About Emily Guy Birken

Emily Guy Birken is a former English teacher, and an excellent freelance writer. She's also a stay-at-home-mom. She resides in Lafayette, IN, with her engineer husband and son. Emily's thoughts on parenting and life in general are found at The SAHMnambulist.

3 Financial Worries That Didn’t Exist For Your Parents

Financial Worries for Millenials

Between taking on way too much student debt, doing sensitive banking on smart phones, and forgoing home ownership, it may seem like all of us are ignoring the money lessons our parents and grandparents tried to teach us. Being careful with money is looking more and more like a skill from a previous century. But the real […]

There Is No Spoon: Opting Out of the Consumerism Matrix

Matrix

It’s hard for me to believe, but it’s been 15 years since the film The Matrix blew everyone’s mind. In the decade and a half since the film was released, the special effects and stunts that gave the movie such an overwhelming visual appeal have become standard and even clichéd. But the idea behind the […]

The Best Canadian Part-Time Jobs with Benefits (Updated 2014)

Canadian Part-Time Jobs

Canada offers its citizens a single payer health care system, which means that all Canadians are covered for basic health services. Knowing this, an American might be forgiven for thinking that employer-sponsored health insurance benefits would be redundant. But the operative word for Canada’s public health insurance is “basic.” The state-run system guarantees primary care […]

3 Questions You Must Ask Yourself Before Dealing with Small Business Debt

Small Business Debt and Profit Margin

Opening (and maintaining) a small business is a pricey endeavor. Most entrepreneurs have to take on some debt in order to get their business started or keep it afloat. After all, overhead, equipment, and payroll all cost money, and borrowing might sometimes be the best option to pay for it all. Unfortunately, debt can also […]

Best Part Time Jobs With Benefits—Updated for the 2014 Implementation of Obamacare

20 Best Part-Time Jobs With Benefits

Now that the Affordable Care Act has officially launched, it’s a good time to revisit the possibility of finding a part-time job with benefits. Prior to the 2014 implementation of the health-care mandate, many big-name businesses such as Papa John’s indicated that owners and franchisees would have no economic choice but to reduce employee hours […]

What You Need to Know About Disability Insurance for the Self-Employed

Disability Insurance for the Self Employed

Disability insurance is hardly a sexy topic of conversation, or even a common worry. After all, it’s not like most of us do anything more strenuous than checking our email on the average day, so how likely is it that we will need disability insurance? As a matter of fact, it’s pretty likely. According to […]

An Interview with Farnoosh Torabi, Author of When She Makes More

Farnoosh Torabi

I recently had the opportunity to sit down with personal finance superstar Farnoosh Torabi to discuss her just-released book When She Makes More: 10 Rules for Breadwinning Women. Farnoosh’s book couldn’t be more timely. A Pew Study from 2013 found that 40% of households with children have a breadwinning mother at the helm. Last year, […]

Should You Go to College or Start a Business?

Go to College or Start a Business

It’s been almost four years since former PayPal Chairman and CEO Peter Thiel started the 20 Under 20 program—the controversial initiative that paid 20 college students up to $100,000 to drop out of school. Basically, Thiel’s initiative hoped to show that the best path to success is not necessarily through education (and its attendant debt […]

Time Management for Part-Time Entrepreneurs

Time Management for Part Time Entrepreneurs

Part-time entrepreneurs have the best and worst of both worlds. While they face less financial risk by keeping their full-time jobs while growing their business, they run up against the problem of time management. How do you find the time to grow your business when so much of your time is already spoken for? The […]

How to Protect Yourself From Credit Card Theft

Credit Cards

If you were to turn over any credit or debit card in my father’s wallet, you would find that instead of signing his name in the signature box, he had written “Check Photo ID.” His rationale was twofold: 1. On the off chance that a cashier or waiter were to actually try to compare the […]

Why Window Shopping Will Actually Make You Happier

Porsche 911

Ever since I was about 14 years old, I have lusted over the early 1970s-era Porsche 911 RS. My ideal dream car has not changed in twenty years, and to this day, I can still see myself speeding around curvy mountain roads in my Superman blue 911 with a tan leather interior. If you do […]

How to Help Your Teenager Begin to Build Credit Responsibly

These happy teenagers need to learn to use credit responsibly

Your little one is all grown up! He might be heading off to college in the fall, or she might start working full time after high school graduation. In either case, your job as a parent isn’t quite done. You also need to make sure they are on the path to building good credit. The […]