So you applied for that new credit card with the huge upfront spending bonus. Now you’re left wondering “how the heck am I going to spend $xxxx.xx in x months.” You might not have even made it that far. You may look at those upfront spending requirements (e.g. spend $5,000 in 3 months and receive [...]

A few weeks back I let you guys in on my first credit card application party/spree plans. I’m back with the results of the party. Below I’ll explain how the applications went, how my credit was affected, and how I’m doing in meeting my minimum spend requirements. In total it has been a success. I [...]

The credit card market seems to be changing on a regular basis these days and one of the offers that never seems to last very long belongs to the British Airways Visa Signature Card.  Over the past few years Chase has been able to give away what is likely billions of Avios and they’re still [...]

The mecca of all small business credit cards has to be The Business Platinum Card® from American Express OPEN.  When consumers think of spending power, the first thing that comes to mind is the AMEX Black Card, then the AMEX Platinum Card.  Well American Express decided to translate all of the big perks and benefits [...]

You’ve heard of churning credit cards for cash back rewards, airline miles, and other perks, right? I’ve dabbled in this strategy (using credit card vs them using you). Last year I earned 100,000 airline miles through credit card signup and spending bonuses. But I’m just scratching the surface. I know a guy who earned over [...]

Do you ever leave the store after making a big purchase and think, “I hope I didn’t pay too much for that”? In the past I liked to do at least an hour’s worth of research on big ticket items, often comparing several stores and looking at price trends. But the busier our lives get [...]

Update: The Southwest Airlines Rapid Rewards Premier Credit Card has just relaunched with a two roundtrip flight promotion after spending $2,000 in the first three months.  However this bonus EXPIRES in less than 24 hours!  (Thursday Morning, 10:00 am ET) The Southwest Airlines Rapid Rewards® Premier Card is actually the first credit card I’ve chosen [...]

Update – This offer is now EXPIRED With more than a full year of owning a business credit card under my belt, I can tell you from first hand experience how valuable the asset of a business credit card can be.  The continuous savings, the up front bonus and probably most importantly; the ease during tax [...]

One of my first credit cards was a Discover Card.  I didn’t realize it at the time, but I was likely approved for the card because Discover was in the infancy of trying to grow their acceptance with merchants and users. Twenty years later things are much different. Discover is now accepted (at over 8 [...]

Update - This giveaway has now ended.  Using Random.org (5 times random) the winner of the $2,500 is Mecca R.!  Congratulations to Mecca (you have been contacted) and thanks to everyone who was kind enough to subscribe and fill out a survey. Since everyone seems to spend more money this time of year, I’m absolutely thrilled [...]

(Update: This promotion is now expired) For a limited time only, the Citi ThankYou Preferred Card is offering new cardholders a 40,000 ThankYou point bonus. Forty thousand sure sounds like a ton of points, but be careful because the ThankYou rewards network does not translate like other rewards programs.  100 points does not equal $1 [...]