45 Christmas Gift Ideas Under $25

We’re back with our Christmas list again for 2015. We’ve updated the list with five more gift suggestions. Are you looking for a few Christmas gift ideas to help complete your list? Well, you’ve come to the right place. Every Christmas season I wait too long and end up having trouble deciding what gifts to […]

What Happened When We Started Using Cash Only

Do you pay with cash, debit, credit or a combination of the three?  Some people use credit cards to pay for all of their expenses, earn rewards and then pay the balance off each month.  Others use cash or debit and follow the viewpoint of Dave Ramsey – credit card rewards aren’t worth “playing with fire” that can […]

My Mystery Shopping Experience: Such a Thing as Free Lunch?

Editor’s Note: I love it when people do experiments with their time and money. Especially in areas where the truth needs to come out. Here’s Katie Turner sharing her mystery shopping experience. A few months ago, a friend started asking me to join her for lunch. She’d always pick up the tab! As it turns […]

10 Ways to Use “the Internets” to Save Money Online

Shopping is much different these days than it was even twenty years ago. With information, reviews, and price comparisons on any product you can imagine available 24/7, it now takes very little effort to be a savvy consumer and make sure you get the biggest bang for your buck. However, you may be unaware of […]

5 Ways to Organize Your Life and Save Money

I hate to admit it, but I am organizationally challenged. My home is littered with doubles of items I’ve bought when I could not find the original. My living room often looks like who-did-it-and-ran, which is only partially the fault of the resident rugrats. I’ve even been known to misplace checks for months at a […]

9 Tips for Going to One Income

This article was first published in 2008. But the message is still relevant today. Going to one income? We’re going to one income very soon. This is the last month that we’ll receive two paychecks, as Mrs. PT will be going back to school next month. I decided I would do a little preparation. I did […]

10 Inexpensive Powerhouse Foods to Add to Your Diet

Here in America the national conversation on food is never-ending, but the big takeaway always seems to be that healthy eating is necessarily expensive. As a personal finance blogger with an interest in nutrition, that really irritates me. Not only does the advice to simply go forth and buy leafy greens often ignore the financial […]

10 Meaningful and Unique Wedding Gift Ideas

Every spring and summer, it can feel like every couple you know all decide to get married around the same time. Once you’ve received the third or fourth wedding invitation in a season, it’s natural to wonder how on earth you are going to afford to attend each wedding and give a nice gift. This […]

6 Gifts That Actually Help to Launch Graduates

It’s that time of year again. Graduation season is in full swing, and everywhere you look there are top ten lists telling you the best gift you can give the graduate in your life. While it’s always nice to receive presents, particularly when they commemorate the hard work necessary to earn a diploma or a […]

Is Venmo Safe? And Why Are All the Cool Kids Using It to Share Money?

Despite the fact I blew out 36 candles on my last birthday cake and I have been unable to identify most of the “celebrities” on the covers of magazines for at least ten years, I still tend to think of myself as a young and with-it individual who has her fingers on the pulse of […]

5 Traps that Will Rob You of Your Financial Peace

Financial traps lurk around every corner. We fall into these traps when we become a little too smart in how we manage our money. Perhaps we think we can get a great deal with 0% financing. We have a spending plan, but don’t really follow it each month (spending is under control). Or we buy in […]

Republic Wireless Review: It’s Time to Leave AT&T and the iPhone Behind

Don’t you hate that high cell phone bill? For the past couple of years I’ve been generally unhappy with paying so much for our cell phone service. $150 a month?! I thought there had to be a better way. What stopped me from making a change was the iPhone. I just didn’t think I could […]