033: Stop Worrying About Money with J. David Stein from Money for the Rest of Us

David Stein produces and hosts the top-10 iTunes ranked investing podcast Money For the Rest of Us where he teaches over 25,000 listeners per episode about money, how it works, how to invest it, and how to live without worrying about it. So let’s dig in. Let’s meet today’s Master of Money…. Listen to This Episode with David Listen to it on iTunes. I hope you enjoyed that. A big thank you to David for giving us the gold today. Share on Twitter Stop … [Read more...]

Discover the Online Stock Broker with an Award-Winning History [Ally Invest Review]

  There are many options for putting your money in the market and growing your investment. If you’re looking for a way to invest your hard-earned cash, consider going with an online platform such as Ally Invest. Ally Invest stands out from other major online brokers because it offers both self-directed and cash-enhanced managed accounts with low minimum balances. It also offers low-cost stock trading ($4.95). It’s a great … [Read more...]

How I Raised the Rent on Our Rental Property without Being a Mean Landlord

This past year we lost a long-time tenant. Sad. While we were bummed to lose them. The change gave us the opportunity to raise the rent and improve the monthly cash flow. We were able to increase the rent on our rental property by $300 - from $1,875 to $2,175 per month. That’s quite a jump. But it was necessary to keep up with rising property taxes and the increased demand for the unit. It's good practice to raise the rent, it … [Read more...]

015: How to Organize and Invest Your Money with America’s Millennial Money Expert Robert Farrington

Robert Farrington is America's Millennial Money Expert and Founder of TheCollegeInvestor.com. Robert is on a mission to help millennials get out of student loan debt and start building wealth for their future. Robert is the quintessential master of his money. At such a young age in his early 30s he’s showing us all how it’s done. Really impressive. In this episode, you’ll hear Robert share how he’s managed to pay off debt and make huge strides with his … [Read more...]

Canada’s Largest Robo-Advisor Comes to America with $50 Bonus [Wealthsimple Review]

  Since 2014, Wealthsimple has offered Canadians excellent service as the largest robo-advisor in the Great White North. Now, Wealthsimple comes to the U.S. (along with a sweet $50 signup bonus for PTMoney readers) with the same no-nonsense mission of bringing “smarter financial services to everybody, regardless of age or net worth.” Read on to learn more about what Wealthsimple can offer you, and what makes it different from other robo-advisors: What … [Read more...]

006: Achieving Financial Independence (and Happiness) in Your 30s with Brandon, the Mad Fientist

Enjoying these show notes from the podcast? Be sure to subscribe to the show in iTunes and you'll get notified when each new episode is ready! Who is The Mad Fientist? The Mad Fientist (aka Brandon) is a computer programmer and highly accomplished “fientist” (a word he made up himself) originally from Pittsburgh, Pennsylvania. He’s now living in Glasgow, Scotland, his wife’s hometown. He achieved his personal financial independence number a couple of years ago at … [Read more...]

Kavout Review: An Innovative AI Investing Platform

We recently wrapped up another FinCon and the second annual FinTech Startup Competition.  The competition is the first ever early-stage business competition dedicated to technology products and solutions for the consumer-facing personal finance and investing verticals.   The competition was presented in partnership with SoFi, who chose this year's winner, Kavout, to participate in their Entrepreneur Program. Today's post reviews their service and the features that … [Read more...]

Best Automatic Savings (& Investing) Apps to Round Up Savings in 2020

  Saving money has a lot in common with flossing: you know it’s important, professionals wag their fingers at you when they find out you’ve been neglecting it, and it seems like a major pain to get in the habit of doing. Luckily for reluctant savers, technology has come to the rescue in the form of automatic savings apps. (Unfortunately, automated flossing technology is still years away.) Even the most budget-averse user … [Read more...]

Betterment Review (2020 Update): Revolutionary Online Investing

  Update: This comprehensive review now includes the latest on the revolutionary personal investing service, Betterment. When it comes to investing, growth and capital appreciation are key. Therefore, it’s important to find a good balance between cost and an easy-to-use interface that simplifies investing. In my experience, the harder it is to figure out something, the less likely you are to use it. This is where … [Read more...]

Manage All of Your Financial Accounts in One Place with Personal Capital [Review]

  I love Personal Capital for all the free tools they offer. It's a great place to aggregate all your accounts and really see what's going on with your money. From budgeting to investment advice, Personal Capital can really be a one-stop shop for your money.  Here’s what you need to know about how Personal Capital works, how it makes its money, and whether it will be the best way for you to manage your monthly budget as well as your retirement … [Read more...]

Easily Invest Your Spare Change Automatically with Acorns (Our Review)

  How to invest your money ought to be a basic life skill--like changing a tire, budgeting, and cooking for yourself. The sad truth is that investing is intimidating to many people. It can feel impossible to fill in this particular skill gap. Thankfully, that’s where the Acorns comes in. Acorns is a micro-investing platform that takes your spare change and invests it into a portfolio of Exchange Traded Funds … [Read more...]

Investing in Lending Club: What You Need to Know

There’s an excellent reason why Lending Club is currently the largest peer-to-peer lending network, responsible for over $13 billion in loans as of September 2015. Borrowers enjoy better rates than they could find at a bank, and lenders receive returns that could be difficult to replicate with more traditional investments. Specifically, lenders have earned an average return of 9.65% since June of 2007. Whether you’re a newbie investor or a seasoned investing … [Read more...]