Save Money, Get Out of Debt, and Live a Frugal Life!
What should you do when you have unpaid debt in your name that’s not exactly your debt? I recieved this email from a reader and thought I’d share with you guys (my emphasis added):
“I went to work for a man 5 years ago and he wanted me to have a credit card but the bank couldn’t [...]
I’m no credit expert, but I know there are plenty of wrong ways to go about trying to establish or rebuild your credit. We hear advertisements for these services on the radio all the time. You may even see ads for their services here on my blog (not my choice). With the help of the [...]
An updated list of the top 0% balance transfer credit cards is below.
I recently shared my experience with effectively using 0% balance transfer credit cards to help in my debt reduction plan. That was back in the day. These days it’s become a bit harder to find a good deal on a 0% interest rate [...]
Let’s talk credit scores. Today I thought I’d cover why your credit score matters, as well as suggest some ways to improve your credit score.
Why Your Credit Score Matters
Your credit score is an important part of your financial portfolio. We typically spend a great deal more time thinking about our assets (i.e. bank balances, investments, [...]
Today I want to discuss how you can properly use 0% balance transfer credit cards in connection with a debt repayment plan, or even as a way to make some extra money.
A few months back I warned of the dangers of 0% interest rate credit card balance transfers. I still stand by those points, but [...]
Let’s talk about free credit reports. Today I thought I’d review some of the reasons to get your free credit report, as well as, share some of the websites that will give you your credit report for free.
5 Reasons to Check Your Credit Report
It’s important to occasionally review your credit reports. Here are a few [...]
With college starting up soon for most students, I thought it’d be a good idea if we discussed the idea of credit cards for college students. Below I provide some smart money tips for students and their cards, followed by a list of some of the best student credit cards available today.
Students and Credit Cards
I can’t believe it’s fall already. Time for [...]
I recently received an email from a reader regarding cleaning up old credit report errors. Here’s the question (my emphasis added):
Does it count as an error on a credit report if there are accounts turned to collections that have actually been paid years ago? When my husband and I were applying for a mortgage, he [...]
Hi, I'm PT. No, I'm not a millionaire ...yet. But I have a big desire to help you learn to live a limitless financial life. more...
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