Bestow Review: Term Life Insurance in Minutes

  If you've ever gone through the traditional route for finding life insurance, you know the headaches built into the process. Things like high-pressure sales, struggling to compare apples to apples among products, a mandatory physical exam, and excessive paperwork. Online life insurance brokers have made it easier to shop for quotes, compare rates, and avoid hard-selling insurance agents. But they haven't been able to … [Read more...]

Christian Healthcare Ministries Review: Save Thousands Per Year on Healthcare

Christian Healthcare Ministries is a healthcare sharing ministry in which members can share medical costs while staying faithful to Christian beliefs and biblical principles. Although companies such as CHM have been around for decades, these companies are less-known because traditional health insurance is standard in the United States. Here are the joining requirements for Christian Healthcare Ministries, monthly cost and coverage … [Read more...]

The Important Things We’re Saving For (Our Savings Goals for 2019)

Each year I take a moment to consider our annual savings goals: retirement, emergency, short-term, etc. What do we want to get done with our savings in 2019 to feel like we made a solid push towards our plan for financial independence? Let's take a look. I’m a believer in being intentional and putting carrots out there for myself. So, here we are. If you want to have success with your finances and move towards financial … [Read more...]

How to Get Sideline Passes for NFL Games (Our Exclusive Team Experience with Barclaycard)

This experience was sponsored by Barclaycard. However, all content and opinions expressed here are my own. Wouldn't it be cool to be on the sidelines at an NFL game? This could be a dream-come-true experience, especially for long-time or young fans. Who doesn't want to get close to their heroes down on the field? I'd love to one day bring my kid(s) down on the field. Not many people get to experience being that close to the … [Read more...]

The Top 40 Personal Finance Podcasts (Listen & Win the Money Game)

Do you have a long commute to work? It's hard to not feel like you are wasting valuable time going back and forth from work. But you can make the time fly by and improve your finances by listening to the top personal finance podcasts. After living in two major metropolitan areas and having to patiently ride out the commute each day I know how draining and stressful it can be. That said, since discovering podcasts I often look … [Read more...]

7 Strategies to Save You Thousands Each Year in Taxes (Year-End Tax Planning)

It's time once again to start giving some thought to paying taxes. Who's excited? Okay, even though it may feel like a chore it's wise to do a little analysis at the end of the year to see if there are any year-end tax planning moves you need to make. Remember, corporate returns are due on March 15, 2019. Personal tax returns are due on Monday, April 15, 2019, the last day to file taxes. But you can file your taxes with the IRS … [Read more...]

Liberty HealthShare vs MediShare: Which One is Better for You?

  With the explosion in the cost of health insurance in the past few years, Christian health sharing ministries are becoming increasingly popular. Two of the most popular are Liberty HealthShare and MediShare. Which is the better of the two? It really comes down to your personal circumstances, and the specific types of coverage that will work best for you and your family. In general, Liberty is better for monthly costs … [Read more...]

Save Money on Healthcare Without Using Obamacare [Our 2019 Liberty HealthShare Review]

Editor's Note: We've received a large number of negative comments about Liberty Healthshare. If you're looking for another option, we recommend Medishare. Read our review of Medishare. Stratospheric health insurance premiums have become practically cliche in recent years. So much so, that even eight years into the rollout of Obamacare, millions of Americans continue to go without health insurance. If you can get health insurance … [Read more...]

11 Apps (and Websites) to Make the Most of Black Friday

My husband, who has been known to fake the flu to avoid going shopping, has one shopping weakness: bargain hunting. And nothing thrills bargain hunters quite like the words Black Friday. It's awash in the promise of incredible deals for those willing to wait in line (and only occasionally willing to shove other shoppers). But over the years, it's become more and more difficult for ordinary individuals like my husband to find the … [Read more...]

Betterment vs. Vanguard: Both are Great, but Which is Best for You?

Betterment and Vanguard have each positioned themselves as leaders in the passive investing movement. I’ve used both of these companies for years now and can wholeheartedly recommend both. I currently have more invested with Vanguard than Betterment. But which one is a better fit for your money? Betterment is a robo-advisor offering an automated service that builds customized portfolios to match your risk tolerance. They're a … [Read more...]

Protect Your Family and Enter to Win $50,000 with USAA Life Insurance

This post is brought to you by USAA. While this is a sponsored post, all content and opinions expressed here are my own. Life insurance can get a bit of a bad rap. It can feel like a major downer to think about the possibility of dying and leaving your family financially unprepared. Then there is the stereotype of hard-selling insurance agents (like Ned Ryerson who tries so hard to sell Bill Murray a policy in Groundhog … [Read more...]

A Low-Cost Alternative to Health Insurance [Medi-Share Review]

Joining the Christian medical expense sharing community, Medi-Share, for around $300/month has been a fantastic financial move for my family. Prior to joining this healthcare expense-sharing community, I was paying $1,100 per month for a health insurance plan with Humana! Medi-Share is not insurance (nor is it charity as you'll see). But it's a great alternative for some. And even without the Obamacare mandate, this alternative will … [Read more...]