Gift Card Reminder

Over the weekend, the wife and I gathered up all of our unused gift cards. We intend to try to use them up this week. The cards are a collection from past birthdays and holidays, as well as, my PerkStreet reward points. Mrs. PT is going to the grocery store (or market, as she says) this week and will tally up the total for us.

Let this serve as a reminder to you, to dig through your purse, wallet, or junk drawer and put your old, unused gift cards to work. Some card expire, or incur a fee after a certain time. Each year, Americans let around 6 or 7 billion dollars on gift cards go to waste. Don't let this happen to you. Spend 'em if you got 'em.

Announcements and Blog Roundup

A new financial news aggregator has been launched: a really cool site called Money Index: Your Source for Everything Finance. If you want a daily dashboard of personal finance news, it's a great starting point. If you have a blog, make sure you are included.

If you live in Canada and need to start saving for your kid's education, then look no further than the new book from Mike of the Money Smarts Blog: The RESP Book: The Complete Guide to Registered Education Savings Plans for Canadians.

A cool new personal finance book by Jeff Rose is in the works: Soldier of Finance: Your Survival Guide for Getting and Staying Rich in Money and Life. I've been watching Jeff's progress, and I know he's going to put together a great book here.

Matt Jabs recently decided to start the DFA Missionaries. Check out the video to understand the concept and see if you want to participate.

With a second baby on the way, I am in the midst of a major home decluttering session. My guide in this process: Sell Your Crap: Turn Your Clutter Into Cash. I will report back next week with how much I've made on the sale of all my old junk. Thanks to Adam Baker for putting this together.

Different Ways to Get Tripped Up on Your Way Out of Debt @Gen Y Wealth

Should You Merge Finances with Your Spouse? @Cash Money Life

Giveaways: Do Not Wait: New Retirement Planning Site – iPad (and more) Giveaway!,
Win $100 NFL Shop Gift Card

Carnivals: Festival of Frugality, Wealth Builder Carnival, Carnival of Personal Finance, and Carnival of Wealth.

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Last Edited: September 1, 2018 @ 2:50 pm
About Philip Taylor

Philip Taylor, aka "PT", is a former practicing CPA, blogger, podcaster, husband, and father of three. PT is also the founder and CEO of FinCon, the conference and community dedicated to helping other financial influencers and brands. He created this website back in 2007 to share his thoughts on money, hold himself accountable, and to meet others passionate about moving toward financial independence.

PT uses Personal Capital to keep track of his financial life. This free software allows him to review his net worth regularly, analyze his investments, and make decisions about his financial future.

PT keeps a portion of his emergency fund in Betterment, the automatic investing tool that makes investing super simple. Betterment focuses on what matters most: savings rate, time in the market, investing costs, and taxes. PT recommends this service to anyone looking to get started investing for themselves.

All the content on this blog is original and created or edited by PT.


  1. Thanks for promoting DFA Missionaries Phil, our first mission will be a wardrobe challenge (to be released later this week) feel like joining? 😉

  2. Money Smarts Blog says:

    Hey, I just got the trackback for this today. 🙂

    Thanks for the link.


  3. That’s because it IS the market…