How to Invest Money: What You Need to Know to Get Started

Making investment decisions can be a scary and overwhelming process. We are constantly bombarded with conflicting information about the market. One moment everyone’s excited, and a few hours later they are all disappointed. We hear that investing is inherently risky, but also that it's the clearest path to wealth. And then there's the alphabet soup of investing lingo, from IRAs to ETFs. So just how are you supposed to feel … [Read more...]

How I Calculate My $6,000+ Per Year Rental Property Cash Flow aka Net Operating Income

It’s time once again to do our annual rental property cash flow analysis, aka calculate our Net Operating Income (NOI). To see previous years, see the link at the bottom. If you're like me and you have a rental property it's wise to do an annual analysis to see how well your property is performing. I perform this quick exercise once a year and it helps me make decisions about the future of my rental property. Should I get more … [Read more...]

How Anyone Can Invest in a “Hedge Fund” [Titan Invest Review]

  You've no doubt heard about hedge funds, but you might feel they are only for the wealthy investor. Hedge funds are known for their high fees and high minimum investment requirements. But nowadays anyone can take advantage of a hedge fund-like investment strategy without being a multi-millionaire. There is a new player in the fintech space that is trying to make hedge funds strategies accessible to the average investor, … [Read more...]

Our Vanguard Personal Advisor Services Review: Have a Human Advisor Review Your Plan

  Since John Bogle founded Vanguard in 1975, they've become one of the most trusted companies in the investing industry. They have over 20 million clients and manage over $5 trillion in assets. Throughout their history, Vanguard has championed the idea that the average person can be a successful investor by implementing a buy and hold strategy and keeping their costs low. But even Vanguard realizes that not everyone wants … [Read more...]

6 Ways to Invest in Real Estate (from $10 to $100,000)

[PT's note: This comprehensive article was contributed by Eric Bowlin from IdealREI.com. I first heard Eric on this Bigger Pockets episode. He lives here in Texas with me now and we regularly get together for lunch and talk real estate and business. Here's Eric....] It’s remarkable to see how real estate investing can create so much wealth. You see it everywhere--TV, the web, or your friend who randomly decided to flip a house, it … [Read more...]

Emperor Investments Review: Not Your Ordinary Robo-Advisor

  Emperor Investments used to be a part of the robo-advisor space but has recently stopped taking new customers. Emperor Investments was a robo-advisor that used pure stock portfolios that were chosen by real human experts. Unfortunately, they are no longer taking new customers. But, there are several alternatives that fill your robo-advisor needs, such as Betterment, Ally, and Vanguard. The unique proposition that Emperor … [Read more...]

Invest in Real Estate for as Little as $1,000 [RealtyMogul Review]

  Several years ago, my husband and I decided to add "real estate moguls" to our resumes. Homes in the small college town where we lived were affordable. Also, rental prices were high and we could count on graduate students as potential tenants. Buying a rental property seemed like an excellent way to grow our portfolio and our wealth. Unfortunately, we quickly hit a number of setbacks. Qualifying for a loan on a rental … [Read more...]

Fundrise Review: Commercial Real Estate Investing for Everyone

  Traditionally, there were only two ways to invest in commercial real estate. You could get started for a (relatively) low financial investment if you personally maintained the property. Or you could invest a major chunk of change into real estate development as a form of passive income. But neither of these options allowed the average Joe with a day job to invest a modest amount. Without time or serious money, real estate … [Read more...]

Should You Participate in Your Company’s Employee Stock Purchase Plan?

A few years ago I was given the opportunity to participate in my company's employee stock purchase plan (ESPP). After some research, I discovered these plans can be a huge benefit if you do them right. Most people who have access to an Employee Stock Purchase Plan should definitely use it, max it out, and flip it immediately. Doing so will almost guarantee an almost 30% annual return on your money. Are you considering your … [Read more...]

How to Build Passive Income with Equity Crowdfunding

Passive income is the holy grail of personal finance. Earning money without having to hustle for it sounds like a pretty good deal. However, you might assume that passive income is only available to people higher up on the socio-economic ladder than you. If you're not in the financial position to become venture capitalist, you might think that you're going to have to toil for every dollar forever. In the past, it may have been … [Read more...]

4 Real Estate Crowdfunding Sites to Add to Your Investing Portfolio

  As many wealthy investors can tell you, real estate is a solid investment that can provide annual income as well as long-term growth. Unfortunately, buying real estate also requires quite a bit of upfront capital, as well as time, energy, and money for maintenance. Plus there is the risk of finding and keeping good tenants. Thankfully, individual investors no longer have to save up hundreds of thousands of dollars or … [Read more...]

36 of the Best Passive Income Apps for 2020

One of the best forms of income is passive income. That's because it flows in while you're busy doing other things. It can provide a valuable second income, that you can use to fund your retirement plan, get out of debt, or save up for your next vacation. With the dozens of passive income apps available, you can find one for just about any income venture you can think of. Some are truly passive--you invest money or create a product … [Read more...]