The Best Canadian Part-Time Jobs with Benefits (Updated 2014)

Canadian Part-Time Jobs

Canada offers its citizens a single payer health care system, which means that all Canadians are covered for basic health services. Knowing this, an American might be forgiven for thinking that employer-sponsored health insurance benefits would be redundant. But the operative word for Canada’s public health insurance is “basic.” The state-run system guarantees primary care […]

How You Can Dump Obamacare and Get Started with an Affordable Alternative (MediShare Review)

MediShare

I just dropped my $1,100/mo health insurance plan with Humana. Before you think I’m crazy – I am after all a married father of three and a U.S. Citizen with a IRS-enforced mandate hanging over my head – listen to what I replaced it with. I joined the Christian medical expense sharing community, Medi-Share, for […]

Pet Insurance Could Have Saved me a Small Fortune – The Shadow Experience (Quick Update)

Shadow Snow

SHADOW UPDATE – I wrote this post one year ago; at a time when Shadow had gone through quite a bit of injury.  Well, I’m back to give another expensive update.  Today, we learned that Shadow now has a torn ACL.   So tack on another $2,600 surgery and $400 worth of lab work, MRI’s […]

Best Part Time Jobs With Benefits—Updated for the 2014 Implementation of Obamacare

20 Best Part-Time Jobs With Benefits

Now that the Affordable Care Act has officially launched, it’s a good time to revisit the possibility of finding a part-time job with benefits. Prior to the 2014 implementation of the health-care mandate, many big-name businesses such as Papa John’s indicated that owners and franchisees would have no economic choice but to reduce employee hours […]

What You Need to Know About Disability Insurance for the Self-Employed

Disability Insurance for the Self Employed

Disability insurance is hardly a sexy topic of conversation, or even a common worry. After all, it’s not like most of us do anything more strenuous than checking our email on the average day, so how likely is it that we will need disability insurance? As a matter of fact, it’s pretty likely. According to […]

Don’t Forget to Max Out Your Health Savings Account: Annual HSA Contribution Limits

Health Savings Account Medical Symbol

I’ll be writing a couple of checks out in the next few weeks to my credit union.  This will bring our HSA contributions for last year and this year up to the maximum limits for each year.  The process is pretty painless (good people at that credit union), and I know I’ll leave with a […]

How to Buy Life Insurance in 7 Easy Steps

Happy Family Buy Life Insurance

Do you need life insurance? Ever wonder what it’s like to go through the LONG process of researching and selecting a life insurance policy? I highly recommend you get life insurance, but I don’t necessarily wish the buying process upon you. It can be tough to navigate. That’s why today I’m going to share the […]

What You Need to Know About the Obamacare Exchanges

Obamacare Exchange

Update 2014: I just left Obamacare for Medi-Share. Read my review about this Christian medical sharing program. If you are self-employed like me and/or you need to purchase your own health insurance (either because you aren’t employed or because your employer doesn’t offer it), then you’ll want to pay attention to the opening of the […]

Reduce Your Homeowners Insurance Policy Premium By Several Hundred Dollars

Why You Need Homeowners Insurance

Homeowners insurance. You don’t need it, until you need it. I recently reduced my annual homeowners insurance premium from $1,430 to $856.00 by not escrowing and paying annually, renegotiating my policy, and most importantly, raising my deductible. Here’s what went down… I’m a homeowners insurance newbie. Up until last month I hadn’t had to deal […]

An Expert Interview About Long Term Care Insurance

Wendy Boglioli

Who will take care of you when you can’t take care of yourself? Whether it’s due to an early onset of Alzheimer’s or you’re simply too old, if you can’t take care of yourself, you’ll need help. Your loved ones can only do so much. You may be too wealthy for government assistance, and you […]

The Real Reason You Need Umbrella Insurance

Umbrella Insurance

Did you know that simple things like owning a swimming pool, having teenage drivers and a family dog, owning residential rental estate, and even throwing parties in your home can make you susceptible to being sued? Even the type of car you drive or how likely you are to be Googled can help determine the […]

Big Increase in Number of Health Savings Accounts Says Fidelity

Individual vs Group Health Insurance

Recently, Fidelity Investments stated that they had a fifty-three percent rise in the number of Health Savings Accounts (HSAs) that were opened in 2012 vs 2011. This brings the total number of HSA accounts handled by Fidelity Investment up from 119,000 to 182,000. HSAs are tax-advantaged savings accounts available to people with high-deductible health insurance […]