How to Invest Money: What You Need to Know to Get Started

Making investment decisions can be a scary and overwhelming process. We are constantly bombarded with conflicting information about the market. One moment everyone’s excited, and a few hours later they are all disappointed. We hear that investing is inherently risky, but also that it's the clearest path to wealth. And then there's the alphabet soup of investing lingo, from IRAs to ETFs. So just how are you supposed to feel … [Read more...]

How Anyone Can Invest in a “Hedge Fund” [Titan Invest Review]

  You've no doubt heard about hedge funds, but you might feel they are only for the wealthy investor. Hedge funds are known for their high fees and high minimum investment requirements. But nowadays anyone can take advantage of a hedge fund-like investment strategy without being a multi-millionaire. There is a new player in the fintech space that is trying to make hedge funds strategies accessible to the average investor, … [Read more...]

Our Vanguard Personal Advisor Services Review: Have a Human Advisor Review Your Plan

  Since John Bogle founded Vanguard in 1975, they've become one of the most trusted companies in the investing industry. They have over 20 million clients and manage over $5 trillion in assets. Throughout their history, Vanguard has championed the idea that the average person can be a successful investor by implementing a buy and hold strategy and keeping their costs low. But even Vanguard realizes that not everyone wants … [Read more...]

Emperor Investments Review: Not Your Ordinary Robo-Advisor

  Emperor Investments used to be a part of the robo-advisor space but has recently stopped taking new customers. Emperor Investments was a robo-advisor that used pure stock portfolios that were chosen by real human experts. Unfortunately, they are no longer taking new customers. But, there are several alternatives that fill your robo-advisor needs, such as Betterment, Ally, and Vanguard. The unique proposition that Emperor … [Read more...]

Should You Participate in Your Company’s Employee Stock Purchase Plan?

A few years ago I was given the opportunity to participate in my company's employee stock purchase plan (ESPP). After some research, I discovered these plans can be a huge benefit if you do them right. Most people who have access to an Employee Stock Purchase Plan should definitely use it, max it out, and flip it immediately. Doing so will almost guarantee an almost 30% annual return on your money. Are you considering your … [Read more...]

Investing in Fine Art with Masterworks (Our Review)

My mother owned an art gallery for nearly 40 years, and I literally grew up surrounded by art. Because of my background in the art world, I was both intrigued and a little wary of this new investment platform. Masterworks allows regular joes to buy shares of art masterpieces as an investment. My personal finance side is excited to see a platform open up an asset class that is generally out of reach of the average investor. … [Read more...]

Betterment vs. Wealthfront: Which is the Better Robo-Advisor?

Betterment vs Wealthfront: these are the two largest and best known independent providers in the robo-advisor space. They’re also two of the earliest entries to the field. Because of that, they've evolved to the point where they have far more services than what is offered by the typical robo-advisor. Betterment and Wealthfront are automated online investment platforms. Both charge a low annual advisory fee and manage your … [Read more...]

M1 Finance Review: The Free Robo Advisor YOU Control

  If you've been fascinated with the idea of robo-advisors, but still prefer to go the do-it-yourself route, you need to check out M1 Finance. It’s a robo-advisor for sure, but one with a unique twist: you choose your own investments. That's the self-directed part. But once you choose your investments, you get all the benefits of a robo-advisor. M1 Finance then manages your portfolio for you, including periodic rebalancing and … [Read more...]

Personal Capital vs Mint: Which is Better for Understanding Your Investments?

Are you looking to get more control over your financial situation? Personal Capital and Mint both give you an overview of your spending and investments but in different ways. Mint is mostly an aggregator and budgeting app, while Personal Capital is mainly an aggregator and investment management platform--but also offers limited budgeting capabilities. Let's take a look at both services in detail, and see which will work better … [Read more...]

Start Investing According to Your Values with Stash Invest (Our Review)

  Many people have trouble getting started investing. There are often high balance requirements that make it difficult to even open an account, let alone actually start investing. If you’ve been having difficulty getting out of the investment starting gate, you can get plenty of help through an app known as Stash Invest. Stash will enable you to invest in fully constructed investment portfolios that are consistent with your … [Read more...]

How Much Cash Should You Keep In Savings? (Plus Where to Keep It)

They say everyone should have three-to-six months’ worth of expenses in an emergency fund. Unfortunately, if you follow this rule you probably have quite a bit of cash earning almost nothing in interest--and losing money to inflation. Where you save your money can be just as important as how much you have saved. Here’s what you need to know about where you should be stashing your rainy day money: Cash Savings at Home Anyone who … [Read more...]

How to Track Your Net Worth [+ My Net Worth]

You're probably reading this site because you want to see your financial life improve? Maybe move toward financial independence? Good on you, my friend! A great way to get better at something is to start tracking it. Let's talk about measuring and tracking your net worth. Simply put, your personal net worth is equal to your assets (the things you own) minus your liabilities (i.e. debts). The trick to getting an accurate number is to carefully examine what you … [Read more...]