Best Credit Card Bonus Offers of 2018

There are plenty of good card bonuses out there – but when banks start to compete for your business, that's when those bonuses become exceptional. Signing up during these promotional periods will really get you more bang for your buck.

Whether it's money to use toward travel expenses like amusement park admission, access to some of the most luxurious resorts the world has to offer or flying half-way across the world to explore the rainforest, these cards will absolutely take you to places you have only dreamed of until now.

Starwood Preferred Guest® Business Credit Card ®

Current Offer: Earn 25,000 bonus Starpoints after you use your new Card to make $3,000 in purchases within the first 3 months.

What This Bonus Could Do for Me: Starwood Preferred points don't just give you access to some of the best hotels in the world, they also allow you to transfer points to some of the most frequent flyer programs. Increments of 20,000 points transferred to airline partners receive a 5,000-point bonus. So, if we do the math you will have a minimum of 28,000 after bonus and minimum spend which can be converted to 33,000 airline miles. (28,000 + 5,000 bonus + 3,000 spend points) If you were to transfer those miles to the British Airways distance based Avios program, that would be enough for 2 round trip direct flights to on American -- up to 1,150 miles each way. This would take you from DFW to Miami in one direction, or from DFW to Palm Springs in the other!

What Additional Perks Would I Get? You’ll get the 5th night free when redeeming for hotels 5,000 bonus on when transferring points to airline partners.
Annual Fee (Waived for the first year)

Chase Sapphire Preferred® credit card

Current Offer: Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

What This Bonus Could Do for Me: Ever had the desire to travel the "Road to Hana" on the island of Maui??? Why not take advantage of Chase's airline transfer partners to get to Hawaii on the cheap? The trick here is to transfer 50,000 points to the Korean Air SkyPass program. The Korean Air SkyPass will allow you to book round trip tickets on Delta at a much lower rate than Delta does with its own program. The SkyPass will set you back only 25,000 miles from anywhere in North America to Hawaii, roundtrip! You would pay at least 40,000 miles if you book directly with Delta! Aloha!

What Additional Perks Would I Get? You’ll get 2x points dining at restaurants, 2x on travel (Including Tolls) and 5,000 additional ultimate rewards points for authorized users.

Annual Fee (Waived for the first year)

Southwest Rapid Rewards® Plus card

Current Offer: Earn 50,000 points after you spend $2,000 on purchases in the first 3 months of opening your account.

What This Bonus Could Do for Me: Did you know that Southwest points give you a fixed value towards flights? What this means is, if Southwest is running one of their great sales, you also pay a lower number of points. If you shop around you could easily parlay these 60,000 points into 4 round trip tickets from a city like Boston over to Las Vegas. You'll soon escape the snow drifts of Boston and find yourself in the sunny desert of Vegas... how 'bout them apples? Also remember you can turn each point into 1.5 cents (1,000 points = $15) to use toward the flight of your choice!

What Additional Perks Would I Get? This bonus gets you more than half way to the 110,00 points needed for the infamous Southwest Airlines companion pass.

Annual Fee

Ink Business Preferred

Current Offer: 80,000 bonus points after you spend $5,000 on purchases in the first 3 months after account opening.

What This Bonus Could Do for Me: Transferring Chase points to Hyatt can help you to really get some incredible value out of your points. However, you don’t always need to stay in the Maldives to get this kind of amazing value. Ultimate reward points transfer 1:1 to Hyatt and on the lower end of the spectrum you can get a room at a Hyatt for 5,000 points per night. Don't be fooled -- there are some real gems to be found in Hyatt Category 1 hotels. Take for example, the Hyatt Regency in downtown Albuquerque, NM where 80,000 points could get you an astonishing 16 free nights! Think about how much green chile you could eat, the beautiful views you would take in while hiking the Sandia mountains and how many Breaking Bad photo ops you'd come across along the way. There really is no place like the Southwest. Welcome to the Land of Enchantment!

What Additional Perks Would I Get? Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services.

Annual Fee

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  1. Ink Plus Business Card is best, I am using this one for five years and it saved me a lot. Last year I earned 2000 miles with it, which I would be glad to spend this year.

    • Philip Taylor says:

      I’ve got that one as well, Shelley. It’s my main card for all my FinCon related expenses. The upfront bonus at the time was huge too. Thanks for the comment.