Capital One 360 Independence Day Bonus Bonanza!

Click here to start saving with Capital One 360UPDATEThe Capital One 360 Bonus Bonanza is now over.

Capital One 360 wants you to declare your financial independence from bad checking accounts, mortgage fees, and expensive online brokers. They have a very clever Independence Day Sale going on from Monday, July 1st until Wednesday, July 3 at 11:59pm ET.  If you’re in the market for a new checking account, savings account, or online broker, or if you’re a current customer, then you will be able to take advantage of this offer. Here’s what they have going on. It’s all about 1776!

360 Checking – When you open up a new 360 Checking account, you will get a $100 bonus. To get the bonus, you will have to show that you are an actual customer. There is a requirement to make 5 purchases within 45 days. The $76 bonus will automatically be deposited on day 50 of your new account.

360 Savings - Last year’s Independence Day Sale did not offer a bonus on savings accounts, but CapOne360 decided to bring it back this time around.  IN order to receive the $76 bonus, you must open a new 360 Savings account between July 1st and 3rd with a deposit of $500 or more.  The bonus will start earning interest the same day you open you make your initial deposit, but you cannot withdraw it for 30 days.

ShareBuilder – If you’re thinking of starting up a new trading account, you’ll want to take a close look at ShareBuilder over the next few days.  New accounts will receive a $176 bonus when $5,000 or more is deposited into a new ShareBuilder account.  The deposit must be made before July 19th (and the account must be opened before Independence Day)

CapitalOne360 is also offering 401k bonuses.  More details on those can be found below:

  • ShareBuilder IRA Rollover Bonus of $576
  • ShareBuilder Business Plan 401k Bonus of $176

Referral Bonus – On top of all the above, existing customers can refer other customers for a bonus of $76. Once two friends sign up using your referral email and open a savings account with a minimum of $250, you’ll receive automatic $20 bonuses for each. The remaining $36 will be automatically deposited July 31st 2013. (Your friends will receive bonuses as well if they meet the requirements)

Unfortunately, it doesn’t look like CapOne360 offers any bonuses this year for their Kids or Teens Money account, so the four bonuses you see above are the only ones available.

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Last Edited: July 5, 2013 @ 8:26 am
About Michael Pruser

Michael Pruser is the man. After spending a ton of money to go to the private University of Miami, Michael now enjoys spending time at home, writing personal finance articles for the world to read. His journey out of debt continues 500 words at a time.


I also noted in their advertisement that buying stocks was on sale.  Like a fire sale right?  Fourth of July - fire - get it?  Why does the idea of telling someone they might want to reconsider buying stocks because they are now on sale not sit well with me?  

I almost feel like calling Capital One and telling them I won't take them serious about this unless they agree to have a very scary sale on stocks for Halloween.  


These are pretty good deals. They can really help getting someone started with a new account. I guess Capital One hasn't screwed up the company yet.

Philip Taylor
Philip Taylor moderator

@AndrewGhezzi +1 for the pun. Yeah, it's tough to market brokerages. You've got all different types of folks coming on board at different levels. I cringe when I look at most of the investment industry media.