About Michael Pruser

Michael Pruser is the man. After spending a ton of money to go to the private University of Miami, Michael now enjoys spending time at home, writing personal finance articles for the world to read. His journey out of debt continues 500 words at a time.

Citi® Hilton HHonors™ Visa Signature® Card 50,000 Points Promo + $50 Statement Credit

Citi(R) Hilton HHonors(tm) Visa Signature(R) Card

Update – This offer is now EXPIRED. If you’ve ever stayed at a Hilton hotel, you know that in terms of ambiance and overall experience, it’s a touch above the rest.  I’ve had the pleasure of staying in a few different Hilton hotels over the years (always at someone else’s expense!) and I’m always disappointed […]

Citi ThankYou Premier Card Review – 50,000 ThankYou Points BONUS

Citi ThankYou Premier Card Art

There was a time not too long ago where a bonus like the one Citi has just launched would be accompanied by similar ones from other issuers.  However in the last few months; credit card bonuses have become few and far between, thus making the 50,000 bonus ThankYou points the Citi ThankYou Premier Card is offering […]

Citi Simplicty Card NEW 21 Month Balance Transfer Offer

Citi Simplicity Card Big

Now that I have a high enough credit score to take advantage of certain deals, I’ve been hard at work piling up the rewards.  My wife and I have had a lot of expenses in the last few months (between a sick puppy and an October due baby girl) and while I’ve been able to […]

TradeKing $200 Cash Bonus for New Accounts

Tradeking Banner Box

TradeKing, one of our favorite online discount brokers has launched a spring promotion where new customers earn a $200 cash bonus!  In order to receive the bonus, there are a few stipulations that must be met. The account must be opened before May 31st, 2015 $3,000 or more needs to be deposited A minimum of $3,000 […]

Progressive Auto Insurance Claims Review

Progressive Logo

Insurance.  It’s a staple within the realms of responsible personal finance, but one I absolutely despise. I hate the idea of insurance, the process of claiming insurance and generally speaking the companies which offer insurance. Every month I write a $600 check for my families health insurance, I grind my teeth on the way to and […]

Citi Prestige Card Review – AA Admirals Club Access

Citi ThankYou Prestige Card

Widespread respect and admiration felt for someone or something on the basis of a perception of their achievements or quality.  The Citi Prestige Card is one of the few cards that adequately defines itself just by name, but does so at a pretty big expense to it’s cardholder. Citi Prestige Card Review In March of […]

$50 TradeKing Account Opening BLACK FRIDAY BONUS!

TradeKing Black Friday BOX

This offer is no longer available. TradeKing is giving a $50 bonus to new account holders who open their accounts before December 2nd, 2014. TradeKing, one of the best online discount brokers is offering up their yearly promotion of a free $50 when you open a new TradeKing account.  This year’s bonus is slightly more difficult […]

Capital One 360 Black Friday Savings Spree – $100 Promotion

Cap One 360 Savings Banner

Capital One 360 is at it again, bringing their annual Black Friday sale to potential new customers. From the second Black Friday starts until December 1st at 11:59pm ET (Monday), anyone who does not currently have one of the accounts below can sign up and receive a very impressive bonus offer (existing customers are eligible, just no duplicate […]

New and Improved Citi / AAdvantage Platinum Select MasterCard 30,000 Bonus Miles REVIEW

Citi AAdvantage Card Art

It’s been some time since a bank has improved the offer on one of it’s frequent flyer credit cards but Citi recently launched an update to their American Airlines frequent flyer credit card.  The Citi AAdvantage Platinum Select MasterCard has increased a few important perks while keeping a low annual fee (waived for the first year) […]

Citi Double Cash Card Review – Double Cash Back has ARRIVED!

Citi Double Cash Card

Many years ago, the idea of a double cash back credit card was fairly common. With bank interest rates above 4% and the economy on the rise, credit card companies were doing whatever they could to bring in new business. Then, in the blink of an eye, big bonus offers and high cash back percentages […]

Pet Insurance Could Have Saved me a Small Fortune – The Shadow Experience (Quick Update)

Shadow Snow

SHADOW UPDATE – I wrote this post one year ago; at a time when Shadow had gone through quite a bit of injury.  Well, I’m back to give another expensive update.  Today, we learned that Shadow now has a torn ACL.   So tack on another $2,600 surgery and $400 worth of lab work, MRI’s […]

Capital One 360 Independence Day Bonus Bonanza is Back!

Cap One 360 Logo

Capital One 360 wants you to declare your financial independence from bad checking accounts, mortgage fees, and expensive online brokers. They have a very clever Independence Day Sale going on from Monday, June 30th until Thursday, July 3 at 11:59pm ET.  If you’re in the market for a new checking account, savings account, or online […]