About Emily Guy Birken

Emily Guy Birken is a former English teacher, and an excellent freelance writer. She's also a stay-at-home-mom. She resides in Lafayette, IN, with her engineer husband and son. Emily's thoughts on parenting and life in general are found at The SAHMnambulist.

Is Venmo Safe? And Why Are All the Cool Kids Using It to Share Money?

Millenial Using Venmo to Exchange Money

Despite the fact I blew out 36 candles on my last birthday cake and I have been unable to identify most of the “celebrities” on the covers of magazines for at least ten years, I still tend to think of myself as a young and with-it individual who has her fingers on the pulse of […]

Women Aren’t Talking About Money – Here’s Why

Women and Money

A recent study by Fidelity Investments has uncovered some intriguing paradoxes about women’s relationship with money. Despite the fact that 92 percent of the women involved in the study want to learn more about financial planning, and 83 percent want to get more involved in their finances in the next year, a whopping 80 percent […]

How to Overcome Your Money Mindset Issues If You Grew Up Poor

Poor Kids in America

Everyone loves a great rags-to-riches story—but there is also a feeling among many of us that those stories are nothing but myths. You might think: Yes, it may be possible for anyone to become rich, powerful, and famous in America, but it’s certainly not going to happen to me or anyone I know. As it […]

3 Financial Worries That Didn’t Exist For Your Parents

Financial Worries for Millenials

Between taking on way too much student debt, doing sensitive banking on smart phones, and forgoing home ownership, it may seem like all of us are ignoring the money lessons our parents and grandparents tried to teach us. Being careful with money is looking more and more like a skill from a previous century. But the real […]

There Is No Spoon: Opting Out of the Consumerism Matrix

Matrix

It’s hard for me to believe, but it’s been 15 years since the film The Matrix blew everyone’s mind. In the decade and a half since the film was released, the special effects and stunts that gave the movie such an overwhelming visual appeal have become standard and even clichéd. But the idea behind the […]

The Best Canadian Part-Time Jobs with Benefits (Updated 2014)

Canadian Part-Time Jobs

Canada offers its citizens a single payer health care system, which means that all Canadians are covered for basic health services. Knowing this, an American might be forgiven for thinking that employer-sponsored health insurance benefits would be redundant. But the operative word for Canada’s public health insurance is “basic.” The state-run system guarantees primary care […]

3 Questions You Must Ask Yourself Before Dealing with Small Business Debt

Small Business Debt and Profit Margin

Opening (and maintaining) a small business is a pricey endeavor. Most entrepreneurs have to take on some debt in order to get their business started or keep it afloat. After all, overhead, equipment, and payroll all cost money, and borrowing might sometimes be the best option to pay for it all. Unfortunately, debt can also […]

Best Part Time Jobs With Benefits—Updated for the Implementation of Obamacare

20 Best Part-Time Jobs With Benefits

Now that the Affordable Care Act has officially launched, it’s a good time to revisit the possibility of finding a part-time job with benefits. Prior to the implementation of the health-care mandate, many big-name businesses such as Papa John’s indicated that owners and franchisees would have no economic choice but to reduce employee hours to […]

What You Need to Know About Disability Insurance for the Self-Employed

Disability Insurance for the Self Employed

Disability insurance is hardly a sexy topic of conversation, or even a common worry. After all, it’s not like most of us do anything more strenuous than checking our email on the average day, so how likely is it that we will need disability insurance? As a matter of fact, it’s pretty likely. According to […]

An Interview with Farnoosh Torabi, Author of When She Makes More

Farnoosh Torabi

I recently had the opportunity to sit down with personal finance superstar Farnoosh Torabi to discuss her just-released book When She Makes More: 10 Rules for Breadwinning Women. Farnoosh’s book couldn’t be more timely. A Pew Study from 2013 found that 40% of households with children have a breadwinning mother at the helm. Last year, […]

Should You Go to College or Start a Business?

Go to College or Start a Business

It’s been almost four years since former PayPal Chairman and CEO Peter Thiel started the 20 Under 20 program—the controversial initiative that paid 20 college students up to $100,000 to drop out of school. Basically, Thiel’s initiative hoped to show that the best path to success is not necessarily through education (and its attendant debt […]

Time Management for Part-Time Entrepreneurs

Time Management for Part Time Entrepreneurs

Part-time entrepreneurs have the best and worst of both worlds. While they face less financial risk by keeping their full-time jobs while growing their business, they run up against the problem of time management. How do you find the time to grow your business when so much of your time is already spoken for? The […]