About Hank Coleman

Hank Coleman is the founder of Money Q&A, a CFP candidate, entrepreneur, and freelance writer. His freelance writing work can be seen at AOL Daily Finance, The Motley Fool, Five Cent Nickel, Seeking Alpha, Military.com, Fox Business, Discover Bank, GoBankingRates.com, and more.

Are Property Managers Worth Their Fees?

Ask yourself a few questions before deciding to hire a property manager. Whether you are an accidental landlord or if you planned to become a residential real estate investor, someone will have to manage your property. Who will find you new tenants when yours move out? Who will handle complains about leaky faucets in the middle of the night? Who will handle tenants who do not pay rent on time? You, the homeowner, could handle all of these things yourself, of … [Read more...]

Your Retirement Planning Assumptions Are Not Conservative Enough

We can't see into the future, but we can make wise decisions now. There are a lot of planning assumptions that enter into how we tackle retirement planning. Now that the trauma from the Great Recession is beginning to subside, we may need to look at how we are planning, saving, and investing for our retirement. Are we doing enough? Can we expect more of the same returns based on the market's historical average? Some experts think our retirement planning assumptions … [Read more...]

What Happens to Your Debt When You Die?

True or false: Your spouse will assume your personal credit card debt after you die? FALSE! Many spouses are living in fear and worry that they will be saddled with the burden of additional debt when their loved one dies. Adult children are also finding themselves concerned about their parents' finances as well. The good news is that debt cannot be passed on after you die. Unless they have cosigned or jointly own an asset that … [Read more...]