About Philip Taylor

Philip Taylor, aka "PT", is a CPA, financial writer, FinCon CEO, and husband and father of three. He created PT Money back in 2007 to share his thoughts on money and to meet others passionate about managing their finances. All the content on this blog is original, and created or edited by PT. Read more about Philip Taylor, and be sure to connect with him on Twitter, Facebook, or view the Philip Taylor+ Google profile.

45 Christmas Gift Ideas Under $25

We’re back with our Christmas list again for 2015. We’ve updated the list with five more gift suggestions. Are you looking for a few Christmas gift ideas to help complete your list? Well, you’ve come to the right place. Every Christmas season I wait too long and end up having trouble deciding what gifts to […]

How to Find Great Virtual Assistant Jobs and Get Paid This Week!

If you’re a good fit for the work style, and know where to find the best jobs, being a virtual assistant has plenty of benefits, including great pay. There are now more than 4 million administrative assistants in the U.S. according to the Bureau of Labor Statistics. Many of those are now virtual assistants. The […]

9 Tips for Going to One Income

This article was first published in 2008. But the message is still relevant today. Going to one income? We’re going to one income very soon. This is the last month that we’ll receive two paychecks, as Mrs. PT will be going back to school next month. I decided I would do a little preparation. I did […]

How Much House Can I Afford?

Right now, home prices are low, and mortgage rates are attractive. As a result, the temptation to buy is great, especially for first time homebuyers who want to get in now, while they can save big. However, just because you think now is a good time to buy does not mean that you should. Make […]

I’ve Saved $1,191.90 Automagically with Digit Since January 15th – My Digit Review

Since launching the FinCon FinTech Startup Competition (first demo takes place this Sept. 18th), I’ve been exposed to a number of new tech companies with great ideas to help you with your money and investing. One of my favorites to come along is Digit. I’ve been using the service for 5 months now and I’m […]

The 7 People You Should Be Talking with About Your Finances

The following blog post is part of the The Road to Financial Wellness Blog Tour. Over a period of 30 days, the Phroogal team will go to 30 locations to raise awareness about financial empowerment. Today they will be in Dallas! Our goal is to help people learn about money by starting the conversation. We […]

Top Investing and Personal Finance Startups We’re Excited to See at #Finovate Spring 2015

This week I’m excited to be attending my first #Finovate – the conference for the future of Financial Technology (FinTech). I’ll get to see some of the newest technology startups catering to your needs in personal finance and investing. I’ve had a chance to review the full list of companies demoing and here’s who I’m […]

What If You Can’t Pay Your Taxes This Year?

It’s been an eventful few years with the IRS taking on major companies and even countries to recover taxes and penalties owed by businesses and individuals.  With the economy sluggish, and tax revenues falling, the IRS and many State governments are trying to close the tax gap (the difference between taxes owed and taxes paid) […]

Think You Can Pick Better Stocks Than Me in 2015? Join Me in the Grow Your Dough Throwdown 2.0

Important Note: 99% of my investing is boring, focused on retirement, and involves tax-advantaged accounts and low cost index funds. I love it! What you’ll read below is not part of that strategy and is just for fun and education – to show how easy it is to get started investing. In 2014 I participated […]

Republic Wireless Review: It’s Time to Leave AT&T and the iPhone Behind

Don’t you hate that high cell phone bill? For the past couple of years I’ve been generally unhappy with paying so much for our cell phone service. $150 a month?! I thought there had to be a better way. What stopped me from making a change was the iPhone. I just didn’t think I could […]

Final 2014 Signal Speculator Portfolio Update (+33%) – I Won the Throwdown!

Happy New Year! As you may remember, I dabbled in stock speculation in 2014. It was all part of a “Grow Your Dough Throwdown” in which I competed with other financial bloggers to pick investments for the year. Turns out, I won! My initial $1,000 portfolio appreciated by 327.05. That’s a 33% return on my […]

The Cash Flow Analysis for Our Rental Property at Year End 2014

Another year has passed and it’s time once again to report on the progress of our rental property. To see 2013 and before, visit the link at the bottom of the post. I had a few negative things happen this year that could have ruined the year. First, my tenant broke his lease. This was […]