Capital One 360 Independence Day Bonus Bonanza is Back!

Cap One 360 BONUSCapital One 360 wants you to declare your financial independence from bad checking accounts, mortgage fees, and expensive online brokers. They have a very clever Independence Day Sale going on from Monday, June 30th until Thursday, July 3 at 11:59pm ET.  If you’re in the market for a new checking account, savings account, or online broker, or if you’re a current customer, then you will be able to take advantage of this offer. Here’s what they have going on. It’s all about 1776!

360 Checking – When you open up a new 360 Checking account, you will get a $100 bonus. To get the bonus, you will have to show that you are an actual customer. There is a requirement to make 5 purchases within 45 days. The $100 bonus will automatically be deposited on day 50 of your new account.

  • This has to be your and your joint account holder’s (if you have one) first 360 Checking account.
  • Open 360 Checking from June 30th – July 3rd and make a total of 5 Debit Card purchases or 5 CheckMateSM deposits or any combination of the two within 45 days.
  • Your $100 bonus will be automatically deposited into your account on day 50.

360 Savings – In order to receive the $76 bonus, you must open a new 360 Savings account between June 30th and July 3rd with a deposit of $500 or more.  The bonus will start earning interest the same day you open you make your initial deposit, but you cannot withdraw it for 30 days.

  • This has to be the primary account holder’s first 360 Savings account and it needs a $500 minimum deposit.
  • The bonus starts earning interest on day 1, but you can’t take it out for at least 30 days.

Cap One 360 Savings BONUS

Last Edited: June 30, 2014 @ 5:11 am The content of is for general information purposes only and does not constitute professional advice. Visitors to should not act upon the content or information without first seeking appropriate professional advice. In accordance with the latest FTC guidelines, we declare that we have a financial relationship with every company mentioned on this site.
About Michael Pruser

Michael Pruser is the man. After spending a ton of money to go to the private University of Miami, Michael now enjoys spending time at home, writing personal finance articles for the world to read. His journey out of debt continues 500 words at a time.


  1. These are pretty good deals. They can really help getting someone started with a new account. I guess Capital One hasn’t screwed up the company yet.

  2. AndrewGhezzi says:

    I also noted in their advertisement that buying stocks was on sale.  Like a fire sale right?  Fourth of July – fire – get it?  Why does the idea of telling someone they might want to reconsider buying stocks because they are now on sale not sit well with me?  
    I almost feel like calling Capital One and telling them I won’t take them serious about this unless they agree to have a very scary sale on stocks for Halloween.

    • AndrewGhezzi +1 for the pun. Yeah, it’s tough to market brokerages. You’ve got all different types of folks coming on board at different levels. I cringe when I look at most of the investment industry media.