About Philip Taylor

Philip Taylor, aka "PT", is a CPA, financial writer, FinCon CEO, and husband and father of three. He created PT Money back in 2007 to share his thoughts on money and to meet others passionate about managing their finances. All the content on this blog is original, and created or edited by PT. Read more about Philip Taylor, and be sure to connect with him on Twitter, Facebook, or view the Philip Taylor+ Google profile.

How to Find Great Virtual Assistant Jobs and Get Paid This Week!

Want to be a virtual assistant? This article tells you what it takes and how to find a quality virtual assistant job. You can do most of these jobs from home! It's perfect for stay at home moms and dads.

If you’re a good fit for the work style, and know where to find the best jobs, being a virtual assistant has plenty of benefits, including great pay. There are now more than 4 million administrative assistants in the U.S. according to the Bureau of Labor Statistics. Many of those are now virtual assistants. The […]

9 Tips for Going to One Income

Are you considering for one spouse to leave their job to stay at home? It can be a scary proposition to go to a single income, but here are 9 tips that will help you be prepared. Read PT's advice on how to make it happen.

This article was first published in 2008. But the message is still relevant today. Going to one income? We’re going to one income very soon. This is the last month that we’ll receive two paychecks, as Mrs. PT will be going back to school next month. I decided I would do a little preparation. I did […]

How Much House Can I Afford?

Would you love to own your own home? Make sure you don't get in over your head with the debt of a mortgage. Read here to find out PT's best advice for how much house you can afford!

Right now, home prices are low, and mortgage rates are attractive. As a result, the temptation to buy is great, especially for first time homebuyers who want to get in now, while they can save big. However, just because you think now is a good time to buy does not mean that you should. Make […]

I’ve Saved $1,191.90 Automagically with Digit Since January 15th – My Digit Review

digit dashboard and messaging

Since launching the FinCon FinTech Startup Competition (first demo takes place this Sept. 18th), I’ve been exposed to a number of new tech companies with great ideas to help you with your money and investing. One of my favorites to come along is Digit. I’ve been using the service for 5 months now and I’m […]

The 7 People You Should Be Talking with About Your Finances

Phroogies Talking About Money

The following blog post is part of the The Road to Financial Wellness Blog Tour. Over a period of 30 days, the Phroogal team will go to 30 locations to raise awareness about financial empowerment. Today they will be in Dallas! Our goal is to help people learn about money by starting the conversation. We […]

Top Investing and Personal Finance Startups We’re Excited to See at #Finovate Spring 2015

FS2015

This week I’m excited to be attending my first #Finovate – the conference for the future of Financial Technology (FinTech). I’ll get to see some of the newest technology startups catering to your needs in personal finance and investing. I’ve had a chance to review the full list of companies demoing and here’s who I’m […]

What If You Can’t Pay Your Taxes This Year?

What to Do if I Cant Pay My Taxes?

It’s been an eventful few years with the IRS taking on major companies and even countries to recover taxes and penalties owed by businesses and individuals.  With the economy sluggish, and tax revenues falling, the IRS and many State governments are trying to close the tax gap (the difference between taxes owed and taxes paid) […]

Think You Can Pick Better Stocks Than Me in 2015? Join Me in the Grow Your Dough Throwdown 2.0

Grow Your Dough Throwndown Motif Leaderboard

Important Note: 99% of my investing is boring, focused on retirement, and involves tax-advantaged accounts and low cost index funds. I love it! What you’ll read below is not part of that strategy and is just for fun and education – to show how easy it is to get started investing. In 2014 I participated […]

Republic Wireless Review: It’s Time to Leave AT&T and the iPhone Behind

Ready to leave your big wireless provider and the big bill that comes with it? Read PT's review of Republic Wireless. Republic is changing the way we do cell phones and changing the cost! Find out what all you get for just $25 a month.

Don’t you hate that high cell phone bill? For the past couple of years I’ve been generally unhappy with paying so much for our cell phone service. $150 a month?! I thought there had to be a better way. What stopped me from making a change was the iPhone. I just didn’t think I could […]

Final 2014 Signal Speculator Portfolio Update (+33%) – I Won the Throwdown!

PT Sharebuilder Trades 2014

Happy New Year! As you may remember, I dabbled in stock speculation in 2014. It was all part of a “Grow Your Dough Throwdown” in which I competed with other financial bloggers to pick investments for the year. Turns out, I won! My initial $1,000 portfolio appreciated by 327.05. That’s a 33% return on my […]

The Cash Flow Analysis for Our Rental Property at Year End 2014

Do you own or want to own rental property? Take a look at PT's complete analysis of his rental property for 2014. This gives a great idea for what to expect for costs, repairs, leases, and revenue.

Another year has passed and it’s time once again to report on the progress of our rental property. To see 2013 and before, visit the link at the bottom of the post. I had a few negative things happen this year that could have ruined the year. First, my tenant broke his lease. This was […]

Things to Save Up For – Our Savings Goals for 2015

Do you need help figuring out what to save money for? Read how PT saves money and what his goals are for 2015. This will get ideas going for what financial goals you need to have in place.

Let’s chat about savings goals. I’ll list mine so you can see what’s important to me. You tell me in the comments below what you’re saving for and how you plan to achieve those goals. This exercise is meant to help me organize my savings goals and also to give you a peek at the […]