About Philip Taylor

Philip Taylor, aka "PT", is a husband and father of two. He created PT Money back in 2007 to share his thoughts on money and to meet others passionate about managing their finances. All the content on this blog is original, and created or edited by PT. Read more about Philip Taylor, and be sure to connect with him on Twitter, Facebook, or view the Philip Taylor+ Google profile.

Quick Money Tips: Making Extra Money

Here are some great ideas for earning extra income.

In today’s edition, we take a look at making extra money on the side. There is usually a reason to want or need extra income. Times may be tough and you don’t like living paycheck to paycheck. Maybe you really want to pay off that last credit card. Or do you need to save up [...]

NYC Fines Airbnb.com Host $2400 for Renting Out His Home

Airbnb Host Fined

The same city that banned big sodas is now making it harder for New Yorkers to rent out their homes, or for you to find alternative lodging on your next trip to NYC. This week, a local judge ruled that a resident who used the service Airbnb to rent out his home was in violation [...]

PTM 032 – How to Use Kickstarter to Launch a Business with Max Valverde of Morninghead

Morninghead Max Valverde

Today’s podcast features Max Valverde, founder and inventor of Morninghead, the revolutionary cure for bed head. Max launched Morninghead on Kickstarter.com, the online crowd-funding platform and achieved his goal times six. In this episode, Max shares how he came up with the idea, how he got the product made, and how to use Kickstarter to [...]

IRS Targeted “Folks Waving Tea Bags Around”

IRS Sign

The IRS, a bureau of the Department of Treasury and the same agency that will be enforcing the Obamacare “tax”, is tasked with enforcing the laws that help determine what organizations can be considered non-profit and tax-exempt. Over the past week it was revealed that they targeted conservative “tea party” groups that were filing for [...]

10 Ways to Meet Minimum Spending Requirements For Credit Card Bonuses

ways to meet minimum spending requirements

So you applied for that new credit card with the huge upfront spending bonus. Now you’re left wondering “how the heck am I going to spend $xxxx.xx in x months.” You might not have even made it that far. You may look at those upfront spending requirements (e.g. spend $5,000 in 3 months and receive [...]

This Week is National Bike to Work (or School) Week

Bike to Work

…and Friday, May 17th, 2013, is National Bike to Work Day. Are you participating? The month (started in 1956) and associated events are put on by the League of American Bicyclist (League) as part of National Bike Month. It couldn’t be easy to participate in these events. Simply ride your bike. If you want to [...]

19 Fun Summer Jobs for Teens and College Students

19 Summer Jobs for Teens & College Students

Do you (or your teen) have a job for summer yet? It being graduation season, I thought I’d share some common summer job opportunities for teenagers and college students to make extra money. Some of these I’ve done myself. Others are just some of the more common jobs you hear about. Be sure to share [...]

How to Sell Your House Fast By Focusing On These 3 Key Factors

How to Sell Your House

Houses are selling fast here in North Texas. I hear stories just about every day of houses that are on the market less than seven days. Across the nation, home sales are up from last year, according to the National Association of Realtors. With Spring here, interest rates still low, and all the buzz about [...]

Quick Money Tips: Life After Retirement

Quick Money Tips: Life After Retirement

In today’s edition, we take a look at life after retirement. Many people look forward to retirement as a time to relax, travel, and be your own boss. It is a goal you work toward your entire adult life and something to enjoy. However, for many retirees, coming home from work and never going back [...]

Despite All-Time High 15,000 Dow, Fewer U.S. Adults Invested in Stocks

What is Inflation - Can Bonds Help

I’m in stocks. If you are too, odds are your neighbor isn’t. An annual survey produced by Gallup revealed that just 52% of U.S. adults own stocks. This is the lowest percentage ever reported by Gallup, who began tracking this in 1998. To put this in perspective, U.S. adults have never participated in the stock [...]

Big Increase in Number of Health Savings Accounts Says Fidelity

Individual vs Group Health Insurance

Recently, Fidelity Investments stated that they had a fifty-three percent rise in the number of Health Savings Accounts (HSAs) that were opened in 2012 vs 2011. This brings the total number of HSA accounts handled by Fidelity Investment up from 119,000 to 182,000. HSAs are tax-advantaged savings accounts available to people with high-deductible health insurance [...]

Virtual Assistant: A Job Worth Your Time?

virtual assistant jobs

If you’re a good fit for the work style, and know where to find the best jobs, being a virtual assistant has plenty of benefits, including great pay. There are now more than 4 million administrative assistants in the U.S. according to the Bureau of Labor Statistics. Many of those are now virtual assistants. The [...]