7 Things to Do Before You Quit Your Day Job

  This post is brought to you by Bestow. While this is a sponsored post, all content and opinions expressed here are my own. Is it your ultimate dream to quit the rat race and open up a small business? Maybe you have a side hustle already and you're thinking it's time to make the leap to do that full-time? Not only would you get to be your own boss and set your own hours, but you could also build something meaningful … [Read more...]

How to Start a Business with No Money

Want to improve your finances by adding more income to the mix? Start a business. Wondering how to start a business with no money? Do you think you need small business funding to kick things off? BS! Sure there are some types of businesses where full ownership will be limited if you can't come up with your own capital to fund things (e.g. a franchise). Don't think for a second that you have to possess a lot of cash to … [Read more...]

How to Find the Most Profitable Service-Based Small Business for YOU (+8 Ideas to Get Started)

The success of a business depends largely on its owner. The owner's strengths and weaknesses will translate into the business. Finding a successful business means finding a successful business for you. Something that uses your strengths and minimizes your weaknesses. No single business is right for everyone. But I strongly believe that anyone who wants to own their own business can find a business where they can thrive. You can jump right to our business ideas … [Read more...]

How to Build Passive Income with Equity Crowdfunding

Passive income is the holy grail of personal finance. Earning money without having to hustle for it sounds like a pretty good deal. However, you might assume that passive income is only available to people higher up on the socio-economic ladder than you. If you're not in the financial position to become venture capitalist, you might think that you're going to have to toil for every dollar forever. In the past, it may have been … [Read more...]

Introducing Vidzuno, aka How to Start a Video Production Company

I recently started a third business: FinVid, LLC (doing business as Vidzuno). We’re calling it a "video production company" with a mission to "help influencers and brands create amazing video." It’s admittedly broad in scope. We’re hoping to refine that this year. Today I thought I’d share my motivation for this new company and walk you through the steps I took to get it up and running. This company--and how I think about … [Read more...]

3 Real Estate Crowdfunding Sites to Add to Your Investing Portfolio

  As many wealthy investors can tell you, real estate is a solid investment that can provide annual income as well as long-term growth. Unfortunately, buying real estate also requires quite a bit of upfront capital, as well as time, energy, and money for maintenance. Plus there is the risk of finding and keeping good tenants. Thankfully, individual investors no longer have to save up hundreds of thousands of dollars or … [Read more...]

Christian Healthcare Ministries Review: Save Thousands Per Year on Healthcare

Christian Healthcare Ministries is a healthcare sharing ministry in which members can share medical costs while staying faithful to Christian beliefs and biblical principles. Although companies such as CHM have been around for decades, these companies are less-known because traditional health insurance is standard in the United States. Here are the joining requirements for Christian Healthcare Ministries, monthly cost and coverage … [Read more...]

33 of the Best Passive Income Apps for 2019

  One of the best forms of income is passive income. That's because it flows in while you're busy doing other things. It can provide a valuable second income, that you can use to fund your retirement plan, get out of debt, or save up for your next vacation. Fortunately, there are dozens of passive income apps available. You can find one for just about any income venture you can think of. Some are truly passive--you invest … [Read more...]

Investing in Fine Art with Masterworks (Our Review)

My mother owned an art gallery for nearly 40 years, and I literally grew up surrounded by art. Because of my background in the art world, I was both intrigued and a little wary of this new investment platform. Masterworks allows regular joes to buy shares of art masterpieces as an investment. My personal finance side is excited to see a platform open up an asset class that is generally out of reach of the average investor. … [Read more...]

Betterment vs. Wealthfront: Which is the Better Robo-Advisor?

  Betterment vs Wealthfront, these are the two largest and best known independent providers in the robo-advisor space. They’re also two of the earliest entries to the field. Because of that, they've evolved to the point where they have far more services than what is offered by the typical robo-advisor. Betterment and Wealthfront are often taken together when the topic is robo-advisors, and there are good reasons for … [Read more...]

13 Ways to Make Extra Cash Renting Out Your Stuff

If you're like me, you probably own plenty of things that you only use every once in a while. Whether you've got an empty bedroom, a collection of cocktail dresses, assorted athletic equipment, or a car that you only drive once or twice a week, you could be putting your stuff to work for you. Renting your stuff is a great way to make extra money. Renting out your stuff is a no-muss, no-fuss way of earning some part-time money … [Read more...]

M1 Finance Review: The Free Robo Advisor YOU Control

  If you've been fascinated with the idea of robo-advisors, but still prefer to go the do-it-yourself route, you need to check out M1 Finance If you click this link and make a purchase, we earn a commission at no additional cost to you. . It’s a robo-advisor for sure, but one with a unique twist: … [Read more...]

The Cash Flow Analysis for Our Rental Property (at Year End 2018)

It’s time once again to do our annual rental property cash flow analysis. To see previous years, visit the link at the bottom of the post. Twenty-eighteen was another challenging year for our rental property: 100% occupied (thankfully), new contract negotiations, and major water damage that ruined the wood floors! If you're new to my recaps, this is property is our old personal residence - a Frisco, TX townhome we purchased in … [Read more...]

The Important Things We’re Saving For (Our Savings Goals for 2019)

Each year I take a moment to consider our annual savings goals: retirement, emergency, short-term, etc. What do we want to get done with our savings in 2019 to feel like we made a solid push towards our plan for financial independence? Let's take a look. I’m a believer in being intentional and putting carrots out there for myself. So, here we are. If you want to have success with your finances and move towards financial … [Read more...]

How to Get Sideline Passes for NFL Games (Our Exclusive Team Experience with Barclaycard)

This experience was sponsored by Barclaycard. However, all content and opinions expressed here are my own. Wouldn't it be cool to be on the sidelines at an NFL game? This could be a dream-come-true experience, especially for long-time or young fans. Who doesn't want to get close to their heroes down on the field? I'd love to one day bring my kid(s) down on the field. Not many people get to experience being that close to the … [Read more...]