Do more with your money in half the time.
The Christmas shopping season is not only one of the most expensive times of year, but also my least favorite. We’re supposed to focus on giving and spending time with our friends and family, but for many of us it’s turned into a shopping nightmare, accompanied with the obligation of buying presents for every single [...]
Editor’s note: please join me in welcoming Carrie Smith, new staff writer. Carrie is a successful freelance writer across many sites, including her own, CarefulCents.com. She will be sharing her story with money and her successes in getting rid of debt. I was 23 when bought my first house. I thought I had it all; [...]
This is a guest post by Adrian J Cartwood of 7million7years.com, who shares his opinion on good vs bad debt. Be sure to leave your thoughts in the comment section below. If all debt was bad, surely it would make sense to avoid it completely? I can’t explain why this is wrong without using a [...]
Today I’m happy to have my friend Carrie Smith of CarefulCents.com offering up a post on the important, but often neglected subject of getting out of debt. Here’s Carrie… It took me just over a year to completely wipe out my debts, and while that might not seem like a long time to you, it [...]
I haven’t talked about debt in a while. The reason is that we paid off our car notes and student loans over a year ago. Additionally, the extra money we earned this past year went towards a down payment on a new house. We ended up keeping our old house as a rental property, so [...]
This is a guest post from Suzanne Cramer, Social Media Specialist for Care One. I have had my fair share of medical bills over the years. Not because I didn’t have health insurance, but due to the rising cost of healthcare. I always thought that having insurance meant you were “covered” should you need to [...]
Picking out the good financial advice from the bad financial advice isn’t always easy. But when advice that used to be true is still being touted as the way things are, it can be even more confusing. As the economy changes, the advice that was once valuable might be downright disastrous for today’s young adults. [...]
Have you ever taken a 401k loan? 401k loans are a very difficult personal decision. As many as 20% of participants in your average 401k plan have taken out a loan. I almost took out a 401k loan back in 2007 when I was scraping together a down payment on our first home. Ultimately though, [...]
What’s your opinion about credit card debt? Just the other day someone searched for the following phrase in Google and found my site: “is it best to pay off my credit card balance in full or make minimum payments?” Hopefully this searcher found some good information here. But I doubt he/she was able to find a [...]
This is a guest post from Ryan Stubblefield, who runs SingleRoots.com, where they review the best Christian dating sites. In one day, I will be tying the knot. There are lots of reasons I’m madly in love with my future bride, and there are lots of reasons I’m crazy about our relationship. One really cool [...]
I received a couple of questions about student loan debt and student loan consolidation. I’ll try to provide some information to help answer these questions, but as usual I welcome your suggestions in the comments. Here’s the first question: What is the best way to manage all of your student loans once you have finished [...]
Your future self just called. They want their money back. We all have to rely on others from time to time. What are friends and family for, right? So, is relying on your future self the same as asking for a handout from someone else? I say there’s nothing wrong with doing that occasionally. But when [...]
Hi, I'm Philip Taylor. I'm a husband, father, blogger, and entrepreneur. I love learning to do more with my money and sharing it all here with you. Join in on the conversation and start improving your financial life today. Read more...
