Depending on just how old you are, you might remember a time when credit cards didn’t exist. The world revolved around a cash and carry system, one that didn’t provide rewards or security on purchases. Once the cash exchanged hands, that was that. These days however, consumers expect to be rewarded for buying things and one of the cards they can do that with is the Marriott Rewards® Premier Credit Card.
The Marriott Rewards Premier Credit Card is a hotel rewards credit card, in that every point you earn will be put towards free stays at Marriott locations. Immediately after spending $3,000 in the first three months, 80,000 bonus points are yours, good enough for multiple free night stays. You’ll also receive an additional free night stay at any category 1-5 Marriott hotel each year you renew your credit card. 7,500 bonus points are awarded when you include an authorized user on the card and they make a purchase in the first 90 days of account opening. Add em all up, and that’s a virtual mountain of free nights.
Rewards points are earned using your Marriott Rewards® Premier Credit Card for every purchase made. Depending on what you buy, Chase can provide up to 5 points per dollar spent. The current breakdown of rewards points is as follows:
- 5 points for every dollar spent at Marriott locations
- 2 points for every dollar spent on airline, restaurant and car rental purchases
- 1 point for every dollar spent on everything else
With rewards cards, the APR is usually pretty high, however the Marriott Rewards Premier Credit Card offers a reasonable 16.24% variable APR. This card does not include an introductory rate for purchases or balance transfers, and it does have a $85 annual fee. A free night each year should make up for that cost but sometimes paying an up-front cost is not ideal.
Earlier this year, we wrote about the standard version of the Marriott Rewards Credit Card and the four free night stay at select Marriott locations. That credit card included a low purchase APR, good rewards program and low annual fee of $45, which was waived during the first year. An excellent card for travelers to say the least, however for anyone in need of something even better, albeit for a slightly increased fee, consider the Marriott Rewards® Premier Credit Card.
“Disclaimer: This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program.”