Radius Bank Rewards Checking Account Review

  Radius Bank has retired its Hybrid Checking Account. It has been replaced with a new account called their Rewards Checking Account. The two accounts are similar but the Rewards Checking earns cash back on purchases made with the debit card. This is an amazing feature you won't find on most checking accounts. That's definitely an upgrade from the Hybrid Checking. Radius Bank's Rewards Checking Account earns 1% interest … [Read more...]

Help Your Kids Build Good Financial Habits [Greenlight Card Review]

Did you ever wonder why personal finance was not taught in your K-12 years of school? I certainly did! Not once in my early education was I offered the opportunity to learn about personal finances. It was up to my parents to teach me. Parents are the ones ultimately responsible for providing every aspect of a financial education--from giving children an allowance to helping them start their own business. Unfortunately, not all … [Read more...]

Is 4% Savings in a Gamified Banking App For Real? It’s Not. [Beam (beta) Review]

Update: Accoridng to a CNBC investigation, Beam appears to be having trouble returning money to customers. I got out in June 2018. Skip Beam and try one of these FDIC insured online savings accounts instead. Iused Beam from April 25th, 2018 to roughly mid-June, 2018 and I can report that yes, as part of the beta test they did pay a nice baseline 2% APY on up to $15,000. That's a top-tier rate as of June 2018, even if you … [Read more...]

7 Different Ways to Score a Cash Sign-Up Bonus of $100 or More

Want some free money? There are quite a few companies who will pay you a sign-up bonus just for becoming a customer. Some of these companies will pay you over $100 for simply signing up and following a few basic guidelines.  But before we dive into some offers, let’s talk about what a sign-up bonus is so we are all on the same page. What is a Sign-Up Bonus? In short, a sign-up bonus is a sum of money a company pays to gain … [Read more...]

Top Savings Rates from a Local Bank [PurePoint Financial Review]

This article was sponsored by PurePoint™ Financial. However, all contents and opinions expressed are my own. PurePoint Financial has been making waves lately with their new branches and their simple, safe, no fee, online savings account featuring a leading APY with a $10,000 minimum. Today I'm going to share more about this new bank and my experience connecting with them in my local community. Have Something Worth Saving For? Sure you do. Like me, you have … [Read more...]

How You Can Join USAA (And Get One Of Their 7 Amazing Services)

Membership with USAA has its perks. As one of America’s best and most trusted banks, USAA offers excellent customer service, a laundry list of competitive banking products, and cutting edge banking technology to members of the military and their families. Taking care of military families has always been USAA’s primary concern, which is why civilians may only purchase a couple of products from the institution. If you are eligible to join the USAA membership, here … [Read more...]

8 Things You Need for Your Phone to Protect Your Money

Mobile technology has provided all of us with a great deal of tools and information at our fingertips when it comes to managing our finances. This certainly can save time and offer a lot of conveniences we didn’t use to have, but is it safe to manage your finances on a mobile device? In other words, if your device were to get lost and found it’s way into the wrong hands, could that person wreak havoc on your financial life? Chances appear to be slim with the … [Read more...]

FamZoo Review: Preparing Your Kids for Real World Finances

I have two kids, aged 5 and 2, who love playing with their piggy banks. At least once a week, they ask for pocket change to deposit, and they are excited to find coins in the sofa or on the ground. But as much as I appreciate the classic money lessons an old school piggy bank can help teach my two boys, there is no way I can rely on it to teach them how to handle their finances in a digital economy. That is why I was delighted to learn about FamZoo. This website … [Read more...]

10 Happy Years with Capital One 360 Checking [My Review]

  I love my Capital One 360 Checking account. Opening it was one of the best moves I've made in managing my money. I opened this account simply as a method for getting quicker, easier access to the savings in my Capital One 360 Savings account. I had no idea that I would still be happy with this account 10 years later! Capital One 360 Checking is one of the best online checking accounts available today, if not the … [Read more...]

3 Financial Worries That Didn’t Exist For Your Parents

Between taking on way too much student debt, doing sensitive banking on smart phones, and forgoing home ownership, it may seem like all of us are ignoring the money lessons our parents and grandparents tried to teach us. Being careful with money is looking more and more like a skill from a previous century. But the real issue isn’t loss of money skills. It’s the fact that the financial world has seriously changed in the past few years—and how it will … [Read more...]

Best Free Business Checking Accounts [It’s 2020! Stop Paying Bank Fees]

  Checking should be free. Don't you agree? I say don't pay a monthly fee for a checking account unless you absolutely have to. After all, you're loaning them your money. All they're giving you is a debit card, some checks, and a few monthly transactions with a teller. If you want free checking - even free business checking - with no strings attached, you should begin by looking at the best online checking accounts. You … [Read more...]

GoBank: Taking Your Bank Out of a Building and Into Your Phone

A bank where you decide which fees you want to pay, if any? In this age where you’re nickel and dimed for every single thing, is that even possible? GoBank is “banking” on the idea that you’ll be so pleased with their services you’ll want to pay them. But don’t expect GoBank to be a brick and mortar building. From GreenDot, the company that provides pre-paid debit cards, GoBank is geared toward mobile bankers. They didn’t just add a mobile app for an already existing … [Read more...]