About Ashley Chorpenning

Ashley Chorpenning is a Finance Blogger. She has a deep passion for helping millennials gain financial literacy and planning for their futures. Check her out at moneygravity.net!

Blooom: Finally, a Robo-Advisor to Help You Manage Your 401K

PT's note: When I started my first big career job (nine months with KPMG out of Shreveport, LA) I never invested with the 401K! I didn't even get the match! It wasn't until I was 23 (at my second major employer) that I pulled the trigger and started investing and getting the employer match through the 401K! Agh! To think of all of the lost compound interest and free money. When you started your first job, were you offered a 401(k) … [Read more...]

5 Tax Breaks for First Time Homebuyers

Ready to jump into homeownership? Is owning a home a financial milestone that you have been dreaming about your entire life? Many people dream of becoming homeowners. They dream their entire lives of getting the keys to their first home. But it can be overwhelming trying to figure out how to handle all the costs of purchasing a home. Things like, saving up the down payment, handling closing costs, and dealing with the necessary incidental costs of new … [Read more...]

How to Avoid Going Broke in Retirement

When I pictured retirement, I envisioned myself on a beach somewhere. After acquiring my first finance job, I had a harsh wake-up call. Looking at retirement accounts all day made me realize, I needed to start planning now if I was going to end up on a beach. Retirement was closer than I thought. Unfortunately, too many of us fail to plan. 1 out of 3 Americans have nothing saved for retirement and will solely rely on social security. Those of us who are … [Read more...]

Best Online Deal Sites to Help You Maximize Your Savings

The other day I was watching the show Extreme Couponing on TLC. I was amazed at the time and commitment these individuals had for their craft. With the chaotic schedules most of us live, how is it possible to devote that much time and energy into saving money? Isn’t there an easier way other than devoting your life to couponing? When searching for anything from groceries to appliances, finding the best deal can be challenging and time-consuming. Luckily there … [Read more...]

Kavout Review: An Innovative AI Investing Platform

We recently wrapped up another FinCon and the second annual FinTech Startup Competition.  The competition is the first ever early-stage business competition dedicated to technology products and solutions for the consumer-facing personal finance and investing verticals.   The competition was presented in partnership with SoFi, who chose this year's winner, Kavout, to participate in their Entrepreneur Program. Today's post reviews their service and the features that … [Read more...]

What If You Can’t Pay Your Taxes This Year?

Does your heart sink when you receive a piece of mail from the IRS? That's reason enough to dread tax season, but growing up, my family always filed extensions on their taxes. This added to the stress of tax season. After April, 15th no one in my family would go to the mailbox. I decided at age 18 I was fed up and wanted to start filing my own taxes. With a little help, I was able to prepare as soon as I received my tax documents. I never stressed again, because I … [Read more...]