About Emily Guy Birken

Emily Guy Birken is a former English teacher, and an excellent freelance writer. She's also a stay-at-home-mom. She resides in Lafayette, IN, with her engineer husband and son. Emily's thoughts on parenting and life in general are found at The SAHMnambulist.

The Gerber Grow Up Plan: Sound Investment or a Scheme for Suckers?

Gerber Grow Up Plan

We can all recognize the adorable half-smile of the Gerber baby. It has been around long enough that today’s parents and grandparents who are feeding pureed carrots to their little ones once smeared that same Gerber brand baby food in their own hair. That longevity makes it one of the most well-known and trusted baby [...]

Pros and Cons of the 15 vs 30 Year Mortgage

15 vs 30 year mortgage

Until about 2005, I never realized there were any mortgage terms other than 30 years. In addition to the fact that I’d never been in the market for a house prior to 2005, there were some excellent reasons for my ignorance. First of all, the 30-year mortgage came into being after the Great Depression—prior to [...]

Help the Earth and Your Bottom Line with Green Investing

Green Investing

Editor’s Note: Since it’s Earth Day we thought we’d look at what’s new with Green Investing. Here’s Emily… When I recently met with my financial advisor to discuss exactly where to invest the retirement accounts I would be rolling over. I told him I was uncomfortable investing in big oil. My poor advisor took a [...]

Kiva and the New Kiva Zip Helping Entrepreneurs from Little Rock to Kenya

Kiva Zip Choose a Borrower

The word entrepreneur conjures up a very specific image in our minds: a go-getter type with an excellent idea, a great deal of passion, and access to enormous funds to get their dream off the ground. Unfortunately, for many would-be entrepreneurs in America and the developing world, it’s the access to money that is the [...]

One-Click Shopping and Other Foolish Ways to Use Your Credit Card

Amazon One Click

Although the origins of April Fools’ Day are not entirely clear, one of the common legends about why we pull pranks on the first of April stems from the switch to the Gregorian calendar in the 1500s. Prior to the change, New Year’s was celebrated on the first of April instead of the first of [...]

How to Find a Company with Great Work-Life Balance

Work-Life Balance: Tips for Finding More Time with Family

When Yahoo! CEO Marissa Mayer officially cancelled all telecommuting and work-from-home for her company earlier this year, the decision caused an internet firestorm. Everyone from Yahoo employees to business experts weighed in on the decision, alternately lauding the tightening of often-abused policies at Yahoo and lamenting the step backwards in 21st century productivity. Whether Yahoo’s [...]

7 Inexpensive Powerhouse Foods to Add to Your Diet for National Nutrition Month

Oatmeal - Cheap Healthy Foods That Fill You Up

March is National Nutrition Month. It may seem as though such a month would be redundant here in America, where the national conversation on food is never-ending, but it is important for all of us to take a minute (or a month) to reassess our nutritional health. As a personal finance blogger with an interest [...]

Making Money Make Sense with Jean Chatzky’s Money School

Jean

It may only be spring, but it’s the perfect time to go back to school. You all know the importance of learning positive money skills. However, it can be difficult to know where to start with the overwhelming amount of money information available. That’s why NBC’s TODAY Show financial editor Jean Chatzky has decided to [...]

Making Sense of Education Tax Credits and Deductions

Education Tax Credits and Deductions

It’s tax season, and that rhythmic thumping you hear is the sound of filers all across America banging their heads against their desks. One of the many maddeningly complicated decisions facing taxpayers is how to claim a deduction or credit for tuition payments made last year. Here is the breakdown of the available options: 1. [...]

What to Look for When Buying a House (Hint: Not the Granite Countertops)

New House

The first couple in my group of friends to venture into home ownership bought a poorly constructed modern house situated right off of a dangerous main street that was in a not-particularly-great school district. You might wonder what they were thinking. At the time, their decision seemed to make sense. They had fallen in love [...]

Don’t Be Average – Increasing 401K Contributions and Other Ways to Boost Retirement Savings

401K Contributions Boost Retirement Savings (1)

It’s one of my dirty little secrets: I am both a personal finance blogger and the daughter of a prominent financial planner, and yet my retirement savings are nowhere near where they should be. It gets worse. Until I was about 27, I actually had no retirement savings, other than some money my exasperated father [...]

Dentist: How to Take Care of Your Child’s Teeth Without (Insurance or) Spending Too Much

Dentist - Children's Dental Care

It’s a story that Marissa Miller, D.D.S., of Shelby, Ohio sees all too often. Patients don’t bring their children to the dentist until after there’s pain, a visible hole in the tooth, or even the chronic bad breath of tooth decay. “At that point, it’s too late to do any of the simple and relatively [...]