Is Venmo Safe? And Why Are All the Cool Kids Using It to Share Money?

Millenial Using Venmo to Exchange Money

Despite the fact I blew out 36 candles on my last birthday cake and I have been unable to identify most of the “celebrities” on the covers of magazines for at least ten years, I still tend to think of myself as a young and with-it individual who has her fingers on the pulse of […]

5 Traps that Will Rob You of Your Financial Peace

Financial Traps

Financial traps lurk around every corner. We fall into these traps when we become a little too smart in how we manage our money. Perhaps we think we can get a great deal with 0% financing. We have a spending plan, but don’t really follow it each month (spending is under control). Or we buy in […]

Republic Wireless Review: It’s Time to Leave AT&T and the iPhone Behind

Republic Wireless Plans Banner

Don’t you hate that high cell phone bill? For the past couple of years I’ve been generally unhappy with paying so much for our cell phone service. $150 a month?! I thought there had to be a better way. What stopped me from making a change was the iPhone. I just didn’t think I could […]

12 Personal Finance Podcasts to Consider for Your Commute

Personal Finance Podcasts

I know a lot of people have rough commutes. After living in two major metropolitan areas and having to patiently ride out the commute to and from the office each day – I get it. 30 minutes here, 45 minutes there, and before you know it, you’re on the road for over an hour everyday. […]

45 Christmas Gift Ideas Under $25

Christmas Gift Ideas

We’re back with our Christmas list again for 2014. We’ve updated the list with five more gift suggestions. Are you looking for a few Christmas gift ideas to help complete your list? Well, you’ve come to the right place. Every Christmas season I wait too long and end up having trouble deciding what gifts to […]

How to Overcome Your Money Mindset Issues If You Grew Up Poor

Poor Kids in America

Everyone loves a great rags-to-riches story—but there is also a feeling among many of us that those stories are nothing but myths. You might think: Yes, it may be possible for anyone to become rich, powerful, and famous in America, but it’s certainly not going to happen to me or anyone I know. As it […]

10 Ideas to Give More this Holiday Season

Giving

How often do we say the holiday season will be different as the season rolls around again? We’ll focus on giving and others more than succumbing to the busyness of the season.  We’ll slow down and truly focus on what we can be thankful for versus filling our priorities with Christmas lights, decorations and the […]

Searching for More Ways to Give? Check Out These 6 New Charitable Platforms

Give Online

More and more people are turning online and to their cell phones to give. I think this is great! It’s fast, direct, and safer than ever. Online giving continues to be on the rise. Nonprofit software services provider Blackbaud stated in their 2013 charitable giving report that overall charitable giving grew 4.9% in 2013, while online […]

2 Money Leaks You Need to Stop Now

Deepwater Horizon Oil Spill

As stated on Wikipedia, the Gulf oil leak started on April 20, 2010 and was considered the largest in the history of the petroleum industry. Oil gushed for 87 days until it was sealed September 19, 2010. The government estimated that 4.9 million barrels gushed into the Gulf of Mexico because of this disaster. I […]

On Stage or Screen: Here’s How to Earn a Living as an Actor

Stephanie OConnell Actor

Editor’s note: Today’s article comes from Stefanie O’Connell, a New York City based actress and freelance writer. Stefanie is also a frequent reader and commenter here on PT Money. I’m really honored to share her story. So you want to be an actor- or you’re kicking yourself for never having pursued “the dream”. As a […]

There Is No Spoon: Opting Out of the Consumerism Matrix

Matrix

It’s hard for me to believe, but it’s been 15 years since the film The Matrix blew everyone’s mind. In the decade and a half since the film was released, the special effects and stunts that gave the movie such an overwhelming visual appeal have become standard and even clichéd. But the idea behind the […]

10 Tips to Help Debt Proof Your Christmas & Catch up on Christmas Savings

Debt Proof Christmas

As summer comes to a close people will soon begin thinking about fall plans and eventually, the holiday season. Yes, the holidays! I realize Christmas is 4 months away, but we all know that it will be here sooner than we think! Therefore, it’s important to consider the amount of money you have in your […]