Greenlight Can Help Your Kids Build Good Financial Habits

Did you ever wonder why personal finance was not taught in your K-12 years of school? I certainly did! Not once in my early education was I offered the opportunity to learn about personal finances. It was up to my parents to teach me. Parents are the ones ultimately responsible for providing every aspect of a financial education--from giving children an allowance to helping them start their own business. Unfortunately, not all parents are equipped to help their … [Read more...]

Beam (beta) Review: Is 4% Savings in a Gamified Banking App For Real?

've been using since April 25th, 2018 and I can report that yes, as part of the beta test they did pay a nice baseline 2% APY on up to $15,000. That's a top-tier rate as of June 2018, even if you compare it to other high-interest online accounts. I felt comfortable with my money there, despite concerns from other online reviewers. I spoke with the Beam team and I believe they're on an earnest mission to help people save more while pushing banking forward. Did I … [Read more...]

CIT Bank Premier High-Yield Savings Account Review

When you're trying to find the best savings accounts to reach your financial goals, it's ideal to get an understanding of what's available and which savings account can give you the most for your money. CIT Bank is the subsidiary of the financial holding company CIT. CIT has been around since the beginning of the 20th century, and its bank has an asset value of $40 billion and a deposit value of $30 billion, as of June 2017. It's primarily an internet bank, and it … [Read more...]

10 FinTech Startups We Like from Finovate Spring 2017

The PT Money team headed to the Finovate Spring 2017 conference in San Jose, Calif. a few weeks ago, where the newest in financial technology debuts every year. We were on the lookout for innovative financial products and services that you could begin using in your financial life. Here’s a look at some of the products we got to see on stage: Checkbook Let’s face it, writing a check can be a hassle and receiving one just adds one more errand to your daily list of … [Read more...]

PurePoint Financial’s 1.25% Savings Rate and Local Financial Centers

This article was sponsored by PurePoint™ Financial. However, all contents and opinions expressed are my own. PurePoint Financial has been making waves lately with their new branches and their simple, safe, no fee, online savings account featuring a leading 1.25% APY with a $10,000 minimum. Today I'm going to share more about this new bank and my experience connecting with them in my local community. Have Something Worth Saving For? Sure you do. Like me, … [Read more...]

Earn More Interest on Your Savings by Switching to the New Capital One 360 MMA

This is a sponsored conversation written by me on behalf of Capital One, who also pays us if you sign up through our links. However, the opinions and text are all mine. Today I'm excited to tell you about the new money market account recently launched by Capital One 360 as well as some cool financial tech hacks that Katie Linendoll, Capital One partner, shared with me. First, let's take a look at the Capital One 360 Money Market and then more about Katie. 360 … [Read more...]

How You Can Join USAA (And Get One Of Their 7 Amazing Services)

Membership with USAA has its perks. As one of America’s best and most trusted banks, USAA offers excellent customer service, a laundry list of competitive banking products, and cutting edge banking technology to members of the military and their families. Taking care of military families has always been USAA’s primary concern, which is why civilians may only purchase a couple of products from the institution. If you are eligible to join the USAA membership, here … [Read more...]

8 Things You Need for Your Phone to Protect Your Money

Mobile technology has provided all of us with a great deal of tools and information at our fingertips when it comes to managing our finances. This certainly can save time and offer a lot of conveniences we didn’t use to have, but is it safe to manage your finances on a mobile device? In other words, if your device were to get lost and found it’s way into the wrong hands, could that person wreak havoc on your financial life? Chances appear to be slim with the … [Read more...]

How Just Talking About Money Can Raise Your Financial Health Score

We're just not that financially healthy as a Country. 57% of us Americans are struggling financially. Many of us are struggling with debt or poor savings, and living paycheck to paycheck. What if I told you there's a way out for us all? I had a beer with a new friend yesterday. He asked me for my best piece of financial advice. I gave him my usual spiel about automatic savings, etc, etc (I'm a sucker for this tactical stuff). But then I offered up … [Read more...]

FamZoo Review: Preparing Your Kids for Real World Finances

I have two kids, aged 5 and 2, who love playing with their piggy banks. At least once a week, they ask for pocket change to deposit, and they are excited to find coins in the sofa or on the ground. But as much as I appreciate the classic money lessons an old school piggy bank can help teach my two boys, there is no way I can rely on it to teach them how to handle their finances in a digital economy. That is why I was delighted to learn about FamZoo. This website … [Read more...]

Capital One 360 Bonus – Up to $500 for New Savings Accounts!

(This offer is now expired. However, you can get $25 just for opening an account using this link.) Remember when interest rates on savings accounts were comfortably sitting at 5%? Well those days are long gone and if you’re putting money into an online savings account, you have to find creative ways to maximize your return. Lucky for everyone, Capital One 360 is making that task a little easier, offering up to a $500 bonus for new 360 Savings® by Capital One® … [Read more...]

Radius Bank Hybrid Checking Account Review

Have you ever tried to transfer money out of your savings or money market account several times in a given month and eventually hit a roadblock or limit on your ability to do so?  Your financial institution may have sited a federal regulation known as Regulation D (FRB).  It places a limit of six withdrawals or outgoing transfers per month from savings or money market accounts across different methods. The only way to avoid this regulation is to keep your savings in a … [Read more...]