About Michael Pruser

Michael Pruser is the man. After spending a ton of money to go to the private University of Miami, Michael now enjoys spending time at home, writing personal finance articles for the world to read. His journey out of debt continues 500 words at a time.

Mutual of Omaha Bank Review – A Full Suite of Online Banking Options

Mutual of Omaha Bank Logo

The city of Omaha sure has it’s name on a lot of products doesn’t it?  Never having been to Nebraska myself, I would imagine the whole state is made up of banks, corn, burgers and steaks but there’s a lot of history in this city, and one of the most prominent American companies around happens [...]

Personal Capital – Your Money, Their Investments

personal capital

At the ripe ole’ age of 10, I was given the task of having to invest $50,000 into stocks I thought would be winners.  This was part of a county wide contest where each elementary school was represented; and one student selected to make the purchases (fake money of course).  After 30 days, you could [...]

I Made $180 Simply Waiting in Line at the DMV

Make Money at the DMV

The Department of Motor Vehicles. There are few places in this world that are more dreaded. Last Thursday, I had an expired out of state registration that needed updating and I was forced to make a visit. Just moving from Florida to Connecticut, I’ve had to go to the DMV a few times; each time [...]

British Airways Visa Signature Card – 50,000 Avios Bonus

British Airways Visa Signature Card Banner

The credit card market seems to be changing on a regular basis these days and one of the offers that never seems to last very long belongs to the British Airways Visa Signature Card.  Over the past few years Chase has been able to give away what is likely billions of Avios and they’re still [...]

Free Experian Credit Score from Credit Sesame

Credit Sesame

A good credit score is one of the most valuable assets you can keep in your financial portfolio. Yes, a world with no credit would mean no high interest credit cards; overdue mortgage payments or over-limit fees but credit plays a very important role in fiscal responsibility; and knowing your credit score is a must. [...]

The Business Platinum Card from American Express OPEN – Limited Time Offer

The Business Platinum Card® from American Express OPEN Big

The mecca of all small business credit cards has to be The Business Platinum Card® from American Express OPEN.  When consumers think of spending power, the first thing that comes to mind is the AMEX Black Card, then the AMEX Platinum Card.  Well American Express decided to translate all of the big perks and benefits [...]

Remember Certificates of Deposit? Top 5 Year CD Rates are Below

Five Years Sign

Certificates of Deposit used to be talked about much more than they are today.   I can remember listening to my father drone on and one about how our local bank was offering over an 8% return on a five-year CD; and how disappointed he was that the percentage was so low!   Of course, [...]

Southwest Airlines Rapid Rewards Premier Credit Card Big Bonus is BACK

Southwest Airlines Box Banner

Update: The Southwest Airlines Rapid Rewards Premier Credit Card has just relaunched with a two roundtrip flight promotion after spending $2,000 in the first three months.  However this bonus EXPIRES in less than 24 hours!  (Thursday Morning, 10:00 am ET) The Southwest Airlines Rapid Rewards® Premier Card is actually the first credit card I’ve chosen [...]

Limited Time 75,000 Point Bonus – Business Gold Rewards Card from American Express OPEN

Business Gold from AMEX 75,000 Box

Update – This offer is now EXPIRED With more than a full year of owning a business credit card under my belt, I can tell you from first hand experience how valuable the asset of a business credit card can be.  The continuous savings, the up front bonus and probably most importantly; the ease during tax [...]

PTMoney.com $2,500 Holiday Cash Giveaway!

2500 Cash Logo

Update - This giveaway has now ended.  Using Random.org (5 times random) the winner of the $2,500 is Mecca R.!  Congratulations to Mecca (you have been contacted) and thanks to everyone who was kind enough to subscribe and fill out a survey. Since everyone seems to spend more money this time of year, I’m absolutely thrilled [...]

Citi ThankYou Preferred Card – 40,000 ThankYou Point Bonus

Thank You

(Update: This promotion is now expired) For a limited time only, the Citi ThankYou Preferred Card is offering new cardholders a 40,000 ThankYou point bonus. Forty thousand sure sounds like a ton of points, but be careful because the ThankYou rewards network does not translate like other rewards programs.  100 points does not equal $1 [...]

Did Somebody Say McDonald’s – As a Career?

McDonald's Logo

I’m not entirely sure why, but I’ve always enjoyed work.  Whether it was a fruit stand at five years old, or selling golf balls at the golf course at 8 years old, I had a blast making money, and still do.  But it wasn’t until I turned 13 that I started my “career” and what [...]