Who Can Join USAA?

Have you been seeing the USAA ads on TV during NFL games?  Great ads as far as ads go.  I recently found out USAA is a great company as well when USAA recently put on a blogger conference at their San Antonio headquarters. I was lucky enough to be invited.

While they did pay for my trip, they did not ask me to write about them. But I’m choosing to today to answer the simple question: who can join USAA?

As I sat down for the conference, I noticed I was one of the few non-military bloggers and non-members. While my Dad did have some military service, I can’t remember him being a USAA member. Naturally, this was one of the first questions I had about the company: could I join if I wanted to?  In short, anyone can join, but only those who’ve served (or family members of those who’ve served) in the military are eligible for their special services and benefits. USAA breaks down their membership eligibility by relationship to military service.

I won’t reinvent the wheel here, but I can tell you that someone with no relationship to the military can have a checking account, savings account, CDs, life insurance, credit card, and even do their investing through USAA.

Who Can Join USAA

If you’re on the fence about whether you think you’re eligible for one of their products or services, be sure to just call them up at 1-800-531-6597. They pride themselves on their service, so I’m sure they can help get you lined out.

Speaking of products and services, USAA has a ton of offerings in their financial toolbox. Insurance is their primary gig, but they have a nice online bank (now slowly coming offline in certain regions) which offers one of the best mobile banking apps in the industry (which has long offered mobile deposit), as well as some retirement and investing options.

USAA Services and Member Benefits

USAA Services and Member Benefits

No bank is perfect, but USAA has a lot of good things going for them. They are heavily influenced by their members and they run their operations with military precision (remember, I toured their facility).

Where USAA really shines is their commitment to their customer service. They are crazy about taking care of their members. They have a solid online community of bloggers and experts that help to ensure a well-rounded financial experience for their customers.

Looking for intelligent financial advice? Check out USAA’s on-site CFP, Scott Halliwell. Want advice from a fellow military spouse? Be sure to read the blogs by the spouse community team.

If you are in the military or have a spouse who is, I’d highly recommend you check out USAA for your insurance and online banking needs. If you’re not associated with the military in any way, it would be a mistake to dismiss USAA’s offerings. I’d like to specifically point out their life insurance. If you don’t have it yet, consider them when you’re running quotes.

Are you a USAA member? Care to share your experience in the comment section below?

Share Button



Last Edited: July 28, 2012 @ 9:49 am
About Philip Taylor

Philip Taylor, aka "PT", is a husband and father of two. He created PT Money back in 2007 to share his thoughts on money and to meet others passionate about managing their finances. All the content on this blog is original, and created or edited by PT. Read more about Philip Taylor, and be sure to connect with him on Twitter, Facebook, or view the Philip Taylor+ Google profile.