Help Your Kids Build Good Financial Habits [Greenlight Card Review]

Did you ever wonder why personal finance was not taught in your K-12 years of school? I certainly did! Not once in my early education was I offered the opportunity to learn about personal finances. It was up to my parents to teach me. Parents are the ones ultimately responsible for providing every aspect of a financial education--from giving children an allowance to helping them start their own business. Unfortunately, not all … [Read more...]

Is 4% Savings in a Gamified Banking App For Real? [Beam (beta) Review]

I've been using Beam If you click this link and make a purchase, we earn a commission at no additional cost to you. since April 25th, 2018 and I can report that yes, as part of the beta test they did pay a nice baseline 2% APY on up to $15,000. That's a top-tier rate as of June 2018, even if you compare … [Read more...]

7 Different Ways to Score a Cash Sign-Up Bonus of $100 or More

Want some free money? There are quite a few companies who will pay you a sign-up bonus just for becoming a customer. Some of these companies will pay you over $100 just for signing up and jumping through a few hoops.  But before we dive into some offers, let’s talk about what is a sign-up bonus so we are all on the same page. What is a Sign-Up Bonus? In short, a sign-up bonus is a sum of money a company pays to gain your … [Read more...]

Top Savings Rates from a Local Bank [PurePoint Financial Review]

This article was sponsored by PurePoint™ Financial. However, all contents and opinions expressed are my own. PurePoint Financial has been making waves lately with their new branches and their simple, safe, no fee, online savings account featuring a leading APY with a $10,000 minimum. Today I'm going to share more about this new bank and my experience connecting with them in my local community. Have Something Worth Saving For? Sure you do. Like me, you have … [Read more...]

How You Can Join USAA (And Get One Of Their 7 Amazing Services)

Membership with USAA has its perks. As one of America’s best and most trusted banks, USAA offers excellent customer service, a laundry list of competitive banking products, and cutting edge banking technology to members of the military and their families. Taking care of military families has always been USAA’s primary concern, which is why civilians may only purchase a couple of products from the institution. If you are eligible to join the USAA membership, here … [Read more...]

8 Things You Need for Your Phone to Protect Your Money

Mobile technology has provided all of us with a great deal of tools and information at our fingertips when it comes to managing our finances. This certainly can save time and offer a lot of conveniences we didn’t use to have, but is it safe to manage your finances on a mobile device? In other words, if your device were to get lost and found it’s way into the wrong hands, could that person wreak havoc on your financial life? Chances appear to be slim with the … [Read more...]

How Just Talking About Money Can Raise Your Financial Health Score

We're just not that financially healthy as a Country. 57% of us Americans are struggling financially. Many of us are struggling with debt or poor savings, and living paycheck to paycheck. What if I told you there's a way out for us all? I had a beer with a new friend yesterday. He asked me for my best piece of financial advice. I gave him my usual spiel about automatic savings, etc, etc (I'm a sucker for this tactical stuff). But then I offered up … [Read more...]

FamZoo Review: Preparing Your Kids for Real World Finances

I have two kids, aged 5 and 2, who love playing with their piggy banks. At least once a week, they ask for pocket change to deposit, and they are excited to find coins in the sofa or on the ground. But as much as I appreciate the classic money lessons an old school piggy bank can help teach my two boys, there is no way I can rely on it to teach them how to handle their finances in a digital economy. That is why I was delighted to learn about FamZoo. This website … [Read more...]

Capital One 360 Bonus – Up to $500 for New Savings Accounts!

(This offer is now expired. However, you can get $25 just for opening an account using this link.) Remember when interest rates on savings accounts were comfortably sitting at 5%? Well those days are long gone and if you’re putting money into an online savings account, you have to find creative ways to maximize your return. Lucky for everyone, Capital One 360 is making that task a little easier, offering up to a $500 bonus for new 360 Savings® by Capital One® … [Read more...]

Radius Bank Hybrid Checking Account Review

Have you ever tried to transfer money out of your savings or money market account several times in a given month and eventually hit a roadblock or limit on your ability to do so?  Your financial institution may have sited a federal regulation known as Regulation D (FRB).  It places a limit of six withdrawals or outgoing transfers per month from savings or money market accounts across different methods. The only way to avoid this regulation is to keep your savings in a … [Read more...]

10 Happy Years with Capital One 360 Checking [My Review]

I love my Capital One 360 Checking account. Opening it was one of the best moves I've made in managing my money. I opened this account simply as a method for getting quicker, easier access to the savings in my Capital One 360 Savings account. I had no idea that I would still be happy with this account 10 years later! Capital One 360 Checking [Read more...]

3 Financial Worries That Didn’t Exist For Your Parents

Between taking on way too much student debt, doing sensitive banking on smart phones, and forgoing home ownership, it may seem like all of us are ignoring the money lessons our parents and grandparents tried to teach us. Being careful with money is looking more and more like a skill from a previous century. But the real issue isn’t loss of money skills. It’s the fact that the financial world has seriously changed in the past few years—and how it will continue to … [Read more...]