Do more with your money in half the time.
True or false: You assume your spouse’s credit card debt after they die? FALSE! Many spouses are living in fear and worry that they will be saddled with the burden of additional debt when their loved one dies. Adult children are also finding themselves concerned about their parents’ finances as well. The good news is [...]
Having children is a luxury a lot of women and couples experience on a daily basis. However, for others it’s a difficult struggle. There are many factors why couples might not be able to have the family they long for, but one of the biggest considerations is the financial aspect. Most moms-and dads-to-be won’t have [...]
Ready to manage your money and get back on top? It’s taken me 3 years to consistently stay on top of my finances. It’s not a simple task for sure, but most of the time we make it harder than it really is. Once you implement a few simple tasks, you’ll be on track. Below are [...]
This is a guest post from friend and blogger Ben Edwards of Money Smart Life. Stopping bullets with your mind is no easy feat. It took Neo quite a while to hack the laws of a computer program called “The Matrix” in order to achieve that outcome. In fact, he failed and nearly died a [...]
Besides the mortgage, a car loan is often the next biggest thing on the list. And depending on the type of car you buy, you could spend anywhere from a few thousand to several hundred thousand dollars on a new car. Of course with that shiny new car often comes with a car loan and [...]
When you’re part of big family like I am, it’s hard not to come under peer pressure to spend a lot of money on gifts. As one of five kids — all who have families and kids of their own — buying gifts for every holiday and birthday get really expensive. And with the never-ending [...]
At the beginning of the year, we’re all fired up about making New Year’s resolutions and changing our habits for the better. We get excited about the prospect of this year being the year we finally take back control of our finances and pay down our debt. But then a month or two goes by [...]
This is a guest post from Tim, who created The Mint Manual. Whether it’s getting a better job, paying off credit card debt, or saving more, most New Year’s resolutions involve money (hey, it’s the second most common resolution). Another thing about most resolutions is that they fail. Horribly and quickly. Why? Sometimes it’s because [...]
We all know that paying down debt has positive effects on your finances. But have you ever realized that it can have positive effects on your health and overall well-being too? It’s true! Getting out of debt has intangible benefits and can help you become a happier and healthier person. Last year when I became debt [...]
As the New Year rolls around, many of us are reflecting over the past 12 months and creating new goals and resolutions for the upcoming year. Without a doubt the most popular New Year’s resolutions have to do with getting a fresh start, which invariably involve either getting fit or getting out of debt. In [...]
“Why is it I always get my best ideas while shaving?” –Albert Einstein We knew what to do. Debt was bad. No debt was good. Yet, we were socking away money in a 1% money market account rather than paying off the 6% student loans or the 7% mortgage. In our minds, my wife and [...]
Debt is a vicious cycle, and once you’re stuck, it’s very difficult to get out. I learned this the hard way when I woke up and realized I was $150,000 in debt, constantly worried about money and was only 23 years old. That’s not the best way to start out your adult life! My American [...]
Hi, I'm Philip Taylor. I'm a husband, father, blogger, and entrepreneur. I love learning to do more with my money and sharing it all here with you. Join in on the conversation and start improving your financial life today. Read more...
