6 Ways to Invest in Real Estate (from $10 to $100,000)

[PT's note: This comprehensive article was contributed by Eric Bowlin from IdealREI.com. I first heard Eric on this Bigger Pockets episode. He lives here in Texas with me now and we regularly get together for lunch and talk real estate and business. Here's Eric....] It’s remarkable to see how real estate investing can create so much wealth. You see it everywhere--TV, the web, or your friend who randomly decided to flip a house, it … [Read more...]

Emperor Investments Review: Not Your Ordinary Robo-Advisor

  Emperor Investments used to be a part of the robo-advisor space but has recently stopped taking new customers. Emperor Investments was a robo-advisor that used pure stock portfolios that were chosen by real human experts. Unfortunately, they are no longer taking new customers. But, there are several alternatives that fill your robo-advisor needs, such as Betterment, Ally, and Vanguard. The unique proposition that Emperor … [Read more...]

Invest in Real Estate for as Little as $1,000 [RealtyMogul Review]

  Several years ago, my husband and I decided to add "real estate moguls" to our resumes. Homes in the small college town where we lived were affordable. Also, rental prices were high and we could count on graduate students as potential tenants. Buying a rental property seemed like an excellent way to grow our portfolio and our wealth. Unfortunately, we quickly hit a number of setbacks. Qualifying for a loan on a rental … [Read more...]

Fundrise Review: Commercial Real Estate Investing for Everyone

  Traditionally, there were only two ways to invest in commercial real estate. You could get started for a (relatively) low financial investment if you personally maintained the property. Or you could invest a major chunk of change into real estate development as a form of passive income. But neither of these options allowed the average Joe with a day job to invest a modest amount. Without time or serious money, real estate … [Read more...]

Should You Participate in Your Company’s Employee Stock Purchase Plan?

A few years ago I was given the opportunity to participate in my company's employee stock purchase plan (ESPP). After some research, I discovered these plans can be a huge benefit if you do them right. Most people who have access to an Employee Stock Purchase Plan should definitely use it, max it out, and flip it immediately. Doing so will almost guarantee an almost 30% annual return on your money. Are you considering your … [Read more...]

How to Build Passive Income with Equity Crowdfunding

Passive income is the holy grail of personal finance. Earning money without having to hustle for it sounds like a pretty good deal. However, you might assume that passive income is only available to people higher up on the socio-economic ladder than you. If you're not in the financial position to become venture capitalist, you might think that you're going to have to toil for every dollar forever. In the past, it may have been … [Read more...]

4 Real Estate Crowdfunding Sites to Add to Your Investing Portfolio

  As many wealthy investors can tell you, real estate is a solid investment that can provide annual income as well as long-term growth. Unfortunately, buying real estate also requires quite a bit of upfront capital, as well as time, energy, and money for maintenance. Plus there is the risk of finding and keeping good tenants. Thankfully, individual investors no longer have to save up hundreds of thousands of dollars or … [Read more...]

34 of the Best Passive Income Apps for 2020

One of the best forms of income is passive income. That's because it flows in while you're busy doing other things. It can provide a valuable second income, that you can use to fund your retirement plan, get out of debt, or save up for your next vacation. With the dozens of passive income apps available, you can find one for just about any income venture you can think of. Some are truly passive--you invest money or create a product … [Read more...]

Investing in Fine Art with Masterworks (Our Review)

My mother owned an art gallery for nearly 40 years, and I literally grew up surrounded by art. Because of my background in the art world, I was both intrigued and a little wary of this new investment platform. Masterworks allows regular joes to buy shares of art masterpieces as an investment. My personal finance side is excited to see a platform open up an asset class that is generally out of reach of the average investor. … [Read more...]

Betterment vs. Wealthfront: Which is the Better Robo-Advisor?

Betterment vs Wealthfront: these are the two largest and best known independent providers in the robo-advisor space. They’re also two of the earliest entries to the field. Because of that, they've evolved to the point where they have far more services than what is offered by the typical robo-advisor. Betterment and Wealthfront are automated online investment platforms. Both charge a low annual advisory fee and manage your … [Read more...]

M1 Finance Review: The Free Robo Advisor YOU Control

  If you've been fascinated with the idea of robo-advisors, but still prefer to go the do-it-yourself route, you need to check out M1 Finance. It’s a robo-advisor for sure, but one with a unique twist: you choose your own investments. That's the self-directed part. But once you choose your investments, you get all the benefits of a robo-advisor. M1 Finance then manages your portfolio for you, including periodic rebalancing and … [Read more...]

The Cash Flow Analysis for Our Rental Property (at Year End 2018)

It’s time once again to do our annual rental property cash flow analysis. To see previous years, visit the link at the bottom of the post. Twenty-eighteen was another challenging year for our rental property: 100% occupied (thankfully), new contract negotiations, and major water damage that ruined the wood floors! If you're new to my recaps, this is property is our old personal residence - a Frisco, TX townhome we purchased in … [Read more...]