New and Improved Citi / AAdvantage Platinum Select MasterCard

Citi AAdvantage Platinum Select MasterCard ArtIt's been some time since a bank has improved the offer on one of it's frequent flyer credit cards but our partner Citi recently launched an update to their American Airlines frequent flyer credit card.  The Citi AAdvantage Platinum Select MasterCard has increased a few important perks while keeping a low annual fee (waived for the first year) for all American Airline travelers.  Let's take a deeper look into the pros and cons of card ownership.

Following $1,000 in purchases during the first three months, Citi / AAdvantage Platinum Select MasterCard holders will receive 30,000 bonus miles.  Although the application page makes no mention, 30,000 bonus miles can be enough for a round-trip flight in the continental United States.  Not to mention …

  • Earn 30,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening*
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
  • Enjoy Group 1 boarding on American Airlines flights*
  • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights*
  • Double AAdvantage® miles on eligible American Airlines purchases*
  • Earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage® miles each calendar year*

AAdvantage Pricing Details

Even though this credit card should be used for travel only (and paid in full every month), sometimes an emergency comes up where you have to roll over a balance month to month.  The Citi / AAdvantage Platinum Select MasterCard has a variable APR of 14.24%, 16.24%, 18.24%, 20.24%, and 22.24% based on credit worthiness, which is pretty average for a credit card these days.  The cash advance APR is 25.49% and the default APR is 29.99%.

Unfortunately, you won't find an introductory offer on the Citi / AAdvantage Platinum Select MasterCard and the annual fee is somewhat steep at $95.  But that fee is waived for the  first 12 months of card membership and just about matches the annual fee on all other airline miles credit cards.

For those that fly American Airlines often, the Citi / AAdvantage Platinum Select MasterCard is a card you need to own.  The miles you'll rack up on flights in addition to the discounts you'll receive during flights makes this a pretty solid offer from Citi.  The $95 annual fee is a detraction to the overall value, but trying it for 12 months won't hurt your wallet.

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“The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.”

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About Michael Pruser

After spending a ton of money to go to the private University of Miami, Michael now enjoys spending time at home, writing personal finance articles for the world to read. His journey out of debt continues 500 words at a time.


  1. Jason Hull says:

    We are users of this card’s big brother, the AAdvantage Executive card. It has a hefty price tag – $450/year – but with it, you get access to the Admirals Club and the US Airways Club. We use the concierge service for getting into exit rows (which happens about 75% of the time) and then the free drinks at the lounge. Since we frequently travel, we think the splurge has been worth it.