About Philip Taylor

Philip Taylor, aka "PT", is a husband and father of two. He created PT Money back in 2007 to share his thoughts on money and to meet others passionate about managing their finances. All the content on this blog is original, and created or edited by PT. Read more about Philip Taylor, and be sure to connect with him on Twitter, Facebook, or view the Philip Taylor+ Google profile.

Think You Can Pick Better Stocks Than Me in 2015? Join Me in the Grow Your Dough Throwdown 2.0

Grow Your Dough Throwndown Motif Leaderboard

Important Note: 99% of my investing is boring, focused on retirement, and involves tax-advantaged accounts and low cost index funds. I love it! What you’ll read below is not part of that strategy and is just for fun and education – to show how easy it is to get started investing. In 2014 I participated […]

Republic Wireless Review: It’s Time to Leave AT&T and the iPhone Behind

Republic Wireless Plans Banner

Don’t you hate that high cell phone bill? For the past couple of years I’ve been generally unhappy with paying so much for our cell phone service. $150 a month?! I thought there had to be a better way. What stopped me from making a change was the iPhone. I just didn’t think I could […]

Final 2014 Signal Speculator Portfolio Update (+33%) – I Won the Throwdown!

PT Sharebuilder Trades 2014

Happy New Year! As you may remember, I dabbled in stock speculation in 2014. It was all part of a “Grow Your Dough Throwdown” in which I competed with other financial bloggers to pick investments for the year. Turns out, I won! My initial $1,000 portfolio appreciated by 327.05. That’s a 33% return on my […]

The Cash Flow Analysis for Our Rental Property at Year End 2014

Rental Property

Another year has passed and it’s time once again to report on the progress of our rental property. To see 2013 and before, visit the link at the bottom of the post. I had a few negative things happen this year that could have ruined the year. First, my tenant broke his lease. This was […]

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Things to Save Up For – Our Savings Goals for 2015

Things to Save Up For

Let’s chat about savings goals. I’ll list mine so you can see what’s important to me. You tell me in the comments below what you’re saving for and how you plan to achieve those goals. This exercise is meant to help me organize my savings goals and also to give you a peek at the […]

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How You Can Dump Obamacare and Get Started with an Affordable Alternative (MediShare Review)

MediShare

Update (Dec 2014): We’ve been on Medishare for roughly seven months now. It’s been a positive experience. In summary, we we pay a bit more for our doctor visits, but it doesn’t compare to the premium savings we’ve experienced. We also continue to use the same medical professionals we’ve been using for years. Lastly, if […]

45 Christmas Gift Ideas Under $25

Christmas Gift Ideas

We’re back with our Christmas list again for 2014. We’ve updated the list with five more gift suggestions. Are you looking for a few Christmas gift ideas to help complete your list? Well, you’ve come to the right place. Every Christmas season I wait too long and end up having trouble deciding what gifts to […]

Capital One 360 Checking Review

Capital One 360 Checking Review

I’m going to give you my Capital One 360 Checking review. Not long after I opened my Capital One 360 Savings account I felt the need to have quicker, easier access to my savings. One of the best ways to achieve that is to add a Capital One 360 Checking account to the mix. I’m […]

How to Get to Zero Credit Card Debt with ReadyForZero.com

ReadyForZero Review

Creating a plan to get rid of your credit card debt is fairly simple. First, list out all of your debts and rank them according to one of three methods: highest interest rate (debt avalanche method), lowest total balance (debt snowball method), or most emotional. Then, start aggressively paying off debt #1, while making minimum […]

Searching for More Ways to Give? Check Out These 6 New Charitable Platforms

Give Online

More and more people are turning online and to their cell phones to give. I think this is great! It’s fast, direct, and safer than ever. Online giving continues to be on the rise. Nonprofit software services provider Blackbaud stated in their 2013 charitable giving report that overall charitable giving grew 4.9% in 2013, while online […]

These Smart Home Improvements Will Help You Yield the Best Returns at Resale

Home Improvement

Have you ever considered a home improvement project? Perhaps you received a sizable tax return or company bonus and are looking to invest in your home. A home improvement project can be a great investment or it can actually be a waste of money in terms of recouping the costs when you sell. Certainly, smart […]

2 Money Leaks You Need to Stop Now

Deepwater Horizon Oil Spill

As stated on Wikipedia, the Gulf oil leak started on April 20, 2010 and was considered the largest in the history of the petroleum industry. Oil gushed for 87 days until it was sealed September 19, 2010. The government estimated that 4.9 million barrels gushed into the Gulf of Mexico because of this disaster. I […]