About Michael Pruser

Michael Pruser is the man. After spending a ton of money to go to the private University of Miami, Michael now enjoys spending time at home, writing personal finance articles for the world to read. His journey out of debt continues 500 words at a time.

Hawaiian Airlines Elite World MasterCard Review – 35,000 Bonus Miles

Hawaiian Airlines World MasterCard

If I were to ask you to pick one state you would want to vacation in, which would you choose?  Sure, some might say Florida, California, even South Dakota if you’re a “I love monuments” kind of guy; but I think the overwhelming majority would exclaim HAWAII. Hawaiian Airlines has 29 different locations within the […]

Citi ThankYou Premier Card Review

Citi ThankYou Premier Card

There was a time not too long ago where a bonus like the one Citi has just launched would be accompanied by similar ones from other issuers.  However in the last six months; not a single credit card issuer has come forward with an up-front bonus of this magnitude, thus making the 50,000 bonus ThankYou […]

$50 TradeKing Account Opening Bonus – EXTENDED

TradeKing Button

Update: TradeKing is giving a $50 bonus to new account holders who open their accounts before February 12th, 2014 with at least $3,000. TradeKing, one of the best online discount brokers is offering up their yearly promotion of a free $50 when you open a new TradeKing account.  This year’s bonus is slightly more difficult […]

Capital One 360 Black Friday Savings Spree

Capital One 360 Checking Banner

UPDATE – This promotion is now EXPIRED Capital One 360 is at it again, bringing their first Black Friday sale to potential new customers.. From the second Black Friday started until December 2nd at 11:59pm ET (Monday), anyone who does not currently have one of the accounts below can sign up and receive a very […]

Citi ThankYou Preferred Card –Bonus Point Offer $200 Gift Card Bonus

Citi Thank You Preferred Card

In an effort to provide consumers with a credit card they can use for just about anything, Citibank has launched a new line of cards, focused on high rewards and low fees.  One of those cards is the Citi ThankYou® Preferred Card – Earn up to 20,000 Bonus Points and for a limited time, all new […]

Pet Insurance Could Have Saved me a Small Fortune – The Shadow Experience

Shadow Snow

One year ago, my wife and I decided to purchase a Siberian Husky puppy.  The first time we attempted this, we lost $100 to a breeder that decided to simply leave the state and take our deposit (If their plan was to root their lives elsewhere and con us out of $100 … job well […]

My New Balance Transfer Credit Card – Citi Simplicity MasterCard

Citi Simplicity Card Big

Now that I have a high enough credit score to take advantage of certain deals, I’ve been hard at work piling up the rewards.  My wife and I have had a lot of expenses in the last few months (between a sick puppy and an October due baby girl) and while I’ve been able to […]

Capital One 360 Independence Day Bonus Bonanza!

Cap One 360 Logo

UPDATE – The Capital One 360 Bonus Bonanza is now over. Capital One 360 wants you to declare your financial independence from bad checking accounts, mortgage fees, and expensive online brokers. They have a very clever Independence Day Sale going on from Monday, July 1st until Wednesday, July 3 at 11:59pm ET.  If you’re in the […]

Overdraft Fee Regulation – Still Not Making a Difference

Bank Fees

When the Consumer Financial Protection Bureau was created years ago, one of the primary objectives was to make sure that banks could not take advantage of customers.  Overdraft fees was high on the list of changes to make for the CFPB, as consumers we’re losing hundreds of millions of dollars each year simply by overcharging […]

Why I Use OptionsHouse for Trading and Options

OptionsHouse Logo

I know many of you are interested in beginning a taxable investing account and so I’m back with a quick review of another online stock broker to help you do your cheap stock trading. OptionsHouse is an options-focused broker that also offers extremely cheap stock trades. As you may or may not know, options trading […]

Mutual of Omaha Bank Review – A Full Suite of Online Banking Options

Mutual of Omaha Bank Logo

The city of Omaha sure has it’s name on a lot of products doesn’t it?  Never having been to Nebraska myself, I would imagine the whole state is made up of banks, corn, burgers and steaks but there’s a lot of history in this city, and one of the most prominent American companies around happens […]

Personal Capital – Your Money, Their Investments

personal capital

At the ripe ole’ age of 10, I was given the task of having to invest $50,000 into stocks I thought would be winners.  This was part of a county wide contest where each elementary school was represented; and one student selected to make the purchases (fake money of course).  After 30 days, you could […]