’s post will detail how you can get at least $100 in bonus money for future college expenses. Even if you don’t have children yet.
This past weekend I finally got around to opening up a 529 Savings Plan, one of the most effective ways to save for college. We’ve been questioning whether [...]
I’ve been getting a ton of questions lately about my 529 plan decision. As you know, with the arrival of little Miss PT, college savings has been a hot topic around here. And it seems with the start of school, people are starting to think more about saving for their child’s future education. Here’s a [...]
Using CDs for Short Term Savings
Have you ever considered a Certificate of Deposit (CD)? I’ve never used one myself. About the time I had significant short-term savings built up I found out about high-yield savings accounts. CDs and their restrictions seemed like a product of the past. Of course, you can achieve both flexibility and [...]
Summer vacations are over. It’s time to start planning for that next big expense: Christmas (or whatever year-end holiday you celebrate). Don’t get caught off guard this year and be forced to either go into debt or raid your emergency fund. Plan ahead and be ready for an enjoyable holiday time with your family. Consider [...]
Over the past few days Mrs. PT and I have been talking about starting to save for the down payment on our next house. I’m of the opinion that housing prices will remain at bargain levels for at least another year. Being of that opinion, I need to get my savings in gear sooner, rather [...]
