Get Free Personal and Business Credit Scores at Nav.com

  Learning more about your business credit is not as simple as it is for your personal credit. It's a totally different system for business credit and there are fewer services available for checking it. Thankfully, Nav.com If you click this link and make a purchase, we earn a commission at no additional cost … [Read more...]

The Minimalist Home Office: 5 Tips to Organize Your Workspace and Get More Done!

If you’re like me and run a business or side hustle from a home office (or just work remotely sometimes), then you understand the need to have a clutter-free, minimalist home office environment. Growing up, my Mom always told me, “clear space, clear mind.” That little nugget has always stuck with me. I believe it. My friend Joshua Becker just authored a new book, The Minimalist Home: a room-by-room guide to a decluttered, focused … [Read more...]

A Low-Cost Alternative to Health Insurance [Medi-Share Review]

Joining the Christian medical expense sharing community, Medi-Share, for around $300/month has been a fantastic financial move for my family. Prior to joining this healthcare expense-sharing community, I was paying $1,100 per month for a health insurance plan with Humana! Medi-Share is not insurance (nor is it charity as you'll see). But it's a great alternative for some, and it does count as coverage in regards to the Obamacare … [Read more...]

A Fee-Free High-Interest Checking Account For Small Business Owners: Spark Business [Review]

Note: Capital One is "not accepting new Spark® Business Savings or Spark® Business Checking accounts right now." See our list of the best free checking accounts for more options. I have been banking with Capital One for many years now—ever since Capital One purchased ING Direct in February of 2012. Though I have always been very pleased with Capital One’s higher APYs for savings accounts (at least compared to traditional … [Read more...]

How I’m Using the QSEHRA [Managed by Take Command Health] to Deduct My Employees’ Healthcare Benefit

In this article, I'll share how I set up a Qualified Small Employer Health Reimbursement Arrangement (QSEHRA) to deduct the healthcare expense reimbursement benefit I offer my three full-time employees. In short, this is how I help my team with their health care needs (and get a tax deduction for it) without having to buy an expensive group health insurance policy. If you have a small team like me (or if you work on a small team) … [Read more...]

The Best Personal Loan Sites for Small Business Owners (in 2019)

  Small business owners are no strangers to financial headaches. From securing startup financing to covering temporary cash-flow problems, small business owners often have to work quickly to find a solution that will keep their business humming. Taking out a personal loan is one solution that is often overlooked. While a personal loan may not be right for every entrepreneur, there's a lot to recommend it as a possible way … [Read more...]

My Accountant Reviews QuickBooks Online vs Desktop

Editor's note: I use QuickBooks Online to handle the accounting for my blog and conference business. I'll be honest though - I don't know much about it or how it compares to the desktop version. I turned to my accountant, who uses it everyday on my behalf, to provide a quick review for anyone interested in using it. Running your successful business can be very challenging. Making the sale, providing the service, and/or producing the … [Read more...]

Master Your Small Business Accounting with QuickBooks Online

This post is brought to you by Intuit QuickBooks. While this post was sponsored by Intuit QuickBooks, all content and opinions expressed here are my own. Entrepreneurs and small business owners tend to be a pretty plucky bunch. They recognize the need that they can fill, work tirelessly to offer the best product or service they can, and they take full control of their careers by creating a new small business. However, there is one aspect of being the boss that … [Read more...]

The Best Accounting Software for Small Business (2019)

A few years ago, I took over as financial secretary for my local synagogue, and I had my first taste of using accounting software. It didn’t go well. Our synagogue was stuck with an outdated program that ran slowly on my laptop and caused me any number of headaches. Without a background in accounting, I found the user experience of the old program to be counterintuitive and difficult to learn. I made many mistakes during my tenure as financial secretary that our … [Read more...]

Xero vs. QuickBooks: Which Accounting Software Will Work Best for Your Small Business?

If you haven’t taken any classes in accounting, using QuickBooks can feel overwhelming. People with accounting backgrounds love the software, but it lacks some user-friendliness for those outside of the accounting profession. Since QuickBooks has been the giant in the small business accounting industry for many years, the choices for keeping the books were limited. Thankfully, the small business accounting software market is starting to change, as new accounting apps … [Read more...]

15 Tips for Saving Money on Your Business Expenses Without Working Harder

As entrepreneurs, we all like to see our revenue grow, right? If you’ve ever started your own business you know that increasing revenue doesn’t come without an investment of hard work; and burning the candle at both ends of the stick from time-to-time! Every business requires working hard to get it up and running, even if the objective is to eventually produce passive income. You can find many articles, books, and publications about how to run a business. … [Read more...]

What You Need to Know About Disability Insurance for the Self-Employed

Disability insurance is hardly a sexy topic of conversation, or even a common worry. After all, it's not like most of us do anything more strenuous than checking our email on the average day, so how likely is it that we will need disability insurance? As a matter of fact, it’s pretty likely. According to the Council for Disability Awareness (CDA), "over one in four of today’s 20-year-olds will become disabled before they retire." The average length of … [Read more...]