Citi Double Cash Card Review – Double Cash Back has ARRIVED!

Citi Double Cash Card

Many years ago, the idea of a double cash back credit card was fairly common. With bank interest rates above 4% and the economy on the rise, credit card companies were doing whatever they could to bring in new business. Then, in the blink of an eye, big bonus offers and high cash back percentages […]

10 Tips to Become an Expert Credit Card Travel Hacker without Getting Into Trouble

Credit Card Travel Hacking

Credit card travel hacking is certainly not for everyone. It would be wrong for me to make a one size fits all recommendation and tell everyone to jump in and play this game. Certainly, the game has its benefits, but can have adverse financial impacts if not played wisely. What is the rewards game, anyway? […]

Barclaycard Arrival Plus World Elite MasterCard – 40,000 Bonus Miles Review

Barclay Arrival Card LARGE

When I started a new job in affiliate marketing back in 2007, the rage was all about credit card bonuses.  At that time, issuers were falling over themselves to give away money up-front; with good reason.  Cardholders would charge themselves into bankruptcy and the money made would be tremendous.  After one large financial collapse and […]

Hawaiian Airlines Elite World MasterCard Review – 35,000 Bonus Miles

Hawaiian Airlines World MasterCard

If I were to ask you to pick one state you would want to vacation in, which would you choose?  Sure, some might say Florida, California, even South Dakota if you’re a “I love monuments” kind of guy; but I think the overwhelming majority would exclaim HAWAII. Hawaiian Airlines has 29 different locations within the […]

130,000 Points for the Win: Results of My Second Credit Card App Party

Second App Party - Valley Forge

When the new year rolled around and my reward point balances started to dwindle I knew it was time to once again think about doing a credit card app party (see the results of year one). An app (application) party is when you sign up with several credit cards all at once to maximize your […]

Our Recent Points Trip “Babycation” to Tucson’s J.W. Marriott Starr Pass Resort

Tucson Starr Pass Resort

Mrs. PT does a fantastic job taking care of our family – the two girls and I – day in and day out. Since we’re about to bring a new member of the family into the world, we figured it was time for a babymoon getaway (i.e. a little pre-”babycation”). Or, as Mrs. PT and […]

Citi ThankYou Premier Card Review

Citi ThankYou Premier Card

There was a time not too long ago where a bonus like the one Citi has just launched would be accompanied by similar ones from other issuers.  However in the last six months; not a single credit card issuer has come forward with an up-front bonus of this magnitude, thus making the 50,000 bonus ThankYou […]

3 Reasons Every Frequent Traveler Needs a MasterCard in Their Wallet

MasterCard Ferris Wheel Berlin

This post was sponsored by MasterCard. If you’re like me, you like to be able to use your reward points credit cards when you travel. No one likes to be turned away at the register. You probably also like to enjoy a few extra perks (like early check-in, free breakfast, and discounts on attractions) when […]

Citi ThankYou Preferred Card –Bonus Point Offer $200 Gift Card Bonus

Citi Thank You Preferred Card

In an effort to provide consumers with a credit card they can use for just about anything, Citibank has launched a new line of cards, focused on high rewards and low fees.  One of those cards is the Citi ThankYou® Preferred Card – Earn up to 20,000 Bonus Points and for a limited time, all new […]

My New Balance Transfer Credit Card – Citi Simplicity MasterCard

Citi Simplicity Card Big

Now that I have a high enough credit score to take advantage of certain deals, I’ve been hard at work piling up the rewards.  My wife and I have had a lot of expenses in the last few months (between a sick puppy and an October due baby girl) and while I’ve been able to […]

10 Ways to Meet Minimum Spending Requirements For Credit Card Bonuses

ways to meet minimum spending requirements

So you applied for that new credit card with the huge upfront spending bonus. Now you’re left wondering “how the heck am I going to spend $xxxx.xx in x months.” You might not have even made it that far. You may look at those upfront spending requirements (e.g. spend $5,000 in 3 months and receive […]

Good News for Stay-At-Home Spouses: The Government Now Allowing You to Have a Credit Card

Stay at Home Mom Working

The Consumer Financial Protection Bureau (CFPB) picked a new winner this week: stay-at-home spouses and “partners”. If you stay at home while your spouse or partner brings home the bacon, you can soon use household income when applying for a credit card. Like it or not, the new and controversial CFPB dictates what the financial […]