About Philip Taylor

Philip Taylor, aka "PT", is a CPA, financial writer, FinCon CEO, and husband and father of three. He created PT Money back in 2007 to share his thoughts on money and to meet others passionate about managing their finances. All the content on this blog is original, and created or edited by PT. Read more about Philip Taylor, and be sure to connect with him on Twitter, Facebook, or view the Philip Taylor+ Google profile.

The Official PT Money Tax Preparation Checklist

Time to file your taxes if you haven’t already! We’ve still got plenty of time before the last day to file taxes, so you’ve got time to get ready. But even if you want to purposefully wait till the last minute, it doesn’t hurt to start pulling together your information. I still try to follow […]

Where Should You Get Your Taxes Done?

I couldn’t resist this topic as I just received a question from a reader. They were asking where I recommend that people get their taxes completed. Here’s the question: “How do you recommend people get their taxes “done”? Should we go to an accountant, or one of those companies that have the guy dressed as […]

The Cash Flow Analysis for Our Rental Property at Year End 2015

It’s time once again to do our annual rental property cash flow analysis. To see 2014 and before, visit the link at the bottom of the post. Did we make money this year? Is the investment still worth it? What needs to change in 2016? These questions and more will be answered in our annual […]

Best Credit Card Bonus Offers of 2016

[Advertiser Disclosure] A great way to take advantage of your good credit is to cash in on high bonus credit card offers. After all, if you’re going to get a new credit card you might as well consider the upfront bonuses many of the card issuers offer. Not every offer will make sense though; some […]

Do You Have What it Takes to Complete the 52 Week Money Saving Challenge?

Today I thought I’d share my thoughts on the 52 week money challenge and see how many of you would do something like this. How the 52 Week Money Challenge Works The idea is simple: deposit $1 into your savings account on week one of this year, followed by $2 on week two, $3 on […]

Best Hotel Rewards Credit Cards of 2016

[Advertiser Disclosure] One of the great things about staying in hotels can be the perks and amenities you receive when you’re away from home. Having to travel a few times each year for conferences, I can tell you how nice it feels when you get off a six hour plane ride, see a 45 minute […]

The Important Things We’re Saving For – Our Savings Goals for 2016

It’s time once again to review our annual savings goals. Hard to believe, but it’s our 9th year of chronicling our goals like this. You can peek through each year by using the navigation below. Briefly, we met our savings goals from last year. We maxed out our Roth IRAs ($5,500 each), contributed some excess […]

These 7 Strategies Save Us Thousands Each Year in Taxes

It’s time once again to start giving some thought to paying taxes. Who’s excited? Okay, even though it may feel like a chore it’s wise to do a little analysis at the end of the year to see if there are any year end tax planning moves you need to make. Remember, corporate returns are […]

45 Christmas Gift Ideas Under $25

We’re back with our Christmas list again for 2015. We’ve updated the list with five more gift suggestions. Are you looking for a few Christmas gift ideas to help complete your list? Well, you’ve come to the right place. Every Christmas season I wait too long and end up having trouble deciding what gifts to […]

How to Find Great Virtual Assistant Jobs and Get Paid This Week!

If you’re a good fit for the work style, and know where to find the best jobs, being a virtual assistant has plenty of benefits, including great pay. There are now more than 4 million administrative assistants in the U.S. according to the Bureau of Labor Statistics. Many of those are now virtual assistants. The […]

9 Tips for Going to One Income

This article was first published in 2008. But the message is still relevant today. Going to one income? We’re going to one income very soon. This is the last month that we’ll receive two paychecks, as Mrs. PT will be going back to school next month. I decided I would do a little preparation. I did […]

How Much House Can I Afford?

Right now, home prices are low, and mortgage rates are attractive. As a result, the temptation to buy is great, especially for first time homebuyers who want to get in now, while they can save big. However, just because you think now is a good time to buy does not mean that you should. Make […]